APAC Financial Services

aid: apacfin
name: APAC Financial Services
description: APAC Financial Services (Apacfin) is a Mumbai-based, Reserve Bank of India registered Non-Banking Financial Company
  (NBFC) that provides customized MSME business loans to underbanked and underserved micro, small, and medium enterprises
  across India. APAC offers tech-enabled, largely paperless digital onboarding, quick disbursal with minimal documentation,
  and a mobile app (APACM) for loan tracking, EMI payments, and service requests. The lender reports roughly Rs 2,479 Crore
  of assets under management across 226 branches in six states, serving more than 52,000 customers, and carries an ICRA A
  (Stable) credit rating. APAC is a portfolio company of Norwest Venture Partners. No public developer API, OpenAPI specification,
  or developer portal is published; customer and partner interaction is via the mobile app and hosted customer/complaint portals.
url: https://raw.githubusercontent.com/api-evangelist/apacfin/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- norwest-venture-partners
x-tier: stub
x-tier-reason: no-public-api
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://apacfin.com/media/logos/logo-1.jpg
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-08-10'
tags:
- Company
- Financial-Services
- Fintech
- Lending
- NBFC
- MSME
- India
tags_raw:
- Company
- Financial Services
- Fintech
- Lending
- NBFC
- MSME
- India
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: DomainSecurity
  url: security/apacfin-domain-security.yml
- type: Website
  url: https://apacfin.com
- type: TermsOfService
  url: https://apacfin.com/terms-and-condition
- type: PrivacyPolicy
  url: https://apacfin.com/privacy-policy
- type: Support
  url: https://apacfin.com/contact_us
- type: Blog
  url: https://apacfin.com/newsroom
- type: Pricing
  url: https://apacfin.com/scheduleofcharge
- type: LLMsTxt
  url: llms/apacfin-llms.txt
x-enrichment:
  date: '2026-08-10'
  status: minimal
  artifacts_added: 2
  pass: local-v1
  note: 'Full contract-discovery pass completed. No API surface found on any host: every spec, docs and .well-known path 404s
    on the open public site, no packages exist in any registry, and the two name-matching GitHub accounts hold zero public
    repos. well-known/ records the absence and deliberately emits no WellKnown pointer.'
x-coverage:
  state: none
  reason: no-developer-program
  detail: APAC is an RBI-registered NBFC whose only software products are the APACM borrower app and an APAC Partner app;
    its website is fully open to crawlers (robots.txt allows everything) yet serves 404 at every developer, spec and .well-known
    path, and its five apacfin.in business systems (customerportal, partner, lms, crm, apps) are unmarketed internal applications
    that return a uniform AWS ALB 403 rather than any published contract.
  evidence:
  - url: https://apacfin.com/robots.txt
    status: 200
  - url: https://apacfin.com/developers
    status: 404
  - url: https://apacfin.com/openapi.json
    status: 404
  - url: https://apacfin.com/.well-known/security.txt
    status: 404
  - url: https://apacfin.com/.well-known/agent-card.json
    status: 404
  - url: https://customerportal.apacfin.in/
    status: 403
  checked: '2026-08-10'