ONE ZERO Digital Bank website screenshot

ONE ZERO Digital Bank

ONE ZERO Digital Bank Ltd. is Israel's first newly licensed bank in more than four decades - a branchless, mobile-first digital bank founded in 2019 by Prof. Amnon Shashua (co-founder of Mobileye), chaired by Shuki Oren and led by CEO Gal Bar Dea, which received its banking licence from the Bank of Israel and opened to the public in 2022. It markets AI-assisted "private banking for everyone": current accounts, deposits, consumer credit, multi-currency and foreign-exchange services and investment products, delivered through the ONE ZERO mobile app with a mix of an AI personal banker and human bankers. The bank has raised roughly $342M in private capital, most recently a $100M later-stage round in October 2023, and its shares change hands on private secondary marketplaces including Hiive and Nasdaq Private Market. ONE ZERO publishes an Open Banking APIs developer landing page, consistent with Israel's Financial Information Service Law, 5781-2021, under which access to bank account APIs is granted to regulator-licensed financial information service providers rather than to the general public.

ONE ZERO Digital Bank is profiled on the APIs.io network. Tagged areas include Banking, Financial-Services, Fintech, Digital Bank, and Open Banking.

ONE ZERO Digital Bank’s developer surface includes engineering blog and 5 more developer resources.

4.6/100 minimal ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-09-02 · rubric v0.18.0
0 APIs
BankingFinancial-ServicesFintechDigital BankOpen BankingConsumer FinanceIsraelCompany

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-09-02 · rubric v0.18.0
Regulatory Posture applies to this provider. Its tags matched the Banking & Open Finance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.
The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from github.com/api-evangelist/one-zero: open an issue to ask a question, or submit a pull request to add artifacts. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Security Posture 1

Authentication, domain security, vulnerability disclosure, and trust-center signals.

One Zero Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Resources

Get Started 1

Portal, sign-up, and the first successful call

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

Access & Security 1

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Company 2

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Other 1

Properties that don't map to a standard resource type

Source (apis.yml)

apis.yml Raw ↑
aid: one-zero
name: ONE ZERO Digital Bank
description: 'ONE ZERO Digital Bank Ltd. is Israel''s first newly licensed bank in more than four decades - a branchless,
  mobile-first digital bank founded in 2019 by Prof. Amnon Shashua (co-founder of Mobileye), chaired by Shuki Oren and led
  by CEO Gal Bar Dea, which received its banking licence from the Bank of Israel and opened to the public in 2022. It markets
  AI-assisted "private banking for everyone": current accounts, deposits, consumer credit, multi-currency and foreign-exchange
  services and investment products, delivered through the ONE ZERO mobile app with a mix of an AI personal banker and human
  bankers. The bank has raised roughly $342M in private capital, most recently a $100M later-stage round in October 2023,
  and its shares change hands on private secondary marketplaces including Hiive and Nasdaq Private Market. ONE ZERO publishes
  an Open Banking APIs developer landing page, consistent with Israel''s Financial Information Service Law, 5781-2021, under
  which access to bank account APIs is granted to regulator-licensed financial information service providers rather than to
  the general public.'
deliveryModel:
  model: unknown
  open_source: false
  commercial: false
  callable_host: false
  label: Delivery model not determined — needs a product licence on record
  confidence: low
  source:
  - none
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source:
  - security
  generated: '2026-09-02'
  method: derived
image: https://kinlane-productions2.s3.amazonaws.com/apis-json/apis-json-logo.jpg
url: https://raw.githubusercontent.com/api-evangelist/one-zero/refs/heads/main/apis.yml
x-type: company
x-source: harvest:secondary-market
specificationVersion: '0.20'
created: '2026-08-26'
modified: '2026-08-26'
tags:
- Banking
- Financial-Services
- Fintech
- Digital Bank
- Open Banking
- Consumer Finance
- Israel
- Company
tags_raw:
- Banking
- Financial Services
- Fintech
- Digital Bank
- Open Banking
- Consumer Finance
- Israel
- Company
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: LLMsTxt
  url: llms/one-zero-llms.txt
- type: DomainSecurity
  url: security/one-zero-domain-security.yml
- type: Website
  url: https://www.onezerobank.com/
- type: DeveloperPortal
  url: https://www.onezerobank.com/lp/one_zero_dev_portal/
- type: Blog
  url: https://www.onezerobank.com/blog
- type: SecondaryMarketListing
  url: https://www.hiive.com/securities/one-zero-stock
x-enrichment:
  date: '2026-08-26'
  status: minimal
  artifacts_added: 3
  pass: local-v1
x-coverage:
  state: blocked
  reason: bot-challenge
  detail: 'Every request to www.onezerobank.com - the company''s only reachable host, including its "Open Banking APIs" developer
    page at /lp/one_zero_dev_portal/ and a random control path - answers HTTP 403 with `cf-mitigated: challenge` and a Cloudflare
    interstitial, and the Internet Archive is refused the same way, so no ONE ZERO-published document could be read or ruled
    out from this vantage point.'
  evidence:
  - url: https://www.onezerobank.com/lp/one_zero_dev_portal/
    status: 403
  - url: https://www.onezerobank.com/.well-known/security.txt
    status: 403
  - url: https://www.onezerobank.com/.well-known/api-evangelist-control-random
    status: 403
  - url: https://www.hiive.com/securities/one-zero-stock
    status: 200
  checked: '2026-08-26'

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