Mos

aid: mos
name: Mos
description: 'Mos is a consumer fintech that helps students find and win money for college. Founded in 2017 by Tunisian human-rights
  activist Amira Yahyaoui and backed by Sequoia Capital, Lux Capital and Expa, the company began as a financial-aid application
  service — FAFSA filing plus human advisor support — then added a fee-free student checking account and debit card in 2021.
  Mos shut the banking product down and cut staff in 2023 after press and investor scrutiny of its account metrics, refocusing
  on its original financial-aid business. The live product at mos.com is a scholarship-matching app: students swipe through
  awards drawn from a database the company describes as $160 billion in available funding, with college financial-planning
  tools and access to a personal advisor. Sequoia''s own company page records Mos as acquired in 2025; the acquirer is not
  disclosed. Mos ships only an end-user consumer app — it publishes no developer portal, API documentation, SDK or machine-readable
  contract of any kind.'
url: https://raw.githubusercontent.com/api-evangelist/mos/refs/heads/main/apis.yml
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source:
  - security
  generated: '2026-09-02'
  method: derived
image: https://mos.com/static/img/shared/phone.png
x-type: company
x-source: harvest:secondary-market
x-tier: stub
x-tier-reason: harvest
specificationVersion: '0.20'
created: '2026-08-26'
modified: '2026-08-26'
tags:
- Company
- Education
- Higher Education
- Financial Aid
- Scholarships
- Student Finance
- Fintech
- Consumer Finance
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: DomainSecurity
  url: security/mos-domain-security.yml
- type: Website
  url: https://mos.com/
- type: TermsOfService
  url: https://mos.com/service-terms/
- type: PrivacyPolicy
  url: https://mos.com/privacy-notice/
- type: LLMsTxt
  url: llms/mos-llms.txt
x-enrichment:
  date: '2026-08-26'
  status: minimal
  artifacts_added: 3
  pass: local-v1
x-coverage:
  state: none
  reason: no-developer-program
  detail: Mos ships only a consumer scholarship-matching app — mos.com serves a marketing page plus four legal pages and nothing
    else; app.mos.com now 301s to the marketing site, and the one real API host, api.mos.com, is an AWS API Gateway that answers
    403 Forbidden to every anonymous request including its root, so there is no developer portal, reference, spec or SDK to
    read.
  evidence:
  - url: https://mos.com/developers
    status: 404
  - url: https://mos.com/openapi.json
    status: 404
  - url: https://api.mos.com/openapi.json
    status: 403
  - url: https://app.mos.com/
    status: 301
  - url: https://mos.com/llms.txt
    status: 404
  checked: '2026-08-26'