Lendo

aid: lendo
name: Lendo
description: Lendo (شركة ليندو السعودية للتمويل) is a Riyadh-based Saudi fintech licensed by the Saudi Central Bank (SAMA,
  License No. 61/A SH/202203, capital SAR 50M) that operates the Kingdom's first SAMA-licensed Sharia-compliant debt-based
  crowdfunding platform. Lendo connects small and medium enterprises needing liquidity with retail and institutional investors,
  offering invoice financing, working capital financing, purchase-order financing and term loans funded within 48 hours of
  document completion, alongside government-backed programs with Monshaat, SME Bank, the Tourism Development Fund, the Cultural
  Development Fund, Modon and the Kafala guarantee scheme. On the investor side it runs tiered retail products (Basic, Premium,
  High Net Worth), an auto-invest engine and an A-D credit scoring engine, reporting SAR 4.5B+ in cumulative financing across
  10,000+ funded deals at a 2.93% overall default rate. Lendo publishes no public developer program, API documentation or
  SDKs; its production API host is authentication-gated and its machine-readable public surface is limited to an llms.txt
  and a SafeBase-hosted trust center.
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://cdn.prod.website-files.com/694bacb635847d327e4bb887/6976655d086075b08122ba96_OG%20Image.png
url: https://raw.githubusercontent.com/api-evangelist/lendo/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- 500-global
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-19'
tags:
- Company
- Financial-Services
- Fintech
- Lending
- Crowdfunding
- Invoice Financing
- SME Finance
- Islamic Finance
- Saudi Arabia
- Middle East
tags_raw:
- Company
- Financial Services
- Fintech
- Lending
- Crowdfunding
- Invoice Financing
- SME Finance
- Islamic Finance
- Saudi Arabia
- Middle East
apis:
- aid: lendo:platform-api
  name: Lendo Platform API
  description: Production API host backing the Lendo web and mobile applications. Discovered by probe at https://api.lendo.sa
    - it is live and returns a structured bilingual (Arabic/English) JSON envelope, but every path responds 401/403 without
    a bearer token. Lendo publishes no public developer portal, API reference, OpenAPI definition or partner integration documentation,
    so this API is recorded as a private, undocumented surface rather than a consumable public API.
  humanURL: https://www.lendo.sa/en
  baseURL: https://api.lendo.sa
  tags:
  - Lending
  - Fintech
  - Private API
  properties:
  - type: Conventions
    url: conventions/lendo-conventions.yml
  - type: ErrorCatalog
    url: errors/lendo-problem-types.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Website
  url: https://lendo.sa
- type: DeveloperPortal
  url: https://www.lendo.sa/en/help-center
- type: Documentation
  url: https://www.lendo.sa/en/help-center
- type: HelpCenter
  url: https://www.lendo.sa/en/help-center
- type: Support
  url: https://lendo.freshdesk.com/en/support/tickets/new
- type: Blog
  url: https://www.lendo.sa/en/blog
- type: Pricing
  url: https://www.lendo.sa/en/pricing
- type: SignUp
  url: https://app.lendo.sa/register
- type: Login
  url: https://app.lendo.sa/
- type: TermsOfService
  url: https://www.lendo.sa/en/terms-of-use
- type: PrivacyPolicy
  url: https://www.lendo.sa/en/privacy-policy
- type: Compliance
  url: https://trust.lendo.sa/
- type: TrustCenter
  url: security/lendo-trust-center.yml
- type: LLMsTxt
  url: llms/lendo-llms.txt
- type: Conventions
  url: conventions/lendo-conventions.yml
- type: ErrorCatalog
  url: errors/lendo-problem-types.yml
- type: Conformance
  url: conformance/lendo-conformance.yml
- type: DomainSecurity
  url: security/lendo-domain-security.yml
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence