Credit Sesame

Credit Sesame is a consumer financial health platform that provides free daily credit-score monitoring, credit reports, and personalized recommendations for credit cards, loans, and insurance based on a member's approval likelihood. Members can build credit through everyday debit purchases and upgrade to the Sesame+ premium tier for three-bureau credit reports, advanced credit tools, and identity-theft protection. Credit Sesame operates consumer web and mobile applications and, as of this profile, does not publish a public developer API; it is tracked in the API Evangelist network as a company profile backed by Menlo Ventures.

Credit Sesame is profiled on the APIs.io network. Tagged areas include Company, Consumer Finance, Credit Scores, Credit Monitoring, and Personal Finance.

Credit Sesame’s developer surface includes signup flow, support, engineering blog, pricing, and 7 more developer resources.

🌐 Visit website 📡 Source on GitHub

15.1/100 emerging ▬ flat Agent 0/100 human only saas Full breakdown ↓
scored 2026-09-08 · rubric v0.20.0

0 APIs

Company Consumer Finance Credit Scores Credit Monitoring Personal Finance Fintech Identity Protection Financial-Services

Kin Score

Kin Score How this is scored →
scored 2026-09-08 · rubric v0.20.0

Composite quality — 15.1/100 · emerging

Contract Quality 0.0 / 25

Developer Ergonomics 1.4 / 20

Access Clarity 7.6 / 20

Operational Transparency 0.3 / 13

Contract Governance 0.0 / 12

Discoverability 5.7 / 10

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.

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Security Posture 1

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Credit Sesame Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Resources

Get Started 2

Portal, sign-up, and the first successful call

SignUp

SignUp

Login

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

LLMsTxt

LLMsTxt

Build 1

SDKs, sample code, and the tooling you integrate with

GitHubOrganization

GitHubOrganization

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Operate 1

Status, limits, changes, and where to get help

Support

Support

Commercial 3

Pricing, plans, and the legal terms of use

Pricing

Pricing

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 2

The organization behind the API

Website

Website

Blog

Blog

Source (apis.yml)

aid: credit-sesame
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/credit-sesame.png
name: Credit Sesame
description: Credit Sesame is a consumer financial health platform that provides free daily credit-score monitoring, credit
  reports, and personalized recommendations for credit cards, loans, and insurance based on a member's approval likelihood.
  Members can build credit through everyday debit purchases and upgrade to the Sesame+ premium tier for three-bureau credit
  reports, advanced credit tools, and identity-theft protection. Credit Sesame operates consumer web and mobile applications
  and, as of this profile, does not publish a public developer API; it is tracked in the API Evangelist network as a company
  profile backed by Menlo Ventures.
url: https://raw.githubusercontent.com/api-evangelist/credit-sesame/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- menlo-ventures
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-18'
tags:
- Company
- Consumer Finance
- Credit Scores
- Credit Monitoring
- Personal Finance
- Fintech
- Identity Protection
- Financial-Services
tags_raw:
- Company
- Consumer Finance
- Credit Scores
- Credit Monitoring
- Personal Finance
- FinTech
- Identity Protection
- Financial Services
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Website
  url: https://www.creditsesame.com
- type: SignUp
  url: https://secured.creditsesame.com/signup?lp=home
- type: Login
  url: https://secured.creditsesame.com/login
- type: Support
  url: https://www.creditsesame.com/help/
- type: Blog
  url: https://www.creditsesame.com/blog/
- type: Pricing
  url: https://www.creditsesame.com/sesame-plus-3-bureau-credit-reports/
- type: TermsOfService
  url: https://www.creditsesame.com/legal/terms-of-use/
- type: PrivacyPolicy
  url: https://www.creditsesame.com/legal/privacy-policy/
- type: GitHubOrganization
  url: https://github.com/creditsesame
- type: DomainSecurity
  url: security/credit-sesame-domain-security.yml
- type: LLMsTxt
  url: llms/credit-sesame-llms.txt
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence

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