National Bank of Canada

aid: national-bank-of-canada
url: https://raw.githubusercontent.com/api-evangelist/national-bank-of-canada/refs/heads/main/apis.yml
name: National Bank of Canada
kind: company
description: 'National Bank of Canada (Banque Nationale du Canada, TSX: NA) is a Schedule I chartered bank headquartered in
  Montreal, Quebec, founded in 1859. It is the sixth-largest of Canada''s Big Six banks and the leading bank in Quebec, serving
  personal, commercial, wealth-management, and financial-markets clients. On open finance, National Bank is a notable first-mover:
  it was the first major Canadian bank to launch a secure, consent-based data-sharing API for retail customers, but it does
  NOT operate a public self-serve first-party developer portal. Programmatic access to customer financial data is delivered
  through aggregators rather than a downloadable public API — principally Flinks, the Montreal aggregator in which National
  Bank holds an ~80% stake, via its Open Banking Environment (OBE), and also through Plaid. National Bank and Flinks are founding
  participants of the FDX Canada working group, aligning their data-sharing on the FDX technical standard, and the bank is
  positioning ahead of Canada''s forthcoming, legislated-but-not-yet-operational Consumer-Driven Banking framework (Budget
  2024 / FCAC oversight). Today access is voluntary and aggregator-mediated; there is no operational open-banking mandate
  and no public first-party API surface.'
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Financial Services
- Banking
- Canada
- Big Six
- Open Banking
- Consumer-Driven Banking
- FDX
- Data Aggregation
- Payments
created: '2026-07-23'
modified: '2026-07-23'
specificationVersion: '0.19'
apis:
- aid: national-bank-of-canada:consumer-data-access-aggregator
  name: National Bank Consumer Data Access (Aggregator-Mediated)
  description: 'National Bank of Canada exposes no public, self-serve first-party developer API. Consumer financial-data access
    is consent-based and aggregator-mediated: when a customer links a fintech app, National Bank redirects the customer to
    authenticate and grant consent, then shares data through a secure, FDX-aligned data feed. This access is delivered principally
    via Flinks (National Bank''s ~80%-owned Montreal aggregator) through its Open Banking Environment (OBE), and also via
    Plaid. Fintechs onboard through the aggregator''s accreditation process rather than a National Bank developer console.
    No National Bank OpenAPI/Swagger is publicly downloadable.'
  humanURL: https://www.flinks.com/go/open-banking-api
  tags:
  - Open Banking
  - Data Aggregation
  - FDX
  - Consumer-Driven Banking
  - Flinks
  properties:
  - type: Documentation
    url: https://www.flinks.com/go/open-banking-api
  - type: DataAccess
    url: https://docs.flinks.com
common:
- type: DomainSecurity
  url: security/national-bank-of-canada-domain-security.yml
- type: LLMsTxt
  url: llms/national-bank-of-canada-llms.txt
- type: Website
  url: https://www.nbc.ca/
- type: About
  url: https://www.nbc.ca/about-us.html
- type: LinkedIn
  url: https://www.linkedin.com/company/national-bank-of-canada
- type: InvestorRelations
  url: https://www.nbc.ca/about-us/investors.html
- type: Newsroom
  url: https://www.nbc.ca/about-us/news-media/press-release.html
- type: Careers
  url: https://emplois.bnc.ca/en_CA/careers
- type: PrivacyPolicy
  url: https://www.nbc.ca/privacy-policy.html
- type: TermsOfService
  url: https://www.nbc.ca/terms-of-use.html
- type: DataAccess
  url: https://www.flinks.com/go/open-banking-api
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com