Credit Sesame

Credit Sesame is a consumer financial health platform that provides free daily credit-score monitoring, credit reports, and personalized recommendations for credit cards, loans, and insurance based on a member's approval likelihood. Members can build credit through everyday debit purchases and upgrade to the Sesame+ premium tier for three-bureau credit reports, advanced credit tools, and identity-theft protection. Credit Sesame operates consumer web and mobile applications and, as of this profile, does not publish a public developer API; it is tracked in the API Evangelist network as a company profile backed by Menlo Ventures.

Credit Sesame is profiled on the APIs.io network. Tagged areas include Company, Consumer Finance, Credit Scores, Credit Monitoring, and Personal Finance.

Credit Sesame’s developer surface includes signup flow, support, engineering blog, pricing, and 7 more developer resources.

🌐 Visit website 📡 Source on GitHub

17.7/100 emerging ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-07-27 · rubric v0.5

0 APIs

CompanyConsumer FinanceCredit ScoresCredit MonitoringPersonal FinanceFinTechIdentity ProtectionFinancial Services

Kin Score

Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5

Composite quality — 17.7/100 · emerging

Contract Quality 0.0 / 25

Developer Ergonomics 1.3 / 20

Commercial Clarity 8.9 / 20

Operational Transparency 0.7 / 13

Governance 0.0 / 12

Discoverability 6.8 / 10

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 15

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/credit-sesame: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Get Started 2

Portal, sign-up, and the first successful call

SignUp

SignUp

Login

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

LLMsTxt

LLMsTxt

Build 1

SDKs, sample code, and the tooling you integrate with

GitHubOrganization

GitHubOrganization

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Operate 1

Status, limits, changes, and where to get help

Support

Support

Commercial 3

Pricing, plans, and the legal terms of use

Pricing

Pricing

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 2

The organization behind the API

Website

Website

Blog

Blog

Source (apis.yml)

aid: credit-sesame
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/credit-sesame.png
name: Credit Sesame
description: Credit Sesame is a consumer financial health platform that provides free daily credit-score monitoring, credit
  reports, and personalized recommendations for credit cards, loans, and insurance based on a member's approval likelihood.
  Members can build credit through everyday debit purchases and upgrade to the Sesame+ premium tier for three-bureau credit
  reports, advanced credit tools, and identity-theft protection. Credit Sesame operates consumer web and mobile applications
  and, as of this profile, does not publish a public developer API; it is tracked in the API Evangelist network as a company
  profile backed by Menlo Ventures.
url: https://raw.githubusercontent.com/api-evangelist/credit-sesame/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- menlo-ventures
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-18'
tags:
- Company
- Consumer Finance
- Credit Scores
- Credit Monitoring
- Personal Finance
- FinTech
- Identity Protection
- Financial Services
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Website
  url: https://www.creditsesame.com
- type: SignUp
  url: https://secured.creditsesame.com/signup?lp=home
- type: Login
  url: https://secured.creditsesame.com/login
- type: Support
  url: https://www.creditsesame.com/help/
- type: Blog
  url: https://www.creditsesame.com/blog/
- type: Pricing
  url: https://www.creditsesame.com/sesame-plus-3-bureau-credit-reports/
- type: TermsOfService
  url: https://www.creditsesame.com/legal/terms-of-use/
- type: PrivacyPolicy
  url: https://www.creditsesame.com/legal/privacy-policy/
- type: GitHubOrganization
  url: https://github.com/creditsesame
- type: DomainSecurity
  url: security/credit-sesame-domain-security.yml
- type: LLMsTxt
  url: llms/credit-sesame-llms.txt
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence