Fundera

Fundera by NerdWallet is a small business financial guidance and lending marketplace platform that helps small business owners compare and access loan products, business credit cards, checking accounts, and financial health tools. Fundera connects borrowers with a vetted network of lenders offering SBA loans, term loans, lines of credit, equipment financing, invoice factoring, merchant cash advances, and commercial real estate loans. Acquired by NerdWallet in 2020, Fundera has secured over $5.4 billion in funds for more than 77,000 small businesses.

Fundera publishes 1 API on the APIs.io network. Tagged areas include Small Business, Business Loans, Financial Services, Lending Marketplace, and Credit Cards.

Fundera’s developer surface includes documentation, engineering blog, pricing, and 9 more developer resources.

🌐 Visit website 📡 Source on GitHub

19.7/100 emerging ▬ flat Agent 3/100 human only Full breakdown ↓
scored 2026-08-05 · rubric v0.9.1

AccessFree

1 APIs

Small BusinessBusiness LoansFinancial ServicesLending MarketplaceCredit CardsSBA LoansNerdWalletFinTech

Kin Score

Kin Score How this is scored →
scored 2026-08-05 · rubric v0.9.1

Composite quality — 19.7/100 · emerging

Contract Quality 0.0 / 25

Developer Ergonomics 2.2 / 20

Commercial Clarity 7.9 / 20

Operational Transparency 2.7 / 13

Governance 0.0 / 12

Discoverability 6.9 / 10

Agent readiness — 3/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/fundera: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 1

Individual APIs this provider publishes, each with its own machine-readable definition.

Rate Limits 1

Documented rate limits and quota policies.

Fundera Rate Limits

0 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

Documentation 1

Reference material describing how the API behaves

Documentation

Documentation

Build 1

SDKs, sample code, and the tooling you integrate with

GitHubOrg

GitHubOrg

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Operate 2

Status, limits, changes, and where to get help

StatusPage

StatusPage

RateLimits

RateLimits

Commercial 3

Pricing, plans, and the legal terms of use

Pricing

Pricing

Plans

Plans

FinOps

FinOps

Company 3

The organization behind the API

Website

Website

LinkedIn

Blog

Blog

Other 1

Properties that don't map to a standard resource type

Source (apis.yml)

aid: fundera
name: Fundera
description: 'Fundera by NerdWallet is a small business financial guidance and lending marketplace platform that helps small
  business owners compare and access loan products, business credit cards, checking accounts, and financial health tools.
  Fundera connects borrowers with a vetted network of lenders offering SBA loans, term loans, lines of credit, equipment financing,
  invoice factoring, merchant cash advances, and commercial real estate loans. Acquired by NerdWallet in 2020, Fundera has
  secured over $5.4 billion in funds for more than 77,000 small businesses.

  '
type: Index
accessModel:
  pricing: free
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Free
  confidence: medium
  source:
  - plans
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/fundera.png
url: https://raw.githubusercontent.com/api-evangelist/fundera/refs/heads/main/apis.yml
created: '2026-06-13'
modified: '2026-06-13'
specificationVersion: '0.19'
tags:
- Small Business
- Business Loans
- Financial Services
- Lending Marketplace
- Credit Cards
- SBA Loans
- NerdWallet
- FinTech
apis:
- aid: fundera:fundera-marketplace
  name: Fundera Marketplace
  description: 'The Fundera by NerdWallet marketplace platform for comparing and applying for small business loan products,
    credit cards, and checking accounts. Provides a single application to prequalify across multiple lenders covering SBA
    loans, term loans, lines of credit, equipment financing, invoice factoring, merchant cash advances, and commercial real
    estate loans.

    '
  humanURL: https://www.fundera.com
  baseURL: https://www.fundera.com
  tags:
  - Business Loans
  - SBA Loans
  - Lines of Credit
  - Equipment Financing
  - Invoice Factoring
  - Merchant Cash Advance
  - Commercial Real Estate
  properties:
  - type: Website
    url: https://www.fundera.com
  - type: Documentation
    url: https://www.fundera.com/business-loans
  - type: Plans
    url: plans/fundera-plans-pricing.yml
  - type: RateLimits
    url: rate-limits/fundera-rate-limits.yml
  - type: FinOps
    url: finops/fundera-finops.yml
common:
- type: DomainSecurity
  url: security/fundera-domain-security.yml
- type: Website
  url: https://www.fundera.com
- type: Documentation
  url: https://www.fundera.com/business-loans
- type: GitHubOrg
  url: https://github.com/NerdWalletOSS
- type: LinkedIn
  url: https://www.linkedin.com/company/fundera
- type: Blog
  url: https://www.fundera.com/blog
- type: Pricing
  url: https://www.fundera.com/business-loans
- type: StatusPage
  url: https://www.fundera.com
- type: X
  url: https://x.com/fundera
- type: Plans
  url: plans/fundera-plans-pricing.yml
- type: RateLimits
  url: rate-limits/fundera-rate-limits.yml
- type: FinOps
  url: finops/fundera-finops.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com

Fundera

Kin Score

APIs 1

Fundera Marketplace

Pricing Plans 1

Fundera Plans Pricing