Northmill
Northmill Bank AB is a Swedish technology-driven bank, founded in Stockholm in 2006 and licensed by Finansinspektionen in 2019, that serves roughly 600,000 private customers and 2,500 businesses across Sweden, Norway and Finland with savings accounts, cards, personal and business lending, business accounts, Swish and card acquiring. Through its Northmill Flo business unit (formerly MoreFlo, acquired and rebranded) it also ships point-of-sale, booking, checkout and e-commerce products for retail and hospitality merchants. Its public developer surface is the Flo API - a Swagger 2.0 REST contract published at api.moreflo.com with 199 operations over articles, stock, orders, receipts, customers, bookings, campaigns, vouchers, SMS and webhooks - alongside a PSD2 open-banking interface for third-party providers documented under the Northmill Bank brand and delivered on Token.io infrastructure.
Northmill publishes 31 API contracts indexed on the APIs.io network, including Accounting Settings API, Articles API, Articles Availability API, and 28 more. Tagged areas include Banking, Payments, Point-of-Sale, Retail, and Open Banking.
The Northmill catalog on APIs.io includes 1 event-driven AsyncAPI specification and 1 Spectral governance ruleset.
Northmill’s developer surface includes documentation, API reference, support, engineering blog, pricing, signup flow, authentication, and 25 more developer resources.
What this lets a business do 5
Business capabilities this provider's published APIs can perform, derived from its own contracts. Browse all capabilities →
Kin Score
Markets this provider is in provisional
The Kin Score Market layer reads a provider inside its market: its position, and how deep its integrations go. Depth is only comparable within a position. Provisional and unweighted: not part of the Kin Score or agent readiness.
| Market | Position | Depth | Registered MCP server | Declares compatibility |
|---|---|---|---|---|
| Consumer Lending Licensing (UK, US, Canada credit licence registers) | regulated | 19.2 (thin) | - | - |
| Nordic Financial Registers (Swedish and Norwegian licence registers) | regulated | 19.2 (thin) | - | - |
| EU/EEA Payment and E-Money Institutions (PSD2 passports) | regulated | 19.2 (thin) | - | - |
Registered MCP server and declares compatibility are report only — not weighted. Undeclared means we found nothing we can read, so there is no number: we never infer integrations.
Standards implemented 1
Standards this provider implements or carries. De facto ones are profiled and measured by the API Commons; formal ones come from the standards directory and are linked by the provider's own tags. The evidence column says how each claim was established — not that it was made.
APIs 31
Individual APIs this provider publishes, each with its own machine-readable definition.
Northmill Bank Open Banking API for TPPs
Northmill Bank's PSD2 third-party-provider interface, covering Account Information Services (AIS) and Confirmation of Available Funds (CBPII/CAF), with request signing via ES256...
Northmill Accounting Settings API
The AccountingSettings API from Northmill — 6 operation(s) for accountingsettings.
Northmill Articles API
The Articles API from Northmill — 10 operation(s) for articles.
Northmill Articles Availability API
The ArticlesAvailability API from Northmill — 2 operation(s) for articlesavailability.
Northmill Article Sets API
The ArticleSets API from Northmill — 4 operation(s) for articlesets.
Northmill Bookable Resource Event Instances API
The BookableResourceEventInstances API from Northmill — 2 operation(s) for bookableresourceeventinstances.
Northmill Bookable Resources API
The BookableResources API from Northmill — 2 operation(s) for bookableresources.
Northmill Booking Orders API
The BookingOrders API from Northmill — 6 operation(s) for bookingorders.
Northmill Brands API
The Brands API from Northmill — 4 operation(s) for brands.
Northmill Campaigns API
The Campaigns API from Northmill — 4 operation(s) for campaigns.
Northmill Cash Cards API
The CashCards API from Northmill — 2 operation(s) for cashcards.
Northmill Cashier Users API
The CashierUsers API from Northmill — 2 operation(s) for cashierusers.
Northmill Customers API
The Customers API from Northmill — 8 operation(s) for customers.
Northmill Groups API
The Groups API from Northmill — 4 operation(s) for groups.
Northmill Health API
The Health API from Northmill — 1 operation(s) for health.
Northmill Locations API
The Locations API from Northmill — 4 operation(s) for locations.
Northmill Online Solutions API
The OnlineSolutions API from Northmill — 10 operation(s) for onlinesolutions.
Northmill Orders API
The Orders API from Northmill — 6 operation(s) for orders.
Northmill Orders V3 API
The OrdersV3 API from Northmill — 6 operation(s) for ordersv3.
Northmill Receipts API
The Receipts API from Northmill — 4 operation(s) for receipts.
Northmill Sales API
The Sales API from Northmill — 2 operation(s) for sales.
Northmill Settings API
The Settings API from Northmill — 4 operation(s) for settings.
Northmill Sms API
The Sms API from Northmill — 2 operation(s) for sms.
Northmill Stores API
The Stores API from Northmill — 2 operation(s) for stores.
Northmill Suppliers API
The Suppliers API from Northmill — 4 operation(s) for suppliers.
Northmill Ticket Orders API
The TicketOrders API from Northmill — 6 operation(s) for ticketorders.
Northmill Vouchers API
The Vouchers API from Northmill — 4 operation(s) for vouchers.
Northmill Web Hook Categories API
The WebHookCategories API from Northmill — 2 operation(s) for webhookcategories.
Northmill Web Hooks API
The WebHooks API from Northmill — 4 operation(s) for webhooks.
Northmill Account Codes API
The Account Codes API from Northmill — 4 operation(s) for account codes.
Northmill Service Orders API
The Service Orders API from Northmill — 4 operation(s) for service orders.
Scroll for all 31
Agent Skills 3
Packaged agent skills for driving this provider's APIs from an AI assistant.
northmill-order-lifecycle
AGENT SKILLnorthmill-subscribe-to-receipts
AGENT SKILLnorthmill-sync-catalog-and-stock
AGENT SKILLNorthmill API pricing
Prices published by Northmill, read 2026-10-28 from www.northmill.com/se/foretag/vara-priser/.
| Plan | Price |
|---|---|
| Grundpaket (Företagskonto, bankgironummer och 1 användare) | 139 kr Includes: Företagskonto, bankgironummer och 1 användare |
| Grundpaket - årsbetalning | 1 188 kr (99 kr/månad) |
| Extra företagskonto | 199 kr |
| Extra kort | 29 kr Includes: Första kortet ingår |
| Företagskort - valutapåslag | 2 % |
| Företagskort - ränta vid delbetalning | 21,9 % |
| Administrativ avgift (endast vid utnyttjad kredit) | 29 kr/ mån |
| Ersättningskort | 200 kr |
All 25 plans, limits and sources →
Billed by: ränta · FinOps profile →
Pricing Plans 1
Published pricing tiers and plan structures.
Rate Limits 1
Documented rate limits and quota policies.
Northmill Rate Limits
RATE LIMITSService Levels 1
Uptime the provider promises or reports, as SLA4OAI. Read from its own pages; APIs.io runs no monitors.
Northmill
SLAFinOps 1
Cost, billing, and metering signals for API financial operations.
Northmill Finops
FINOPSEvent Specifications 1
AsyncAPI definitions for this provider's event-driven and streaming APIs.
Northmill Flo Webhooks
ASYNCAPISpectral Rules 1
Spectral governance rulesets for linting and validating these APIs.
Northmill API Rules
SPECTRALOpenAPI Overlays 1
Overlays applied on top of this provider's contracts. Each card says who wrote it: a document the provider publishes, or one API Evangelist derived or generated.
Northmill Flo Api Overlay
DERIVEDSecurity Posture 3
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Resources
Get Started 2
Portal, sign-up, and the first successful call
Documentation 2
Reference material describing how the API behaves
Agent Surfaces 4
MCP servers, agent skills, and machine-readable catalogs
Design & Contract 4
Pagination, idempotency, versioning, errors, and events
Build 1
SDKs, sample code, and the tooling you integrate with
Access & Security 6
Authentication, authorization, and security posture
Operate 5
Status, limits, changes, and where to get help
Commercial 4
Pricing, plans, and the legal terms of use
Company 2
The organization behind the API
Other 2
Properties that don't map to a standard resource type
Source (apis.yml)
Northmill API — frequently asked questions
Does Northmill have an API?
Yes. APIs.io lists 31 APIs from Northmill, including Northmill Bank Open Banking API for TPPs, Northmill Accounting Settings API and Northmill Articles API, and 28 more.
Is there an OpenAPI specification for the Northmill API?
Yes. APIs.io indexes 30 OpenAPI specifications for Northmill, each linked for download from this page.
How do I authenticate with the Northmill API?
Northmill uses bearer-token authentication (http · 2 schemes). The details are profiled on APIs.io as Northmill Authentication.
How much does the Northmill API cost?
Northmill publishes its prices; its Grundpaket (Företagskonto, bankgironummer och 1 användare) plan is 139 kr as of 2026-10-28. APIs.io lists 25 pricing plans for Northmill, with each plan's price, limits and inclusions under Pricing on this page.
Is the Northmill API ready for AI agents?
Northmill has a Kin Score of 57.5 out of 100 (strong) and an Agent Readiness score of 23.7 (agent-aware), scored by API Evangelist on 2026-11-06.
Work with this as data
Every provider here is available over the APIs.io API and to AI agents over MCP.