MRU

MRU Holdings, Inc. (operating as MyRichUncle) was a specialty education-finance company founded in 2001 and headquartered in New York that became one of the largest private student-loan providers in the United States. It ceased offering student-loan products in September 2008 and filed for Chapter 7 bankruptcy in February 2009. Battery Ventures participated in the company's 2005 PIPE financing. The company is defunct and publishes no live website, public API, or developer surface.

MRU is profiled on the APIs.io network. Tagged areas include Company, Student Loans, Education Finance, Fintech, and Financial-Services.

🌐 Visit website 📡 Source on GitHub

0.9/100 minimal ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-08-21 · rubric v0.12.0

0 APIs

Company Student Loans Education Finance Fintech Financial-Services Defunct

Kin Score

Kin Score How this is scored →
scored 2026-08-21 · rubric v0.12.0

Composite quality — 0.9/100 · minimal

Contract Quality 0.0 / 21

Developer Ergonomics 0.0 / 17

Access Clarity 0.0 / 17

Operational Transparency 0.0 / 11

Contract Governance 0.0 / 10

Discoverability 4.3 / 9

Regulatory Posture 0.0 / 15

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Regulatory Posture applies to this provider. Its tags matched the Education & Research regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/mru: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Source (apis.yml)

aid: mru
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/mru.png
name: MRU
description: MRU Holdings, Inc. (operating as MyRichUncle) was a specialty education-finance company founded in 2001 and headquartered
  in New York that became one of the largest private student-loan providers in the United States. It ceased offering student-loan
  products in September 2008 and filed for Chapter 7 bankruptcy in February 2009. Battery Ventures participated in the company's
  2005 PIPE financing. The company is defunct and publishes no live website, public API, or developer surface.
url: https://raw.githubusercontent.com/api-evangelist/mru/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- battery-ventures
x-tier: stub
x-tier-reason: portfolio-lead
x-defunct: true
x-defunct-note: MRU Holdings / MyRichUncle filed Chapter 7 bankruptcy in February 2009 and ceased all operations; no live
  web, API, or developer surface exists (myrichuncle.com does not resolve; mruholdings.com is a parked/for-sale domain). False-positive
  lead from the VC-portfolio harvest.
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-20'
tags:
- Company
- Student Loans
- Education Finance
- Fintech
- Financial-Services
- Defunct
tags_raw:
- Company
- Student Loans
- Education Finance
- Fintech
- Financial Services
- Defunct
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
x-enrichment:
  date: '2026-07-20'
  status: nochange
  artifacts_added: 0
  pass: local-v1

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