Beem website screenshot

Beem

Beem is a consumer fintech mobile app (trybeem.com) offering instant cash advances of up to $1,000 through its Everdraft feature with no credit check and no interest, alongside personal loans up to $100,000, high-yield savings accounts paying up to 5% APY, AI-powered budgeting, credit building, cashback rewards, identity-theft protection, and insurance products. It supports non-traditional income (gig, freelance, government benefits) and can transfer funds to Cash App or a bank account. Backed by Techstars and used by more than five million people, Beem is consumer-facing and does not publish a public developer API, SDK, or developer portal at this time. Added to the API Evangelist network as a company profile.

Beem is profiled on the APIs.io network. Tagged areas include Company, Financial Services, Fintech, Consumer Finance, and Cash Advance.

Beem’s developer surface includes pricing, engineering blog, support, signup flow, and 6 more developer resources.

🌐 Visit website 📡 Source on GitHub
23.3/100 emerging ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-07-27 · rubric v0.5
0 APIs
CompanyFinancial ServicesFintechConsumer FinanceCash AdvancePersonal LoansBankingPaymentsMobile App

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 23.3/100 · emerging
Contract Quality 0.0 / 25
Developer Ergonomics 1.3 / 20
Commercial Clarity 12.1 / 20
Operational Transparency 0.0 / 13
Governance 0.0 / 12
Discoverability 6.8 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 15
MCP Server 0 / 12
Machine-Readable Auth 0 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/beem: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Beem Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Beem Trust Center

SOC 2, PCI DSS, NIST CSF

SECURITY

Resources

Get Started 1

Portal, sign-up, and the first successful call

SignUp
SignUp

Access & Security 3

Authentication, authorization, and security posture

Compliance
Compliance
 TrustCenter
TrustCenter
 DomainSecurity
DomainSecurity

Operate 1

Status, limits, changes, and where to get help

Support
Support

Commercial 3

Pricing, plans, and the legal terms of use

Pricing
Pricing
 TermsOfService
TermsOfService
 PrivacyPolicy
PrivacyPolicy

Company 2

The organization behind the API

Website
Website
 Blog
Blog

Source (apis.yml)

apis.yml Raw ↑ 
aid: beem
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/beem.png
name: Beem
description: Beem is a consumer fintech mobile app (trybeem.com) offering instant cash advances of up to $1,000 through its
  Everdraft feature with no credit check and no interest, alongside personal loans up to $100,000, high-yield savings accounts
  paying up to 5% APY, AI-powered budgeting, credit building, cashback rewards, identity-theft protection, and insurance products.
  It supports non-traditional income (gig, freelance, government benefits) and can transfer funds to Cash App or a bank account.
  Backed by Techstars and used by more than five million people, Beem is consumer-facing and does not publish a public developer
  API, SDK, or developer portal at this time. Added to the API Evangelist network as a company profile.
url: https://raw.githubusercontent.com/api-evangelist/beem/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- techstars
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-18'
tags:
- Company
- Financial Services
- Fintech
- Consumer Finance
- Cash Advance
- Personal Loans
- Banking
- Payments
- Mobile App
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Website
  url: https://trybeem.com/
- type: Pricing
  url: https://trybeem.com/pricing
- type: Blog
  url: https://trybeem.com/blog
- type: Support
  url: https://help.trybeem.com/support/home
- type: TermsOfService
  url: https://trybeem.com/terms
- type: PrivacyPolicy
  url: https://trybeem.com/privacy
- type: SignUp
  url: https://trybeem.onelink.me/hgc0/5ovdtt3o
- type: Compliance
  url: https://trybeem.com/security
- type: TrustCenter
  url: security/beem-trust-center.yml
- type: DomainSecurity
  url: security/beem-domain-security.yml
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence