Point

Point (Point Digital Finance, Inc.) is a San Francisco fintech founded in 2015 by Eddie Lim, Eoin Matthews, and Alex Rampell that gives homeowners access to their home equity without monthly payments or income requirements. Its flagship Home Equity Investment (HEI) provides lump sums up to $600,000 in exchange for a share of a home's future appreciation over a 30-year term, alongside a HELOC product offering lines up to $750,000. Point has served more than 25,000 homeowners and facilitated over $2 billion in home equity investments, and is backed by a16z, Bloomberg Beta, and Ribbit Capital. Point is a consumer-facing platform with no public developer API; this profile was surfaced as a VC-portfolio lead and enriched with the API Evangelist pipeline (identity + domain-security probe only — no API surface found).

Point is profiled on the APIs.io network. Tagged areas include Company, Fintech, Home Equity, Mortgage, and Lending.

Point’s developer surface includes engineering blog, signup flow, and 3 more developer resources.

🌐 Visit website 📡 Source on GitHub
9.8/100 minimal ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-07-27 · rubric v0.5
0 APIs
CompanyFintechHome EquityMortgageLendingReal EstateConsumer FinanceHELOC

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 9.8/100 · minimal
Contract Quality 0.0 / 25
Developer Ergonomics 0.4 / 20
Commercial Clarity 2.6 / 20
Operational Transparency 0.0 / 13
Governance 0.0 / 12
Discoverability 6.8 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 15
MCP Server 0 / 12
Machine-Readable Auth 0 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/point: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Security Posture 1

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Point Domain Security

TLSv1.3 · DMARC

SECURITY

Resources

Get Started 2

Portal, sign-up, and the first successful call

SignUp
SignUp
 Login
Login

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity
DomainSecurity

Company 2

The organization behind the API

Website
Website
 Blog
Blog

Source (apis.yml)

apis.yml Raw ↑ 
aid: point
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/point.png
name: Point
description: Point (Point Digital Finance, Inc.) is a San Francisco fintech founded in 2015 by Eddie Lim, Eoin Matthews, and
  Alex Rampell that gives homeowners access to their home equity without monthly payments or income requirements. Its flagship
  Home Equity Investment (HEI) provides lump sums up to $600,000 in exchange for a share of a home's future appreciation over
  a 30-year term, alongside a HELOC product offering lines up to $750,000. Point has served more than 25,000 homeowners and
  facilitated over $2 billion in home equity investments, and is backed by a16z, Bloomberg Beta, and Ribbit Capital. Point
  is a consumer-facing platform with no public developer API; this profile was surfaced as a VC-portfolio lead and enriched
  with the API Evangelist pipeline (identity + domain-security probe only — no API surface found).
url: https://raw.githubusercontent.com/api-evangelist/point/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- a16z
- bloomberg-beta
- ribbit-capital
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-20'
tags:
- Company
- Fintech
- Home Equity
- Mortgage
- Lending
- Real Estate
- Consumer Finance
- HELOC
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Website
  url: https://point.com/
- type: Blog
  url: https://point.com/blog
- type: SignUp
  url: https://point.com/flex/compare
- type: Login
  url: https://home.point.com/dashboard/login
- type: DomainSecurity
  url: security/point-domain-security.yml
x-enrichment:
  date: '2026-07-20'
  status: minimal
  artifacts_added: 1
  pass: local-v1