Bridgewater Bank

Bridgewater Bank is a Canadian Schedule I chartered bank, a wholly-owned subsidiary of the Alberta Motor Association (AMA), headquartered in Calgary, Alberta and established in 1997. It is a member of the Canada Deposit Insurance Corporation (CDIC) and operates a broker-distributed, deposit-and-lending model rather than a direct-to-consumer retail branch network — residential mortgages, Guaranteed Investment Certificates (GICs), and high-interest savings accounts sold through a select network of trusted mortgage and deposit brokers, with roughly $3.3 billion in mortgages and deposits across approximately 53,000 customer accounts nationwide. Bridgewater Bank exposes NO public first-party developer API or developer portal. Its only dedicated digital surface beyond the corporate site is a partner-gated broker information portal (bwbbrokerinfo.ca). Canada's Consumer-Driven Banking (open-banking) framework is legislated but not yet operational, so any consumer data access from a bank of this size is voluntary and today would be aggregator/screen-scraping based rather than through a documented first-party API. No Interac, Real-Time Rail (RTR), FDX, or consumer-driven-banking API participation is publicly documented by the institution.

Bridgewater Bank is profiled on the APIs.io network. Tagged areas include Financial Services, Banking, Canada, Schedule I Bank, and Mortgages.

Bridgewater Bank’s developer surface includes developer portal, support, and 5 more developer resources.

🌐 Visit website 📡 Source on GitHub

16.1/100 emerging ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-07-27 · rubric v0.5

0 APIs

Financial ServicesBankingCanadaSchedule I BankMortgagesDepositsBrokersAlbertaOpen Banking

Kin Score

Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5

Composite quality — 16.1/100 · emerging

Contract Quality 0.0 / 25

Developer Ergonomics 2.6 / 20

Commercial Clarity 4.2 / 20

Operational Transparency 0.0 / 13

Governance 0.0 / 12

Discoverability 6.8 / 10

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 15

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/bridgewater-bank: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Get Started 1

Portal, sign-up, and the first successful call

Portal

Portal

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Operate 1

Status, limits, changes, and where to get help

Support

Support

Commercial 2

Pricing, plans, and the legal terms of use

PrivacyPolicy

PrivacyPolicy

TermsOfService

TermsOfService

Company 2

The organization behind the API

Website

Website

LinkedIn

Source (apis.yml)

aid: bridgewater-bank
url: https://raw.githubusercontent.com/api-evangelist/bridgewater-bank/refs/heads/main/apis.yml
name: Bridgewater Bank
kind: company
description: Bridgewater Bank is a Canadian Schedule I chartered bank, a wholly-owned subsidiary of the Alberta Motor Association
  (AMA), headquartered in Calgary, Alberta and established in 1997. It is a member of the Canada Deposit Insurance Corporation
  (CDIC) and operates a broker-distributed, deposit-and-lending model rather than a direct-to-consumer retail branch network
  — residential mortgages, Guaranteed Investment Certificates (GICs), and high-interest savings accounts sold through a select
  network of trusted mortgage and deposit brokers, with roughly $3.3 billion in mortgages and deposits across approximately
  53,000 customer accounts nationwide. Bridgewater Bank exposes NO public first-party developer API or developer portal. Its
  only dedicated digital surface beyond the corporate site is a partner-gated broker information portal (bwbbrokerinfo.ca).
  Canada's Consumer-Driven Banking (open-banking) framework is legislated but not yet operational, so any consumer data access
  from a bank of this size is voluntary and today would be aggregator/screen-scraping based rather than through a documented
  first-party API. No Interac, Real-Time Rail (RTR), FDX, or consumer-driven-banking API participation is publicly documented
  by the institution.
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Financial Services
- Banking
- Canada
- Schedule I Bank
- Mortgages
- Deposits
- Brokers
- Alberta
- Open Banking
created: '2026-07-23'
modified: '2026-07-23'
specificationVersion: '0.19'
apis: []
common:
- type: DomainSecurity
  url: security/bridgewater-bank-domain-security.yml
- type: Website
  url: https://www.bridgewaterbank.ca/
- type: Portal
  url: https://bwbbrokerinfo.ca/
- type: Support
  url: https://bridgewaterbank.ca/contact/
- type: PrivacyPolicy
  url: https://bridgewaterbank.ca/privacy/
- type: TermsOfService
  url: https://bridgewaterbank.ca/terms-and-conditions/
- type: LinkedIn
  url: https://www.linkedin.com/company/bridgewater-bank
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com