Veritus

Veritus (Veritus Agent) is a San Francisco fintech (Y Combinator S2025) building compliant, voice-first AI agents for the consumer-lending lifecycle - origination, servicing, and collections. Its omnichannel platform places AI voice calls, SMS, and email to borrowers, running every contact through a built-in compliance engine (respectful hours, frequency limits, cease-and-desist, model-validation notices) before outreach. The REST API (OpenAPI 3.1, bearer auth, isolated sandbox and production environments, HMAC-signed webhooks) lets lenders, servicers, and collections agencies create customers, place compliance-checked calls, run omnichannel drip campaigns, import and analyze SMS/email interactions, and retrieve call recordings.

Veritus publishes 4 APIs on the APIs.io network, including Calls API, Clients API, Customers API, and 1 more. Tagged areas include Company, Fintech, Consumer Lending, Collections, and AI Agents.

The Veritus catalog on APIs.io includes 1 event-driven AsyncAPI specification.

Veritus’ developer surface includes documentation, signup flow, authentication, and 14 more developer resources.

45.0/100 developing ▬ flat Agent 46/100 agent ready Full breakdown ↓
scored 2026-07-23 · rubric v0.5
AccessSelf serve
4 APIs
CompanyFintechConsumer LendingCollectionsAI AgentsVoice AICommunicationsCompliance

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-07-23 · rubric v0.5
Composite quality — 45.0/100 · developing
Contract Quality 15.0 / 25
Developer Ergonomics 7.0 / 20
Commercial Clarity 10.0 / 20
Operational Transparency 3.1 / 13
Governance 0.0 / 12
Discoverability 10.0 / 10
Agent readiness — 46/100 · agent ready
Machine-Readable Contract 18 / 18
Agentic Access Contract 0 / 15
MCP Server 0 / 12
Machine-Readable Auth 10 / 10
Idempotency 9 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 6 / 6
Agent Skills 5 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/veritus: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 4

Individual APIs this provider publishes, each with its own machine-readable definition.

Veritus Calls API

The Calls API from Veritus — 2 operation(s) for calls.

Veritus Clients API

The Clients API from Veritus — 1 operation(s) for clients.

Veritus Customers API

The Customers API from Veritus — 12 operation(s) for customers.

Veritus Interactions API

The Interactions API from Veritus — 1 operation(s) for interactions.

Event Specifications 1

AsyncAPI definitions for this provider's event-driven and streaming APIs.

Veritus Agent Webhooks

Outbound webhooks Veritus Agent POSTs to a subscriber-supplied URL when calls complete or drip-campaign events occur. Payloads are signed with HMAC SHA-256. Register a webhook b...

ASYNCAPI

Security Posture 3

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Veritus Authentication

http · 1 scheme

SECURITY

Veritus Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Veritus Trust Center

SOC 2 Type 2, ISO 27001, PCI DSS, HIPAA, EU AI Act

SECURITY

Resources

Get Started 3

Portal, sign-up, and the first successful call

Documentation 2

Reference material describing how the API behaves

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

Design & Contract 2

Pagination, idempotency, versioning, errors, and events

Access & Security 4

Authentication, authorization, and security posture

Operate 1

Status, limits, changes, and where to get help

Commercial 2

Pricing, plans, and the legal terms of use

Company 2

The organization behind the API

Source (apis.yml)

apis.yml Raw ↑
aid: veritus
name: Veritus
description: Veritus (Veritus Agent) is a San Francisco fintech (Y Combinator S2025) building compliant, voice-first AI agents
  for the consumer-lending lifecycle - origination, servicing, and collections. Its omnichannel platform places AI voice calls,
  SMS, and email to borrowers, running every contact through a built-in compliance engine (respectful hours, frequency limits,
  cease-and-desist, model-validation notices) before outreach. The REST API (OpenAPI 3.1, bearer auth, isolated sandbox and
  production environments, HMAC-signed webhooks) lets lenders, servicers, and collections agencies create customers, place
  compliance-checked calls, run omnichannel drip campaigns, import and analyze SMS/email interactions, and retrieve call recordings.
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup
  confidence: medium
  source:
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://veritus.com/apple-touch-icon.png
url: https://raw.githubusercontent.com/api-evangelist/veritus/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- threshold-ventures
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-21'
tags:
- Company
- Fintech
- Consumer Lending
- Collections
- AI Agents
- Voice AI
- Communications
- Compliance
apis:
- aid: veritus:veritus-calls-api
  name: Veritus Calls API
  description: The Calls API from Veritus — 2 operation(s) for calls.
  humanURL: https://docs.veritus.com/
  baseURL: https://app.veritus.com/api/v1
  tags:
  - Calls
  properties:
  - type: OpenAPI
    url: openapi/veritus-calls-api-openapi.yml
  - type: Documentation
    url: https://docs.veritus.com/
  - type: APIReference
    url: https://docs.veritus.com/api-reference/customers/post
  - type: GettingStarted
    url: https://docs.veritus.com/
  - type: LLMsTxt
    url: llms/veritus-llms.txt
  - type: ErrorCatalog
    url: errors/veritus-problem-types.yml
  - type: Conventions
    url: conventions/veritus-conventions.yml
  - type: Sandbox
    url: sandbox/veritus-sandbox.yml
  - type: Conformance
    url: conformance/veritus-conformance.yml
  - type: Lifecycle
    url: lifecycle/veritus-lifecycle.yml
  - type: DataModel
    url: data-model/veritus-data-model.yml
- aid: veritus:veritus-clients-api
  name: Veritus Clients API
  description: The Clients API from Veritus — 1 operation(s) for clients.
  humanURL: https://docs.veritus.com/
  baseURL: https://app.veritus.com/api/v1
  tags:
  - Clients
  properties:
  - type: OpenAPI
    url: openapi/veritus-clients-api-openapi.yml
  - type: Documentation
    url: https://docs.veritus.com/
  - type: APIReference
    url: https://docs.veritus.com/api-reference/customers/post
  - type: GettingStarted
    url: https://docs.veritus.com/
  - type: LLMsTxt
    url: llms/veritus-llms.txt
  - type: ErrorCatalog
    url: errors/veritus-problem-types.yml
  - type: Conventions
    url: conventions/veritus-conventions.yml
  - type: Sandbox
    url: sandbox/veritus-sandbox.yml
  - type: Conformance
    url: conformance/veritus-conformance.yml
  - type: Lifecycle
    url: lifecycle/veritus-lifecycle.yml
  - type: DataModel
    url: data-model/veritus-data-model.yml
- aid: veritus:veritus-customers-api
  name: Veritus Customers API
  description: The Customers API from Veritus — 12 operation(s) for customers.
  humanURL: https://docs.veritus.com/
  baseURL: https://app.veritus.com/api/v1
  tags:
  - Customers
  properties:
  - type: OpenAPI
    url: openapi/veritus-customers-api-openapi.yml
  - type: Documentation
    url: https://docs.veritus.com/
  - type: APIReference
    url: https://docs.veritus.com/api-reference/customers/post
  - type: GettingStarted
    url: https://docs.veritus.com/
  - type: LLMsTxt
    url: llms/veritus-llms.txt
  - type: ErrorCatalog
    url: errors/veritus-problem-types.yml
  - type: Conventions
    url: conventions/veritus-conventions.yml
  - type: Sandbox
    url: sandbox/veritus-sandbox.yml
  - type: Conformance
    url: conformance/veritus-conformance.yml
  - type: Lifecycle
    url: lifecycle/veritus-lifecycle.yml
  - type: DataModel
    url: data-model/veritus-data-model.yml
- aid: veritus:veritus-interactions-api
  name: Veritus Interactions API
  description: The Interactions API from Veritus — 1 operation(s) for interactions.
  humanURL: https://docs.veritus.com/
  baseURL: https://app.veritus.com/api/v1
  tags:
  - Interactions
  properties:
  - type: OpenAPI
    url: openapi/veritus-interactions-api-openapi.yml
  - type: Documentation
    url: https://docs.veritus.com/
  - type: APIReference
    url: https://docs.veritus.com/api-reference/customers/post
  - type: GettingStarted
    url: https://docs.veritus.com/
  - type: LLMsTxt
    url: llms/veritus-llms.txt
  - type: ErrorCatalog
    url: errors/veritus-problem-types.yml
  - type: Conventions
    url: conventions/veritus-conventions.yml
  - type: Sandbox
    url: sandbox/veritus-sandbox.yml
  - type: Conformance
    url: conformance/veritus-conformance.yml
  - type: Lifecycle
    url: lifecycle/veritus-lifecycle.yml
  - type: DataModel
    url: data-model/veritus-data-model.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Website
  url: https://veritus.com/
- type: DeveloperPortal
  url: https://docs.veritus.com/
- type: Documentation
  url: https://docs.veritus.com/
- type: SignUp
  url: https://app.veritus.com/try
- type: Login
  url: https://app.veritus.com
- type: TermsOfService
  url: https://veritus.com/terms
- type: PrivacyPolicy
  url: https://veritus.com/privacy
- type: LinkedIn
  url: https://www.linkedin.com/company/veritus-agent
- type: Authentication
  url: authentication/veritus-authentication.yml
- type: Idempotency
  url: conventions/veritus-conventions.yml
- type: StatusPage
  url: https://status.veritus.com/
- type: AsyncAPI
  url: asyncapi/veritus-webhooks-asyncapi.yml
- type: Webhooks
  url: asyncapi/veritus-webhooks-asyncapi.yml
- type: AgentSkill
  url: skills/_index.yml
- type: TrustCenter
  url: security/veritus-trust-center.yml
- type: Compliance
  url: security/veritus-trust-center.yml
- type: DomainSecurity
  url: security/veritus-domain-security.yml
x-enrichment:
  date: '2026-07-21'
  status: enriched
  artifacts_added: 19
  pass: local-v1