Even Financial · Authentication Profile

Even Financial Authentication

Authentication

Even Financial secures its APIs with http across 3 declared security schemes, as derived from its OpenAPI definitions.

CompanyFinancial-ServicesEmbedded FinanceFintechLendingPersonal LoansCredit CardsMarketplaceRecommendation EngineLead Generation

Methods: http Schemes: 3 OAuth flows: API key in:

Security Schemes

publishableBearerToken http

scheme: bearer

confidentialBearerToken http

scheme: bearer

experimentalBearerToken http

scheme: bearer

Source

Authentication Profile

generated: '2026-07-19'
method: searched
source: openapi/even-financial-openapi-original.json
docs: https://engine.tech/docs/api-reference/
summary:
  types:
  - http
  http_schemes:
  - bearer
  notes: >-
    All requests to the Engine by MoneyLion (formerly Even Financial) API are authenticated
    with a bearer token in the Authorization header, prefixed with "Bearer ". Tokens are two
    UUIDs concatenated with an underscore. There are two production token classes plus an
    experimental class; there is no OAuth 2.0 / OpenID Connect flow.
schemes:
- name: publishableBearerToken
  type: http
  scheme: bearer
  description: >-
    A publishable bearer token, safe to ship in application/client code and downloaded to a
    user's device. Restricted access — only non-sensitive endpoints (e.g. lead submission,
    UI utilities).
  sources:
  - openapi/even-financial-openapi-original.json
- name: confidentialBearerToken
  type: http
  scheme: bearer
  description: >-
    A confidential bearer token that must be managed like a password and kept server-side.
    Grants access to sensitive endpoints (analytics, payouts, full lead data).
  sources:
  - openapi/even-financial-openapi-original.json
- name: experimentalBearerToken
  type: http
  scheme: bearer
  description: >-
    A bearer token scoped to experimental / early-access endpoints.
  sources:
  - openapi/even-financial-openapi-original.json

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