Uncapped

Uncapped provides working capital to online businesses, offering revenue-based financing products including merchant cash advances (MCA), term loans, and lines of credit (LOC). Through the Uncapped Partners API, platforms and marketplaces can embed business funding directly into their product without taking on origination, compliance, or servicing - submitting anonymised applicant performance data, generating pre-offer estimations, displaying ready-to-use funding Signals in their UI, and reacting to application and estimation lifecycle events via webhooks.

Uncapped publishes 5 APIs on the APIs.io network, including Applicants API, Applications API, Authentication API, and 2 more. Tagged areas include Company, Fintech, Lending, Embedded Finance, and Revenue-Based Financing.

The Uncapped catalog on APIs.io includes 1 event-driven AsyncAPI specification.

Uncapped’s developer surface includes authentication, documentation, getting-started guide, API reference, changelog, sandbox, and 15 more developer resources.

🌐 Visit website 📡 Source on GitHub
46.6/100 developing ▬ flat Agent 71/100 agent native Full breakdown ↓
scored 2026-07-27 · rubric v0.5
AccessSelf serve
5 APIs 1 MCP Servers
CompanyFintechLendingEmbedded FinanceRevenue-Based FinancingWorking CapitaleCommerce

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 46.6/100 · developing
Contract Quality 17.4 / 25
Developer Ergonomics 13.5 / 20
Commercial Clarity 0.0 / 20
Operational Transparency 5.8 / 13
Governance 0.0 / 12
Discoverability 10.0 / 10
Agent readiness — 71/100 · agent native
Machine-Readable Contract 18 / 18
Agentic Access Contract 15 / 15
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 6 / 6
Agent Skills 5 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/uncapped: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 5

Individual APIs this provider publishes, each with its own machine-readable definition.

Uncapped Applicants API

Applicant API for external access

Uncapped Applications API

Application API for external access

Uncapped Authentication API

Authentication API for external access

Uncapped Estimations API

Estimations API for external access

Uncapped Webhook Subscriptions API

Webhook Subscriptions API for external access

MCP Servers 1

Model Context Protocol servers that expose these APIs to AI agents.

uncapped-mcp.yml

MCP SERVER

Event Specifications 1

AsyncAPI definitions for this provider's event-driven and streaming APIs.

Uncapped Webhooks

ASYNCAPI

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Uncapped Authentication

http · 1 scheme

SECURITY

Uncapped Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Uncapped Agentic Access

14 operations · 9 acting

14 operations · 9 acting

AGENTIC

Resources

Get Started 3

Portal, sign-up, and the first successful call

DeveloperPortal
DeveloperPortal
 GettingStarted
GettingStarted
 Sandbox
Sandbox

Documentation 2

Reference material describing how the API behaves

Documentation
Documentation
 APIReference
APIReference

Agent Surfaces 4

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess
AgenticAccess
 MCPServer
MCPServer
 LLMsTxt
LLMsTxt
 AgentSkill
AgentSkill

Design & Contract 6

Pagination, idempotency, versioning, errors, and events

Webhooks
Webhooks
 ErrorCatalog
ErrorCatalog
 Conventions
Conventions
 Lifecycle
Lifecycle
 Conformance
Conformance
 DataModel
DataModel

Build 1

SDKs, sample code, and the tooling you integrate with

GitHubOrganization
GitHubOrganization

Access & Security 2

Authentication, authorization, and security posture

DomainSecurity
DomainSecurity
 Authentication
Authentication

Operate 2

Status, limits, changes, and where to get help

ChangeLog
ChangeLog
 StatusPage
StatusPage

Company 1

The organization behind the API

Website
Website

Source (apis.yml)

apis.yml Raw ↑ 
aid: uncapped
name: Uncapped
x-enrichment:
  date: '2026-07-21'
  status: enriched
  artifacts_added: 20
  pass: local-v1
description: Uncapped provides working capital to online businesses, offering revenue-based financing products including merchant
  cash advances (MCA), term loans, and lines of credit (LOC). Through the Uncapped Partners API, platforms and marketplaces
  can embed business funding directly into their product without taking on origination, compliance, or servicing - submitting
  anonymised applicant performance data, generating pre-offer estimations, displaying ready-to-use funding Signals in their
  UI, and reacting to application and estimation lifecycle events via webhooks.
url: https://raw.githubusercontent.com/api-evangelist/uncapped/refs/heads/main/apis.yml
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup
  confidence: medium
  source:
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://developers.weareuncapped.com/apple-touch-icon.png
x-type: company
x-source: vc-portfolio
x-backed-by:
- seedcamp
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-21'
tags:
- Company
- Fintech
- Lending
- Embedded Finance
- Revenue-Based Financing
- Working Capital
- eCommerce
apis:
- aid: uncapped:uncapped-applicants-api
  name: Uncapped Applicants API
  description: Applicant API for external access
  humanURL: https://developers.weareuncapped.com/api-reference
  baseURL: https://portal.weareuncapped.com/api/partners
  tags:
  - Applicants
  properties:
  - type: OpenAPI
    url: openapi/uncapped-applicants-api-openapi.yml
  - type: APIReference
    url: https://developers.weareuncapped.com/api-reference
- aid: uncapped:uncapped-applications-api
  name: Uncapped Applications API
  description: Application API for external access
  humanURL: https://developers.weareuncapped.com/api-reference
  baseURL: https://portal.weareuncapped.com/api/partners
  tags:
  - Applications
  properties:
  - type: OpenAPI
    url: openapi/uncapped-applications-api-openapi.yml
  - type: APIReference
    url: https://developers.weareuncapped.com/api-reference
- aid: uncapped:uncapped-authentication-api
  name: Uncapped Authentication API
  description: Authentication API for external access
  humanURL: https://developers.weareuncapped.com/api-reference
  baseURL: https://portal.weareuncapped.com/api/partners
  tags:
  - Authentication
  properties:
  - type: OpenAPI
    url: openapi/uncapped-authentication-api-openapi.yml
  - type: APIReference
    url: https://developers.weareuncapped.com/api-reference
- aid: uncapped:uncapped-estimations-api
  name: Uncapped Estimations API
  description: Estimations API for external access
  humanURL: https://developers.weareuncapped.com/api-reference
  baseURL: https://portal.weareuncapped.com/api/partners
  tags:
  - Estimations
  properties:
  - type: OpenAPI
    url: openapi/uncapped-estimations-api-openapi.yml
  - type: APIReference
    url: https://developers.weareuncapped.com/api-reference
- aid: uncapped:uncapped-webhook-subscriptions-api
  name: Uncapped Webhook Subscriptions API
  description: Webhook Subscriptions API for external access
  humanURL: https://developers.weareuncapped.com/api-reference
  baseURL: https://portal.weareuncapped.com/api/partners
  tags:
  - Webhook Subscriptions
  properties:
  - type: OpenAPI
    url: openapi/uncapped-webhook-subscriptions-api-openapi.yml
  - type: APIReference
    url: https://developers.weareuncapped.com/api-reference
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: DomainSecurity
  url: security/uncapped-domain-security.yml
- type: AgenticAccess
  url: agentic-access/uncapped-agentic-access.yml
- type: Authentication
  url: authentication/uncapped-authentication.yml
- type: Website
  url: https://weareuncapped.com
- type: DeveloperPortal
  url: https://developers.weareuncapped.com
- type: Documentation
  url: https://developers.weareuncapped.com/guides
- type: GettingStarted
  url: https://developers.weareuncapped.com/guides
- type: APIReference
  url: https://developers.weareuncapped.com/api-reference
- type: ChangeLog
  url: changelog/uncapped-changelog.yml
- type: StatusPage
  url: https://status.weareuncapped.com
- type: GitHubOrganization
  url: https://github.com/weareuncapped-com
- type: Webhooks
  url: asyncapi/uncapped-webhooks.yml
- type: ErrorCatalog
  url: errors/uncapped-problem-types.yml
- type: Conventions
  url: conventions/uncapped-conventions.yml
- type: Lifecycle
  url: lifecycle/uncapped-lifecycle.yml
- type: Sandbox
  url: sandbox/uncapped-sandbox.yml
- type: Conformance
  url: conformance/uncapped-conformance.yml
- type: DataModel
  url: data-model/uncapped-data-model.yml
- type: MCPServer
  url: mcp/uncapped-mcp.yml
- type: LLMsTxt
  url: llms/uncapped-llms.txt
- type: AgentSkill
  url: skills/_index.yml