Finbots.AI

Finbots.AI (finbots.ai) is a Singapore-headquartered fintech offering CreditX, a no-code, AI-powered credit risk platform that lets banks and lenders build, validate, and deploy application, behavioural, and collection scorecards in hours instead of months. Its proprietary, explainable machine-learning models power real-time lending decisions in under 0.03 seconds, and the platform adds a Decision Engine (business rules), propensity modelling, and managed data services. Backed by Accel, finbots.ai serves retail banking, SME lending, and credit-card clients across APAC and MEA markets, and was among the first fintechs to complete Singapore's AI Verify AI-governance testing framework. No public self-service developer API is published; API integration is enterprise and sales-gated.

Finbots.AI is profiled on the APIs.io network. Tagged areas include Company, Artificial Intelligence, Credit Risk, Credit Scoring, and Fintech.

Finbots.AI’s developer surface includes support and 8 more developer resources.

🌐 Visit website 📡 Source on GitHub

2.2/100 minimal ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-08-20 · rubric v0.12.0

0 APIs

CompanyArtificial IntelligenceCredit RiskCredit ScoringFintechLendingBankingMachine-LearningRisk ManagementSingapore

Kin Score

Kin Score How this is scored →
scored 2026-08-20 · rubric v0.12.0

Composite quality — 2.2/100 · minimal

Contract Quality 0.0 / 21

Developer Ergonomics 0.0 / 17

Access Clarity 0.0 / 17

Operational Transparency 0.0 / 11

Contract Governance 0.0 / 10

Discoverability 4.9 / 9

Regulatory Posture 1.1 / 15

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Regulatory Posture applies to this provider. Its tags matched the Banking & Open Finance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/finbotsai: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

LLMsTxt

LLMsTxt

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Operate 1

Status, limits, changes, and where to get help

Support

Support

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 4

The organization behind the API

Website

Website

LinkedIn

Twitter

Twitter

Facebook

Facebook

Source (apis.yml)

aid: finbotsai
name: Finbots.AI
description: Finbots.AI (finbots.ai) is a Singapore-headquartered fintech offering CreditX, a no-code, AI-powered credit risk
  platform that lets banks and lenders build, validate, and deploy application, behavioural, and collection scorecards in
  hours instead of months. Its proprietary, explainable machine-learning models power real-time lending decisions in under
  0.03 seconds, and the platform adds a Decision Engine (business rules), propensity modelling, and managed data services.
  Backed by Accel, finbots.ai serves retail banking, SME lending, and credit-card clients across APAC and MEA markets, and
  was among the first fintechs to complete Singapore's AI Verify AI-governance testing framework. No public self-service developer
  API is published; API integration is enterprise and sales-gated.
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://www.finbots.ai/wp-content/uploads/2025/01/WC-Copy-of-CreditX-Website-2025-4.png
url: https://raw.githubusercontent.com/api-evangelist/finbotsai/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- accel
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-19'
tags:
- Company
- Artificial Intelligence
- Credit Risk
- Credit Scoring
- Fintech
- Lending
- Banking
- Machine-Learning
- Risk Management
- Singapore
tags_raw:
- Company
- Ai
- Credit Risk
- Credit Scoring
- Fintech
- Lending
- Banking
- Machine Learning
- Risk Management
- Singapore
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Website
  url: https://www.finbots.ai/
- type: Support
  url: https://www.finbots.ai/contact/
- type: TermsOfService
  url: https://www.finbots.ai/terms-of-use/
- type: PrivacyPolicy
  url: https://www.finbots.ai/privacy-policy/
- type: LinkedIn
  url: https://www.linkedin.com/company/finbots-ai-pte-ltd/
- type: Twitter
  url: https://twitter.com/finbotsai
- type: Facebook
  url: https://www.facebook.com/FinbotsArtificialIntelligence/
- type: DomainSecurity
  url: security/finbotsai-domain-security.yml
- type: LLMsTxt
  url: llms/finbotsai-llms.txt
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence