Beem

Beem is a consumer fintech mobile app (trybeem.com) offering instant cash advances of up to $1,000 through its Everdraft feature with no credit check and no interest, alongside personal loans up to $100,000, high-yield savings accounts paying up to 5% APY, AI-powered budgeting, credit building, cashback rewards, identity-theft protection, and insurance products. It supports non-traditional income (gig, freelance, government benefits) and can transfer funds to Cash App or a bank account. Backed by Techstars and used by more than five million people, Beem is consumer-facing and does not publish a public developer API, SDK, or developer portal at this time. Added to the API Evangelist network as a company profile.

Beem is profiled on the APIs.io network. Tagged areas include Company, Financial-Services, Fintech, Consumer Finance, and Cash Advance.

Beem’s developer surface includes pricing, engineering blog, support, signup flow, and 6 more developer resources.

🌐 Visit website 📡 Source on GitHub

17.5/100 emerging ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-08-20 · rubric v0.12.0

0 APIs

Company Financial-Services Fintech Consumer Finance Cash Advance Personal Loans Banking Payments Mobile App

Kin Score

Kin Score How this is scored →
scored 2026-08-20 · rubric v0.12.0

Composite quality — 17.5/100 · emerging

Contract Quality 0.0 / 21

Developer Ergonomics 1.2 / 17

Access Clarity 10.3 / 17

Operational Transparency 0.0 / 11

Contract Governance 0.0 / 10

Discoverability 4.3 / 9

Regulatory Posture 3.6 / 15

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Regulatory Posture applies to this provider. Its tags matched the Banking & Open Finance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/beem: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Get Started 1

Portal, sign-up, and the first successful call

SignUp

SignUp

Access & Security 3

Authentication, authorization, and security posture

Compliance

Compliance

TrustCenter

TrustCenter

DomainSecurity

DomainSecurity

Operate 1

Status, limits, changes, and where to get help

Support

Support

Commercial 3

Pricing, plans, and the legal terms of use

Pricing

Pricing

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 2

The organization behind the API

Website

Website

Blog

Blog

Source (apis.yml)

aid: beem
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/beem.png
name: Beem
description: Beem is a consumer fintech mobile app (trybeem.com) offering instant cash advances of up to $1,000 through its
  Everdraft feature with no credit check and no interest, alongside personal loans up to $100,000, high-yield savings accounts
  paying up to 5% APY, AI-powered budgeting, credit building, cashback rewards, identity-theft protection, and insurance products.
  It supports non-traditional income (gig, freelance, government benefits) and can transfer funds to Cash App or a bank account.
  Backed by Techstars and used by more than five million people, Beem is consumer-facing and does not publish a public developer
  API, SDK, or developer portal at this time. Added to the API Evangelist network as a company profile.
url: https://raw.githubusercontent.com/api-evangelist/beem/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- techstars
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-18'
tags:
- Company
- Financial-Services
- Fintech
- Consumer Finance
- Cash Advance
- Personal Loans
- Banking
- Payments
- Mobile App
tags_raw:
- Company
- Financial Services
- Fintech
- Consumer Finance
- Cash Advance
- Personal Loans
- Banking
- Payments
- Mobile App
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Website
  url: https://trybeem.com/
- type: Pricing
  url: https://trybeem.com/pricing
- type: Blog
  url: https://trybeem.com/blog
- type: Support
  url: https://help.trybeem.com/support/home
- type: TermsOfService
  url: https://trybeem.com/terms
- type: PrivacyPolicy
  url: https://trybeem.com/privacy
- type: SignUp
  url: https://trybeem.onelink.me/hgc0/5ovdtt3o
- type: Compliance
  url: https://trybeem.com/security
- type: TrustCenter
  url: security/beem-trust-center.yml
- type: DomainSecurity
  url: security/beem-domain-security.yml
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence

Beem

Kin Score

Security Posture 2

Beem Domain Security

Beem Trust Center

Resources