Baubap

Baubap is a Mexican fintech offering instant personal microloans through an Android mobile app. Founded in 2018 in Mexico City by Roberto Salcedo and Luis Villarreal, it grants loans from $500 to roughly $9,000 MXN in minutes with no credit-bureau check and no income verification, using its own AI/ML-based alternative-scoring model to serve underbanked and no-credit-history borrowers. On-time repayment unlocks progressively larger amounts and helps users build a positive credit history. Baubap operates as a regulated SOFOM registered with CONDUSEF and supervised by CNBV, complying with Mexican data-protection and financial-security regulations. It has no public developer API; this profile captures the company's identity, its published /llms.txt, and its domain-security posture.

Baubap is profiled on the APIs.io network. Tagged areas include Company, Fintech, Lending, Microloans, and Consumer Finance.

Baubap’s developer surface includes support, signup flow, and 5 more developer resources.

🌐 Visit website 📡 Source on GitHub

14.5/100 minimal ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-07-27 · rubric v0.5

0 APIs

CompanyFintechLendingMicroloansConsumer FinanceFinancial InclusionMexicoMobile App

Kin Score

Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5

Composite quality — 14.5/100 · minimal

Contract Quality 0.0 / 25

Developer Ergonomics 0.9 / 20

Commercial Clarity 6.8 / 20

Operational Transparency 0.0 / 13

Governance 0.0 / 12

Discoverability 6.8 / 10

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 15

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/baubap: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Get Started 1

Portal, sign-up, and the first successful call

SignUp

SignUp

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

LLMsTxt

LLMsTxt

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Operate 1

Status, limits, changes, and where to get help

Support

Support

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 1

The organization behind the API

Website

Website

Source (apis.yml)

aid: baubap
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/baubap.png
name: Baubap
description: Baubap is a Mexican fintech offering instant personal microloans through an Android mobile app. Founded in 2018
  in Mexico City by Roberto Salcedo and Luis Villarreal, it grants loans from $500 to roughly $9,000 MXN in minutes with no
  credit-bureau check and no income verification, using its own AI/ML-based alternative-scoring model to serve underbanked
  and no-credit-history borrowers. On-time repayment unlocks progressively larger amounts and helps users build a positive
  credit history. Baubap operates as a regulated SOFOM registered with CONDUSEF and supervised by CNBV, complying with Mexican
  data-protection and financial-security regulations. It has no public developer API; this profile captures the company's
  identity, its published /llms.txt, and its domain-security posture.
url: https://raw.githubusercontent.com/api-evangelist/baubap/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- 500-global
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-18'
tags:
- Company
- Fintech
- Lending
- Microloans
- Consumer Finance
- Financial Inclusion
- Mexico
- Mobile App
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Website
  url: https://baubap.com
- type: Support
  url: https://soporte.baubap.com/
- type: TermsOfService
  url: https://www.baubap.com/terminos-y-condiciones
- type: PrivacyPolicy
  url: https://www.baubap.com/politica-de-privacidad
- type: SignUp
  url: https://play.google.com/store/apps/details?id=com.baubap
- type: LLMsTxt
  url: llms/baubap-llms.txt
- type: DomainSecurity
  url: security/baubap-domain-security.yml
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence