Prodigy Finance

Prodigy Finance is a fintech lender providing collateral-free, no-cosigner postgraduate education loans to international master's students at top business, engineering, and STEM schools worldwide. Founded in 2007 and headquartered in London, it uses a borderless, forward-looking credit model based on a borrower's projected future earnings rather than local credit history, funding students from more than 150 countries. Prodigy Finance operates consumer web and mobile (iOS/Android) applications, an accounts portal, and a customer help center, but publishes no public developer API, SDKs, or developer portal at this time.

Prodigy Finance is profiled on the APIs.io network. Tagged areas include Company, Fintech, Lending, Student Loans, and Education Finance.

Prodigy Finance’s developer surface includes support, engineering blog, signup flow, and 6 more developer resources.

🌐 Visit website 📡 Source on GitHub

14.4/100 emerging ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-08-21 · rubric v0.12.0

0 APIs

Company Fintech Lending Student Loans Education Finance Financial-Services

Kin Score

Kin Score How this is scored →
scored 2026-08-21 · rubric v0.12.0

Composite quality — 14.4/100 · emerging

Contract Quality 0.0 / 21

Developer Ergonomics 1.2 / 17

Access Clarity 5.8 / 17

Operational Transparency 1.2 / 11

Contract Governance 0.0 / 10

Discoverability 4.3 / 9

Regulatory Posture 3.9 / 15

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Regulatory Posture applies to this provider. Its tags matched the Education & Research regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/prodigyfinance: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Get Started 2

Portal, sign-up, and the first successful call

SignUp

SignUp

Login

Access & Security 2

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Security

Security

Operate 1

Status, limits, changes, and where to get help

Support

Support

Commercial 2

Pricing, plans, and the legal terms of use

PrivacyPolicy

PrivacyPolicy

TermsOfService

TermsOfService

Company 2

The organization behind the API

Website

Website

Blog

Blog

Source (apis.yml)

aid: prodigyfinance
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/prodigyfinance.png
name: Prodigy Finance
description: Prodigy Finance is a fintech lender providing collateral-free, no-cosigner postgraduate education loans to international
  master's students at top business, engineering, and STEM schools worldwide. Founded in 2007 and headquartered in London,
  it uses a borderless, forward-looking credit model based on a borrower's projected future earnings rather than local credit
  history, funding students from more than 150 countries. Prodigy Finance operates consumer web and mobile (iOS/Android) applications,
  an accounts portal, and a customer help center, but publishes no public developer API, SDKs, or developer portal at this
  time.
url: https://raw.githubusercontent.com/api-evangelist/prodigyfinance/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- balderton-capital
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-20'
tags:
- Company
- Fintech
- Lending
- Student Loans
- Education Finance
- Financial-Services
tags_raw:
- Company
- Fintech
- Lending
- Student Loans
- Education Finance
- Financial Services
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: DomainSecurity
  url: security/prodigyfinance-domain-security.yml
- type: Website
  url: https://prodigyfinance.com/
- type: Support
  url: https://support.prodigyfinance.com/hc/en-us/
- type: Blog
  url: https://prodigyfinance.com/study-centre/
- type: SignUp
  url: https://accounts.prodigyfinance.com/customers/create-account
- type: Login
  url: https://accounts.prodigyfinance.com/
- type: Security
  url: https://prodigyfinance.com/legal/security/
- type: PrivacyPolicy
  url: https://prodigyfinance.com/legal/privacy-policy/
- type: TermsOfService
  url: https://prodigyfinance.com/legal/terms-of-use/
x-enrichment:
  date: '2026-07-20'
  status: minimal
  artifacts_added: 1
  pass: local-v1

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