Finbots.AI

Finbots.AI (finbots.ai) is a Singapore-headquartered fintech offering CreditX, a no-code, AI-powered credit risk platform that lets banks and lenders build, validate, and deploy application, behavioural, and collection scorecards in hours instead of months. Its proprietary, explainable machine-learning models power real-time lending decisions in under 0.03 seconds, and the platform adds a Decision Engine (business rules), propensity modelling, and managed data services. Backed by Accel, finbots.ai serves retail banking, SME lending, and credit-card clients across APAC and MEA markets, and was among the first fintechs to complete Singapore's AI Verify AI-governance testing framework. No public self-service developer API is published; API integration is enterprise and sales-gated.

Finbots.AI is profiled on the APIs.io network. Tagged areas include Company, Ai, Credit Risk, Credit Scoring, and Fintech.

Finbots.AI’s developer surface includes support and 8 more developer resources.

🌐 Visit website 📡 Source on GitHub

14.6/100 minimal ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-07-27 · rubric v0.5

0 APIs

CompanyAiCredit RiskCredit ScoringFintechLendingBankingMachine LearningRisk ManagementSingapore

Kin Score

Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5

Composite quality — 14.6/100 · minimal

Contract Quality 0.0 / 25

Developer Ergonomics 0.9 / 20

Commercial Clarity 4.2 / 20

Operational Transparency 0.0 / 13

Governance 0.0 / 12

Discoverability 6.8 / 10

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 15

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/finbotsai: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

LLMsTxt

LLMsTxt

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Operate 1

Status, limits, changes, and where to get help

Support

Support

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 4

The organization behind the API

Website

Website

LinkedIn

Twitter

Twitter

Facebook

Facebook

Source (apis.yml)

aid: finbotsai
name: Finbots.AI
description: Finbots.AI (finbots.ai) is a Singapore-headquartered fintech offering CreditX, a no-code, AI-powered credit risk
  platform that lets banks and lenders build, validate, and deploy application, behavioural, and collection scorecards in
  hours instead of months. Its proprietary, explainable machine-learning models power real-time lending decisions in under
  0.03 seconds, and the platform adds a Decision Engine (business rules), propensity modelling, and managed data services.
  Backed by Accel, finbots.ai serves retail banking, SME lending, and credit-card clients across APAC and MEA markets, and
  was among the first fintechs to complete Singapore's AI Verify AI-governance testing framework. No public self-service developer
  API is published; API integration is enterprise and sales-gated.
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://www.finbots.ai/wp-content/uploads/2025/01/WC-Copy-of-CreditX-Website-2025-4.png
url: https://raw.githubusercontent.com/api-evangelist/finbotsai/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- accel
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-19'
tags:
- Company
- Ai
- Credit Risk
- Credit Scoring
- Fintech
- Lending
- Banking
- Machine Learning
- Risk Management
- Singapore
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Website
  url: https://www.finbots.ai/
- type: Support
  url: https://www.finbots.ai/contact/
- type: TermsOfService
  url: https://www.finbots.ai/terms-of-use/
- type: PrivacyPolicy
  url: https://www.finbots.ai/privacy-policy/
- type: LinkedIn
  url: https://www.linkedin.com/company/finbots-ai-pte-ltd/
- type: Twitter
  url: https://twitter.com/finbotsai
- type: Facebook
  url: https://www.facebook.com/FinbotsArtificialIntelligence/
- type: DomainSecurity
  url: security/finbotsai-domain-security.yml
- type: LLMsTxt
  url: llms/finbotsai-llms.txt
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence