Jar

aid: jar-app
name: Jar
description: Jar is a Bengaluru-based fintech company operating India's first micro-savings app, enabling tens of millions
  of Indians to save in 24K digital gold from as little as ₹10. The app supports daily, weekly, monthly, and instant savings
  mechanisms, plus a round-up feature that automatically invests spare change from everyday transactions into 99.5%+ pure
  digital gold held in insured vaults. Founded in 2021 by Nishchay AG (CEO) and Misbah Ashraf (CPO) under Changejar Technologies
  Private Limited, Jar has grown to 50+ million registered users across 12,000+ Indian zip codes. The company recently vertically
  integrated its gold operations, moving away from a third-party distribution model to purchase, store, and manage gold directly.
  Jar partners with Brink's for global custody, ICICI Lombard for insurance, Vistra as independent trustee, and BDO as statutory
  auditor. Adjacent products include Nek, a direct-to-consumer gold and silver jewellery brand sold via shopnek.com. Jar reached
  profitability in 2025 after backing from Tiger Global, Arkam Ventures, Rainfall Ventures, Yes VC, and others at a $300M+
  valuation, and is preparing for an IPO. There is no public developer API, SDK, or partner integration program — Jar is a
  B2C consumer mobile app distributed exclusively through Apple App Store and Google Play.
type: Index
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
position: Provider
access: 3rd-Party
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/jar-app.png
tags:
- Fintech
- Micro Savings
- Digital Gold
- Gold Investment
- Consumer Finance
- Mobile App
- India
- Bengaluru
- Wealth Management
- Personal Finance
- Round Up Savings
- Jewellery
url: https://raw.githubusercontent.com/api-evangelist/jar-app/refs/heads/main/apis.yml
created: '2026-05-24'
modified: '2026-05-24'
specificationVersion: '0.20'
apis: []
common:
- type: DomainSecurity
  url: security/jar-app-domain-security.yml
- type: Website
  url: https://www.myjar.app
- type: About
  url: https://www.myjar.app/about
- type: Blog
  url: https://www.myjar.app/blog
- type: Help
  url: https://www.myjar.app/help
- type: FAQ
  url: https://www.myjar.app/help
- type: Careers
  url: https://www.myjar.app/careers
- type: PrivacyPolicy
  url: https://www.myjar.app/privacy-policy
- type: TermsOfService
  url: https://www.myjar.app/terms-and-conditions
- type: SecurityPolicy
  url: https://www.myjar.app/isms-policy
- type: AppStore
  url: https://apps.apple.com/in/app/jar-app-daily-savings-in-gold/id1597085873
- type: GooglePlay
  url: https://play.google.com/store/apps/details?id=money.jar
- type: Jewellery
  url: https://www.shopnek.com
- type: Crunchbase
  url: https://www.crunchbase.com/organization/jar-09f5
- type: LinkedIn
  url: https://www.linkedin.com/company/myjar
- type: Instagram
  url: https://www.instagram.com/jar_app
- type: Twitter
  url: https://twitter.com/jar_app
- type: YouTube
  url: https://www.youtube.com/@jar_app
- type: Features
  data:
  - name: Daily Savings
    description: Automated daily purchases of 24K digital gold from ₹10.
  - name: Weekly Savings
    description: Scheduled weekly digital gold purchases.
  - name: Monthly Savings
    description: Scheduled monthly digital gold purchases for goal-based saving.
  - name: Instant Savings
    description: One-tap on-demand digital gold purchases.
  - name: Round-Up Savings
    description: Automatically invests spare change from daily transactions into digital gold.
  - name: 24K Digital Gold
    description: 99.5%+ pure gold stored in insured vaults with Brink's as global custody partner.
  - name: Insured Custody
    description: Gold holdings insured by ICICI Lombard with Vistra acting as independent trustee.
  - name: Live Gold Pricing
    description: Real-time gold rate tracking and conversion across all transactions.
  - name: Instant Withdrawal
    description: Sell digital gold and receive funds back to a linked bank account on demand.
  - name: Physical Delivery
    description: Convert digital gold holdings into physical gold coins or Nek jewellery.
  - name: Nek Jewellery
    description: Direct-to-consumer gold and silver jewellery brand integrated with Jar holdings.
  - name: Segregated Escrow
    description: User funds held in segregated escrow accounts separate from company funds.
  - name: Multi-Factor Authentication
    description: MFA protection across login and high-value transactions.
- type: UseCases
  data:
  - name: Habit-Based Saving
    description: Build a daily savings habit through small, automated contributions in gold.
  - name: Inflation Hedge
    description: Park rupees in 24K gold to hedge against domestic inflation.
  - name: Festival and Wedding Goal Saving
    description: Save toward culturally significant gold purchases for weddings and festivals.
  - name: Financial Inclusion
    description: Bring first-time savers and unbanked / underbanked users into formal financial products via low ticket sizes.
  - name: Spare Change Investing
    description: Convert round-up amounts from daily UPI / card transactions into long-term gold holdings.
  - name: Gifting Gold
    description: Send small denominations of digital gold as gifts within India.
- type: Integrations
  data:
  - name: Brink's
    description: Global custody partner securing physical gold backing Jar digital holdings.
  - name: ICICI Lombard
    description: Insurance partner covering the gold held in custody.
  - name: Vistra
    description: Independent trustee performing audits over user gold balances.
  - name: BDO
    description: Statutory auditor of Changejar Technologies Private Limited.
  - name: UPI
    description: Unified Payments Interface used as the primary payment rail for buy/sell transactions.
  - name: Apple App Store
    description: Primary iOS distribution channel for the Jar mobile app.
  - name: Google Play
    description: Primary Android distribution channel for the Jar mobile app.
  - name: Nek (shopnek.com)
    description: Sister jewellery brand for converting digital gold holdings into physical jewellery.
- type: Solutions
  data:
  - name: Jar Savings App
    description: Core consumer mobile app for automated 24K digital gold micro-savings.
  - name: Nek Jewellery
    description: D2C gold and silver jewellery line for redeeming or supplementing Jar gold holdings.
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com