Smava

Smava (smava GmbH) is a Berlin-based German consumer-finance marketplace, founded in 2007, that lets borrowers compare personal, auto, and mortgage loan offers from more than 20 partner banks for amounts ranging from EUR 1,000 to EUR 120,000, without impacting their SCHUFA credit score. The company operates a digital, data-driven loan-brokerage platform serving consumers across Germany and employs roughly 600 people. It was added to the API Evangelist network as a portfolio company of Earlybird. As of this enrichment pass Smava is a consumer (B2C) web and mobile-app business and publishes no public developer API, developer portal, OpenAPI specification, or well-known API discovery endpoints.

Smava is profiled on the APIs.io network. Tagged areas include Company, Fintech, Lending, Loan Comparison, and Consumer Finance.

🌐 Visit website 📡 Source on GitHub
7.4/100 minimal ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-07-27 · rubric v0.5
0 APIs
CompanyFintechLendingLoan ComparisonConsumer FinanceMarketplaceGermany

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 7.4/100 · minimal
Contract Quality 0.0 / 25
Developer Ergonomics 0.0 / 20
Commercial Clarity 0.0 / 20
Operational Transparency 0.7 / 13
Governance 0.0 / 12
Discoverability 6.8 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 15
MCP Server 0 / 12
Machine-Readable Auth 0 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/smava: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Security Posture 1

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Smava Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Resources

Build 1

SDKs, sample code, and the tooling you integrate with

GitHubOrganization
GitHubOrganization

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity
DomainSecurity

Company 1

The organization behind the API

Website
Website

Source (apis.yml)

apis.yml Raw ↑ 
aid: smava
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/smava.png
name: Smava
description: Smava (smava GmbH) is a Berlin-based German consumer-finance marketplace, founded in 2007, that lets borrowers
  compare personal, auto, and mortgage loan offers from more than 20 partner banks for amounts ranging from EUR 1,000 to EUR
  120,000, without impacting their SCHUFA credit score. The company operates a digital, data-driven loan-brokerage platform
  serving consumers across Germany and employs roughly 600 people. It was added to the API Evangelist network as a portfolio
  company of Earlybird. As of this enrichment pass Smava is a consumer (B2C) web and mobile-app business and publishes no
  public developer API, developer portal, OpenAPI specification, or well-known API discovery endpoints.
url: https://raw.githubusercontent.com/api-evangelist/smava/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- earlybird
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-21'
tags:
- Company
- Fintech
- Lending
- Loan Comparison
- Consumer Finance
- Marketplace
- Germany
apis: []
common:
- type: DomainSecurity
  url: security/smava-domain-security.yml
- type: Website
  url: https://www.smava.de/
- type: GitHubOrganization
  url: https://github.com/smava
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
x-enrichment:
  date: '2026-07-21'
  status: minimal
  artifacts_added: 1
  pass: local-v1