Even Financial

Engine by MoneyLion (formerly Even Financial) operates an embedded-finance search, comparison and recommendation engine for financial services. Its API matches consumers to personalized financial products — personal loans, credit cards, savings and deposit accounts, auto refinancing, HELOC and insurance — by submitting a lead (a user plus product search criteria) in exchange for a rate table of offers. The platform pairs the native API with embeddable marketplaces, calculators, widgets and mobile SDKs, plus approval-probability reports and channel-partner analytics. Even Financial was founded in 2015, backed by Canaan Partners, and rebranded to Engine by MoneyLion in 2023 following MoneyLion's acquisition.

Even Financial publishes 1 API on the APIs.io network: Engine by MoneyLion API. Tagged areas include Company, Financial Services, Embedded Finance, Fintech, and Lending.

The Even Financial catalog on APIs.io includes 1 event-driven AsyncAPI specification.

Even Financial’s developer surface includes documentation, API reference, getting-started guide, engineering blog, support, authentication, changelog, and 20 more developer resources.

🌐 Visit website 📡 Source on GitHub
43.5/100 thin Agent 71/100 agent native Full breakdown ↓
scored 2026-07-20 · rubric v0.4
1 APIs 1 MCP Servers 0 Features
CompanyFinancial ServicesEmbedded FinanceFintechLendingPersonal LoansCredit CardsMarketplaceRecommendation EngineLead Generation

API Rating

API Evangelist API Evangelist Rating How this is scored →
scored 2026-07-20 · rubric v0.4
Composite quality — 43.5/100 · thin
Contract Quality 9.4 / 25
Developer Ergonomics 14.8 / 20
Commercial Clarity 4.2 / 20
Operational Transparency 5.8 / 13
Governance 0.0 / 12
Discoverability 9.3 / 10
Agent readiness — 71/100 · agent native
Machine-Readable Contract 18 / 18
Agentic Access Contract 15 / 15
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 6 / 6
Agent Skills 5 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/even-financial: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs

Engine by MoneyLion API

RESTful API to search, compare and recommend financial products — submit a lead and receive a rate table of personalized loan, credit card and savings offers, preview offers, re...

MCP Servers

even-financial-mcp.yml

MCP SERVER

Arazzo Workflows

_Index

ARAZZO

Submit a lead and retrieve its rate table

Submit a consumer lead to Engine by MoneyLion and read back the resulting rate table of offers.

ARAZZO

Event Specifications

Even Financial Webhooks

ASYNCAPI

Resources

Get Started 2

Portal, sign-up, and the first successful call

DeveloperPortal
DeveloperPortal
 GettingStarted
GettingStarted

Documentation 2

Reference material describing how the API behaves

Documentation
Documentation
 APIReference
APIReference

Agent Surfaces 4

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess
AgenticAccess
 LLMsTxt
LLMsTxt
 MCPServer
MCPServer
 AgentSkill
AgentSkill

Design & Contract 8

Pagination, idempotency, versioning, errors, and events

Conventions
Conventions
 ErrorCatalog
ErrorCatalog
 Lifecycle
Lifecycle
 Components
Components
 DataModel
DataModel
 Conformance
Conformance
 Webhooks
Webhooks
 Arazzo
Arazzo

Scroll for all 8

Build 3

SDKs, sample code, and the tooling you integrate with

GitHubOrganization
GitHubOrganization
 Packages
Packages
 SDKs
SDKs

Access & Security 2

Authentication, authorization, and security posture

Authentication
Authentication
 DomainSecurity
DomainSecurity

Operate 3

Status, limits, changes, and where to get help

Support
Support
 StatusPage
StatusPage
 ChangeLog
ChangeLog

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService
TermsOfService
 PrivacyPolicy
PrivacyPolicy

Company 1

The organization behind the API

Blog
Blog

Source (apis.yml)

apis.yml Raw ↑ 
aid: even-financial
name: Even Financial
description: Engine by MoneyLion (formerly Even Financial) operates an embedded-finance search, comparison and recommendation
  engine for financial services. Its API matches consumers to personalized financial products — personal loans, credit cards,
  savings and deposit accounts, auto refinancing, HELOC and insurance — by submitting a lead (a user plus product search criteria)
  in exchange for a rate table of offers. The platform pairs the native API with embeddable marketplaces, calculators, widgets
  and mobile SDKs, plus approval-probability reports and channel-partner analytics. Even Financial was founded in 2015, backed
  by Canaan Partners, and rebranded to Engine by MoneyLion in 2023 following MoneyLion's acquisition.
image: https://cdn.prod.website-files.com/65c76d4633ca994639a589c7/65e2220541631373794b6e17_opengraph.png
url: https://raw.githubusercontent.com/api-evangelist/even-financial/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- canaan-partners
x-tier: stub
x-tier-reason: portfolio-lead
x-rebrand: Engine by MoneyLion
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-19'
tags:
- Company
- Financial Services
- Embedded Finance
- Fintech
- Lending
- Personal Loans
- Credit Cards
- Marketplace
- Recommendation Engine
- Lead Generation
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
apis:
- name: Engine by MoneyLion API
  description: RESTful API to search, compare and recommend financial products — submit a lead and receive a rate table of
    personalized loan, credit card and savings offers, preview offers, request approval probability reports, and pull channel-partner
    analytics.
  humanURL: https://engine.tech/docs/api-reference/
  baseURL: https://api.engine.tech
  version: 1.106.0
  tags:
  - Financial Services
  - Lead Generation
  - Offers
  properties:
  - type: OpenAPI
    url: openapi/even-financial-openapi-original.json
  - type: APIReference
    url: https://engine.tech/docs/api-reference/
  - type: Overlay
    url: overlays/even-financial-openapi-overlay.yaml
common:
- type: DeveloperPortal
  url: https://even-financial.gitbook.io/developer-center
- type: Documentation
  url: https://engine.tech/docs
- type: APIReference
  url: https://engine.tech/docs/api-reference/
- type: GettingStarted
  url: https://even-financial.gitbook.io/developer-center/native-api-integrations/credit-cards-marketplace/getting-started
- type: Blog
  url: https://engine.tech/blog
- type: Support
  url: https://engine.tech/contact
- type: GitHubOrganization
  url: https://github.com/EVENFinancial
- type: TermsOfService
  url: https://engine.tech/about/legal#terms
- type: PrivacyPolicy
  url: https://engine.tech/privacy
- type: StatusPage
  url: https://status.engine.tech
- type: Authentication
  url: authentication/even-financial-authentication.yml
- type: DomainSecurity
  url: security/even-financial-domain-security.yml
- type: AgenticAccess
  url: agentic-access/even-financial-agentic-access.yml
- type: Packages
  url: packages/even-financial-packages.yml
- type: SDKs
  url: packages/even-financial-packages.yml
- type: LLMsTxt
  url: llms/even-financial-llms.txt
- type: MCPServer
  url: mcp/even-financial-mcp.yml
- type: Conventions
  url: conventions/even-financial-conventions.yml
- type: ErrorCatalog
  url: errors/even-financial-problem-types.yml
- type: Lifecycle
  url: lifecycle/even-financial-lifecycle.yml
- type: ChangeLog
  url: changelog/even-financial-changelog.yml
- type: Components
  url: components/even-financial-components.yml
- type: DataModel
  url: data-model/even-financial-data-model.yml
- type: Conformance
  url: conformance/even-financial-conformance.yml
- type: Webhooks
  url: asyncapi/even-financial-webhooks.yml
- type: AgentSkill
  url: skills/_index.yml
- type: Arazzo
  name: Submit a lead and retrieve its rate table
  url: arazzo/even-financial-submit-lead-rate-table.yml
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence