Parafin

aid: parafin
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup
  confidence: medium
  source:
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/parafin.png
name: Parafin
description: Parafin is an embedded finance infrastructure company (founded 2020) that lets software platforms, marketplaces,
  and payment service providers offer capital, spend, and pay-over-time products to the small businesses on their platform.
  Parafin abstracts the hardest parts of launching a business-financing product — capital sourcing, regulatory and compliance
  know-how, underwriting and risk modeling, servicing, and collections — behind white-labeled REST APIs and embeddable UI
  widgets (Parafin Elements) shipped for React, Vue, and Angular. Products include Capital (revenue-based cash advances and
  flex term loans), Line of Credit, Spend (card and cash account), and Pay Over Time. Platforms integrate via a no-code option
  (Parafin Lite), low-code embedded Elements, or a custom API build. Notable customers include DoorDash and Mindbody. Backed
  by GGV Capital, Redpoint Ventures, and Ribbit Capital.
url: https://raw.githubusercontent.com/api-evangelist/parafin/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- ggv-capital
- redpoint-ventures
- ribbit-capital
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-20'
tags:
- Company
- Fintech
- Embedded Finance
- Lending
- Capital
- Payments
- Small Business
- Working Capital
- API
apis:
- name: Parafin API
  description: White-labeled embedded finance REST API for offering business financing — creating businesses, persons, and
    bank accounts; generating capital offers; creating capital, line-of-credit, and pay-over-time applications; and orchestrating
    order checkout. OAuth client-credentials authentication with short-lived bearer tokens redeemed via POST /v1/auth/redeem_token.
    Production host api.parafin.com; sandbox host api.dev.parafin.com.
  humanURL: https://docs.parafin.com/
  baseURL: https://api.parafin.com
  tags:
  - Embedded Finance
  - Lending
  - Capital
  properties:
  - type: Documentation
    url: https://docs.parafin.com/
  - type: Authentication
    url: authentication/parafin-authentication.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: DomainSecurity
  url: security/parafin-domain-security.yml
- type: Website
  url: https://www.parafin.com/
- type: DeveloperPortal
  url: https://docs.parafin.com/
- type: Documentation
  url: https://docs.parafin.com/
- type: APIReference
  url: https://docs.parafin.com/
- type: Blog
  url: https://www.parafin.com/blog
- type: PrivacyPolicy
  url: https://www.parafin.com/privacy-policy
- type: GitHubOrganization
  url: https://github.com/buildparafin
- type: Support
  url: https://www.parafin.com/contact
- type: MCPServer
  url: mcp/parafin-mcp.yml
- type: Packages
  url: packages/parafin-packages.yml
- type: SDKs
  url: packages/parafin-packages.yml
- type: Components
  url: components/parafin-components.yml
- type: WellKnown
  url: well-known/parafin-well-known.yml
- type: Authentication
  url: authentication/parafin-authentication.yml
- type: Conventions
  url: conventions/parafin-conventions.yml
- type: Sandbox
  url: sandbox/parafin-sandbox.yml
- type: LLMsTxt
  url: llms/parafin-llms.txt
- type: Lifecycle
  url: lifecycle/parafin-lifecycle.yml
x-enrichment:
  date: '2026-07-20'
  status: enriched
  artifacts_added: 11
  pass: local-v1