Bridgewater Bank

Bridgewater Bank is a Canadian Schedule I chartered bank, a wholly-owned subsidiary of the Alberta Motor Association (AMA), headquartered in Calgary, Alberta and established in 1997. It is a member of the Canada Deposit Insurance Corporation (CDIC) and operates a broker-distributed, deposit-and-lending model rather than a direct-to-consumer retail branch network — residential mortgages, Guaranteed Investment Certificates (GICs), and high-interest savings accounts sold through a select network of trusted mortgage and deposit brokers, with roughly $3.3 billion in mortgages and deposits across approximately 53,000 customer accounts nationwide. Bridgewater Bank exposes NO public first-party developer API or developer portal. Its only dedicated digital surface beyond the corporate site is a partner-gated broker information portal (bwbbrokerinfo.ca). Canada's Consumer-Driven Banking (open-banking) framework is legislated but not yet operational, so any consumer data access from a bank of this size is voluntary and today would be aggregator/screen-scraping based rather than through a documented first-party API. No Interac, Real-Time Rail (RTR), FDX, or consumer-driven-banking API participation is publicly documented by the institution.

Bridgewater Bank is profiled on the APIs.io network. Tagged areas include Financial-Services, Banking, Canada, Schedule I Bank, and Mortgages.

Bridgewater Bank’s developer surface includes developer portal, support, and 5 more developer resources.

🌐 Visit website 📡 Source on GitHub

10.1/100 minimal ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-08-20 · rubric v0.12.0

0 APIs

Financial-Services Banking Canada Schedule I Bank Mortgages Deposits Brokers Alberta Open Banking

Kin Score

Kin Score How this is scored →
scored 2026-08-20 · rubric v0.12.0

Composite quality — 10.1/100 · minimal

Contract Quality 0.0 / 21

Developer Ergonomics 2.4 / 17

Access Clarity 3.6 / 17

Operational Transparency 0.0 / 11

Contract Governance 0.0 / 10

Discoverability 4.3 / 9

Regulatory Posture 2.7 / 15

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Regulatory Posture applies to this provider. Its tags matched the Banking & Open Finance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/bridgewater-bank: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Get Started 1

Portal, sign-up, and the first successful call

Portal

Portal

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Operate 1

Status, limits, changes, and where to get help

Support

Support

Commercial 2

Pricing, plans, and the legal terms of use

PrivacyPolicy

PrivacyPolicy

TermsOfService

TermsOfService

Company 2

The organization behind the API

Website

Website

LinkedIn

Source (apis.yml)

aid: bridgewater-bank
url: https://raw.githubusercontent.com/api-evangelist/bridgewater-bank/refs/heads/main/apis.yml
name: Bridgewater Bank
kind: company
description: Bridgewater Bank is a Canadian Schedule I chartered bank, a wholly-owned subsidiary of the Alberta Motor Association
  (AMA), headquartered in Calgary, Alberta and established in 1997. It is a member of the Canada Deposit Insurance Corporation
  (CDIC) and operates a broker-distributed, deposit-and-lending model rather than a direct-to-consumer retail branch network
  — residential mortgages, Guaranteed Investment Certificates (GICs), and high-interest savings accounts sold through a select
  network of trusted mortgage and deposit brokers, with roughly $3.3 billion in mortgages and deposits across approximately
  53,000 customer accounts nationwide. Bridgewater Bank exposes NO public first-party developer API or developer portal. Its
  only dedicated digital surface beyond the corporate site is a partner-gated broker information portal (bwbbrokerinfo.ca).
  Canada's Consumer-Driven Banking (open-banking) framework is legislated but not yet operational, so any consumer data access
  from a bank of this size is voluntary and today would be aggregator/screen-scraping based rather than through a documented
  first-party API. No Interac, Real-Time Rail (RTR), FDX, or consumer-driven-banking API participation is publicly documented
  by the institution.
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Financial-Services
- Banking
- Canada
- Schedule I Bank
- Mortgages
- Deposits
- Brokers
- Alberta
- Open Banking
tags_raw:
- Financial Services
- Banking
- Canada
- Schedule I Bank
- Mortgages
- Deposits
- Brokers
- Alberta
- Open Banking
created: '2026-07-23'
modified: '2026-07-23'
specificationVersion: '0.23'
apis: []
common:
- type: DomainSecurity
  url: security/bridgewater-bank-domain-security.yml
- type: Website
  url: https://www.bridgewaterbank.ca/
- type: Portal
  url: https://bwbbrokerinfo.ca/
- type: Support
  url: https://bridgewaterbank.ca/contact/
- type: PrivacyPolicy
  url: https://bridgewaterbank.ca/privacy/
- type: TermsOfService
  url: https://bridgewaterbank.ca/terms-and-conditions/
- type: LinkedIn
  url: https://www.linkedin.com/company/bridgewater-bank
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com