RenoFi

RenoFi is a home-renovation financing platform that partners with credit unions and lenders to offer renovation-specific loans underwritten against a home's projected after-renovation value (ARV) rather than its current equity, letting homeowners borrow significantly more without refinancing their first mortgage. RenoFi is not itself a lender: it originates and prepares applications, performs renovation underwriting, and connects homeowners, contractors, realtors, and credit-union partners to its lending network for RenoFi Home Equity Loans and HELOCs. The company maintains a public GitHub organization of open-source Ruby infrastructure libraries (GraphQL and Salesforce tooling) but publishes no public product API, OpenAPI definition, or developer portal.

RenoFi is profiled on the APIs.io network. Tagged areas include Company, Fintech, Lending, Home Improvement, and Real-Estate.

RenoFi’s developer surface includes support, engineering blog, signup flow, and 8 more developer resources.

🌐 Visit website 📡 Source on GitHub
12.3/100 emerging ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-08-25 · rubric v0.14.0
0 APIs
CompanyFintechLendingHome ImprovementReal-EstateMortgageHome EquityRenovation Financing

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-08-25 · rubric v0.14.0
Composite quality — 12.3/100 · emerging
Contract Quality 0.0 / 25
Developer Ergonomics 1.4 / 20
Access Clarity 5.5 / 20
Operational Transparency 0.3 / 13
Contract Governance 0.0 / 12
Discoverability 5.0 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 10
Documented Reversibility 0 / 6
MCP Server 0 / 12
Machine-Readable Auth 0 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
Delegated User Identity 0 / 6
Protected Resource Metadata 0 / 5
Registration Without a Human 0 / 6
Agentic Commerce Surface 0 / 5
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/renofi: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Security Posture 1

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Renofi Domain Security

TLSv1.3 · HSTS · DNSSEC · DMARC

SECURITY

Resources

Get Started 2

Portal, sign-up, and the first successful call

SignUp
SignUp
 Login
Login

Build 1

SDKs, sample code, and the tooling you integrate with

GitHubOrganization
GitHubOrganization

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity
DomainSecurity

Operate 2

Status, limits, changes, and where to get help

Support
Support
 Contact
Contact

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService
TermsOfService
 PrivacyPolicy
PrivacyPolicy

Company 3

The organization behind the API

Website
Website
 About
About
 Blog
Blog

Source (apis.yml)

apis.yml Raw ↑ 
aid: renofi
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/renofi.png
name: RenoFi
description: 'RenoFi is a home-renovation financing platform that partners with credit unions and lenders to offer renovation-specific
  loans underwritten against a home''s projected after-renovation value (ARV) rather than its current equity, letting homeowners
  borrow significantly more without refinancing their first mortgage. RenoFi is not itself a lender: it originates and prepares
  applications, performs renovation underwriting, and connects homeowners, contractors, realtors, and credit-union partners
  to its lending network for RenoFi Home Equity Loans and HELOCs. The company maintains a public GitHub organization of open-source
  Ruby infrastructure libraries (GraphQL and Salesforce tooling) but publishes no public product API, OpenAPI definition,
  or developer portal.'
url: https://raw.githubusercontent.com/api-evangelist/renofi/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- canaan-partners
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-20'
tags:
- Company
- Fintech
- Lending
- Home Improvement
- Real-Estate
- Mortgage
- Home Equity
- Renovation Financing
tags_raw:
- Company
- Fintech
- Lending
- Home Improvement
- Real Estate
- Mortgage
- Home Equity
- Renovation Financing
apis: []
common:
- type: DomainSecurity
  url: security/renofi-domain-security.yml
- type: Website
  url: https://www.renofi.com/
- type: About
  url: https://www.renofi.com/about/
- type: Support
  url: https://www.renofi.com/faq/
- type: Blog
  url: https://www.renofi.com/h/renovation-loans/
- type: SignUp
  url: https://qualify.renofi.com/
- type: Login
  url: https://login.renofi.com/
- type: TermsOfService
  url: https://www.renofi.com/notices/legal/
- type: PrivacyPolicy
  url: https://www.renofi.com/notices/privacy/
- type: GitHubOrganization
  url: https://github.com/RenoFi
- type: Contact
  url: https://www.renofi.com/contact/
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
x-enrichment:
  date: '2026-07-20'
  status: minimal
  artifacts_added: 1
  pass: local-v1

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