Oradian

Oradian is an AI-native, cloud-based core banking platform that helps banks, lenders, microfinance institutions, and fintechs in Asia, Africa, and Europe replace legacy core systems and launch, operate, and scale modern banking services from the cloud. Its product, Instafin, is built API-first around an open data model, an extensible architecture, and a native Model Context Protocol surface, exposing capabilities such as ledgers, transactions, deposits, cards, loans, and applications through stable, versioned APIs, webhooks, and event streams. Oradian is independently audited to SOC 2 and ISO 27001 and aligns to CBN, BSP, and OJK regulatory requirements.

Oradian is profiled on the APIs.io network. Tagged areas include Company, Banking, Core Banking, Fintech, and Financial Services.

Oradian’s developer surface includes engineering blog, support, and 8 more developer resources.

🌐 Visit website 📡 Source on GitHub

18.4/100 emerging ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-07-27 · rubric v0.5

0 APIs

CompanyBankingCore BankingFintechFinancial ServicesLendingMicrofinanceAPIsEmerging Markets

Kin Score

Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5

Composite quality — 18.4/100 · emerging

Contract Quality 0.0 / 25

Developer Ergonomics 1.3 / 20

Commercial Clarity 5.3 / 20

Operational Transparency 0.7 / 13

Governance 0.0 / 12

Discoverability 6.8 / 10

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 15

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/oradian: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

LLMsTxt

LLMsTxt

Design & Contract 1

Pagination, idempotency, versioning, errors, and events

Conformance

Conformance

Build 1

SDKs, sample code, and the tooling you integrate with

GitHubOrganization

GitHubOrganization

Access & Security 3

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

TrustCenter

TrustCenter

Compliance

Compliance

Operate 1

Status, limits, changes, and where to get help

Support

Support

Commercial 1

Pricing, plans, and the legal terms of use

PrivacyPolicy

PrivacyPolicy

Company 2

The organization behind the API

Website

Website

Blog

Blog

Source (apis.yml)

aid: oradian
name: Oradian
description: Oradian is an AI-native, cloud-based core banking platform that helps banks, lenders, microfinance institutions,
  and fintechs in Asia, Africa, and Europe replace legacy core systems and launch, operate, and scale modern banking services
  from the cloud. Its product, Instafin, is built API-first around an open data model, an extensible architecture, and a native
  Model Context Protocol surface, exposing capabilities such as ledgers, transactions, deposits, cards, loans, and applications
  through stable, versioned APIs, webhooks, and event streams. Oradian is independently audited to SOC 2 and ISO 27001 and
  aligns to CBN, BSP, and OJK regulatory requirements.
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://oradian.com/oradian-og.jpg
url: https://raw.githubusercontent.com/api-evangelist/oradian/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- seedcamp
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-20'
tags:
- Company
- Banking
- Core Banking
- Fintech
- Financial Services
- Lending
- Microfinance
- APIs
- Emerging Markets
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Website
  url: https://oradian.com
- type: Blog
  url: https://oradian.com/insights
- type: Support
  url: https://oradian.com/contact
- type: PrivacyPolicy
  url: https://oradian.com/privacy-policy
- type: GitHubOrganization
  url: https://github.com/oradian
- type: LLMsTxt
  url: llms/oradian-llms.txt
- type: DomainSecurity
  url: security/oradian-domain-security.yml
- type: TrustCenter
  url: security/oradian-trust-center.yml
- type: Conformance
  url: conformance/oradian-conformance.yml
- type: Compliance
  url: https://oradian.com/security
x-enrichment:
  date: '2026-07-20'
  status: enriched
  artifacts_added: 4
  pass: local-v1