PatientFi website screenshot

PatientFi

PatientFi is an Irvine, California patient-financing company that lets healthcare practices offer patients pay-over-time plans for elective and medical procedures — aesthetics and plastic surgery, medspa, cosmetic dental, fertility, audiology and hair restoration. Practices enroll as partnered providers, send patients an application link by SMS or from their own website, and issue a "transaction" against an approved patient spending limit; the practice is funded within one to three business days while the patient repays a bank-originated loan. Approvals reach $60,000 across the full credit spectrum through a waterfall of bank and credit-union lending partners. PatientFi markets "open APIs" for enterprise practice-management integrations and ships native in-workflow integrations with Nextech, PatientNow and ModMed plus redirect integrations with Symplast and Aesthetic Record, but publishes no public developer portal, API reference or machine-readable specification — API access is arranged through an enterprise partnership.

PatientFi is profiled on the APIs.io network. Tagged areas include healthcare-financing, Patient Financing, Consumer Lending, Point of Sale Financing, and Buy Now Pay Later.

PatientFi’s developer surface includes engineering blog, support, signup flow, pricing, and 12 more developer resources.

23.0/100 emerging ▬ flat Agent 3/100 human only saas Full breakdown ↓
scored 2026-09-02 · rubric v0.18.0
0 APIs
healthcare-financingPatient FinancingConsumer LendingPoint of Sale FinancingBuy Now Pay LaterFintechPaymentsEmbedded FinanceAestheticsPlastic SurgeryMed Spacosmetic-dentalFertilityAudiologyPractice Management

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-09-02 · rubric v0.18.0
Regulatory Posture applies to this provider. Its tags matched the Payments regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.
The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from github.com/api-evangelist/patientfi: open an issue to ask a question, or submit a pull request to add artifacts. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Pricing Plans 1

Published pricing tiers and plan structures.

Rate Limits 1

Documented rate limits and quota policies.

Patientfi Rate Limits

0 limits

RATE LIMITS

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Patientfi Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Patientfi Trust Center

trust center published

SECURITY

Resources

Get Started 2

Portal, sign-up, and the first successful call

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

Design & Contract 1

Pagination, idempotency, versioning, errors, and events

Build 2

SDKs, sample code, and the tooling you integrate with

Access & Security 2

Authentication, authorization, and security posture

Operate 2

Status, limits, changes, and where to get help

Commercial 4

Pricing, plans, and the legal terms of use

Company 2

The organization behind the API

Source (apis.yml)

apis.yml Raw ↑
aid: patientfi
name: PatientFi
description: PatientFi is an Irvine, California patient-financing company that lets healthcare practices offer patients pay-over-time
  plans for elective and medical procedures — aesthetics and plastic surgery, medspa, cosmetic dental, fertility, audiology
  and hair restoration. Practices enroll as partnered providers, send patients an application link by SMS or from their own
  website, and issue a "transaction" against an approved patient spending limit; the practice is funded within one to three
  business days while the patient repays a bank-originated loan. Approvals reach $60,000 across the full credit spectrum through
  a waterfall of bank and credit-union lending partners. PatientFi markets "open APIs" for enterprise practice-management
  integrations and ships native in-workflow integrations with Nextech, PatientNow and ModMed plus redirect integrations with
  Symplast and Aesthetic Record, but publishes no public developer portal, API reference or machine-readable specification
  — API access is arranged through an enterprise partnership.
url: https://raw.githubusercontent.com/api-evangelist/patientfi/refs/heads/main/apis.yml
x-type: company
x-source: harvest:secondary-market
x-tier: profiled
x-tier-reason: enrichment
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source:
  - plans
  - rate-limits
  - security
  generated: '2026-09-02'
  method: derived
specificationVersion: '0.23'
created: '2026-08-26'
modified: '2026-08-26'
image: https://patientfi.com/wp-content/uploads/2022/01/PatientFi-Primary-Logo-Laguna-1@2x.png
tags:
- healthcare-financing
- Patient Financing
- Consumer Lending
- Point of Sale Financing
- Buy Now Pay Later
- Fintech
- Payments
- Embedded Finance
- Aesthetics
- Plastic Surgery
- Med Spa
- cosmetic-dental
- Fertility
- Audiology
- Practice Management
tags_raw:
- healthcare-financing
- patient-financing
- consumer-lending
- point-of-sale-financing
- buy-now-pay-later
- fintech
- payments
- embedded-finance
- aesthetics
- plastic-surgery
- medspa
- cosmetic-dental
- fertility
- audiology
- practice-management
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
x-enrichment:
  date: '2026-08-26'
  status: minimal
  artifacts_added: 8
  pass: local-v1
x-coverage:
  state: gated
  reason: sales-gate
  detail: PatientFi advertises "open APIs" on patientfi.com/enterprise/ and ships native in-workflow integrations with Nextech,
    PatientNow and ModMed, but no developer surface is published at all — developer.patientfi.com, docs.patientfi.com and
    api.patientfi.com do not exist in DNS, there is no /pricing/ or /developers/ page in the site sitemap, and the only route
    to the API is the "Book a Demo" enterprise partnership form.
  evidence:
  - url: https://patientfi.com/enterprise/
    status: 200
  - url: https://developer.patientfi.com/
    status: 0
  - url: https://docs.patientfi.com/
    status: 0
  - url: https://api.patientfi.com/
    status: 0
  - url: https://patientfi.com/book-a-demo/
    status: 200
  checked: '2026-08-26'
apis: []
common:
- type: DomainSecurity
  url: security/patientfi-domain-security.yml
- type: Website
  url: https://patientfi.com/
- type: Blog
  url: https://blog.patientfi.com/
- type: Support
  url: https://provider.patientfi.com/hc/en-us
- type: HelpCenter
  url: https://provider.patientfi.com/hc/en-us
- type: Login
  url: https://app.patientfi.com/v2/admin/login
- type: SignUp
  url: https://patientfi.com/book-a-demo/
- type: TermsOfService
  url: https://patientfi.com/terms-of-use/
- type: PrivacyPolicy
  url: https://patientfi.com/privacy-policy/
- type: GitHubOrganization
  url: https://github.com/PatientFi
- type: TrustCenter
  url: https://trust.patientfi.com/
- type: Integrations
  url: https://patientfi.com/partners/
- type: LLMsTxt
  url: llms/patientfi-llms.txt
- type: Packages
  url: packages/patientfi-packages.yml
- type: Plans
  url: plans/patientfi-plans-pricing.yml
- type: Pricing
  url: https://patientfi.com/lending-partners
- type: Conformance
  url: conformance/patientfi-conformance.yml

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