Kriya

aid: kriya
name: Kriya
description: Kriya (Kriya Finance Limited, London) is a UK B2B embedded-finance and working-capital provider that lets merchants
  offer trade credit to their business buyers. Its products span Embedded PayLater (B2B buy-now-pay-later terms at checkout),
  Invoice Finance, working capital loans, buyer authentication, offline payments and a Kriya-on-Stripe integration. Kriya
  publishes two partner-facing REST APIs — the Payments API for buyer registration, risk decisioning, order lifecycle and
  payment deductions, and the Onboarding API for automating company and KYC checks — alongside a hosted Payments Journey and
  Onboarding Journey web flow, HMAC-signed webhooks, a dedicated test environment with scenario simulators, and e-commerce
  plugins for BigCommerce, Magento, nopCommerce, PrestaShop and Salesforce. Kriya was acquired by Allica Bank in October 2025.
url: https://raw.githubusercontent.com/api-evangelist/kriya/refs/heads/main/apis.yml
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup
  confidence: medium
  source:
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://cdn.kriya.co/images/KriyaPaymentsAPI-API-Integration-Sequence-Flow.png
x-type: company
x-source: vc-portfolio
x-backed-by:
- northzone
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-19'
tags:
- Company
- Fintech
- Payments
- Embedded Finance
- Buy Now Pay Later
- B2B Payments
- Invoice Finance
- Lending
- Working Capital
- Onboarding
- KYC
- United Kingdom
apis:
- aid: kriya:kriya-buyers-api
  name: Kriya Buyers API
  description: The Buyers API from Kriya — 6 operation(s) for buyers.
  humanURL: https://docs.kriya.co/payments
  baseURL: https://api.kriya.co/payments/
  tags:
  - Buyers
  properties:
  - type: OpenAPI
    url: openapi/kriya-buyers-api-openapi.yml
  - type: Documentation
    url: https://docs.kriya.co/payments
  - type: Documentation
    url: https://docs.kriya.co/onboarding
- aid: kriya:kriya-onboarding-api-api
  name: Kriya Onboarding API API
  description: The Onboarding API API from Kriya — 2 operation(s) for onboarding api.
  humanURL: https://docs.kriya.co/payments
  baseURL: https://api.kriya.co/payments/
  tags:
  - Onboarding API
  properties:
  - type: OpenAPI
    url: openapi/kriya-onboarding-api-api-openapi.yml
  - type: Documentation
    url: https://docs.kriya.co/payments
  - type: Documentation
    url: https://docs.kriya.co/onboarding
- aid: kriya:kriya-onboardingjourney-api
  name: Kriya OnboardingJourney API
  description: The OnboardingJourney API from Kriya — 1 operation(s) for onboardingjourney.
  humanURL: https://docs.kriya.co/payments
  baseURL: https://api.kriya.co/payments/
  tags:
  - OnboardingJourney
  properties:
  - type: OpenAPI
    url: openapi/kriya-onboardingjourney-api-openapi.yml
  - type: Documentation
    url: https://docs.kriya.co/payments
  - type: Documentation
    url: https://docs.kriya.co/onboarding
- aid: kriya:kriya-orders-api
  name: Kriya Orders API
  description: The Orders API from Kriya — 7 operation(s) for orders.
  humanURL: https://docs.kriya.co/payments
  baseURL: https://api.kriya.co/payments/
  tags:
  - Orders
  properties:
  - type: OpenAPI
    url: openapi/kriya-orders-api-openapi.yml
  - type: Documentation
    url: https://docs.kriya.co/payments
  - type: Documentation
    url: https://docs.kriya.co/onboarding
- aid: kriya:kriya-payments-api
  name: Kriya Payments API
  description: The Payments API from Kriya — 3 operation(s) for payments.
  humanURL: https://docs.kriya.co/payments
  baseURL: https://api.kriya.co/payments/
  tags:
  - Payments
  properties:
  - type: OpenAPI
    url: openapi/kriya-payments-api-openapi.yml
  - type: Documentation
    url: https://docs.kriya.co/payments
  - type: Documentation
    url: https://docs.kriya.co/onboarding
- aid: kriya:kriya-scenario-api
  name: Kriya Scenario API
  description: The Scenario API from Kriya — 1 operation(s) for scenario.
  humanURL: https://docs.kriya.co/payments
  baseURL: https://api.kriya.co/payments/
  tags:
  - Scenario
  properties:
  - type: OpenAPI
    url: openapi/kriya-scenario-api-openapi.yml
  - type: Documentation
    url: https://docs.kriya.co/payments
  - type: Documentation
    url: https://docs.kriya.co/onboarding
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Website
  url: https://www.kriya.co
- type: DeveloperPortal
  url: https://docs.kriya.co/
- type: Documentation
  url: https://docs.kriya.co/payments
- type: APIReference
  url: https://docs.kriya.co/payments#section/API-Endpoints
- type: GettingStarted
  url: https://docs.kriya.co/payments#section/Integration-Scenarios
- type: Support
  url: https://www.kriya.co/contact-us
- type: Blog
  url: https://www.kriya.co/blog
- type: Login
  url: https://merchant.kriya.co/
- type: TermsOfService
  url: https://www.kriya.co/terms-and-conditions
- type: PrivacyPolicy
  url: https://www.kriya.co/privacy-policy
- type: Security
  url: https://www.kriya.co/responsible-disclosure
- type: Authentication
  url: authentication/kriya-authentication.yml
- type: Conventions
  url: conventions/kriya-conventions.yml
- type: ErrorCatalog
  url: errors/kriya-problem-types.yml
- type: DeclineCodes
  url: errors/kriya-decline-codes.yml
- type: Lifecycle
  url: lifecycle/kriya-lifecycle.yml
- type: Conformance
  url: conformance/kriya-conformance.yml
- type: Webhooks
  url: asyncapi/kriya-payments-webhooks.yml
- type: Sandbox
  url: sandbox/kriya-sandbox.yml
- type: DataModel
  url: data-model/kriya-data-model.yml
- type: Components
  url: components/kriya-components.yml
- type: MCPServer
  url: mcp/kriya-mcp.yml
- type: LLMsTxt
  url: llms/kriya-llms.txt
- type: AgentSkill
  url: skills/_index.yml
- type: VulnerabilityDisclosure
  url: security/kriya-vulnerability-disclosure.yml
- type: DomainSecurity
  url: security/kriya-domain-security.yml
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence