R2

R2 is an embedded finance platform operating across Latin America (Mexico, Brazil, Chile, Colombia and Peru) that lets digital platforms and marketplaces offer revenue-based financing to their merchants. Through R2's REST APIs and embeddable JavaScript components, partners share merchant and transaction data for credit scoring, surface pre-approved offers, run KYC, disburse capital, and reconcile sales-based repayments via collections. R2 reports having facilitated over 180,000 loans and is backed by General Catalyst.

R2 publishes 8 APIs on the APIs.io network, including callbacks API, collections API, events API, and 5 more. Tagged areas include Company, Financial Services, Embedded Finance, Lending, and Payments.

The R2 catalog on APIs.io includes 1 event-driven AsyncAPI specification.

R2’s developer surface includes documentation, API reference, getting-started guide, engineering blog, support, authentication, changelog, and 20 more developer resources.

🌐 Visit website 📡 Source on GitHub
50.2/100 developing ▬ flat Agent 71/100 agent native Full breakdown ↓
scored 2026-07-27 · rubric v0.5
AccessSelf serve
8 APIs 1 MCP Servers
CompanyFinancial ServicesEmbedded FinanceLendingPaymentsFintechLatin AmericaRevenue-Based FinancingWebhooks

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 50.2/100 · developing
Contract Quality 15.9 / 25
Developer Ergonomics 14.8 / 20
Commercial Clarity 3.2 / 20
Operational Transparency 4.4 / 13
Governance 0.0 / 12
Discoverability 10.0 / 10
Agent readiness — 71/100 · agent native
Machine-Readable Contract 18 / 18
Agentic Access Contract 15 / 15
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 6 / 6
Agent Skills 5 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/r2: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 8

Individual APIs this provider publishes, each with its own machine-readable definition.

R2 callbacks API

The callbacks API from R2 — 2 operation(s) for callbacks.

R2 collections API

The collections API from R2 — 2 operation(s) for collections.

R2 events API

The events API from R2 — 1 operation(s) for events.

R2 financings API

The financings API from R2 — 2 operation(s) for financings.

R2 merchants API

The merchants API from R2 — 1 operation(s) for merchants.

R2 payments API

The payments API from R2 — 2 operation(s) for payments.

R2 Sandbox API

The Sandbox API from R2 — 1 operation(s) for sandbox.

R2 transactions API

The transactions API from R2 — 3 operation(s) for transactions.

Scroll for all 8

MCP Servers 1

Model Context Protocol servers that expose these APIs to AI agents.

r2-mcp.yml

MCP SERVER

Event Specifications 1

AsyncAPI definitions for this provider's event-driven and streaming APIs.

R2 Events Webhooks

ASYNCAPI

Security Posture 4

Authentication, domain security, vulnerability disclosure, and trust-center signals.

R2 Authentication

apiKey · 1 scheme

SECURITY

R2 Domain Security

TLSv1.3 · DMARC

SECURITY

R2 Vulnerability Disclosure

Hackerone · contact published

SECURITY

R2 Trust Center

ISO 27001:2022

SECURITY

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

R2 Agentic Access

17 operations · 9 acting

17 operations · 9 acting

AGENTIC

Resources

Get Started 3

Portal, sign-up, and the first successful call

DeveloperPortal
DeveloperPortal
 GettingStarted
GettingStarted
 Sandbox
Sandbox

Documentation 2

Reference material describing how the API behaves

Documentation
Documentation
 APIReference
APIReference

Agent Surfaces 4

MCP servers, agent skills, and machine-readable catalogs

LLMsTxt
LLMsTxt
 MCPServer
MCPServer
 AgentSkill
AgentSkill
 AgenticAccess
AgenticAccess

Design & Contract 7

Pagination, idempotency, versioning, errors, and events

Conventions
Conventions
 ErrorCatalog
ErrorCatalog
 Lifecycle
Lifecycle
 Components
Components
 DataModel
DataModel
 Conformance
Conformance
 Webhooks
Webhooks

Scroll for all 7

Access & Security 6

Authentication, authorization, and security posture

Authentication
Authentication
 Compliance
Compliance
 TrustCenter
TrustCenter
 VulnerabilityDisclosure
VulnerabilityDisclosure
 Security
Security
 DomainSecurity
DomainSecurity

Operate 2

Status, limits, changes, and where to get help

Support
Support
 ChangeLog
ChangeLog

Company 2

The organization behind the API

Website
Website
 Blog
Blog

Other 1

Properties that don't map to a standard resource type

Overlay
Overlay

Source (apis.yml)

apis.yml Raw ↑ 
aid: r2
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup
  confidence: medium
  source:
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/r2.png
name: R2
description: R2 is an embedded finance platform operating across Latin America (Mexico, Brazil, Chile, Colombia and Peru)
  that lets digital platforms and marketplaces offer revenue-based financing to their merchants. Through R2's REST APIs and
  embeddable JavaScript components, partners share merchant and transaction data for credit scoring, surface pre-approved
  offers, run KYC, disburse capital, and reconcile sales-based repayments via collections. R2 reports having facilitated over
  180,000 loans and is backed by General Catalyst.
url: https://raw.githubusercontent.com/api-evangelist/r2/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- general-catalyst
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-20'
tags:
- Company
- Financial Services
- Embedded Finance
- Lending
- Payments
- Fintech
- Latin America
- Revenue-Based Financing
- Webhooks
apis:
- aid: r2:r2-callbacks-api
  name: R2 callbacks API
  description: The callbacks API from R2 — 2 operation(s) for callbacks.
  humanURL: https://r2-api-docs.readme.io/
  baseURL: https://gateway-dev.r2capital.co/v2/
  tags:
  - callbacks
  properties:
  - type: OpenAPI
    url: openapi/r2-callbacks-api-openapi.yml
  - type: APIReference
    url: https://r2-api-docs.readme.io/reference
- aid: r2:r2-collections-api
  name: R2 collections API
  description: The collections API from R2 — 2 operation(s) for collections.
  humanURL: https://r2-api-docs.readme.io/
  baseURL: https://gateway-dev.r2capital.co/v2/
  tags:
  - collections
  properties:
  - type: OpenAPI
    url: openapi/r2-collections-api-openapi.yml
  - type: APIReference
    url: https://r2-api-docs.readme.io/reference
- aid: r2:r2-events-api
  name: R2 events API
  description: The events API from R2 — 1 operation(s) for events.
  humanURL: https://r2-api-docs.readme.io/
  baseURL: https://gateway-dev.r2capital.co/v2/
  tags:
  - events
  properties:
  - type: OpenAPI
    url: openapi/r2-events-api-openapi.yml
  - type: APIReference
    url: https://r2-api-docs.readme.io/reference
- aid: r2:r2-financings-api
  name: R2 financings API
  description: The financings API from R2 — 2 operation(s) for financings.
  humanURL: https://r2-api-docs.readme.io/
  baseURL: https://gateway-dev.r2capital.co/v2/
  tags:
  - financings
  properties:
  - type: OpenAPI
    url: openapi/r2-financings-api-openapi.yml
  - type: APIReference
    url: https://r2-api-docs.readme.io/reference
- aid: r2:r2-merchants-api
  name: R2 merchants API
  description: The merchants API from R2 — 1 operation(s) for merchants.
  humanURL: https://r2-api-docs.readme.io/
  baseURL: https://gateway-dev.r2capital.co/v2/
  tags:
  - merchants
  properties:
  - type: OpenAPI
    url: openapi/r2-merchants-api-openapi.yml
  - type: APIReference
    url: https://r2-api-docs.readme.io/reference
- aid: r2:r2-payments-api
  name: R2 payments API
  description: The payments API from R2 — 2 operation(s) for payments.
  humanURL: https://r2-api-docs.readme.io/
  baseURL: https://gateway-dev.r2capital.co/v2/
  tags:
  - payments
  properties:
  - type: OpenAPI
    url: openapi/r2-payments-api-openapi.yml
  - type: APIReference
    url: https://r2-api-docs.readme.io/reference
- aid: r2:r2-sandbox-api
  name: R2 Sandbox API
  description: The Sandbox API from R2 — 1 operation(s) for sandbox.
  humanURL: https://r2-api-docs.readme.io/
  baseURL: https://gateway-dev.r2capital.co/v2/
  tags:
  - Sandbox
  properties:
  - type: OpenAPI
    url: openapi/r2-sandbox-api-openapi.yml
  - type: APIReference
    url: https://r2-api-docs.readme.io/reference
- aid: r2:r2-transactions-api
  name: R2 transactions API
  description: The transactions API from R2 — 3 operation(s) for transactions.
  humanURL: https://r2-api-docs.readme.io/
  baseURL: https://gateway-dev.r2capital.co/v2/
  tags:
  - transactions
  properties:
  - type: OpenAPI
    url: openapi/r2-transactions-api-openapi.yml
  - type: APIReference
    url: https://r2-api-docs.readme.io/reference
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
x-enrichment:
  date: '2026-07-20'
  status: enriched
  artifacts_added: 24
  pass: local-v1
common:
- type: DeveloperPortal
  url: https://r2-api-docs.readme.io/
- type: Documentation
  url: https://r2-api-docs.readme.io/
- type: APIReference
  url: https://r2-api-docs.readme.io/reference
- type: GettingStarted
  url: https://r2-api-docs.readme.io/docs/overview
- type: Website
  url: https://r2.co
- type: Blog
  url: https://r2.co/blog
- type: Support
  url: https://r2.co/contact-us
- type: LLMsTxt
  url: llms/r2-llms.txt
- type: Authentication
  url: authentication/r2-authentication.yml
- type: Conventions
  url: conventions/r2-conventions.yml
- type: ErrorCatalog
  url: errors/r2-problem-types.yml
- type: Lifecycle
  url: lifecycle/r2-lifecycle.yml
- type: ChangeLog
  url: changelog/r2-changelog.yml
- type: Sandbox
  url: sandbox/r2-sandbox.yml
- type: Components
  url: components/r2-components.yml
- type: DataModel
  url: data-model/r2-data-model.yml
- type: Conformance
  url: conformance/r2-conformance.yml
- type: Compliance
  url: https://r2.co/r2s-stance-on-security-privacy
- type: TrustCenter
  url: security/r2-trust-center.yml
- type: VulnerabilityDisclosure
  url: security/r2-vulnerability-disclosure.yml
- type: Security
  url: https://r2.co/r2s-stance-on-security-privacy
- type: DomainSecurity
  url: security/r2-domain-security.yml
- type: Webhooks
  url: asyncapi/r2-events-webhooks.yml
- type: MCPServer
  url: mcp/r2-mcp.yml
- type: AgentSkill
  url: skills/_index.yml
- type: AgenticAccess
  url: agentic-access/r2-agentic-access.yml
- type: Overlay
  url: overlays/r2-openapi-overlay.yaml