APAC Financial Services

APAC Financial Services (Apacfin) is a Mumbai-based, Reserve Bank of India registered Non-Banking Financial Company (NBFC) that provides customized MSME business loans to underbanked and underserved micro, small, and medium enterprises across India. APAC offers tech-enabled, largely paperless digital onboarding, quick disbursal with minimal documentation, and a mobile app (APACM) for loan tracking, EMI payments, and service requests. The lender reports roughly Rs 2,479 Crore of assets under management across 226 branches in six states, serving more than 52,000 customers, and carries an ICRA A (Stable) credit rating. APAC is a portfolio company of Norwest Venture Partners. No public developer API, OpenAPI specification, or developer portal is published; customer and partner interaction is via the mobile app and hosted customer/complaint portals.

APAC Financial Services is profiled on the APIs.io network. Tagged areas include Company, Financial Services, Fintech, Lending, and NBFC.

APAC Financial Services’ developer surface includes support, engineering blog, and 4 more developer resources.

🌐 Visit website 📡 Source on GitHub

12.3/100 minimal ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-07-27 · rubric v0.5

0 APIs

CompanyFinancial ServicesFintechLendingNBFCMSMEIndia

Kin Score

Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5

Composite quality — 12.3/100 · minimal

Contract Quality 0.0 / 25

Developer Ergonomics 1.3 / 20

Commercial Clarity 4.2 / 20

Operational Transparency 0.0 / 13

Governance 0.0 / 12

Discoverability 6.8 / 10

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 15

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/apacfin: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Operate 1

Status, limits, changes, and where to get help

Support

Support

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 2

The organization behind the API

Website

Website

Blog

Blog

Source (apis.yml)

aid: apacfin
name: APAC Financial Services
description: APAC Financial Services (Apacfin) is a Mumbai-based, Reserve Bank of India registered Non-Banking Financial Company
  (NBFC) that provides customized MSME business loans to underbanked and underserved micro, small, and medium enterprises
  across India. APAC offers tech-enabled, largely paperless digital onboarding, quick disbursal with minimal documentation,
  and a mobile app (APACM) for loan tracking, EMI payments, and service requests. The lender reports roughly Rs 2,479 Crore
  of assets under management across 226 branches in six states, serving more than 52,000 customers, and carries an ICRA A
  (Stable) credit rating. APAC is a portfolio company of Norwest Venture Partners. No public developer API, OpenAPI specification,
  or developer portal is published; customer and partner interaction is via the mobile app and hosted customer/complaint portals.
url: https://raw.githubusercontent.com/api-evangelist/apacfin/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- norwest-venture-partners
x-tier: stub
x-tier-reason: no-public-api
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://apacfin.com/media/logos/logo-1.jpg
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-17'
tags:
- Company
- Financial Services
- Fintech
- Lending
- NBFC
- MSME
- India
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: DomainSecurity
  url: security/apacfin-domain-security.yml
- type: Website
  url: https://apacfin.com
- type: TermsOfService
  url: https://apacfin.com/terms-and-condition
- type: PrivacyPolicy
  url: https://apacfin.com/privacy-policy
- type: Support
  url: https://apacfin.com/contact_us
- type: Blog
  url: https://apacfin.com/newsroom
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence