National Bank of Canada

National Bank Consumer Data Access (Aggregator-Mediated)

National Bank of Canada exposes no public, self-serve first-party developer API. Consumer financial-data access is consent-based and aggregator-mediated: when a customer links a fintech app, National Bank redirects the customer to authenticate and grant consent, then shares data through a secure, FDX-aligned data feed. This access is delivered principally via Flinks (National Bank's ~80%-owned Montreal aggregator) through its Open Banking Environment (OBE), and also via Plaid. Fintechs onboard through the aggregator's accreditation process rather than a National Bank developer console. No National Bank OpenAPI/Swagger is publicly downloadable.

GitHub

Documentation

📖
Documentation
https://www.flinks.com/go/open-banking-api

Other Resources

🔗
DataAccess
https://docs.flinks.com
🔗
APIsJSON
https://raw.githubusercontent.com/api-evangelist/national-bank-of-canada/refs/heads/main/apis.yml

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API entry from apis.yml

apis.yml Raw ↑ 
aid: national-bank-of-canada:consumer-data-access-aggregator
name: National Bank Consumer Data Access (Aggregator-Mediated)
description: 'National Bank of Canada exposes no public, self-serve first-party developer API. Consumer
  financial-data access is consent-based and aggregator-mediated: when a customer links a fintech app,
  National Bank redirects the customer to authenticate and grant consent, then shares data through a secure,
  FDX-aligned data feed. This access is delivered principally via Flinks (National Bank''s ~80%-owned
  Montreal aggregator) through its Open Banking Environment (OBE), and also via Plaid. Fintechs onboard
  through the aggregator''s accreditation process rather than a National Bank developer console. No National
  Bank OpenAPI/Swagger is publicly downloadable.'
humanURL: https://www.flinks.com/go/open-banking-api
tags:
- Open Banking
- Data Aggregation
- FDX
- Consumer-Driven Banking
- Flinks
properties:
- type: Documentation
  url: https://www.flinks.com/go/open-banking-api
- type: DataAccess
  url: https://docs.flinks.com