Ocrolus

Ocrolus is a fintech document-automation and analytics platform that helps lenders analyze financial documents - bank statements, pay stubs, tax forms and more - with high accuracy. Its API covers Classify, Capture, Detect and Analyze: document classification and data extraction, fraud and authenticity detection, cash-flow analytics, income calculation for mortgage and SMB/consumer lending, business verification, tag management and webhooks. Authentication is OAuth 2.0 client credentials issuing JWT access tokens, over a REST API at api.ocrolus.com.

Ocrolus publishes 16 APIs on the APIs.io network, including Book Commands API, Book Queries API, Business history API, and 13 more. Tagged areas include Company, Fintech, Document Automation, Lending, and Underwriting.

The Ocrolus catalog on APIs.io includes 1 event-driven AsyncAPI specification.

Ocrolus’ developer surface includes documentation, API reference, getting-started guide, authentication, support, engineering blog, signup flow, and 37 more developer resources.

🌐 Visit website 📡 Source on GitHub
63.7/100 strong ▬ flat Agent 70/100 agent native Full breakdown ↓
scored 2026-07-27 · rubric v0.5
AccessSelf serve
16 APIs 1 MCP Servers
CompanyFintechDocument AutomationLendingUnderwritingOCRFraud DetectionIncome VerificationBank Statement AnalysisMortgageMachine LearningCash Flow Analytics

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 63.7/100 · strong
Contract Quality 16.8 / 25
Developer Ergonomics 14.3 / 20
Commercial Clarity 10.0 / 20
Operational Transparency 9.9 / 13
Governance 0.0 / 12
Discoverability 10.0 / 10
Agent readiness — 70/100 · agent native
Machine-Readable Contract 18 / 18
Agentic Access Contract 15 / 15
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 7 / 7
Typed Event Surface 6 / 6
Agent Skills 5 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/ocrolus: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 16

Individual APIs this provider publishes, each with its own machine-readable definition.

Ocrolus Book Commands API

The Book Commands API from Ocrolus — 3 operation(s) for book commands.

Ocrolus Book Queries API

The Book Queries API from Ocrolus — 5 operation(s) for book queries.

Ocrolus Business history API

The Business history API from Ocrolus — 4 operation(s) for business history.

Ocrolus Business Verification (Deprecated) API

The Business Verification (Deprecated) API from Ocrolus — 3 operation(s) for business verification (deprecated).

Ocrolus Capture API

The Capture API from Ocrolus — 7 operation(s) for capture.

Ocrolus Cash Flow Analytics API

The Cash Flow Analytics API from Ocrolus — 10 operation(s) for cash flow analytics.

Ocrolus Detect API

The Detect API from Ocrolus — 4 operation(s) for detect.

Ocrolus Encore API

The Encore API from Ocrolus — 5 operation(s) for encore.

Ocrolus File Uploads API

The File Uploads API from Ocrolus — 7 operation(s) for file uploads.

Ocrolus Income API

The Income API from Ocrolus — 5 operation(s) for income.

Ocrolus Legacy Cash Flow Analytics (Deprecated) API

The Legacy Cash Flow Analytics (Deprecated) API from Ocrolus — 4 operation(s) for legacy cash flow analytics (deprecated).

Ocrolus Oauth API

The Oauth API from Ocrolus — 1 operation(s) for oauth.

Ocrolus Org Level Webhooks API

The Org Level Webhooks API from Ocrolus — 8 operation(s) for org level webhooks.

Ocrolus Tag Management API

The Tag Management API from Ocrolus — 4 operation(s) for tag management.

Ocrolus User management API

The User management API from Ocrolus — 2 operation(s) for user management.

Ocrolus Webhooks API

The Webhooks API from Ocrolus — 4 operation(s) for webhooks.

Scroll for all 16

MCP Servers 1

Model Context Protocol servers that expose these APIs to AI agents.

ocrolus-mcp.yml

MCP SERVER

Rate Limits 1

Documented rate limits and quota policies.

Ocrolus Rate Limits

1 limits

RATE LIMITS

Event Specifications 1

AsyncAPI definitions for this provider's event-driven and streaming APIs.

Ocrolus Webhooks

ASYNCAPI

Security Posture 4

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Ocrolus Authentication

oauth2 · 1 scheme

SECURITY

Ocrolus Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Ocrolus Vulnerability Disclosure

contact published

SECURITY

Ocrolus Trust Center

SOC 2, ISO 27001, PCI DSS, GDPR, CSA STAR

SECURITY

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Ocrolus Agentic Access

82 operations · 34 acting · 1 human-in-the-loop

82 operations · 34 acting

AGENTIC

Resources

Get Started 4

Portal, sign-up, and the first successful call

DeveloperPortal
DeveloperPortal
 GettingStarted
GettingStarted
 SignUp
SignUp
 Login
Login

Documentation 2

Reference material describing how the API behaves

Documentation
Documentation
 APIReference
APIReference

Agent Surfaces 4

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess
AgenticAccess
 MCPServer
MCPServer
 AgentSkill
AgentSkill
 LLMsTxt
LLMsTxt

Design & Contract 4

Pagination, idempotency, versioning, errors, and events

Lifecycle
Lifecycle
 Conformance
Conformance
 Conventions
Conventions
 DataModel
DataModel

Build 2

SDKs, sample code, and the tooling you integrate with

GitHubOrganization
GitHubOrganization
 Postman
Postman

Access & Security 6

Authentication, authorization, and security posture

Authentication
Authentication
 Compliance
Compliance
 TrustCenter
TrustCenter
 Security
Security
 VulnerabilityDisclosure
VulnerabilityDisclosure
 DomainSecurity
DomainSecurity

Operate 4

Status, limits, changes, and where to get help

Support
Support
 StatusPage
StatusPage
 ChangeLog
ChangeLog
 Deprecation
Deprecation

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService
TermsOfService
 PrivacyPolicy
PrivacyPolicy

Company 2

The organization behind the API

Website
Website
 Blog
Blog

Other 14

Properties that don't map to a standard resource type

Overlay
Overlay
 Overlay
Overlay
 Overlay
Overlay
 Overlay
Overlay
 Overlay
Overlay
 Overlay
Overlay
 Overlay
Overlay
 Overlay
Overlay
 Overlay
Overlay
 Overlay
Overlay
 Overlay
Overlay
 Overlay
Overlay
 Overlay
Overlay
 Overlay
Overlay

Scroll for all 14

Source (apis.yml)

apis.yml Raw ↑ 
aid: ocrolus
name: Ocrolus
description: 'Ocrolus is a fintech document-automation and analytics platform that helps lenders analyze financial documents
  - bank statements, pay stubs, tax forms and more - with high accuracy. Its API covers Classify, Capture, Detect and Analyze:
  document classification and data extraction, fraud and authenticity detection, cash-flow analytics, income calculation for
  mortgage and SMB/consumer lending, business verification, tag management and webhooks. Authentication is OAuth 2.0 client
  credentials issuing JWT access tokens, over a REST API at api.ocrolus.com.'
url: https://raw.githubusercontent.com/api-evangelist/ocrolus/refs/heads/main/apis.yml
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup
  confidence: medium
  source:
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://www.ocrolus.com/wp-content/uploads/2025/10/social-home-page.jpg
x-type: company
x-source: vc-portfolio
x-backed-by:
- bullpen-capital
- qed-investors
x-tier: enriched
x-tier-reason: portfolio-lead
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-20'
tags:
- Company
- Fintech
- Document Automation
- Lending
- Underwriting
- OCR
- Fraud Detection
- Income Verification
- Bank Statement Analysis
- Mortgage
- Machine Learning
- Cash Flow Analytics
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
apis:
- aid: ocrolus:ocrolus-book-commands-api
  name: Ocrolus Book Commands API
  description: The Book Commands API from Ocrolus — 3 operation(s) for book commands.
  humanURL: https://docs.ocrolus.com/docs/guide
  baseURL: https://api.ocrolus.com
  tags:
  - Book Commands
  properties:
  - type: OpenAPI
    url: openapi/ocrolus-book-commands-api-openapi.yml
  - type: Authentication
    url: authentication/ocrolus-authentication.yml
  - type: RateLimits
    url: rate-limits/ocrolus-rate-limits.yml
  - type: ErrorCatalog
    url: errors/ocrolus-error-codes.yml
  - type: Webhooks
    url: asyncapi/ocrolus-webhooks.yml
- aid: ocrolus:ocrolus-book-queries-api
  name: Ocrolus Book Queries API
  description: The Book Queries API from Ocrolus — 5 operation(s) for book queries.
  humanURL: https://docs.ocrolus.com/docs/guide
  baseURL: https://api.ocrolus.com
  tags:
  - Book Queries
  properties:
  - type: OpenAPI
    url: openapi/ocrolus-book-queries-api-openapi.yml
  - type: Authentication
    url: authentication/ocrolus-authentication.yml
  - type: RateLimits
    url: rate-limits/ocrolus-rate-limits.yml
  - type: ErrorCatalog
    url: errors/ocrolus-error-codes.yml
  - type: Webhooks
    url: asyncapi/ocrolus-webhooks.yml
- aid: ocrolus:ocrolus-business-history-api
  name: Ocrolus Business history API
  description: The Business history API from Ocrolus — 4 operation(s) for business history.
  humanURL: https://docs.ocrolus.com/docs/guide
  baseURL: https://api.ocrolus.com
  tags:
  - Business history
  properties:
  - type: OpenAPI
    url: openapi/ocrolus-business-history-api-openapi.yml
  - type: Authentication
    url: authentication/ocrolus-authentication.yml
  - type: RateLimits
    url: rate-limits/ocrolus-rate-limits.yml
  - type: ErrorCatalog
    url: errors/ocrolus-error-codes.yml
  - type: Webhooks
    url: asyncapi/ocrolus-webhooks.yml
- aid: ocrolus:ocrolus-business-verification-deprecated-api
  name: Ocrolus Business Verification (Deprecated) API
  description: The Business Verification (Deprecated) API from Ocrolus — 3 operation(s) for business verification (deprecated).
  humanURL: https://docs.ocrolus.com/docs/guide
  baseURL: https://api.ocrolus.com
  tags:
  - Business Verification (Deprecated)
  properties:
  - type: OpenAPI
    url: openapi/ocrolus-business-verification-deprecated-api-openapi.yml
  - type: Authentication
    url: authentication/ocrolus-authentication.yml
  - type: RateLimits
    url: rate-limits/ocrolus-rate-limits.yml
  - type: ErrorCatalog
    url: errors/ocrolus-error-codes.yml
  - type: Webhooks
    url: asyncapi/ocrolus-webhooks.yml
- aid: ocrolus:ocrolus-capture-api
  name: Ocrolus Capture API
  description: The Capture API from Ocrolus — 7 operation(s) for capture.
  humanURL: https://docs.ocrolus.com/docs/guide
  baseURL: https://api.ocrolus.com
  tags:
  - Capture
  properties:
  - type: OpenAPI
    url: openapi/ocrolus-capture-api-openapi.yml
  - type: Authentication
    url: authentication/ocrolus-authentication.yml
  - type: RateLimits
    url: rate-limits/ocrolus-rate-limits.yml
  - type: ErrorCatalog
    url: errors/ocrolus-error-codes.yml
  - type: Webhooks
    url: asyncapi/ocrolus-webhooks.yml
- aid: ocrolus:ocrolus-cash-flow-analytics-api
  name: Ocrolus Cash Flow Analytics API
  description: The Cash Flow Analytics API from Ocrolus — 10 operation(s) for cash flow analytics.
  humanURL: https://docs.ocrolus.com/docs/guide
  baseURL: https://api.ocrolus.com
  tags:
  - Cash Flow Analytics
  properties:
  - type: OpenAPI
    url: openapi/ocrolus-cash-flow-analytics-api-openapi.yml
  - type: Authentication
    url: authentication/ocrolus-authentication.yml
  - type: RateLimits
    url: rate-limits/ocrolus-rate-limits.yml
  - type: ErrorCatalog
    url: errors/ocrolus-error-codes.yml
  - type: Webhooks
    url: asyncapi/ocrolus-webhooks.yml
- aid: ocrolus:ocrolus-detect-api
  name: Ocrolus Detect API
  description: The Detect API from Ocrolus — 4 operation(s) for detect.
  humanURL: https://docs.ocrolus.com/docs/guide
  baseURL: https://api.ocrolus.com
  tags:
  - Detect
  properties:
  - type: OpenAPI
    url: openapi/ocrolus-detect-api-openapi.yml
  - type: Authentication
    url: authentication/ocrolus-authentication.yml
  - type: RateLimits
    url: rate-limits/ocrolus-rate-limits.yml
  - type: ErrorCatalog
    url: errors/ocrolus-error-codes.yml
  - type: Webhooks
    url: asyncapi/ocrolus-webhooks.yml
- aid: ocrolus:ocrolus-encore-api
  name: Ocrolus Encore API
  description: The Encore API from Ocrolus — 5 operation(s) for encore.
  humanURL: https://docs.ocrolus.com/docs/guide
  baseURL: https://api.ocrolus.com
  tags:
  - Encore
  properties:
  - type: OpenAPI
    url: openapi/ocrolus-encore-api-openapi.yml
  - type: Authentication
    url: authentication/ocrolus-authentication.yml
  - type: RateLimits
    url: rate-limits/ocrolus-rate-limits.yml
  - type: ErrorCatalog
    url: errors/ocrolus-error-codes.yml
  - type: Webhooks
    url: asyncapi/ocrolus-webhooks.yml
- aid: ocrolus:ocrolus-file-uploads-api
  name: Ocrolus File Uploads API
  description: The File Uploads API from Ocrolus — 7 operation(s) for file uploads.
  humanURL: https://docs.ocrolus.com/docs/guide
  baseURL: https://api.ocrolus.com
  tags:
  - File Uploads
  properties:
  - type: OpenAPI
    url: openapi/ocrolus-file-uploads-api-openapi.yml
  - type: Authentication
    url: authentication/ocrolus-authentication.yml
  - type: RateLimits
    url: rate-limits/ocrolus-rate-limits.yml
  - type: ErrorCatalog
    url: errors/ocrolus-error-codes.yml
  - type: Webhooks
    url: asyncapi/ocrolus-webhooks.yml
- aid: ocrolus:ocrolus-income-api
  name: Ocrolus Income API
  description: The Income API from Ocrolus — 5 operation(s) for income.
  humanURL: https://docs.ocrolus.com/docs/guide
  baseURL: https://api.ocrolus.com
  tags:
  - Income
  properties:
  - type: OpenAPI
    url: openapi/ocrolus-income-api-openapi.yml
  - type: Authentication
    url: authentication/ocrolus-authentication.yml
  - type: RateLimits
    url: rate-limits/ocrolus-rate-limits.yml
  - type: ErrorCatalog
    url: errors/ocrolus-error-codes.yml
  - type: Webhooks
    url: asyncapi/ocrolus-webhooks.yml
- aid: ocrolus:ocrolus-legacy-cash-flow-analytics-deprecated-api
  name: Ocrolus Legacy Cash Flow Analytics (Deprecated) API
  description: The Legacy Cash Flow Analytics (Deprecated) API from Ocrolus — 4 operation(s) for legacy cash flow analytics
    (deprecated).
  humanURL: https://docs.ocrolus.com/docs/guide
  baseURL: https://api.ocrolus.com
  tags:
  - Legacy Cash Flow Analytics (Deprecated)
  properties:
  - type: OpenAPI
    url: openapi/ocrolus-legacy-cash-flow-analytics-deprecated-api-openapi.yml
  - type: Authentication
    url: authentication/ocrolus-authentication.yml
  - type: RateLimits
    url: rate-limits/ocrolus-rate-limits.yml
  - type: ErrorCatalog
    url: errors/ocrolus-error-codes.yml
  - type: Webhooks
    url: asyncapi/ocrolus-webhooks.yml
- aid: ocrolus:ocrolus-oauth-api
  name: Ocrolus Oauth API
  description: The Oauth API from Ocrolus — 1 operation(s) for oauth.
  humanURL: https://docs.ocrolus.com/docs/guide
  baseURL: https://api.ocrolus.com
  tags:
  - Oauth
  properties:
  - type: OpenAPI
    url: openapi/ocrolus-oauth-api-openapi.yml
  - type: Authentication
    url: authentication/ocrolus-authentication.yml
  - type: RateLimits
    url: rate-limits/ocrolus-rate-limits.yml
  - type: ErrorCatalog
    url: errors/ocrolus-error-codes.yml
  - type: Webhooks
    url: asyncapi/ocrolus-webhooks.yml
- aid: ocrolus:ocrolus-org-level-webhooks-api
  name: Ocrolus Org Level Webhooks API
  description: The Org Level Webhooks API from Ocrolus — 8 operation(s) for org level webhooks.
  humanURL: https://docs.ocrolus.com/docs/guide
  baseURL: https://api.ocrolus.com
  tags:
  - Org Level Webhooks
  properties:
  - type: OpenAPI
    url: openapi/ocrolus-org-level-webhooks-api-openapi.yml
  - type: Authentication
    url: authentication/ocrolus-authentication.yml
  - type: RateLimits
    url: rate-limits/ocrolus-rate-limits.yml
  - type: ErrorCatalog
    url: errors/ocrolus-error-codes.yml
  - type: Webhooks
    url: asyncapi/ocrolus-webhooks.yml
- aid: ocrolus:ocrolus-tag-management-api
  name: Ocrolus Tag Management API
  description: The Tag Management API from Ocrolus — 4 operation(s) for tag management.
  humanURL: https://docs.ocrolus.com/docs/guide
  baseURL: https://api.ocrolus.com
  tags:
  - Tag Management
  properties:
  - type: OpenAPI
    url: openapi/ocrolus-tag-management-api-openapi.yml
  - type: Authentication
    url: authentication/ocrolus-authentication.yml
  - type: RateLimits
    url: rate-limits/ocrolus-rate-limits.yml
  - type: ErrorCatalog
    url: errors/ocrolus-error-codes.yml
  - type: Webhooks
    url: asyncapi/ocrolus-webhooks.yml
- aid: ocrolus:ocrolus-user-management-api
  name: Ocrolus User management API
  description: The User management API from Ocrolus — 2 operation(s) for user management.
  humanURL: https://docs.ocrolus.com/docs/guide
  baseURL: https://api.ocrolus.com
  tags:
  - User management
  properties:
  - type: OpenAPI
    url: openapi/ocrolus-user-management-api-openapi.yml
  - type: Authentication
    url: authentication/ocrolus-authentication.yml
  - type: RateLimits
    url: rate-limits/ocrolus-rate-limits.yml
  - type: ErrorCatalog
    url: errors/ocrolus-error-codes.yml
  - type: Webhooks
    url: asyncapi/ocrolus-webhooks.yml
- aid: ocrolus:ocrolus-webhooks-api
  name: Ocrolus Webhooks API
  description: The Webhooks API from Ocrolus — 4 operation(s) for webhooks.
  humanURL: https://docs.ocrolus.com/docs/guide
  baseURL: https://api.ocrolus.com
  tags:
  - Webhooks
  properties:
  - type: OpenAPI
    url: openapi/ocrolus-webhooks-api-openapi.yml
  - type: Authentication
    url: authentication/ocrolus-authentication.yml
  - type: RateLimits
    url: rate-limits/ocrolus-rate-limits.yml
  - type: ErrorCatalog
    url: errors/ocrolus-error-codes.yml
  - type: Webhooks
    url: asyncapi/ocrolus-webhooks.yml
common:
- type: Website
  url: https://ocrolus.com
- type: DeveloperPortal
  url: https://docs.ocrolus.com
- type: Documentation
  url: https://docs.ocrolus.com/docs/guide
- type: APIReference
  url: https://docs.ocrolus.com/reference
- type: GettingStarted
  url: https://docs.ocrolus.com/docs/getting-started
- type: Authentication
  url: authentication/ocrolus-authentication.yml
- type: Support
  url: https://www.ocrolus.com/contact-us/
- type: Blog
  url: https://www.ocrolus.com/blog/
- type: GitHubOrganization
  url: https://github.com/ocrolus
- type: SignUp
  url: https://app.ocrolus.com/signup
- type: Login
  url: https://app.ocrolus.com/login
- type: TermsOfService
  url: https://legal.ocrolus.com/legal/terms-of-use-88ee7151
- type: PrivacyPolicy
  url: https://legal.ocrolus.com/legal/privacy-policy-958a2463
- type: Postman
  url: https://docs.ocrolus.com/docs/using-ocrolus-with-postman
- type: StatusPage
  url: https://status.ocrolus.com
- type: ChangeLog
  url: https://docs.ocrolus.com/changelog
- type: Deprecation
  url: https://docs.ocrolus.com/docs/breaking-change-policy
- type: Lifecycle
  url: lifecycle/ocrolus-lifecycle.yml
- type: Compliance
  url: https://security.ocrolus.com/
- type: TrustCenter
  url: security/ocrolus-trust-center.yml
- type: Security
  url: https://security.ocrolus.com/
- type: VulnerabilityDisclosure
  url: security/ocrolus-vulnerability-disclosure.yml
- type: DomainSecurity
  url: security/ocrolus-domain-security.yml
- type: Conformance
  url: conformance/ocrolus-conformance.yml
- type: Conventions
  url: conventions/ocrolus-conventions.yml
- type: DataModel
  url: data-model/ocrolus-data-model.yml
- type: AgenticAccess
  url: agentic-access/ocrolus-agentic-access.yml
- type: MCPServer
  url: mcp/ocrolus-mcp.yml
- type: AgentSkill
  url: skills/_index.yml
- type: LLMsTxt
  url: llms/ocrolus-llms.txt
- type: Overlay
  url: overlays/ocrolus-account-level-webhooks-overlay.yaml
- type: Overlay
  url: overlays/ocrolus-analyze-overlay.yaml
- type: Overlay
  url: overlays/ocrolus-authentication-overlay.yaml
- type: Overlay
  url: overlays/ocrolus-book-commands-overlay.yaml
- type: Overlay
  url: overlays/ocrolus-book-queries-overlay.yaml
- type: Overlay
  url: overlays/ocrolus-business-history-overlay.yaml
- type: Overlay
  url: overlays/ocrolus-capture-overlay.yaml
- type: Overlay
  url: overlays/ocrolus-detect-overlay.yaml
- type: Overlay
  url: overlays/ocrolus-encore-overlay.yaml
- type: Overlay
  url: overlays/ocrolus-file-uploads-overlay.yaml
- type: Overlay
  url: overlays/ocrolus-income-overlay.yaml
- type: Overlay
  url: overlays/ocrolus-org-level-webhooks-overlay.yaml
- type: Overlay
  url: overlays/ocrolus-tag-management-overlay.yaml
- type: Overlay
  url: overlays/ocrolus-user-management-overlay.yaml
x-enrichment:
  date: '2026-07-20'
  status: enriched
  artifacts_added: 48
  pass: local-v1