Lendable

Lendable Ltd is a UK consumer lending fintech founded in 2014 and headquartered in London, offering unsecured personal loans directly to borrowers through a fully digital application. The company underwrites with technology and data analytics rather than relying on a credit score alone, describing its approach as looking at all of an applicant's data together to produce a personalised quote in minutes without paper forms or branch visits. Lendable distributes through the major UK price-comparison platforms including ClearScore, Compare the Market, MoneySuperMarket, Experian, TotallyMoney, TransUnion and Go.Compare. It is authorised and regulated by the Financial Conduct Authority (FCA reference 720261, company number 08828186) and is a CIFAS member. Lendable publishes no public developer API or developer portal — its public technical surface is an RFC 9116 security.txt, an llms.txt, and a set of first-party open source PHP/Symfony engineering libraries on Packagist and GitHub.

Lendable is profiled on the APIs.io network. Tagged areas include Company, Financial Services, Lending, Personal Loans, and Consumer Credit.

Lendable’s developer surface includes support and 12 more developer resources.

🌐 Visit website 📡 Source on GitHub

16.5/100 emerging ▬ flat Agent 7/100 human only Full breakdown ↓
scored 2026-07-27 · rubric v0.5

0 APIs

CompanyFinancial ServicesLendingPersonal LoansConsumer CreditFintechUnited Kingdom

Kin Score

Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5

Composite quality — 16.5/100 · emerging

Contract Quality 0.0 / 25

Developer Ergonomics 0.9 / 20

Commercial Clarity 6.8 / 20

Operational Transparency 2.1 / 13

Governance 0.0 / 12

Discoverability 6.8 / 10

Agent readiness — 7/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 15

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 4 / 4

Consent & Bot Identity 3 / 3

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/lendable: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Get Started 1

Portal, sign-up, and the first successful call

Login

Agent Surfaces 2

MCP servers, agent skills, and machine-readable catalogs

WellKnown

WellKnown

LLMsTxt

LLMsTxt

Build 2

SDKs, sample code, and the tooling you integrate with

GitHubOrganization

GitHubOrganization

Packages

Packages

Access & Security 4

Authentication, authorization, and security posture

SecurityTxt

SecurityTxt

Security

Security

VulnerabilityDisclosure

VulnerabilityDisclosure

DomainSecurity

DomainSecurity

Operate 1

Status, limits, changes, and where to get help

Support

Support

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 1

The organization behind the API

Website

Website

Source (apis.yml)

aid: lendable
name: Lendable
description: Lendable Ltd is a UK consumer lending fintech founded in 2014 and headquartered in London, offering unsecured
  personal loans directly to borrowers through a fully digital application. The company underwrites with technology and data
  analytics rather than relying on a credit score alone, describing its approach as looking at all of an applicant's data
  together to produce a personalised quote in minutes without paper forms or branch visits. Lendable distributes through the
  major UK price-comparison platforms including ClearScore, Compare the Market, MoneySuperMarket, Experian, TotallyMoney,
  TransUnion and Go.Compare. It is authorised and regulated by the Financial Conduct Authority (FCA reference 720261, company
  number 08828186) and is a CIFAS member. Lendable publishes no public developer API or developer portal — its public technical
  surface is an RFC 9116 security.txt, an llms.txt, and a set of first-party open source PHP/Symfony engineering libraries
  on Packagist and GitHub.
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://www.lendable.co.uk/meta-icons/open-graph/1200x630.jpg
url: https://raw.githubusercontent.com/api-evangelist/lendable/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- balderton-capital
x-tier: stub
x-tier-reason: no-public-api
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-19'
tags:
- Company
- Financial Services
- Lending
- Personal Loans
- Consumer Credit
- Fintech
- United Kingdom
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Website
  url: https://www.lendable.co.uk/
- type: Login
  url: https://www.lendable.co.uk/login
- type: Support
  url: https://www.lendable.co.uk/help-and-support
- type: TermsOfService
  url: https://www.lendable.co.uk/terms
- type: PrivacyPolicy
  url: https://www.lendable.co.uk/privacy
- type: GitHubOrganization
  url: https://github.com/Lendable
- type: Packages
  url: packages/lendable-packages.yml
- type: WellKnown
  url: well-known/lendable-well-known.yml
- type: SecurityTxt
  url: well-known/lendable-security.txt
- type: LLMsTxt
  url: llms/lendable-llms.txt
- type: Security
  url: https://www.lendable.co.uk/.well-known/security.txt
- type: VulnerabilityDisclosure
  url: security/lendable-vulnerability-disclosure.yml
- type: DomainSecurity
  url: security/lendable-domain-security.yml
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence