Even Financial Pre Fill API
The Pre Fill API from Even Financial — 2 operation(s) for pre fill.
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OpenAPI Specification
openapi: 3.2.0
info:
title: Engine by MoneyLion Prefill API
version: 1.106.0
termsOfService: https://engine.tech/about/legal#terms
contact:
name: API Support
url: https://engine.tech/docs
email: help@engine.tech
servers:
- url: https://api.engine.tech
tags:
- name: Pre Fill
paths:
/originator/prefills/{prefillToken}:
get:
parameters:
- name: prefillToken
in: path
required: true
description: The UUID of the prefill token
schema:
type: string
format: uuid
x-implemented-by:
service: originator
path: /prefills/{prefillToken}
summary: Get prefill data
description: First-party Prefill data.
operationId: getPrefill
security:
- publishableBearerToken: []
tags:
- Pre Fill
responses:
'200':
description: The original Prefill data
content:
application/json:
schema:
$ref: '#/components/schemas/LeadCreateData'
'401':
$ref: '#/components/responses/UnauthorizedRequest'
'404':
description: Prefill token not found
/originator/prefills:
post:
x-implemented-by:
service: originator
path: /prefills
summary: Prefill data
description: Second-party Prefill data.
operationId: prefill
security:
- publishableBearerToken: []
tags:
- Pre Fill
requestBody:
description: A prefill object
required: true
content:
application/json:
schema:
$ref: '#/components/schemas/LeadCreateData'
responses:
'200':
description: The generated `PrefillResponse`
content:
application/json:
schema:
$ref: '#/components/schemas/PrefillResponse'
examples:
pendingLoanRateTable:
$ref: '#/components/examples/PrefillResponse'
'400':
description: Bad Request
content:
application/json:
schema:
type: array
items:
$ref: '#/components/schemas/ApiError'
'401':
$ref: '#/components/responses/UnauthorizedRequest'
components:
schemas:
PropertyStatus:
type: string
enum:
- own_outright
- own_with_mortgage
- rent
LeadLoanInformationJson:
type: object
properties:
purpose:
$ref: '#/components/schemas/LoanPurpose'
loanAmount:
type: integer
format: int32
LeadRefinanceLoanInformationJson:
type: object
title: Refinance loan information
properties:
accountNumber:
type: string
description: The account number for a loan the lead is refinancing
incomeBasedRepayment:
type: boolean
description: If the repayment is income-based for a loan the lead is refinancing
interestRate:
type: number
description: The interest rate for a loan the lead is refinancing
loanAmount:
type: integer
format: int32
description: The loan amount for a loan the lead is refinancing
loanServicer:
type: string
description: The name of a loan servicer of a loan the lead is refinancing
loanType:
$ref: '#/components/schemas/RefinanceLoanType'
description: The loan type for a loan the lead is refinancing
nextPaymentAmount:
type: number
description: The amount the next payment will be on a loan the lead is refinancing
nextPaymentDate:
type: string
format: date
description: The next payment date for a loan the lead is refinancing
ProvidedCreditRating:
type: string
enum:
- excellent
- good
- fair
- poor
- limited
- unknown
LeadPersonalReferenceInformationJson:
type: object
properties:
firstName:
type: string
description: The first name of the personal reference supplied by the lead
lastName:
type: string
description: The last name of the personal reference supplied by the lead
primaryPhone:
type: string
pattern: ^1?\d{10}$
description: The phone number of the personal reference supplied by the lead
relationType:
$ref: '#/components/schemas/PersonalReferenceRelationType'
description: The relation of the personal reference supplied by the lead
LeadPersonalInformation:
type: object
properties:
firstName:
type: string
lastName:
type: string
aliasFirstName:
type: string
description: The first name the lead uses as an alias
aliasLastName:
type: string
description: The last name the lead uses as an alias
email:
type: string
format: email
pattern: ^[a-zA-Z0-9!#$%&'*+/=?^_`{|}~-]+(?:\.[a-zA-Z0-9!#$%&'*+/=?^_`{|}~-]+)*@(?:[a-zA-Z0-9](?:[a-zA-Z0-9-]*[a-zA-Z0-9])?\.)+[a-zA-Z0-9](?:[a-zA-Z0-9-]*[a-zA-Z0-9])?$
city:
type: string
state:
$ref: '#/components/schemas/State'
workPhone:
type: string
pattern: ^1?\d{10}$
primaryPhone:
type: string
pattern: ^1?\d{10}$
bestTimeToCall:
$ref: '#/components/schemas/LeadBestTimeToCall'
address1:
type: string
description: Street address (primary address line)
address2:
type: string
description: Secondary address line
addressMoveInDate:
type: string
format: date
description: The date the lead moved into their current address
zipcode:
type: string
pattern: ^\d{5}([-\s]\d{4})?$
monthsAtAddress:
type: integer
format: int32
description: Number of months the provided address has been the lead's primary residence
driversLicenseNumber:
type: string
driversLicenseState:
type: string
description: State in which the driver's license was issued
ipAddress:
type: string
format: ip
description: IP address
activeMilitary:
type: boolean
description: Whether the lead is currently in the military (not a veteran)
militaryVeteran:
type: boolean
description: Whether the lead is a veteran (should not be used if the lead is active in the military)
dateOfBirth:
type: string
format: date
educationLevel:
deprecated: true
allOf:
- $ref: '#/components/schemas/EducationLevel'
ssn:
type: string
pattern: ^(?!\b(\d)\1+-(\d)\1+-(\d)\1+\b)(?!123-45-6789|219-09-9999|078-05-1120)(?!666|000|9\d{2})\d{3}-(?!00)\d{2}-(?!0{4})\d{4}$
citizenshipStatus:
$ref: '#/components/schemas/CitizenshipStatus'
EmploymentStatus:
type: string
enum:
- employed
- employed_full_time
- employed_part_time
- military
- not_employed
- self_employed
- retired
- other
PropertySearchStatus:
type: string
enum:
- found
- not_found
State:
type: string
format: state
title: state
description: A two character upper case state, Puerto Rico, or District of Columbia code
enum:
- AK
- AL
- AR
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- HI
- IA
- ID
- IL
- IN
- KS
- KY
- LA
- MA
- MD
- ME
- MI
- MN
- MO
- MS
- MT
- NC
- ND
- NE
- NH
- NJ
- NM
- NV
- NY
- OH
- OK
- OR
- PA
- PR
- RI
- SC
- SD
- TN
- TX
- UT
- VA
- VI
- VT
- WA
- WI
- WV
- WY
MortgageType:
type: string
enum:
- purchase
- refinance
MortgageLoanType:
type: string
enum:
- ten_year_fixed
- fifteen_year_fixed
- twenty_year_fixed
- thirty_year_fixed
- forty_year_fixed
- three_year_intro_30_year_adjustable
- five_year_intro_30_year_adjustable
- seven_year_intro_30_year_adjustable
- ten_year_intro_30_year_adjustable
PersonalReferenceRelationType:
type: string
enum:
- parent
- employer
- spouse
- guardian
- sibling
- relative
- friend
- other
OpeId:
type: string
pattern: ^\d{6}[A-Za-z\d]{2}$
description: identification number used by the U.S. Department of Education's Office of Postsecondary Education (OPE) to identify schools that have Program Participation Agreements (PPA) so that its students are eligible to participate in Federal Student Financial Assistance programs under Title IV regulations. This is a 6-digit number followed by a 2-digit suffix used to identify branches, additional locations, and other entities that are part of the eligible institution.
PropertyType:
type: string
enum:
- rent
- condo
- multi_unit
- single_family
- townhouse
LeadMortgageInformationJson:
type: object
properties:
propertyType:
$ref: '#/components/schemas/PropertyType'
propertyValue:
type: integer
format: int32
mortgageBalance:
type: integer
format: int32
lenderName:
type: string
hasFHALoan:
type: boolean
currentWithLoan:
type: boolean
propertyStatus:
$ref: '#/components/schemas/PropertyStatus'
mortgageType:
$ref: '#/components/schemas/MortgageType'
mortgageAmount:
type: integer
format: int32
description: Amount the lead will borrow
downPaymentAmount:
type: integer
format: int32
propertyState:
type: string
propertyCounty:
type: string
propertyAddress1:
type: string
description: Street address (primary address line)
propertyAddress2:
type: string
description: Secondary address line
propertyZipcode:
type: string
propertyCity:
type: string
refinanceAmount:
type: integer
format: int32
description: Amount the lead will borrow for refinancing an existing mortgage
cashOutAmount:
type: integer
format: int32
description: Additional amount the lead will borrow against existing home equity in the case of refinance
occupancyType:
$ref: '#/components/schemas/OccupancyType'
refinanceType:
$ref: '#/components/schemas/RefinanceType'
propertySearchStatus:
$ref: '#/components/schemas/PropertySearchStatus'
numUnits:
type: integer
format: int32
description: The number of legal units on the property
closingDate:
type: string
format: date
purchaseStatus:
$ref: '#/components/schemas/PurchaseStatus'
purchaseDate:
type: string
format: date
monthlyHoaFee:
type: number
description: The amount of the HOA fee for the lead
mortgageCompany:
type: string
description: The name of the company holding the lead's mortgage
mortgageEscrowAmount:
type: number
description: The amount of escrow the lead pays
includeFhaLoans:
type: boolean
description: 'If true, the lead will receive FHA loan offers; if false, they will not.
'
includeVaLoans:
type: boolean
description: 'If true, the lead will receive VA loan offers; if false, they will not.
'
requestedLoanTerms:
type: array
items:
$ref: '#/components/schemas/MortgageLoanType'
mortechCreditRating:
$ref: '#/components/schemas/MortechCreditRating'
GraduateDegreeType:
type: string
enum:
- doctor_of_medicine
- doctor_of_osteopathic_medicine
- doctor_of_optometry
- doctor_of_dental_medicine
- dentariae_medicinae_doctoris
- doctor_of_dental_surgery
- doctor_of_veterinary_medicine
- doctor_of_pharmacy
- veterinariae_medicinae_doctoris
- master_of_arts
- master_of_science
- master_of_research
- master_of_research_project
- master_of_studies
- master_of_business_administration
- master_of_library_science
- master_of_public_administration
- master_of_public_health
- master_of_laws
- master_of_arts_liberal_studies
- master_of_fine_arts
- master_of_music
- master_of_education
- master_of_engineering
- master_of_architecture
- juris_doctor
- other
LeadAutoInsuranceInformationJson:
type: object
properties:
numberOfVehicles:
type: integer
format: int32
hasAutoInsurance:
type: boolean
priorCarrierInformation:
type: object
title: Prior Carrier Information
properties:
carrierName:
type: string
description: Name of the prior insurance carrier
timeInsuredMonths:
type: integer
format: int32
description: Duration in months the lead was insured with the prior carrier
policyEffectiveDate:
type: string
format: date
coverageInformation:
type: object
title: Coverage Information
properties:
bodilyInjuryAmount:
type: integer
format: int32
description: Bodily injury coverage amount
propertyDamageAmount:
type: integer
format: int32
description: Property damage coverage amount
collisionAmount:
type: integer
format: int32
description: Collision coverage amount
garageInformation:
type: object
title: Garage Information
properties:
address1:
type: string
description: Street address line 1 of the garage location
address2:
type: string
description: Street address line 2 of the garage location (optional)
city:
type: string
description: City where the vehicle is garaged
state:
type: string
description: State where the vehicle is garaged
zipCode:
type: string
description: ZIP code of the garage address
vehiclesInformation:
type: array
items:
type: object
title: Vehicle information
properties:
monthlyPayment:
type: integer
format: int32
description: The lead's monthly auto loan payment
estimatedMileage:
type: integer
format: int32
description: The vehicle's estimated number of miles driven
vehicleIdentificationNumber:
type: string
description: The vehicle identification number (VIN) of the financed vehicle
vehicleUuid:
type: string
format: uuid
description: The UUID representing the unique Year/Make/Model/Trim of the financed vehicle
driversInformation:
type: array
items:
type: object
title: Driver Information
properties:
role:
type: string
enum:
- primary
- secondary
- unlisted
gender:
$ref: '#/components/schemas/Gender'
description: Driver's gender
personalInformation:
$ref: '#/components/schemas/LeadPersonalInformation'
description: Personal information of the driver
RefinanceLoanType:
type: string
enum:
- federal_student_loan
- private_student_loan
Gender:
type: string
enum:
- male
- female
EducationLevel:
type: string
enum:
- high_school
- associate
- bachelors
- masters
- doctorate
- other_grad_degree
- certificate
- did_not_graduate
- still_enrolled
- other
MortechCreditRating:
type: string
enum:
- Excellent (780-850)
- Excellent (760-779)
- Excellent (740-759)
- Good (720-739)
- Good (700-719)
- Fair (680-699)
- Fair (660-679)
- Poor (640-659)
- Poor (620-639)
- Poor (580-619)
- Poor (Under 580)
LeadCreditInformationJson:
type: object
description: Credit history information relating to a `Lead`
properties:
providedCreditRating:
$ref: '#/components/schemas/ProvidedCreditRating'
providedNumericCreditScore:
type: integer
format: int32
description: FICO credit score provided by a `Lead`
ApiErrorDetails:
type: object
additionalProperties:
type: string
LeadCreditCardInformationJson:
type: object
properties:
allowAnnualFee:
type: boolean
cardPurposes:
type: array
items:
$ref: '#/components/schemas/CardPurpose'
description: A list of card purposes in which the lead is interested
LeadIdentificationInformationJson:
type: object
properties:
idNumber:
type: string
description: The ID number supplied by the lead
idState:
type: string
description: The state of issue of the supplied ID
idType:
$ref: '#/components/schemas/IdType'
description: The form of the ID number supplied by the lead
LeadHealthInformationJson:
type: object
properties:
gender:
$ref: '#/components/schemas/Gender'
heightInInches:
type: integer
format: int32
weightInPounds:
type: integer
format: int32
tobaccoSmoker:
type: boolean
LeadClientTagsJson:
type: object
description: Arbitrary key-values mappings to associate with a `Lead`. This field can be use to attach `subid`s to a `Lead`
additionalProperties:
type: array
items:
type: string
maxProperties: 1
minProperties: 1
example:
subid:
- '123'
LeadCreateData:
type: object
properties:
productTypes:
type: array
description: Product types in which the `Lead` is interested
items:
$ref: '#/components/schemas/ProductType'
uuid:
type: string
format: uuid
description: Primary UUID for a `Lead`
sessionUuid:
type: string
format: uuid
description: UUID used to link leads across verticals, unique per user per supply sub-account
deviceId:
type: string
format: uuid
description: Unique identifier for the lead's device.
loanInformation:
$ref: '#/components/schemas/LeadLoanInformationJson'
personalInformation:
$ref: '#/components/schemas/LeadPersonalInformation'
personalReferenceInformation:
$ref: '#/components/schemas/LeadPersonalReferenceInformationJson'
mortgageInformation:
$ref: '#/components/schemas/LeadMortgageInformationJson'
creditCardInformation:
$ref: '#/components/schemas/LeadCreditCardInformationJson'
savingsInformation:
$ref: '#/components/schemas/LeadSavingsInformationJson'
creditInformation:
$ref: '#/components/schemas/LeadCreditInformationJson'
financialInformation:
$ref: '#/components/schemas/LeadFinancialInformation'
employmentInformation:
$ref: '#/components/schemas/LeadEmploymentInformationJson'
legalInformation:
$ref: '#/components/schemas/LeadLegalInformationJson'
educationInformation:
$ref: '#/components/schemas/LeadEducationInformationJson'
coApplicantInformation:
$ref: '#/components/schemas/LeadCoApplicantInformationJson'
healthInformation:
$ref: '#/components/schemas/LeadHealthInformationJson'
autoInsuranceInformation:
$ref: '#/components/schemas/LeadAutoInsuranceInformationJson'
refinanceLoans:
type: array
items:
$ref: '#/components/schemas/LeadRefinanceLoanInformationJson'
description: One or more loans that the lead wishes to refinance or consolidate
identificationInformation:
$ref: '#/components/schemas/LeadIdentificationInformationJson'
clientTags:
$ref: '#/components/schemas/LeadClientTagsJson'
sessionInformation:
$ref: '#/components/schemas/LeadSessionInformationJson'
formCompleted:
type: boolean
description: Whether the `Lead` has completed an application form
deprecated: true
referralCompanyUuid:
type: string
format: uuid
description: UUID of company from which the `Lead` was referred
deprecated: true
trackingUuid:
type: string
format: uuid
description: UUID for internal Engine by MoneyLion tracking purposes. This field should never be set by 3rd party API consumers
deprecated: true
partnerUserId:
type: string
format: string
description: A tracking identifier that references a unique user for an API partner
example:
productTypes:
- loan
- savings
personalInformation:
firstName: John
lastName: Doe
email: john@example.com
city: New York
state: NY
workPhone: '2125551234'
primaryPhone: '2125556789'
address1: 45 West 21st Street
address2: 5th Floor
zipcode: '10010'
monthsAtAddress: 5
driversLicenseNumber: '111222333'
driversLicenseState: NY
ipAddress: 8.8.8.8
activeMilitary: false
militaryVeteran: true
dateOfBirth: '1993-10-09'
ssn: 111-22-3333
loanInformation:
purpose: debt_consolidation
loanAmount: 10000
mortgageInformation:
propertyType: condo
propertyStatus: own_with_mortgage
propertyValue: 200000
mortgageBalance: 10000
lenderName: Bank OF NY
hasFHALoan: true
currentWithLoan: true
creditCardInformation:
allowAnnualFee: true
cardPurposes:
- travel_incentives
savingsInformation:
minDepositAmount: 1000
creditInformation:
providedCreditRating: excellent
providedNumericCreditScore: 750
financialInformation:
creditCardDebt: 5000
employmentStatus: employed
employmentPayFrequency: weekly
annualIncome: 120000
monthlyNetIncome: 10000
bankName: Santander
bankRoutingNumber: '231372691'
bankAccountType: savings
monthsAtBank: 10
bankAccountNumber: '1234567890'
employmentInformation:
employerName: Engine by MoneyLion
employerAddress: 45 W 21st St
employerCity: New York
employerState: NY
employerZip: '10010'
jobTitle: Software Engineer
monthsEmployed: 14
directDeposit: true
payDate1: '2004-10-06'
payDate2: '2004-11-06'
educationInformation:
educationLevel: masters
graduateDegreeType: master_of_science
universityAttended: Johns Hopkins University
coApplicantInformation:
firstName: Jane
lastName: Doe
dateOfBirth: '1984-03-06'
annualIncome: 100000
streetAddress1: 45 West 21st Street
streetAddress2: 5th Floor
city: New York
state: NY
zipcode: '10010'
healthInformation:
gender: male
heightInInches: 72
weightInPounds: 195
tobaccoSmoker: false
autoInsuranceInformation:
numberOfVehicles: 1
hasAutoInsurance: true
legalInformation:
consentsToFcra: true
consentsToTcpa: true
fcraLanguage: By checking this box/clicking 'agree' I hereby consent to the 'E-Sign Agreement', the 'Credit Authorization Agreement', the Terms of Service and Privacy Policy, and I am providing written consent under the Fair Credit Reporting Act (FCRA) for [Engine by MoneyLion and/or Insert Company Name], its partners and financial institutions to obtain consumer report information from my credit profile. I request that my information be provided to their partners, lenders, and financial services partners to provide me with financial recommendations, which may also include debt relief, credit repair, credit monitoring or other related services
tcpaLanguage: I agree to be contacted by [Engine by MoneyLion and/or Insert Company Name] its partners and their affiliated companies and financial institutions via email, postal mail service and/or at the telephone number(s) I have provided above to explore various financial products and services I inquired about, including contact through automatic dialing systems, artificial or pre-recorded voice messaging, or text message. Consent is not required as a condition to utilize the service, and you may choose to be contacted by an individual customer care representative(s) by calling XXXXX or emailing XXXX
clientTags:
hello:
- world
- there
something:
- else
LeadCoApplicantInformationJson:
type: object
description: 'The personal information of a co-applicant that may be considered in the
underwriting and approval of a loan.
'
properties:
firstName:
type: string
lastName:
type: string
dateOfBirth:
type: string
format: date
annualIncome:
type: integer
format: int32
streetAddress1:
type: string
description: Street address (primary address line)
streetAddress2:
type: string
description: Secondary address line
city:
type: string
state:
$ref: '#/components/schemas/State'
zipcode:
type: string
pattern: ^\d{5}([-\s]\d{4})?$
LoanPurpose:
type: string
enum:
- auto
- auto_purchase
- auto_refinance
- baby
- boat
- business
- car_repair
- cosmetic
- credit_card_refi
- debt_consolidation
- emergency
- engagement
- green
- home_improvement
- home_purchase
- home_refi
- household_expenses
- large_purchases
- life_event
- medical_dental
- motorcycle
- moving_relocation
- other
- rv
- special_occasion
- student_loan
- student_loan_refi
- taxes
- vacation
- wedding
BankAccountType:
type: string
enum:
- checking
- savings
- other
PrefillResponse:
type: object
properties:
productTypes:
type: array
description: Product types in which the `Prefill` is associated
items:
$ref: '#/components/schemas/ProductType'
prefillToken:
type: string
format: uuid
description: The Prefill token used for retrieving the prefill data
expiresInSeconds:
type: number
format: int32
description: The number of seconds until the prefill token expires
maxUses:
type: number
format: int32
description: The maximum number of times the prefill token can be used
partnerPageUrl:
type: string
format: uri
description: The URL to the partner's page
embedSnippet:
type: string
format: html
description: The snippet to be embedded in the partner's page
required:
- productTypes
- prefillToken
- expiresInSeconds
- maxUses
example:
productTypes:
- loan
prefillToken: d9b212a8-b284-5986-813e-a8d8e87c1863
expiresInSeconds: 180
maxUses: 1
partnerPageUrl: https://www.moneylion.com/network/meratas/loans/search/loan-purpose?tag.partnerKey=meratas-pp-loans&prefillToken=e9c6b1a2-4f8d-4d2c-b9e6-91f2a6d8b0a4
embedSnippet: <script async src="https://www.moneylion.dev/network/fagner/offer-carousel/web-component/offer-carousel/index.js" data-embed-type="auto-mount" data-cnf-layout-variant="native-layout" data-title="Offer Carousel" data-prefill-token="e9c6b1a2-4f8d-4d2c-b9e6-91f2a6d8b0a4" data-display-layout="carousel"></script>
RefinanceType:
type: string
enum:
- cash_out
- rate_term
EmploymentPayFrequency:
type: string
enum:
- weekly
- biweekly
- twice_monthly
- monthly
CitizenshipStatus:
type: string
description: Citizenship status
enum:
- citizen
- permanent_resident
- other
LeadEducationInformationJson:
type: object
properties:
educationLevel:
$ref: '#/components/schemas/EducationLevel'
graduateDegreeType:
$ref: '#/components/schemas/GraduateDegreeType'
universityAttended:
type: string
description: 'Name of university where a lead received their undergraduate degree.
A lookup service for possible universities is available from using the /leads/universities endpoint.
To maximize returned offers, this string must match one of the names returned from the lookup.
'
deprecated: true
universityOpeId:
type: string
$ref: '#/components/schemas/OpeId'
graduationDate:
type: string
format: date
description: Date the lead graudated from undergrad (YYYY-MM-DD)
deprecated: true
graduateGraduationDate:
type: string
format: date
description: Lead's graduate school graduation date (YYYY-MM-DD)
graduateLastAttendedDate:
type: string
format: date
description: Lead's last attended month/year for graduate school (YYYY-MM-DD)
graduateUniversityAttended:
type: string
description: 'Name of university where a lead received their graduate degree.
A lookup service for possible universities is available from using the /leads/universities endpoint.
To maximize returned offers, this string must match one of the names returned from the lookup.
'
graduateUniversityOpeId:
$ref: '#/components/schemas/OpeId'
undergraduateGraduationDate:
type: string
format: date
description: Date the lead graduated from undergrad (YYYY-MM-DD).
undergraduateLastAttendedDate:
type: string
format: date
description: Lead's last attended month/year for undergrad (YYYY-MM-DD)
undergraduateUniversityAttended:
type: string
description: 'Name of university where a lead received their undergraduate degree.
A lookup service for possible universities is available from u
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# Full source: https://raw.githubusercontent.com/api-evangelist/even-financial/refs/heads/main/openapi/even-financial-pre-fill-api-openapi.yml