R2 website screenshot

R2

R2 is an embedded finance platform operating across Latin America (Mexico, Brazil, Chile, Colombia and Peru) that lets digital platforms and marketplaces offer revenue-based financing to their merchants. Through R2's REST APIs and embeddable JavaScript components, partners share merchant and transaction data for credit scoring, surface pre-approved offers, run KYC, disburse capital, and reconcile sales-based repayments via collections. R2 reports having facilitated over 180,000 loans and is backed by General Catalyst.

R2 publishes 8 APIs on the APIs.io network, including callbacks API, collections API, events API, and 5 more. Tagged areas include Company, Financial-Services, Embedded Finance, Lending, and Payments.

The R2 catalog on APIs.io includes 1 event-driven AsyncAPI specification.

R2’s developer surface includes documentation, API reference, getting-started guide, engineering blog, support, authentication, changelog, and 20 more developer resources.

🌐 Visit website 📡 Source on GitHub
45.7/100 developing ▬ flat Agent 44/100 agent ready Full breakdown ↓
scored 2026-08-20 · rubric v0.12.0
AccessSelf serve
8 APIs 1 MCP Servers
CompanyFinancial-ServicesEmbedded FinanceLendingPaymentsFintechLatin AmericaRevenue-Based FinancingWebhook

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-08-20 · rubric v0.12.0
Composite quality — 45.7/100 · developing
Contract Quality 12.9 / 21
Developer Ergonomics 8.0 / 17
Access Clarity 2.7 / 17
Operational Transparency 3.8 / 11
Contract Governance 3.1 / 10
Discoverability 6.9 / 9
Regulatory Posture 6.6 / 15
Agent readiness — 44/100 · agent ready
Machine-Readable Contract 18 / 18
Agentic Access Contract 10 / 10
Documented Reversibility 6 / 6
MCP Server 0 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 7 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 6 / 6
Agent Skills 5 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
Regulatory Posture applies to this provider. Its tags matched the Payments regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.
The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/r2: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 8

Individual APIs this provider publishes, each with its own machine-readable definition.

R2 callbacks API

The callbacks API from R2 — 2 operation(s) for callbacks.

R2 collections API

The collections API from R2 — 2 operation(s) for collections.

R2 events API

The events API from R2 — 1 operation(s) for events.

R2 financings API

The financings API from R2 — 2 operation(s) for financings.

R2 merchants API

The merchants API from R2 — 1 operation(s) for merchants.

R2 payments API

The payments API from R2 — 2 operation(s) for payments.

R2 Sandbox API

The Sandbox API from R2 — 1 operation(s) for sandbox.

R2 transactions API

The transactions API from R2 — 3 operation(s) for transactions.

Scroll for all 8

Open Collections 9

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

API Collection

OPEN COLLECTION

R2 APIs callbacks API

OPEN COLLECTION

R2 APIs callbacks collections API

OPEN COLLECTION

R2 APIs callbacks events API

OPEN COLLECTION

R2 APIs callbacks financings API

OPEN COLLECTION

R2 APIs callbacks merchants API

OPEN COLLECTION

R2 APIs callbacks payments API

OPEN COLLECTION

R2 APIs callbacks Sandbox API

OPEN COLLECTION

R2 APIs callbacks transactions API

OPEN COLLECTION

Scroll for all 9

MCP Servers 1

Model Context Protocol servers that expose these APIs to AI agents.

R2 MCP Server

MCP SERVER

Event Specifications 1

AsyncAPI definitions for this provider's event-driven and streaming APIs.

R2 Events Webhooks

ASYNCAPI

Security Posture 4

Authentication, domain security, vulnerability disclosure, and trust-center signals.

R2 Authentication

apiKey · 1 scheme

SECURITY

R2 Domain Security

TLSv1.3 · DMARC

SECURITY

R2 Vulnerability Disclosure

Hackerone · contact published

SECURITY

R2 Trust Center

ISO 27001:2022

SECURITY

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

R2 Agentic Access

17 operations · 9 acting

17 operations · 9 acting

AGENTIC

Resources

Get Started 3

Portal, sign-up, and the first successful call

DeveloperPortal
DeveloperPortal
 GettingStarted
GettingStarted
 Sandbox
Sandbox

Documentation 2

Reference material describing how the API behaves

Documentation
Documentation
 APIReference
APIReference

Agent Surfaces 4

MCP servers, agent skills, and machine-readable catalogs

LLMsTxt
LLMsTxt
 MCPServer
MCPServer
 AgentSkill
AgentSkill
 AgenticAccess
AgenticAccess

Design & Contract 7

Pagination, idempotency, versioning, errors, and events

Conventions
Conventions
 ErrorCatalog
ErrorCatalog
 Lifecycle
Lifecycle
 Components
Components
 DataModel
DataModel
 Conformance
Conformance
 Webhooks
Webhooks

Scroll for all 7

Access & Security 6

Authentication, authorization, and security posture

Authentication
Authentication
 Compliance
Compliance
 TrustCenter
TrustCenter
 VulnerabilityDisclosure
VulnerabilityDisclosure
 Security
Security
 DomainSecurity
DomainSecurity

Operate 2

Status, limits, changes, and where to get help

Support
Support
 ChangeLog
ChangeLog

Company 2

The organization behind the API

Website
Website
 Blog
Blog

Other 1

Properties that don't map to a standard resource type

Overlay
Overlay

Source (apis.yml)

apis.yml Raw ↑ 
aid: r2
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup
  confidence: medium
  source:
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/r2.png
name: R2
description: R2 is an embedded finance platform operating across Latin America (Mexico, Brazil, Chile, Colombia and Peru)
  that lets digital platforms and marketplaces offer revenue-based financing to their merchants. Through R2's REST APIs and
  embeddable JavaScript components, partners share merchant and transaction data for credit scoring, surface pre-approved
  offers, run KYC, disburse capital, and reconcile sales-based repayments via collections. R2 reports having facilitated over
  180,000 loans and is backed by General Catalyst.
url: https://raw.githubusercontent.com/api-evangelist/r2/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- general-catalyst
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-20'
tags:
- Company
- Financial-Services
- Embedded Finance
- Lending
- Payments
- Fintech
- Latin America
- Revenue-Based Financing
- Webhook
tags_raw:
- Company
- Financial Services
- Embedded Finance
- Lending
- Payments
- Fintech
- Latin America
- Revenue-Based Financing
- Webhooks
apis:
- aid: r2:r2-callbacks-api
  name: R2 callbacks API
  description: The callbacks API from R2 — 2 operation(s) for callbacks.
  humanURL: https://r2-api-docs.readme.io/
  baseURL: https://gateway-dev.r2capital.co/v2/
  tags:
  - Callbacks
  tags_raw:
  - callbacks
  properties:
  - type: OpenAPI
    url: openapi/r2-callbacks-api-openapi.yml
  - type: APIReference
    url: https://r2-api-docs.readme.io/reference
- aid: r2:r2-collections-api
  name: R2 collections API
  description: The collections API from R2 — 2 operation(s) for collections.
  humanURL: https://r2-api-docs.readme.io/
  baseURL: https://gateway-dev.r2capital.co/v2/
  tags:
  - Collection
  tags_raw:
  - collections
  properties:
  - type: OpenAPI
    url: openapi/r2-collections-api-openapi.yml
  - type: APIReference
    url: https://r2-api-docs.readme.io/reference
- aid: r2:r2-events-api
  name: R2 events API
  description: The events API from R2 — 1 operation(s) for events.
  humanURL: https://r2-api-docs.readme.io/
  baseURL: https://gateway-dev.r2capital.co/v2/
  tags:
  - Event
  tags_raw:
  - events
  properties:
  - type: OpenAPI
    url: openapi/r2-events-api-openapi.yml
  - type: APIReference
    url: https://r2-api-docs.readme.io/reference
- aid: r2:r2-financings-api
  name: R2 financings API
  description: The financings API from R2 — 2 operation(s) for financings.
  humanURL: https://r2-api-docs.readme.io/
  baseURL: https://gateway-dev.r2capital.co/v2/
  tags:
  - Financings
  tags_raw:
  - financings
  properties:
  - type: OpenAPI
    url: openapi/r2-financings-api-openapi.yml
  - type: APIReference
    url: https://r2-api-docs.readme.io/reference
- aid: r2:r2-merchants-api
  name: R2 merchants API
  description: The merchants API from R2 — 1 operation(s) for merchants.
  humanURL: https://r2-api-docs.readme.io/
  baseURL: https://gateway-dev.r2capital.co/v2/
  tags:
  - Merchants
  tags_raw:
  - merchants
  properties:
  - type: OpenAPI
    url: openapi/r2-merchants-api-openapi.yml
  - type: APIReference
    url: https://r2-api-docs.readme.io/reference
- aid: r2:r2-payments-api
  name: R2 payments API
  description: The payments API from R2 — 2 operation(s) for payments.
  humanURL: https://r2-api-docs.readme.io/
  baseURL: https://gateway-dev.r2capital.co/v2/
  tags:
  - Payments
  tags_raw:
  - payments
  properties:
  - type: OpenAPI
    url: openapi/r2-payments-api-openapi.yml
  - type: APIReference
    url: https://r2-api-docs.readme.io/reference
- aid: r2:r2-sandbox-api
  name: R2 Sandbox API
  description: The Sandbox API from R2 — 1 operation(s) for sandbox.
  humanURL: https://r2-api-docs.readme.io/
  baseURL: https://gateway-dev.r2capital.co/v2/
  tags:
  - Sandbox
  properties:
  - type: OpenAPI
    url: openapi/r2-sandbox-api-openapi.yml
  - type: APIReference
    url: https://r2-api-docs.readme.io/reference
- aid: r2:r2-transactions-api
  name: R2 transactions API
  description: The transactions API from R2 — 3 operation(s) for transactions.
  humanURL: https://r2-api-docs.readme.io/
  baseURL: https://gateway-dev.r2capital.co/v2/
  tags:
  - Transaction
  tags_raw:
  - transactions
  properties:
  - type: OpenAPI
    url: openapi/r2-transactions-api-openapi.yml
  - type: APIReference
    url: https://r2-api-docs.readme.io/reference
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
x-enrichment:
  date: '2026-07-20'
  status: enriched
  artifacts_added: 24
  pass: local-v1
common:
- type: DeveloperPortal
  url: https://r2-api-docs.readme.io/
- type: Documentation
  url: https://r2-api-docs.readme.io/
- type: APIReference
  url: https://r2-api-docs.readme.io/reference
- type: GettingStarted
  url: https://r2-api-docs.readme.io/docs/overview
- type: Website
  url: https://r2.co
- type: Blog
  url: https://r2.co/blog
- type: Support
  url: https://r2.co/contact-us
- type: LLMsTxt
  url: llms/r2-llms.txt
- type: Authentication
  url: authentication/r2-authentication.yml
- type: Conventions
  url: conventions/r2-conventions.yml
- type: ErrorCatalog
  url: errors/r2-problem-types.yml
- type: Lifecycle
  url: lifecycle/r2-lifecycle.yml
- type: ChangeLog
  url: changelog/r2-changelog.yml
- type: Sandbox
  url: sandbox/r2-sandbox.yml
- type: Components
  url: components/r2-components.yml
- type: DataModel
  url: data-model/r2-data-model.yml
- type: Conformance
  url: conformance/r2-conformance.yml
- type: Compliance
  url: https://r2.co/r2s-stance-on-security-privacy
- type: TrustCenter
  url: security/r2-trust-center.yml
- type: VulnerabilityDisclosure
  url: security/r2-vulnerability-disclosure.yml
- type: Security
  url: https://r2.co/r2s-stance-on-security-privacy
- type: DomainSecurity
  url: security/r2-domain-security.yml
- type: Webhooks
  url: asyncapi/r2-events-webhooks.yml
- type: MCPServer
  url: mcp/r2-mcp.yml
- type: AgentSkill
  url: skills/_index.yml
- type: AgenticAccess
  url: agentic-access/r2-agentic-access.yml
- type: Overlay
  url: overlays/r2-openapi-overlay.yaml