Acorns website screenshot

Acorns

Acorns is a micro-investing and personal finance platform that helps everyday Americans grow their wealth through automated round-up investments, diversified portfolios, retirement accounts, high-yield savings, and financial wellness tools. The Acorns Partner API enables authorized third parties to access Acorns user data on behalf of users via OAuth 2.0.

Acorns publishes 1 API on the APIs.io network. Tagged areas include Micro-Investing, Personal Finance, Fintech, Round-Ups, and Robo-Investing.

Acorns’ developer surface includes pricing, engineering blog, GitHub presence, and 12 more developer resources.

🌐 Visit website 📡 Source on GitHub
26.0/100 emerging ▬ flat Agent 3/100 human only Full breakdown ↓
scored 2026-07-28 · rubric v0.6
AccessPaid
1 APIs
Micro-InvestingPersonal FinanceFintechRound-UpsRobo-InvestingRetirementSavingsBankingFinancial Wellness

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-07-28 · rubric v0.6
Composite quality — 26.0/100 · emerging
Contract Quality 0.0 / 25
Developer Ergonomics 3.0 / 20
Commercial Clarity 14.2 / 20
Operational Transparency 2.1 / 13
Governance 0.0 / 12
Discoverability 6.9 / 10
Agent readiness — 3/100 · human only
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 10
MCP Server 0 / 12
Machine-Readable Auth 0 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 7 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/acorns: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 1

Individual APIs this provider publishes, each with its own machine-readable definition.

Acorns Partner API

The Acorns Partner API combines OAuth and Partner APIs to allow authorized third parties (partners and aggregators) to access Acorns user data on behalf of said users. Organizat...

Pricing Plans 1

Published pricing tiers and plan structures.

Plans

3 plans

PLANS

Rate Limits 1

Documented rate limits and quota policies.

Rate Limits

0 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

Finops

FINOPS

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Acorns Domain Security

TLSv1.2 · HSTS · DMARC

SECURITY

Acorns Vulnerability Disclosure

Bugcrowd

SECURITY

Resources

Get Started 1

Portal, sign-up, and the first successful call

DeveloperPortal
DeveloperPortal

Build 1

SDKs, sample code, and the tooling you integrate with

GitHub
GitHub

Access & Security 3

Authentication, authorization, and security posture

VulnerabilityDisclosure
VulnerabilityDisclosure
 DomainSecurity
DomainSecurity
 Security
Security

Operate 2

Status, limits, changes, and where to get help

HelpCenter
HelpCenter
 RateLimits
RateLimits

Commercial 5

Pricing, plans, and the legal terms of use

Pricing
Pricing
 PrivacyPolicy
PrivacyPolicy
 TermsOfService
TermsOfService
 Plans
Plans
 FinOps
FinOps

Company 3

The organization behind the API

Website
Website
 Press
Press
 Blog
Blog

Source (apis.yml)

apis.yml Raw ↑ 
aid: acorns
name: Acorns
description: Acorns is a micro-investing and personal finance platform that helps everyday Americans grow their wealth through
  automated round-up investments, diversified portfolios, retirement accounts, high-yield savings, and financial wellness
  tools. The Acorns Partner API enables authorized third parties to access Acorns user data on behalf of users via OAuth 2.0.
accessModel:
  pricing: paid
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Paid
  confidence: medium
  source:
  - plans
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/acorns.png
url: https://raw.githubusercontent.com/api-evangelist/acorns/refs/heads/main/apis.yml
created: '2026-06-13'
modified: '2026-06-13'
specificationVersion: '0.19'
type: Index
tags:
- Micro-Investing
- Personal Finance
- Fintech
- Round-Ups
- Robo-Investing
- Retirement
- Savings
- Banking
- Financial Wellness
apis:
- aid: acorns:partner-api
  name: Acorns Partner API
  description: The Acorns Partner API combines OAuth and Partner APIs to allow authorized third parties (partners and aggregators)
    to access Acorns user data on behalf of said users. Organizations must complete an onboarding process to obtain credentials
    and sandbox access.
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://developer.acorns.com/
  baseURL: https://developer.acorns.com/
  tags:
  - OAuth
  - Partner API
  - Micro-Investing
  - Personal Finance
  - Aggregation
  properties:
  - type: Documentation
    url: https://developer.acorns.com/
  - type: OAuthDocumentation
    url: https://developer.acorns.com/category/oauth
  - type: PartnerAPIDocumentation
    url: https://developer.acorns.com/category/partner
  - type: Plans
    url: https://raw.githubusercontent.com/api-evangelist/acorns/refs/heads/main/plans/plans.yml
  - type: RateLimits
    url: https://raw.githubusercontent.com/api-evangelist/acorns/refs/heads/main/rate-limits/rate-limits.yml
  - type: FinOps
    url: https://raw.githubusercontent.com/api-evangelist/acorns/refs/heads/main/finops/finops.yml
  contact:
  - FN: Acorns Partner API Team
    email: partner-api@acorns.com
common:
- type: VulnerabilityDisclosure
  url: security/acorns-vulnerability-disclosure.yml
- type: DomainSecurity
  url: security/acorns-domain-security.yml
- type: Website
  url: https://www.acorns.com/
- type: DeveloperPortal
  url: https://developer.acorns.com/
- type: Pricing
  url: https://www.acorns.com/pricing/
- type: Security
  url: https://www.acorns.com/security
- type: PrivacyPolicy
  url: https://www.acorns.com/privacy
- type: TermsOfService
  url: https://www.acorns.com/terms
- type: HelpCenter
  url: https://support.acorns.com/
- type: Press
  url: https://www.acorns.com/press/
- type: Blog
  url: https://www.acorns.com/learn/
- type: GitHub
  url: https://github.com/Acornsgrow
- type: Plans
  url: https://raw.githubusercontent.com/api-evangelist/acorns/refs/heads/main/plans/plans.yml
- type: RateLimits
  url: https://raw.githubusercontent.com/api-evangelist/acorns/refs/heads/main/rate-limits/rate-limits.yml
- type: FinOps
  url: https://raw.githubusercontent.com/api-evangelist/acorns/refs/heads/main/finops/finops.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com