Oxyzo

Oxyzo Financial Services is an RBI-registered Non-Banking Financial Company (NBFC) providing customized SME and corporate financing across India. Founded as the lending arm of the OfBusiness group, Oxyzo offers purchase finance, work order finance, invoice discounting, vendor finance, business loans, machinery finance, and loan against property, serving industries such as auto manufacturing, capital goods, e-mobility, logistics, pharmaceuticals, and textiles. The company operates 145+ branches, has powered 10,000+ businesses, disbursed over Rs 77,000 crore, and holds A+ ratings from CRISIL and ICRA. Oxyzo publishes no public developer/API surface; this profile captures its identity and domain-security posture for the API Evangelist network.

Oxyzo is profiled on the APIs.io network. Tagged areas include Company, Financial-Services, Lending, SME Finance, and Fintech.

Oxyzo’s developer surface includes engineering blog, support, and 5 more developer resources.

🌐 Visit website 📡 Source on GitHub

6.3/100 minimal ▬ flat Agent 0/100 human only saas Full breakdown ↓
scored 2026-09-08 · rubric v0.20.0

0 APIs

Company Financial-Services Lending SME Finance Fintech NBFC India Invoice Discounting Working Capital

Kin Score

Kin Score How this is scored →
scored 2026-09-08 · rubric v0.20.0

Composite quality — 6.3/100 · minimal

Contract Quality 0.0 / 25

Developer Ergonomics 0.0 / 20

Access Clarity 1.3 / 20

Operational Transparency 0.0 / 13

Contract Governance 0.0 / 12

Discoverability 5.0 / 10

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from github.com/api-evangelist/oxyzo: open an issue to ask a question, or submit a pull request to add artifacts. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Security Posture 1

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Oxyzo Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Resources

Get Started 1

Portal, sign-up, and the first successful call

Login

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Operate 1

Status, limits, changes, and where to get help

Support

Support

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 2

The organization behind the API

Website

Website

Blog

Blog

Source (apis.yml)

aid: oxyzo
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/oxyzo.png
name: Oxyzo
description: Oxyzo Financial Services is an RBI-registered Non-Banking Financial Company (NBFC) providing customized SME and
  corporate financing across India. Founded as the lending arm of the OfBusiness group, Oxyzo offers purchase finance, work
  order finance, invoice discounting, vendor finance, business loans, machinery finance, and loan against property, serving
  industries such as auto manufacturing, capital goods, e-mobility, logistics, pharmaceuticals, and textiles. The company
  operates 145+ branches, has powered 10,000+ businesses, disbursed over Rs 77,000 crore, and holds A+ ratings from CRISIL
  and ICRA. Oxyzo publishes no public developer/API surface; this profile captures its identity and domain-security posture
  for the API Evangelist network.
url: https://raw.githubusercontent.com/api-evangelist/oxyzo/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- norwest-venture-partners
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-20'
tags:
- Company
- Financial-Services
- Lending
- SME Finance
- Fintech
- NBFC
- India
- Invoice Discounting
- Working Capital
tags_raw:
- Company
- Financial Services
- Lending
- SME Finance
- Fintech
- NBFC
- India
- Invoice Discounting
- Working Capital
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: DomainSecurity
  url: security/oxyzo-domain-security.yml
- type: Website
  url: https://oxyzo.in
- type: Blog
  url: https://www.oxyzo.in/en/about/blogs
- type: Support
  url: https://www.oxyzo.in/en/contact-us
- type: TermsOfService
  url: https://www.oxyzo.in/en/terms-of-use
- type: PrivacyPolicy
  url: https://www.oxyzo.in/en/privacy-policy
- type: Login
  url: https://retail.oxyzo.in/login
x-enrichment:
  date: '2026-07-20'
  status: minimal
  artifacts_added: 1
  pass: local-v1

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