Jerry

Jerry (Jerry Services, Inc. / Jerry Insurance Agency, LLC) is a Palo Alto, California based AI-powered car ownership super app and the largest digital car insurance broker in the United States, licensed as an insurance producer in all 50 states and the District of Columbia. Through its iOS and Android apps and jerry.ai, Jerry compares real car, home, renters and motorcycle insurance quotes from 100+ carriers, surfaces applicable discounts, and handles buying, bundling, switching and cancelling policies end to end. Beyond insurance the app bundles auto refinancing, the GarageGuard repair-cost and maintenance toolset, PriceProtect rate monitoring, and the phone-sensor DriveShield telematics safe-driving program. Founded in 2017 by Art Agrawal, Lina Zhang and Musawir Shah, Jerry serves more than five million customers. Jerry publishes no public developer API, developer portal or machine-readable API contract; its public machine-readable surface is limited to an OpenID Connect discovery document, a published llms.txt, a Content Signals declaration in robots.txt, an Upptime-backed status page and a Vanta trust center.

Jerry is profiled on the APIs.io network. Tagged areas include Company, Insurance, Insurtech, Auto Insurance, and Insurance Broker.

Jerry’s developer surface includes support, engineering blog, product news, signup flow, authentication, and 25 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

28.2/100 thin ▬ flat Agent 5/100 human only Front door AI 1/6 silent Heartbeat 46/100 going silent saas Full breakdown ↓
scored 2026-11-06 · rubric v0.27.0 · Show this score on your site →

0 APIs

Company Insurance Insurtech Auto Insurance Insurance Broker Automotive Consumer Finance Lending Telematics Mobile App Artificial Intelligence

Kin Score

Kin Score How this is scored →
scored 2026-11-06 · rubric v0.27.0

Composite quality — 28.2/100 · thin

Contract Quality 0.0 / 21

Developer Ergonomics 3.2 / 17

Access Clarity 8.5 / 17

Operational Transparency 3.2 / 11

Contract Governance 1.9 / 10

Discoverability 4.8 / 9

Regulatory Posture 5.3 / 15

Agent readiness — 5/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 3 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 5 / 5

Distinct Operations 3 / 3

MCP Tool Quality 6 / 6

Regulatory Posture applies to this provider. Its tags matched the Insurance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

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Agent readiness — checks not met, largest first (exact, from this profile):

Machine-Readable Contract +18 pts — api_specs includes an OpenAPI document
MCP Server +12 pts — deployment.mode + probe verdict on the mcp/ manifest, not the pointer; an unprobed slug falls back to authorship
Agentic Access Contract +10 pts — agentic_access artifact present (x-agentic-access), graded by author
Idempotency +9 pts — OpenAPI mutating operations declare an idempotency key — a header, a request-body property, or a named de-duplication token whose own description says so (verified); else common[].type matches /idempoten/i (documented)
Stable Error Semantics +8 pts — OpenAPI $refs a shared error schema across 4xx/5xx responses (verified), else common[].type includes ErrorCatalog / ErrorCodes / DeclineCodes
A2A Agent Card +8 pts — a2a/-a2a.yml manifest, graded on conformance.grade against A2A 1.0.0

11 more unmet checks in the Agent Readiness table above.

Kin Score — facets with the most composite points still available (weight × headroom):

Contract Quality scores 0.0 — up to +25.0 composite points
Developer Ergonomics scores 19.0 — up to +16.2 composite points
Access Clarity scores 50.0 — up to +10.0 composite points

Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/jerry/apis.yml: open an issue on github.com/api-evangelist/jerry to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Markets this provider is in provisional

The Kin Score Market layer reads a provider inside its market: its position, and how deep its integrations go. Depth is only comparable within a position. Provisional and unweighted: not part of the Kin Score or agent readiness.

Market	Position	Depth	Registered MCP server	Declares compatibility
Consumer Lending Licensing (UK, US, Canada credit licence registers)	distribution	9.6 (thin)	-	-
Mobile SDK Publishers (Play SDK Index, CocoaPods, ADA certification)	distribution	9.6 (thin)	-	-
FMCSA Registered Electronic Logging Devices	distribution	9.6 (thin)	-	-

Registered MCP server and declares compatibility are report only — not weighted. Undeclared means we found nothing we can read, so there is no number: we never infer integrations.

Service Levels 1

Uptime the provider promises or reports, as SLA4OAI. Read from its own pages; APIs.io runs no monitors.

Jerry

SLA

Security Posture 4

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Jerry Authentication

openIdConnect · 1 scheme

SECURITY

Jerry Domain Security

TLSv1.3 · HSTS · DNSSEC · DMARC

SECURITY

Jerry Vulnerability Disclosure

Hackerone · contact published

SECURITY

Jerry Trust Center

trust center published

SECURITY

Resources

Get Started 1

Portal, sign-up, and the first successful call

SignUp

SignUp

Agent Surfaces 2

MCP servers, agent skills, and machine-readable catalogs

LLMsTxt

LLMsTxt

WellKnown

WellKnown

Design & Contract 2

Pagination, idempotency, versioning, errors, and events

Conformance

Conformance

Lifecycle

Lifecycle

Build 2

SDKs, sample code, and the tooling you integrate with

GitHubOrganization

GitHubOrganization

Packages

Packages

Access & Security 5

Authentication, authorization, and security posture

TrustCenter

Compliance

Authentication

DomainSecurity

VulnerabilityDisclosure

VulnerabilityDisclosure

Operate 3

Status, limits, changes, and where to get help

Support

Support

HelpCenter

HelpCenter

StatusPage

StatusPage

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 7

The organization behind the API

BlogRSS

Website

Blog

News

Careers

Investors

Partners

Scroll for all 7

Other 6

Properties that don't map to a standard resource type

SecondaryMarket

HowItWorks

Team

iOSApp

AndroidApp

ContentSignal

Source (apis.yml)

aid: jerry
name: Jerry
description: Jerry (Jerry Services, Inc. / Jerry Insurance Agency, LLC) is a Palo Alto, California based AI-powered car ownership
  super app and the largest digital car insurance broker in the United States, licensed as an insurance producer in all 50
  states and the District of Columbia. Through its iOS and Android apps and jerry.ai, Jerry compares real car, home, renters
  and motorcycle insurance quotes from 100+ carriers, surfaces applicable discounts, and handles buying, bundling, switching
  and cancelling policies end to end. Beyond insurance the app bundles auto refinancing, the GarageGuard repair-cost and maintenance
  toolset, PriceProtect rate monitoring, and the phone-sensor DriveShield telematics safe-driving program. Founded in 2017
  by Art Agrawal, Lina Zhang and Musawir Shah, Jerry serves more than five million customers. Jerry publishes no public developer
  API, developer portal or machine-readable API contract; its public machine-readable surface is limited to an OpenID Connect
  discovery document, a published llms.txt, a Content Signals declaration in robots.txt, an Upptime-backed status page and
  a Vanta trust center.
url: https://raw.githubusercontent.com/api-evangelist/jerry/refs/heads/main/apis.yml
x-type: company
x-source: harvest:secondary-market
x-tier: profiled
x-tier-reason: enrichment-pipeline
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source:
  - authentication
  - security
  generated: '2026-11-06'
  method: derived
specificationVersion: '0.23'
created: '2026-08-04'
modified: '2026-10-06'
image: https://jerry.ai/imgs/icon-app.png
tags:
- Company
- Insurance
- Insurtech
- Auto Insurance
- Insurance Broker
- Automotive
- Consumer Finance
- Lending
- Telematics
- Mobile App
- Artificial Intelligence
tags_raw:
- Company
- Insurance
- InsurTech
- Auto Insurance
- Insurance Broker
- Automotive
- Consumer Finance
- Lending
- Telematics
- Mobile Applications
- Artificial Intelligence
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- url: https://jerry.ai/feed/
  type: BlogRSS
- type: Website
  url: https://jerry.ai/
- type: SecondaryMarket
  url: https://forgeglobal.com/jerry_stock/
- type: HowItWorks
  url: https://jerry.ai/how-jerry-works/
- type: Support
  url: https://jerry.ai/contact/
- type: HelpCenter
  url: https://jerry.ai/faq/
- type: Blog
  url: https://jerry.ai/resources/
- type: News
  url: https://jerry.ai/news/
- type: GitHubOrganization
  url: https://github.com/getjerry
- type: SignUp
  url: https://jerry.ai/signup
- type: TermsOfService
  url: https://jerry.ai/terms-of-use/
- type: PrivacyPolicy
  url: https://jerry.ai/privacy-policy/
- type: StatusPage
  url: https://status.jerry.ai/
- type: TrustCenter
  url: https://trust.jerry.ai/
- type: Compliance
  url: https://jerry.ai/insurance-licenses/
- type: Careers
  url: https://jerry.ai/careers/
- type: Team
  url: https://jerry.ai/team/
- type: Investors
  url: https://jerry.ai/investors/
- type: Partners
  url: https://jerry.ai/affiliate/
- type: iOSApp
  url: https://apps.apple.com/us/app/jerry-insurance-car-care/id1258315950
- type: AndroidApp
  url: https://play.google.com/store/apps/details?id=com.jerrym
- type: LLMsTxt
  url: llms/jerry-llms.txt
- type: WellKnown
  url: well-known/jerry-well-known.yml
- type: ContentSignal
  url: https://jerry.ai/robots.txt
- type: Authentication
  url: authentication/jerry-authentication.yml
- type: Conformance
  url: conformance/jerry-conformance.yml
- type: Lifecycle
  url: lifecycle/jerry-lifecycle.yml
- type: DomainSecurity
  url: security/jerry-domain-security.yml
- type: VulnerabilityDisclosure
  url: security/jerry-vulnerability-disclosure.yml
- type: Packages
  url: packages/jerry-packages.yml
x-enrichment:
  date: '2026-08-04'
  status: enriched
  artifacts_added: 11
  pass: local-v1
x-no-api-surface:
  confirmed: '2026-08-04'
  summary: Jerry publishes no public developer API, developer portal, API documentation or machine-readable API contract.
    Contract discovery ran the full STEP 0b sweep — REST OpenAPI paths on every host root, GraphQL introspection, MCP tools/list,
    and both A2A agent-card well-known paths — and every probe missed. This is a confirmed negative, not an unfinished pass.
  probed_hosts:
  - jerry.ai
  - www.jerry.ai
  - getjerry.com
  - app.jerry.ai
  - status.jerry.ai
  - trust.jerry.ai
  - api.jerry.ai
  - api.getjerry.com
  - developer.jerry.ai
  - docs.jerry.ai
  machine_readable_surface_found:
  - OpenID Connect discovery document + JWKS (getjerry.com)
  - llms.txt (SEO-generated)
  - Content Signals declaration in robots.txt
  - Upptime status page with public uptime history
  - Vanta trust center
  partner_channel: https://jerry.ai/contact/

Jerry API — frequently asked questions

How do I authenticate with the Jerry API?

Jerry uses bearer-token authentication (openIdConnect · 1 scheme). The details are profiled on APIs.io as Jerry Authentication.

Is the Jerry API ready for AI agents?

Jerry has a Kin Score of 28.2 out of 100 (thin) and an Agent Readiness score of 4.7 (human-only), scored by API Evangelist on 2026-11-06.

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