Hokodo

Hokodo is a London-based B2B payments and embedded trade-credit fintech that lets merchants and B2B marketplaces offer digital trade accounts and Buy Now, Pay Later at checkout. Buyers get instant credit decisions and flexible terms (30/60/90-day payment terms, instalments, and consolidated trade accounts) while Hokodo underwrites the credit risk, finances the invoice, and protects the merchant against non-payment. The platform is delivered through a versioned REST API (https://api.hokodo.co/v1/) covering companies, customers, credit offers, orders and payment plans, plus prebuilt Magento modules and a JavaScript SDK. Hokodo is backed by Anthemis and other investors and operates across the UK and Europe.

Hokodo publishes 1 API on the APIs.io network. Tagged areas include Company, Fintech, B2B Payments, Buy Now Pay Later, and Trade Credit.

Hokodo’s developer surface includes documentation, API reference, signup flow, sandbox, support, engineering blog, authentication, and 12 more developer resources.

🌐 Visit website 📡 Source on GitHub
27.6/100 emerging Agent 17/100 agent aware Full breakdown ↓
scored 2026-07-20 · rubric v0.4
1 APIs 0 Features
CompanyFintechB2B PaymentsBuy Now Pay LaterTrade CreditEmbedded FinanceInvoice FinancingPayments API

API Rating

API Evangelist API Evangelist Rating How this is scored →
scored 2026-07-20 · rubric v0.4
Composite quality — 27.6/100 · emerging
Contract Quality 0.0 / 25
Developer Ergonomics 10.9 / 20
Commercial Clarity 6.8 / 20
Operational Transparency 0.7 / 13
Governance 0.0 / 12
Discoverability 9.3 / 10
Agent readiness — 17/100 · agent aware
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 15
MCP Server 0 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/hokodo: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs

Hokodo BNPL API

Hokodo's B2B Buy Now, Pay Later REST API. Create companies and customers, request credit offers, place orders, and manage deferred payment plans and trade accounts. Versioned at...

Resources

Get Started 4

Portal, sign-up, and the first successful call

DeveloperPortal
DeveloperPortal
 SignUp
SignUp
 Sandbox
Sandbox
 Sandbox
Sandbox

Documentation 2

Reference material describing how the API behaves

Documentation
Documentation
 APIReference
APIReference

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

LLMsTxt
LLMsTxt

Design & Contract 2

Pagination, idempotency, versioning, errors, and events

Conventions
Conventions
 ErrorCatalog
ErrorCatalog

Build 3

SDKs, sample code, and the tooling you integrate with

GitHubOrganization
GitHubOrganization
 Packages
Packages
 SDKs
SDKs

Access & Security 2

Authentication, authorization, and security posture

DomainSecurity
DomainSecurity
 Authentication
Authentication

Operate 1

Status, limits, changes, and where to get help

Support
Support

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService
TermsOfService
 PrivacyPolicy
PrivacyPolicy

Company 2

The organization behind the API

Blog
Blog
 Website
Website

Source (apis.yml)

apis.yml Raw ↑ 
aid: hokodo
name: Hokodo
description: Hokodo is a London-based B2B payments and embedded trade-credit fintech that lets merchants and B2B marketplaces
  offer digital trade accounts and Buy Now, Pay Later at checkout. Buyers get instant credit decisions and flexible terms
  (30/60/90-day payment terms, instalments, and consolidated trade accounts) while Hokodo underwrites the credit risk, finances
  the invoice, and protects the merchant against non-payment. The platform is delivered through a versioned REST API (https://api.hokodo.co/v1/)
  covering companies, customers, credit offers, orders and payment plans, plus prebuilt Magento modules and a JavaScript SDK.
  Hokodo is backed by Anthemis and other investors and operates across the UK and Europe.
image: https://cdn.prod.website-files.com/5c80a8f7065a7b1940eb8538/684bf894db503831d2c72284_Home.png
url: https://raw.githubusercontent.com/api-evangelist/hokodo/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- anthemis
x-tier: enriched
x-tier-reason: portfolio-lead
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-19'
tags:
- Company
- Fintech
- B2B Payments
- Buy Now Pay Later
- Trade Credit
- Embedded Finance
- Invoice Financing
- Payments API
apis:
- name: Hokodo BNPL API
  description: Hokodo's B2B Buy Now, Pay Later REST API. Create companies and customers, request credit offers, place orders,
    and manage deferred payment plans and trade accounts. Versioned at /v1/; authenticated with a secret API key via the Authorization
    Token scheme.
  humanURL: https://docs.hokodo.co/
  baseURL: https://api.hokodo.co/v1/
  tags:
  - BNPL
  - Payments
  - Trade Credit
  properties:
  - type: Authentication
    url: authentication/hokodo-authentication.yml
  - type: Conventions
    url: conventions/hokodo-conventions.yml
  - type: ErrorCatalog
    url: errors/hokodo-problem-types.yml
  - type: Sandbox
    url: sandbox/hokodo-sandbox.yml
common:
- type: DomainSecurity
  url: security/hokodo-domain-security.yml
- type: DeveloperPortal
  url: https://docs.hokodo.co/
- type: Documentation
  url: https://docs.hokodo.co/
- type: APIReference
  url: https://docs.hokodo.co/
- type: SignUp
  url: https://sandbox.hokodo.co/
- type: Sandbox
  url: https://sandbox.hokodo.co/
- type: Support
  url: https://hokodo.freshdesk.com/en/support/home
- type: Blog
  url: https://hokodo.co/resources
- type: GitHubOrganization
  url: https://github.com/hokodo-tech
- type: TermsOfService
  url: https://static.hokodo.co/shared/hokodotermsandconditions.pdf
- type: PrivacyPolicy
  url: https://static.hokodo.co/shared/hokodoprivacypolicy.pdf
- type: Website
  url: https://www.hokodo.co/
- type: Packages
  url: packages/hokodo-packages.yml
- type: SDKs
  url: packages/hokodo-packages.yml
- type: Authentication
  url: authentication/hokodo-authentication.yml
- type: Conventions
  url: conventions/hokodo-conventions.yml
- type: ErrorCatalog
  url: errors/hokodo-problem-types.yml
- type: Sandbox
  url: sandbox/hokodo-sandbox.yml
- type: LLMsTxt
  url: llms/hokodo-llms.txt
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence