Hilltop Holdings

Hilltop Holdings Inc. (NYSE: HTH, dual-listed on NYSE Texas) is a Dallas-based financial services holding company that operates through three wholly owned subsidiaries: PlainsCapital Bank, a Texas commercial bank; HilltopSecurities, a full-service investment bank covering public finance, wealth management, fixed income capital markets and structured finance; and PrimeLending, a national residential mortgage originator. Hilltop Holdings itself is a holding company, not a software vendor — it publishes no developer portal, no API reference and no machine-readable specification at the holding-company level, and the subsidiaries surface their technology as end-user platforms (MOmentum Advisor, HilltopBancSystems, loan servicing portals) rather than as public APIs. This profile records that public surface as it actually is: a corporate site that serves an llms.txt and nothing else a machine can consume.

Hilltop Holdings is profiled on the APIs.io network. Tagged areas include Banking, Insurance, Financial Services, Mortgage, and Broker-Dealer.

Hilltop Holdings’ developer surface includes pricing, engineering blog, and 9 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

12.9/100 emerging ▬ flat Agent 3/100 human only Full breakdown ↓
scored 2026-10-23 · rubric v0.25.0 · Show this score on your site →

0 APIs

Banking Insurance Financial Services Mortgage Broker-Dealer Wealth Management Holding Company

Kin Score

Kin Score How this is scored →
scored 2026-10-23 · rubric v0.25.0

Composite quality — 12.9/100 · emerging

Contract Quality 0.0 / 21

Developer Ergonomics 0.0 / 17

Access Clarity 5.4 / 17

Operational Transparency 2.3 / 11

Contract Governance 0.0 / 10

Discoverability 4.7 / 9

Regulatory Posture 0.8 / 15

Agent readiness — 3/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 5 / 5

Distinct Operations 3 / 3

Regulatory Posture applies to this provider. Its tags matched the Insurance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

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<a href="https://apis.io/providers/hilltop-holdings/"><img src="https://apis.io/badge/hilltop-holdings/card.svg" alt="Hilltop Holdings on APIs.io — Kin Score by API Evangelist"></a>

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Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from github.com/api-evangelist/hilltop-holdings: open an issue to ask a question, or submit a pull request to add artifacts. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Markets this provider is in provisional

The Kin Score Market layer reads a provider inside its market: its position, and how deep its integrations go. Depth is only comparable within a position. Provisional and unweighted: not part of the Kin Score or agent readiness.

Market	Position	Depth	Registered MCP server	Declares compatibility
Consumer Lending Licensing (UK, US, Canada credit licence registers)	undeclared	-	-	-

Registered MCP server and declares compatibility are report only — not weighted. Undeclared means we found nothing we can read, so there is no number: we never infer integrations.

Pricing Plans 1

Published pricing tiers and plan structures.

Hilltop Holdings Plans Pricing

1 plans

PLANS

Rate Limits 1

Documented rate limits and quota policies.

Hilltop Holdings Rate Limits

1 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

Hilltop Holdings Finops

FINOPS

Security Posture 1

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Hilltop Holdings Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Resources

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

LLMsTxt

LLMsTxt

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Operate 1

Status, limits, changes, and where to get help

RateLimits

RateLimits

Commercial 5

Pricing, plans, and the legal terms of use

FinOps

Pricing

PrivacyPolicy

TermsOfService

Plans

Company 3

The organization behind the API

LinkedIn

Website

Website

Blog

Blog

Source (apis.yml)

aid: hilltop-holdings
url: https://raw.githubusercontent.com/api-evangelist/hilltop-holdings/refs/heads/main/apis.yml
name: Hilltop Holdings
type: Index
deliveryModel:
  model: unknown
  open_source: false
  commercial: false
  callable_host: false
  label: Delivery model not determined — needs a product licence on record
  confidence: low
  source:
  - none
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source:
  - plans
  - url: https://www.hilltop-holdings.com
    status: 302
    note: declared website redirects to https://www.hilltop.com/ — a different registrable domain (hilltop-holdings.com ->
      hilltop.com), possible rename or acquisition (probed 2026-09-03, roadmap#169)
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/hilltop-holdings.png
tags:
- Banking
- Insurance
- Financial Services
- Mortgage
- Broker-Dealer
- Wealth Management
- Holding Company
tags_raw:
- Banking
- Insurance
- Financial Services
- Mortgage
- Broker Dealer
- Wealth Management
- Holding Company
- Financial-Services
description: 'Hilltop Holdings Inc. (NYSE: HTH, dual-listed on NYSE Texas) is a Dallas-based financial services holding company
  that operates through three wholly owned subsidiaries: PlainsCapital Bank, a Texas commercial bank; HilltopSecurities, a
  full-service investment bank covering public finance, wealth management, fixed income capital markets and structured finance;
  and PrimeLending, a national residential mortgage originator. Hilltop Holdings itself is a holding company, not a software
  vendor — it publishes no developer portal, no API reference and no machine-readable specification at the holding-company
  level, and the subsidiaries surface their technology as end-user platforms (MOmentum Advisor, HilltopBancSystems, loan servicing
  portals) rather than as public APIs. This profile records that public surface as it actually is: a corporate site that serves
  an llms.txt and nothing else a machine can consume.'
created: '2026-04-19'
modified: '2026-09-14'
specificationVersion: '0.23'
apis: []
common:
- type: FinOps
  url: finops/hilltop-holdings-finops.yml
- type: Pricing
  url: https://www.hilltop.com/
- type: DomainSecurity
  url: security/hilltop-holdings-domain-security.yml
- type: LinkedIn
  url: https://www.linkedin.com/company/hilltop-holdings
- type: Website
  url: https://www.hilltop.com/
- type: Blog
  url: https://www.hilltop.com/news-media/hilltop-news/
- type: LLMsTxt
  url: llms/hilltop-holdings-llms.txt
- type: PrivacyPolicy
  url: https://www.hilltop.com/privacy/
- type: TermsOfService
  url: https://www.hilltop.com/terms-and-conditions/
- type: Plans
  url: plans/hilltop-holdings-plans-pricing.yml
- type: RateLimits
  url: rate-limits/hilltop-holdings-rate-limits.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
x-enrichment:
  date: '2026-09-14'
  status: minimal
  artifacts_added: 2
  pass: local-v3
x-coverage:
  state: none
  reason: no-developer-program
  detail: 'Hilltop Holdings is a bank/broker-dealer/mortgage holding company with no developer program at any level of the
    family: the two hosts this profile previously claimed, api.hilltop-holdings.com and developer.hilltop-holdings.com, do
    not exist in DNS at all (NXDOMAIN), the corporate site www.hilltop.com serves only a Yoast-generated llms.txt and answers
    every other discovery path with an Imperva catch-all, the HilltopSecurities API host serves a default IIS start page,
    and the hilltopsecurities / hilltopholdings / primelending GitHub organizations each hold zero public repositories.'
  evidence:
  - url: https://api.hilltop-holdings.com/
    status: 0
  - url: https://developer.hilltop-holdings.com/docs
    status: 0
  - url: https://www.hilltop.com/llms.txt
    status: 200
  - url: https://www.hilltop.com/.well-known/api-catalog
    status: 200
  - url: https://www.hilltop.com/.well-known/security.txt
    status: 404
  - url: https://api.hilltopsecurities.com/openapi.json
    status: 404
  - url: https://api.github.com/orgs/hilltopsecurities/repos
    status: 200
  checked: '2026-09-14'

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