Billie website screenshot

Billie

Billie is a Berlin-based B2B "buy now, pay later" (BNPL) payment provider that lets merchants offer business buyers invoice purchase, pay-after-delivery, and installment terms at checkout while Billie assumes the credit and fraud risk and pays the merchant out. Its Payment API v2 (paella.billie.io) uses OAuth 2.0 client-credentials and covers checkout sessions, a hosted payment page, direct backend order creation, order management, captures (invoicing), payment confirmation, refunds/credit notes, and a webhook event surface. Billie also ships an embeddable checkout widget, a PHP SDK, e-commerce plugins (Shopware, Magento, WooCommerce, JTL), and partner routes via Klarna, Mollie, Adyen, Stripe, and Kustom. Backed by Creandum and Speedinvest.

Billie publishes 5 API contracts indexed on the APIs.io network, including Authentication API, Back-end Order Creation API, Captures API, and 2 more. Tagged areas include Company, Fintech, Payments, Buy Now Pay Later, and B2B.

The Billie catalog on APIs.io includes 1 event-driven AsyncAPI specification, 1 JSON-LD context, and 1 Spectral governance ruleset.

Billie’s developer surface includes documentation, API reference, getting-started guide, authentication, sandbox, support, engineering blog, and 34 more developer resources.

49.4/100 developing ▬ flat Agent 30/100 agent ready Front door AI 1/6 silent Heartbeat 0/100 dormant saas Full breakdown ↓
scored 2026-11-02 · rubric v0.26.0 · Show this score on your site →
AccessSelf serve
1 published contract 3 Agent Skills
CompanyFintechPaymentsBuy Now Pay LaterB2BInvoicingCheckoutGermany

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-11-02 · rubric v0.26.0
Regulatory Posture applies to this provider. Its tags matched the Payments regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.
Create-or-Update Ergonomics applies to this provider. This API accepts writes, so it carries 10 points of the composite. It is scored from the published contracts themselves: whether a caller can create-or-update in one call, whether the write accepts a key the caller already holds, and whether the response says which branch ran. Without that, every write needs a search-and-branch in front of it, and the first time that check is skipped a duplicate record is created. Scored against the observed mean rather than raw — a provider at the catalog average is unchanged by this facet, not penalised by it.
The six quality facets above are damped to 75 points between them, because the conditional facet above carries the other 25. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 75% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.
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Agent readiness — checks not met, largest first (exact, from this profile):
  • MCP Server +12 pts — deployment.mode + probe verdict on the mcp/ manifest, not the pointer; an unprobed slug falls back to authorship
  • Idempotency +9 pts — OpenAPI mutating operations declare an idempotency key — a header, a request-body property, or a named de-duplication token whose own description says so (verified); else common[].type matches /idempoten/i (documented)
  • A2A Agent Card +8 pts — a2a/-a2a.yml manifest, graded on conformance.grade against A2A 1.0.0
  • Rate-Limit Signaling +7 pts — OpenAPI responses document X-RateLimit-* / RateLimit headers (verified), else a rate_limits artifact or RateLimits link (documented)
  • Registration Without a Human +6 pts — a `registration_endpoint` in the served RFC 8414 / OIDC discovery document
  • Delegated User Identity +6 pts — a served discovery document listing authorization_code in grant_types_supported (served), else an oauth2 authorizationCode flow or openIdConnect declared in an OpenAPI (documented)
6 more unmet checks in the Agent Readiness table above.
Kin Score — facets with the most composite points still available (weight × headroom):
Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/billie/apis.yml: open an issue on github.com/api-evangelist/billie to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Markets this provider is in provisional

The Kin Score Market layer reads a provider inside its market: its position, and how deep its integrations go. Depth is only comparable within a position. Provisional and unweighted: not part of the Kin Score or agent readiness.

Registered MCP server and declares compatibility are report only — not weighted. Undeclared means we found nothing we can read, so there is no number: we never infer integrations.

Standards implemented 2

Standards this provider implements or carries. De facto ones are profiled and measured by the API Commons; formal ones come from the standards directory and are linked by the provider's own tags. The evidence column says how each claim was established — not that it was made.

measured — observed by APIs.io (published)
measured — observed by APIs.io (declared)

APIs 5

Individual APIs this provider publishes, each with its own machine-readable definition.

Billie Authentication API

This API uses OAuth 2.0 for secure authentication. Different keys are used for the `sandbox` and `production` environments. Both systems operate completely independent, however ...

Billie Back-end Order Creation API

The Back-end Order Creation API from Billie — 2 operation(s) for back-end order creation.

Billie Captures API

The Captures API from Billie — 5 operation(s) for captures.

Billie Front-end Order Creation API

## To integrate the Billie checkout widget, the following steps are required: 1. Add the Billie checkout widget bundle to your checkout page 2. Provide config data _(with the `s...

Billie Order Management API

The Order Management API from Billie — 2 operation(s) for order management.

Agent Skills 3

Packaged agent skills for driving this provider's APIs from an AI assistant.

Event Specifications 1

AsyncAPI definitions for this provider's event-driven and streaming APIs.

Billie Webhooks

ASYNCAPI

Semantic Vocabularies 1

JSON-LD contexts and semantic vocabularies used across these APIs.

Billie Context

34 classes · 106 properties

JSON-LD

Spectral Rules 1

Spectral governance rulesets for linting and validating these APIs.

Billie API Rules

15 rules · 11 errors 1 warnings 3 info

SPECTRAL

JSON Schema 6

Standalone JSON Schema definitions for this provider's data models.

Order Creation Request

9 properties

JSON SCHEMA

Get Invoice Response

13 properties

JSON SCHEMA

Hpp Checkout Session Create Request

11 properties

JSON SCHEMA

Hpp Checkout Session Create Request

11 properties

JSON SCHEMA

Hpp Checkout Session Create Request

11 properties

JSON SCHEMA

Order Entity

13 properties

JSON SCHEMA

Security Posture 3

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Billie Authentication

oauth2 · 1 scheme

SECURITY

Billie Domain Security

TLSv1.2 · HSTS · DMARC

SECURITY

Billie Vulnerability Disclosure

security.txt · contact published

SECURITY

Scopes 1

OAuth scopes governing access to this provider's APIs.

Billie Scopes

1 scope · password

1 scopes

SCOPES

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Billie Agentic Access

18 operations · 13 acting · 1 human-in-the-loop

18 operations · 13 acting

AGENTIC

Resources

Get Started 5

Portal, sign-up, and the first successful call

Documentation 2

Reference material describing how the API behaves

Agent Surfaces 5

MCP servers, agent skills, and machine-readable catalogs

Design & Contract 10

Pagination, idempotency, versioning, errors, and events

Scroll for all 10

Build 4

SDKs, sample code, and the tooling you integrate with

Access & Security 6

Authentication, authorization, and security posture

Operate 3

Status, limits, changes, and where to get help

Commercial 1

Pricing, plans, and the legal terms of use

Company 2

The organization behind the API

Other 3

Properties that don't map to a standard resource type

Source (apis.yml)

apis.yml Raw ↑
aid: billie
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  gated: none
  gated_source:
  - onboarding
  label: Self-serve signup
  confidence: medium
  source:
  - authentication
  - security
  - sandbox
  generated: '2026-11-02'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/billie.png
name: Billie
description: Billie is a Berlin-based B2B "buy now, pay later" (BNPL) payment provider that lets merchants offer business
  buyers invoice purchase, pay-after-delivery, and installment terms at checkout while Billie assumes the credit and fraud
  risk and pays the merchant out. Its Payment API v2 (paella.billie.io) uses OAuth 2.0 client-credentials and covers checkout
  sessions, a hosted payment page, direct backend order creation, order management, captures (invoicing), payment confirmation,
  refunds/credit notes, and a webhook event surface. Billie also ships an embeddable checkout widget, a PHP SDK, e-commerce
  plugins (Shopware, Magento, WooCommerce, JTL), and partner routes via Klarna, Mollie, Adyen, Stripe, and Kustom. Backed
  by Creandum and Speedinvest.
url: https://raw.githubusercontent.com/api-evangelist/billie/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- creandum
- speedinvest
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-18'
x-docs-platform: readme
x-docs-platform-confidence: high
x-docs-platform-checked: 2026-09-20
tags:
- Company
- Fintech
- Payments
- Buy Now Pay Later
- B2B
- Invoicing
- Checkout
- Germany
tags_raw:
- Company
- Fintech
- Payments
- BNPL
- Buy Now Pay Later
- B2B
- Invoicing
- Checkout
- Germany
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: AgenticAccess
  url: agentic-access/billie-agentic-access.yml
- type: Spectral
  url: rules/billie-rules.yml
- type: JSONLD
  url: json-ld/billie-context.jsonld
- type: Vocabulary
  url: vocabulary/billie-vocabulary.yml
- type: Hosts
  url: hosts/billie-hosts.yml
- type: Vendors
  url: vendors/billie-vendors.yml
- type: OAuthScopes
  url: scopes/billie-scopes.yml
- type: VulnerabilityDisclosure
  url: security/billie-vulnerability-disclosure.yml
- type: Security
  url: https://billie.io/coordinated-vulnerability-disclosure-policy
- type: DomainSecurity
  url: security/billie-domain-security.yml
- type: Website
  url: https://www.billie.io/
- type: DeveloperPortal
  url: https://docs.billie.io/
- type: Documentation
  url: https://docs.billie.io/
- type: APIReference
  url: https://docs.billie.io/reference/integration-checklist
- type: GettingStarted
  url: https://docs.billie.io/docs/get-started-with-billies-api-integration
- type: Authentication
  url: authentication/billie-authentication.yml
- type: SDKs
  url: packages/billie-packages.yml
- type: Packages
  url: packages/billie-packages.yml
- type: Sandbox
  url: sandbox/billie-sandbox.yml
- type: Webhooks
  url: asyncapi/billie-webhooks.yml
- type: X-MCPServerCandidate
  url: mcp/billie-mcp.yml
  note: 'Renamed from MCPServer 2026-09-03 (roadmap#247): the manifest self-describes as status: candidate — a tool list derived
    from the published API contracts, not an existing server. The scorer already read the manifest and reported mcp_server
    correctly; the MCPServer type was crediting the artifact-type surfaces with a server that does not exist.'
- type: AgentSkill
  url: skills/_index.yml
- type: LLMsTxt
  url: llms/billie-llms.txt
- type: WellKnown
  url: well-known/billie-well-known.yml
- type: SecurityTxt
  url: well-known/billie-security.txt
- type: Conventions
  url: conventions/billie-conventions.yml
- type: DeclineCodes
  url: errors/billie-decline-codes.yml
- type: ErrorCatalog
  url: errors/billie-problem-types.yml
- type: Lifecycle
  url: lifecycle/billie-lifecycle.yml
- type: StatusPage
  url: https://status.billie.io/
- type: Conformance
  url: conformance/billie-conformance.yml
- type: DataModel
  url: data-model/billie-data-model.yml
- type: Components
  url: components/billie-components.yml
- type: Support
  url: https://help.billie.io/merchant/s/
- type: HelpCenter
  url: https://help.billie.io/merchant/s/
- type: Blog
  url: https://www.billie.io/blog
- type: GitHubOrganization
  url: https://github.com/ozean12
- type: SignUp
  url: https://dashboard.billie.io/public/registration
- type: Login
  url: https://dashboard.billie.io/public/login
- type: PrivacyPolicy
  url: https://www.billie.io/datenschutz
- type: Imprint
  url: https://www.billie.io/impressum
apis:
- aid: billie:billie-authentication-api
  name: Billie Authentication API
  description: "This API uses OAuth 2.0 for secure authentication. \n\nDifferent keys are used for the `sandbox` and `production`\
    \ environments. Both systems operate completely independent, however both show largely \nthe same response behaviour.\
    \ The major difference is that sandbox does not trigger any payment events (payout to merchant, repayment \nby debtors,\
    \ etc.). To obtain your credentials for both environments please contact Billie's merchant integration support \nvia telephone\
    \ ( [+49-30-120872485](tel:+4930120872485) ) or email ( pad@billie.io ).\n\nThis authentication mechanism is based on\
    \ the OAuth 2.0 protocol and requires a Client ID and a Client Secret Key (client credentials).\n\nBefore triggering any\
    \ API call, a so called JSON web token (JWT) must be requested through the `oauth/token` endpoint described below\nby\
    \ using your client credentials.\nIn all following requests / API calls, this JWT token is used for authorization and\
    \ must be passed as type \"Bearer\" token \nin the Authorization header. Example: `Authorization: Bearer eyJhbGciOiJIUzI...`\n\
    \nRenewal of the bearer token / JWT:\n\nEvery token expires automatically after 8 hours. After expiration of an existing\
    \ token a new token must be requested through the \n`POST oauth/token` endpoint. Implementation best practice is to always\
    \ try sending API calls first with the previously stored token. \nSending API calls with an expired token will be answered\
    \ with an `HTTP 401` (Unauthorized request or invalid credentials) response.\n\nAfter receiving the `401` error you will\
    \ simply need to request a new token by triggering again the `oauth/token` endpoint. \nAfter receiving the new valid token,\
    \ resend the previously failed API call. This procedure allows for optimal API interaction, \nensures reduced system load\
    \ on both ends, and is easy to implement as you don't need to keep track of token expiration times.\n\nThere is another\
    \ endpoint available for checking if a token is still valid or not: `GET oauth/token`."
  humanURL: https://docs.billie.io/reference/integration-checklist
  baseURL: https://paella.billie.io/api/v2
  tags:
  - Authentication
  properties:
  - type: OpenAPI
    url: openapi/billie-authentication-api-openapi.yml
  - type: Documentation
    url: https://docs.billie.io/
  - type: APIReference
    url: https://docs.billie.io/reference/integration-checklist
  - type: Authentication
    url: authentication/billie-authentication.yml
  - type: Webhooks
    url: asyncapi/billie-webhooks.yml
  - type: Sandbox
    url: sandbox/billie-sandbox.yml
  - type: DeclineCodes
    url: errors/billie-decline-codes.yml
  - type: ErrorCatalog
    url: errors/billie-problem-types.yml
  - type: Conventions
    url: conventions/billie-conventions.yml
  - type: Lifecycle
    url: lifecycle/billie-lifecycle.yml
  - type: Conformance
    url: conformance/billie-conformance.yml
  - type: DataModel
    url: data-model/billie-data-model.yml
  - type: X-MCPServerCandidate
    url: mcp/billie-mcp.yml
  - type: JSONSchema
    url: json-schema/billie-hpp-checkout-session-ecommerce-schema.json
  - type: JSONSchema
    url: json-schema/billie-hpp-checkout-session-telesales-schema.json
  - type: JSONSchema
    url: json-schema/billie-hpp-checkout-session-instore-schema.json
  - type: JSONSchema
    url: json-schema/billie-get-invoice-response-schema.json
  - type: JSONSchema
    url: json-schema/billie-order-schema.json
  - type: JSONSchema
    url: json-schema/billie-create-order-request-schema.json
- aid: billie:billie-back-end-order-creation-api
  name: Billie Back-end Order Creation API
  description: The Back-end Order Creation API from Billie — 2 operation(s) for back-end order creation.
  humanURL: https://docs.billie.io/reference/integration-checklist
  baseURL: https://paella.billie.io/api/v2
  tags:
  - Back-end Order Creation
  properties:
  - type: OpenAPI
    url: openapi/billie-back-end-order-creation-api-openapi.yml
  - type: Documentation
    url: https://docs.billie.io/
  - type: APIReference
    url: https://docs.billie.io/reference/integration-checklist
  - type: Authentication
    url: authentication/billie-authentication.yml
  - type: Webhooks
    url: asyncapi/billie-webhooks.yml
  - type: Sandbox
    url: sandbox/billie-sandbox.yml
  - type: DeclineCodes
    url: errors/billie-decline-codes.yml
  - type: ErrorCatalog
    url: errors/billie-problem-types.yml
  - type: Conventions
    url: conventions/billie-conventions.yml
  - type: Lifecycle
    url: lifecycle/billie-lifecycle.yml
  - type: Conformance
    url: conformance/billie-conformance.yml
  - type: DataModel
    url: data-model/billie-data-model.yml
  - type: X-MCPServerCandidate
    url: mcp/billie-mcp.yml
  - type: JSONSchema
    url: json-schema/billie-hpp-checkout-session-ecommerce-schema.json
  - type: JSONSchema
    url: json-schema/billie-hpp-checkout-session-telesales-schema.json
  - type: JSONSchema
    url: json-schema/billie-hpp-checkout-session-instore-schema.json
  - type: JSONSchema
    url: json-schema/billie-get-invoice-response-schema.json
  - type: JSONSchema
    url: json-schema/billie-order-schema.json
  - type: JSONSchema
    url: json-schema/billie-create-order-request-schema.json
- aid: billie:billie-captures-api
  name: Billie Captures API
  description: The Captures API from Billie — 5 operation(s) for captures.
  humanURL: https://docs.billie.io/reference/integration-checklist
  baseURL: https://paella.billie.io/api/v2
  tags:
  - Capture
  tags_raw:
  - Captures
  properties:
  - type: OpenAPI
    url: openapi/billie-captures-api-openapi.yml
  - type: Documentation
    url: https://docs.billie.io/
  - type: APIReference
    url: https://docs.billie.io/reference/integration-checklist
  - type: Authentication
    url: authentication/billie-authentication.yml
  - type: Webhooks
    url: asyncapi/billie-webhooks.yml
  - type: Sandbox
    url: sandbox/billie-sandbox.yml
  - type: DeclineCodes
    url: errors/billie-decline-codes.yml
  - type: ErrorCatalog
    url: errors/billie-problem-types.yml
  - type: Conventions
    url: conventions/billie-conventions.yml
  - type: Lifecycle
    url: lifecycle/billie-lifecycle.yml
  - type: Conformance
    url: conformance/billie-conformance.yml
  - type: DataModel
    url: data-model/billie-data-model.yml
  - type: X-MCPServerCandidate
    url: mcp/billie-mcp.yml
  - type: JSONSchema
    url: json-schema/billie-hpp-checkout-session-ecommerce-schema.json
  - type: JSONSchema
    url: json-schema/billie-hpp-checkout-session-telesales-schema.json
  - type: JSONSchema
    url: json-schema/billie-hpp-checkout-session-instore-schema.json
  - type: JSONSchema
    url: json-schema/billie-get-invoice-response-schema.json
  - type: JSONSchema
    url: json-schema/billie-order-schema.json
  - type: JSONSchema
    url: json-schema/billie-create-order-request-schema.json
- aid: billie:billie-front-end-order-creation-api
  name: Billie Front-end Order Creation API
  description: "## To integrate the Billie checkout widget, the following steps are required:\n\n1. Add the Billie checkout\
    \ widget bundle to your checkout page\n2. Provide config data _(with the `session_id` from the server-side integration)_\n\
    3. Provide order details and call the mount method\n4. Handle the widget responses\n\n<br>\n\n<strong>This section provides\
    \ a step-by-step guide of the setup process.</strong>\n\n<br>\n\n### 1. Include Billie Checkout Widget Bundle into your\
    \ Checkout Page\n\nOn the checkout page, the following code snippet must be included:\n\n```html\n<script>\nvar bcwSrc\
    \ = 'https://static-paella-sandbox.billie.io/checkout/billie-checkout.js';\n(function(w,d,s,o,f,js,fjs){\n    w['BillieCheckoutWidget']=o;w[o]=w[o]||function(){(w[o].q=w[o].q||[]).push(arguments)};\n\
    \    w.billieSrc=f;js=d.createElement(s);fjs=d.getElementsByTagName(s)[0];js.id=o;\n    js.src=f;js.charset='utf-8';js.async=1;fjs.parentNode.insertBefore(js,fjs);bcw('init');\n\
    }(window,document,'script','bcw', bcwSrc));\n</script>\n```\n\nThe URL contained in `bcwSrc` specifies whether you are\
    \ using the Sandbox or Production environment:\n\nSandbox: <https://static-paella-sandbox.billie.io/checkout/billie-checkout.js>\n\
    \nProduction: <https://static.billie.io/checkout/billie-checkout.js>\n\nThe code snippet above injects our checkout script\
    \ into the `head` of the webshop. This will download our widget bundle code and enable function calls to interact with\
    \ the widget.\n\nIt is **strongly recommended** to add this code snippet as high as possible in the document head to ensure\
    \ that the widget download completes as soon as possible, providing a smooth user experience.\n\n<br>\n\n### 2. Provide\
    \ Config Data\n\nDuring initialization of the widget, the `session_id` is required. This can be obtained by calling [Checkout\
    \ Session Create](#operation/checkout_session_create) from your backend and exposing it to the frontend. The `session_id`\
    \ will be unique per order.\n\n```html\n<script>\nconst billie_config_data = {\n    'session_id': ':YOUR_SESSION_ID',\n\
    \    'merchant_name': ':YOUR_NAME'\n}\n</script>\n```\n\nThe `session_id` is needed to approve the order and should be\
    \ known before mounting the widget.\n\nIdeally, if you are using server-side rendering, this piece of code should be inserted\
    \ into the document head with prefilled values. Otherwise please ensure there is an [XHR request](https://developer.mozilla.org/en-US/docs/Web/API/XMLHttpRequest/Using_XMLHttpRequest)\
    \ as early as possible to your backend to retrieve the `session_id`.\n\nFor a guideline how to present Billie as payment\
    \ method please refer to the [Checkout Design Guide](https://docs.billie.io/reference/billie-payment-brand-guide).\n\n\
    <br>\n\n### 3. Provide Order Details and Call Mount Method\n\nOnce the user reviews their checkout basket and is ready\
    \ to pay, they can click on the **Pay with Billie** button. When this happens, Billie expects the `mount` method to be\
    \ called. If you want to offer payments with direct debit you can pass an **optional** `billie_widget_options` object\
    \ containing `payment_method`. The easiest integration option is to inline the function call directly on the button, for\
    \ example:\n\n```html\n<script>\nfunction payWithBillie() {\n    // prepare / get all the data and assign it to billie_order_data,\
    \ please refer to 3a section\n    BillieCheckoutWidget.mount({\n    billie_config_data: billie_config_data, \n    billie_order_data:\
    \ billie_order_data,\n\n    // not required additional options, please refer to 3c section\n    billie_widget_options:\
    \ {\n        payment_method: payment_method\n    }\n    })\n    .then(function success(ao) {\n    // code to execute when\
    \ approved order\n    // console.log('Approved order', ao);\n    })\n    .catch(function failure(err) {\n    // code to\
    \ execute when there is an error or when order is rejected\n    // console.log('Error occurred', err);\n    });\n}\n</script>\n\
    <button onclick=\"payWithBillie()\"> Pay with Billie </button>\n```\n\n`BillieCheckoutWidget` is a JavaScript promise\
    \ which can accept optional `then` and `catch` methods. They can be added if the webshop needs to perform an action based\
    \ on the outcome of the order authorization.\n\nThe `then` block will receive as a parameter the object with the authorized\
    \ order details.\n\nThe `catch` block will receive the error object with reasons why the order creation was rejected.\n\
    \n#### 3.a Mount Method Parameters\n\n`BillieCheckoutWidget.mount` expects three parameters:\n\n- `billie_config_data`\
    \ is the object received in step two which includes the `session_id` and `merchant_name`\n- `billie_order_data`  is a\
    \ collection of order data from the user\n- `billie_widget_options` **[optional]** is an object which includes `payment_method`\n\
    \n#### 3.b Order Data Object\n\nThe order data object must contain all information about an order, in the following format\
    \ (required values are marked with a \\*):\n\n- `amount` [object]\\*\n  - `gross` [float]\\* `> 0`\n  - `tax` [float]\\\
    * `>= 0`\n  - `net` [float]\\* `> 0`\n- `duration` [integer]\\* `[7...120]`\n- `delivery_address` [object]\\*\n  - `street`\
    \ [string]\\* `<= 255 characters`\n  - `house_number`  _[string]_ `<= 255 characters`\n  - `addition` _[string]_ `<= 255\
    \ characters`\n  - `city` [string]\\* `<= 255 characters`\n  - `postal_code` [string]\\* \n  - `country` [string]\\* `2\
    \ characters` `^[A-Za-z]{2}$`\n- `debtor_company` [object]\\*\n  - `name` [string]\\* `<= 255 characters`\n  - `established_customer`\
    \ _[boolean]_ \n  - `address_street` [string]\\* `<= 255 characters`\n  - `address_house_number` [string]\\* `<= 255 characters`\n\
    \  - `address_addition` _[string]_  `<= 255 characters`\n  - `address_city` [string]\\* `<= 255 characters`\n  - `address_postal_code`\
    \ [string]\\* `5 characters` `^[0-9]{5}$`\n  - `address_country` [string]\\* `2 characters` `^[A-Za-z]{2}$`\n- `debtor_person`\
    \  [object]\\*\n  - `salutation` [string] `1 character` `[\"m\" / \"f\"]`\n  - `first_name` _[string]_ `<= 255 characters`\n\
    \  - `last_name` _[string]_ `<= 255 characters`\n  - `phone_number` _[string]_ `>= 5 characters`, `<= 20 characters` `^(\\\
    +|\\d|\\()[ \\-\\/0-9()]{5,20}$`\n  - `email` [string]\\* `<= 255 characters` `valid email`\n- `line_items` [array of\
    \ objects]\\*\n  - `external_id` _[string]_ `<= 255 characters`\n  - `title` [string]\\* `<= 255 characters`\n  - `description`\
    \ _[string]_ `<= 255 characters`\n  - `quantity` [integer]\\* `>= 1`\n  - `category` _[string]_ `<= 255 characters`\n\
    \  - `brand` _[string]_ `<= 255 characters`\n  - `gtin` _[string]_ `<= 255 characters`\n  - `mpn` _[string]_ `<= 255 characters`\n\
    \  - `amount` [object]\\*\n    - `gross` [float]\\* `> 0`\n    - `tax` [float]\\* `>= 0`\n    - `net` [float]\\* `> 0`\n\
    \nBelow you can find an example of `orderData` object in javascript:\n\n```javascript\nconst billie_order_data = {\n\"\
    amount\": { \"net\": 100, \"gross\": 100, \"tax\": 0 },\n\"comment\": \"string\",\n\"duration\": 30,\n\"delivery_address\"\
    : {\n    \"house_number\": \"string\",\n    \"street\": \"string\",\n    \"city\": \"string\",\n    \"postal_code\": \"\
    10000\",\n    \"country\": \"DE\",\n    \"addition\": \"string\"\n},\n\"debtor_company\": {\n    \"name\": \"string\"\
    ,\n    \"established_customer\": false,\n    \"address_house_number\": \"string\",\n    \"address_street\": \"string\"\
    ,\n    \"address_city\": \"string\",\n    \"address_postal_code\": \"10000\",\n    \"address_country\": \"DE\",\n    \"\
    address_addition\": \"string\"\n},\n\"debtor_person\": {\n    \"salutation\": \"m\",\n    \"first_name\": \"string\",\n\
    \    \"last_name\": \"string\",\n    \"phone_number\": \"030 31199251\",\n    \"email\": \"james.smith@example.com\"\n\
    },\n\"line_items\": [\n    {\n    \"external_id\": \"string\",\n    \"title\": \"string\",\n    \"description\": \"string\"\
    ,\n    \"quantity\": 1,\n    \"category\": \"string\",\n    \"brand\": \"string\",\n    \"gtin\": \"string\",\n    \"\
    mpn\": \"string\",\n    \"amount\": { \"net\": 100, \"gross\": 100, \"tax\": 0 },\n    }\n    // , ...\n]\n};\n```\n\n\
    #### 3.c Widget Options\n\nAn **optional** collection of additional options to pass to the widget\n\n- `payment_method`\
    \ **[string]**  \n      Enum: `invoice` `direct_debit`  \n      Default: `invoice`\n\n<br>\n\n### 4. Handle Widget Responses\n\
    \nWhen submitted, the checkout widget will evaluate if an order with the given data can be accepted. \n\n- If an order\
    \ cannot be accepted, the widget will return the state `declined` with a specified `decline_reason`\n- If an order can\
    \ be accepted immediately the widget will return the state `authorized`. \n- It is also possible that some additional\
    \ checks need to be conducted by Billie in order to accept the order. In this case the widget will return the state `pre_waiting`.\
    \ \n\nIn both `authorized` and `pre_waiting` states the `checkout-session-confirm` call must be used to confirm the order\
    \ creation. \n\n#### Response\n\nAfter submitting the widget, following data will be returned to either `then` or `catch`\
    \ block:\n\n- `state` **[string]** `<= 255 characters`  \n      Enum: `authorized` `declined` `pre_waiting`\n- `decline_reason`\
    \ **[string]** `<= 255 characters`  \n      Enum: `validation_error` `risk_policy` `debtor_not_identified` `debtor_address`\
    \ `risk_scoring_failed` `debtor_limit_exceeded` `unknown_error`\n- `validation_error_source` **[string]**  `<= 255 characters`\n\
    - `debtor_company` **[object]**  \n- `name` **[string]** `<= 255 characters`\n- `address_street` **[string]** `<= 255\
    \ characters`\n- `address_house_number` **[string]** `<= 255 characters`\n- `address_city` **[string]** `<= 255 characters`\n\
    - `address_postal_code` **[string]** `5 characters` `^[0-9]{5}$`\n- `address_country` **[string]** `2 characters` `^[A-Za-z]{2}$`\n\
    \n_**Special note**_  \n\n- `decline_reason` will be set only when `state` value is `declined`\n- `validation_error_source`\
    \ will be set only when `decline_reason` value is `validation_error`. We will fill this property with information to help\
    \ you find which fields are failing validation checks."
  humanURL: https://docs.billie.io/reference/integration-checklist
  baseURL: https://paella.billie.io/api/v2
  tags:
  - Front-end Order Creation
  properties:
  - type: OpenAPI
    url: openapi/billie-front-end-order-creation-api-openapi.yml
  - type: Documentation
    url: https://docs.billie.io/
  - type: APIReference
    url: https://docs.billie.io/reference/integration-checklist
  - type: Authentication
    url: authentication/billie-authentication.yml
  - type: Webhooks
    url: asyncapi/billie-webhooks.yml
  - type: Sandbox
    url: sandbox/billie-sandbox.yml
  - type: DeclineCodes
    url: errors/billie-decline-codes.yml
  - type: ErrorCatalog
    url: errors/billie-problem-types.yml
  - type: Conventions
    url: conventions/billie-conventions.yml
  - type: Lifecycle
    url: lifecycle/billie-lifecycle.yml
  - type: Conformance
    url: conformance/billie-conformance.yml
  - type: DataModel
    url: data-model/billie-data-model.yml
  - type: X-MCPServerCandidate
    url: mcp/billie-mcp.yml
  - type: JSONSchema
    url: json-schema/billie-hpp-checkout-session-ecommerce-schema.json
  - type: JSONSchema
    url: json-schema/billie-hpp-checkout-session-telesales-schema.json
  - type: JSONSchema
    url: json-schema/billie-hpp-checkout-session-instore-schema.json
  - type: JSONSchema
    url: json-schema/billie-get-invoice-response-schema.json
  - type: JSONSchema
    url: json-schema/billie-order-schema.json
  - type: JSONSchema
    url: json-schema/billie-create-order-request-schema.json
- aid: billie:billie-order-management-api
  name: Billie Order Management API
  description: The Order Management API from Billie — 2 operation(s) for order management.
  humanURL: https://docs.billie.io/reference/integration-checklist
  baseURL: https://paella.billie.io/api/v2
  tags:
  - Order Management
  properties:
  - type: OpenAPI
    url: openapi/billie-order-management-api-openapi.yml
  - type: Documentation
    url: https://docs.billie.io/
  - type: APIReference
    url: https://docs.billie.io/reference/integration-checklist
  - type: Authentication
    url: authentication/billie-authentication.yml
  - type: Webhooks
    url: asyncapi/billie-webhooks.yml
  - type: Sandbox
    url: sandbox/billie-sandbox.yml
  - type: DeclineCodes
    url: errors/billie-decline-codes.yml
  - type: ErrorCatalog
    url: errors/billie-problem-types.yml
  - type: Conventions
    url: conventions/billie-conventions.yml
  - type: Lifecycle
    url: lifecycle/billie-lifecycle.yml
  - type: Conformance
    url: conformance/billie-conformance.yml
  - type: DataModel
    url: data-model/billie-data-model.yml
  - type: X-MCPServerCandidate
    url: mcp/billie-mcp.yml
  - type: JSONSchema
    url: json-schema/billie-hpp-checkout-session-ecommerce-schema.json
  - type: JSONSchema
    url: json-schema/billie-hpp-checkout-session-telesales-schema.json
  - type: JSONSchema
    url: json-schema/billie-hpp-checkout-session-instore-schema.json
  - type: JSONSchema
    url: json-schema/billie-get-invoice-response-schema.json
  - type: JSONSchema
    url: json-schema/billie-order-schema.json
  - type: JSONSchema
    url: json-schema/billie-create-order-request-schema.json
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence
x-readme-harvest:
  date: '2026-10-14'
  ops: 18
  tool: harvest-readme-openapi.py
  portal: https://docs.billie.io

Billie API — frequently asked questions

Does Billie have an API?

Yes. APIs.io lists 5 APIs from Billie, including Billie Authentication API, Billie Back-end Order Creation API and Billie Captures API, and 2 more.

Is there an OpenAPI specification for the Billie API?

Yes. APIs.io indexes 5 OpenAPI specifications for Billie, each linked for download from this page.

How do I authenticate with the Billie API?

Billie uses bearer-token authentication (oauth2 · 1 scheme). The details are profiled on APIs.io as Billie Authentication.

Is the Billie API ready for AI agents?

Billie has a Kin Score of 49.4 out of 100 (developing) and an Agent Readiness score of 30.0 (agent-ready), scored by API Evangelist on 2026-11-02.

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