State Farm

State Farm is the largest property and casualty insurance provider in the United States, headquartered in Bloomington, Illinois. Founded in 1922, the company offers a comprehensive range of insurance products including auto, home, renters, life, health, business, and farm/ranch insurance, as well as banking and financial services. State Farm operates through a network of approximately 19,000 agents across the US and Canada. The company has invested heavily in its digital transformation, operating a Partner Gateway developer portal at developer.statefarm.com that exposes APIs enabling partners, agents, and third-party platforms to integrate with State Farm's insurance products and services. State Farm is a mutual company owned by its policyholders, consistently ranked among the Fortune 50.

State Farm publishes 6 APIs on the APIs.io network, including Coverage API, Policies API, Quotes API, and 3 more.

The State Farm catalog on APIs.io includes 1 JSON-LD context and 2 Spectral governance rulesets.

State Farm’s developer surface includes authentication, GitHub presence, FAQ, and 19 more developer resources.

🌐 Visit website 📡 Source on GitHub

37.8/100 thin ▬ flat Agent 28/100 agent aware saas Full breakdown ↓
scored 2026-09-08 · rubric v0.20.0

AccessEnterpriseSelf serve

1 APIs

Kin Score

Kin Score How this is scored →
scored 2026-09-08 · rubric v0.20.0

Composite quality — 37.8/100 · thin

Contract Quality 14.6 / 23

Developer Ergonomics 4.7 / 18

Access Clarity 6.2 / 18

Operational Transparency 1.2 / 12

Contract Governance 3.1 / 11

Discoverability 4.8 / 9

Create-or-Update Ergonomics 0.0 / 10

Agent readiness — 28/100 · agent aware

Machine-Readable Contract 18 / 18

Agentic Access Contract 10 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Create-or-Update Ergonomics applies to this provider. This API accepts writes, so it carries 10 points of the composite. It is scored from the published contracts themselves: whether a caller can create-or-update in one call, whether the write accepts a key the caller already holds, and whether the response says which branch ran. Without that, every write needs a search-and-branch in front of it, and the first time that check is skipped a duplicate record is created. Scored against the observed mean rather than raw — a provider at the catalog average is unchanged by this facet, not penalised by it.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from github.com/api-evangelist/state-farm: open an issue to ask a question, or submit a pull request to add artifacts. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

APIs 9

Individual APIs this provider publishes, each with its own machine-readable definition.

Auto Insurance API

The State Farm Auto Insurance API supports partner integrations for automobile insurance quoting, policy management, and claims inquiry. This API enables auto dealers, telematic...

B2B Insurance Inquiry API

The State Farm B2B Insurance Inquiry API is designed for lenders, mortgage servicers, and financial institutions that need to verify homeowner and auto insurance policy status f...

State Farm Coverage API

Coverage options and details

State Farm Policies API

Renters insurance policy operations

State Farm Quotes API

Renters insurance quote operations

Homeowners Insurance API

The State Farm Homeowners Insurance API enables mortgage lenders, real estate platforms, and partner networks to offer homeowners insurance quoting and policy integration. Suppo...

State Farm Insurance Coverage API

Coverage options and details

State Farm Insurance Policies API

Renters insurance policy operations

State Farm Insurance Quotes API

Renters insurance quote operations

Scroll for all 9

Open Collections 5

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

API Collection

OPEN COLLECTION

State Farm Renters Insurance Coverage API

OPEN COLLECTION

State Farm Renters Insurance Coverage Policies API

OPEN COLLECTION

State Farm Renters Insurance Coverage Quotes API

OPEN COLLECTION

State Farm Renters Insurance API

OPEN COLLECTION

GraphQL 1

GraphQL schemas published by this provider.

State Farm GraphQL Schema

State Farm is the largest property and casualty insurance provider in the United States, offering auto, home, renters, life, health, business, and farm/ranch insurance through a...

GRAPHQL

Pricing Plans 1

Published pricing tiers and plan structures.

State Farm Plans Pricing

1 plans

PLANS

Rate Limits 1

Documented rate limits and quota policies.

State Farm Rate Limits

1 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

State Farm Finops

FINOPS

Semantic Vocabularies 1

JSON-LD contexts and semantic vocabularies used across these APIs.

State Farm Context

18 classes · 11 properties

JSON-LD

Spectral Rules 2

Spectral governance rulesets for linting and validating these APIs.

State Farm API Rules

5 rules · 3 warnings 2 info

SPECTRAL

State Farm API Rules

15 rules · 9 errors 5 warnings 1 info

SPECTRAL

JSON Schema 1

Standalone JSON Schema definitions for this provider's data models.

Renters Insurance Policy

9 properties

JSON SCHEMA

JSON Structure 1

JSON Structure definitions describing this provider's data shapes.

State Farm Renters Policy Structure

0 properties

JSON STRUCTURE

Examples 1

Example request and response payloads for these APIs.

State Farm Create Renters Quote Example

2 fields

EXAMPLE

Security Posture 3

Authentication, domain security, vulnerability disclosure, and trust-center signals.

State Farm Authentication

oauth2 · 1 scheme

SECURITY

State Farm Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

State Farm Vulnerability Disclosure

Bugcrowd · security.txt · contact published

SECURITY

Scopes 1

OAuth scopes governing access to this provider's APIs.

State Farm Scopes

3 scopes · clientCredentials

3 scopes

SCOPES

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

State Farm Agentic Access

5 operations · 2 acting

AGENTIC

Resources

Get Started 2

Portal, sign-up, and the first successful call

DeveloperPortal

DeveloperPortal

B2B Portal

B2B Portal

Documentation 2

Reference material describing how the API behaves

OpenAPI

OpenAPI

JSONSchema

JSONSchema

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess

AgenticAccess

Design & Contract 4

Pagination, idempotency, versioning, errors, and events

JSONStructure

JSONLD

Vocabulary

SpectralRules

Build 1

SDKs, sample code, and the tooling you integrate with

GitHub

GitHub

Access & Security 4

Authentication, authorization, and security posture

VulnerabilityDisclosure

VulnerabilityDisclosure

DomainSecurity

DomainSecurity

Authentication

Authentication

OAuthScopes

OAuthScopes

Operate 1

Status, limits, changes, and where to get help

FAQ

FAQ

Commercial 2

Pricing, plans, and the legal terms of use

PrivacyPolicy

PrivacyPolicy

TermsOfService

TermsOfService

Company 4

The organization behind the API

Website

Website

Engineering Blog

Engineering Blog

LinkedIn

Twitter

Twitter

Other 1

Properties that don't map to a standard resource type

CapabilityMap

CapabilityMap

Source (apis.yml)

aid: state-farm
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - openapi
  - pricing
  generated: '2026-08-28'
  method: derived
specificationVersion: '0.23'
accessModel:
  pricing: enterprise
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Enterprise · Self-serve signup
  confidence: high
  source:
  - plans
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/state-farm.png
url: https://raw.githubusercontent.com/api-evangelist/state-farm/refs/heads/main/apis.yml
modified: '2026-05-19'
name: State Farm
description: State Farm is the largest property and casualty insurance provider in the United States, headquartered in Bloomington,
  Illinois. Founded in 1922, the company offers a comprehensive range of insurance products including auto, home, renters,
  life, health, business, and farm/ranch insurance, as well as banking and financial services. State Farm operates through
  a network of approximately 19,000 agents across the US and Canada. The company has invested heavily in its digital transformation,
  operating a Partner Gateway developer portal at developer.statefarm.com that exposes APIs enabling partners, agents, and
  third-party platforms to integrate with State Farm's insurance products and services. State Farm is a mutual company owned
  by its policyholders, consistently ranked among the Fortune 50.
apis:
- aid: state-farm:auto-insurance-api
  name: Auto Insurance API
  description: The State Farm Auto Insurance API supports partner integrations for automobile insurance quoting, policy management,
    and claims inquiry. This API enables auto dealers, telematics platforms, and financial institutions to embed State Farm
    auto insurance products within their own applications. State Farm is the largest auto insurer in the US. The API supports
    retrieving quotes, checking policy status, and accessing coverage information.
  humanURL: https://developer.statefarm.com/
  baseURL: https://api.statefarm.com/v1
  tags:
  - Insurance
  - Auto Insurance
  - Vehicles
  - Partner
  - Embedded Insurance
  properties:
  - type: Documentation
    url: https://developer.statefarm.com/
- aid: state-farm:b2b-insurance-inquiry-api
  name: B2B Insurance Inquiry API
  description: The State Farm B2B Insurance Inquiry API is designed for lenders, mortgage servicers, and financial institutions
    that need to verify homeowner and auto insurance policy status for collateral protection purposes. This API supports home
    and auto lenders in verifying that borrowers maintain the required insurance coverage on financed assets. Accessible through
    the State Farm B2B portal.
  humanURL: https://b2b.statefarm.com/b2b-content/home-auto-lenders/ins-inquiry
  baseURL: https://b2b.statefarm.com/api/v1
  tags:
  - Insurance
  - B2B
  - Lenders
  - Mortgage
  - Verification
  properties:
  - type: Documentation
    url: https://b2b.statefarm.com/b2b-content/home-auto-lenders/ins-inquiry
- aid: state-farm:state-farm-coverage-api
  name: State Farm Coverage API
  description: Coverage options and details
  humanURL: https://developer.statefarm.com/api/renters
  baseURL: https://api.statefarm.com/v1
  tags:
  - Coverage
  properties:
  - type: OpenAPI
    url: openapi/state-farm-coverage-api-openapi.yml
  - type: Documentation
    url: https://developer.statefarm.com/api/renters
  - type: GraphQL
    url: graphql/state-farm-graphql.md
- aid: state-farm:state-farm-policies-api
  name: State Farm Policies API
  description: Renters insurance policy operations
  humanURL: https://developer.statefarm.com/api/renters
  baseURL: https://api.statefarm.com/v1
  tags:
  - Policies
  properties:
  - type: OpenAPI
    url: openapi/state-farm-policies-api-openapi.yml
  - type: Documentation
    url: https://developer.statefarm.com/api/renters
  - type: GraphQL
    url: graphql/state-farm-graphql.md
- aid: state-farm:state-farm-quotes-api
  name: State Farm Quotes API
  description: Renters insurance quote operations
  humanURL: https://developer.statefarm.com/api/renters
  baseURL: https://api.statefarm.com/v1
  tags:
  - Quotes
  properties:
  - type: OpenAPI
    url: openapi/state-farm-quotes-api-openapi.yml
  - type: Documentation
    url: https://developer.statefarm.com/api/renters
  - type: GraphQL
    url: graphql/state-farm-graphql.md
- aid: state-farm:homeowners-insurance-api
  name: Homeowners Insurance API
  description: The State Farm Homeowners Insurance API enables mortgage lenders, real estate platforms, and partner networks
    to offer homeowners insurance quoting and policy integration. Supports closing day insurance coordination, escrow verification,
    and coverage inquiry for lenders requiring collateral protection evidence. State Farm is one of the largest homeowners
    insurance providers in the US.
  humanURL: https://developer.statefarm.com/
  baseURL: https://api.statefarm.com/v1
  tags:
  - Insurance
  - Homeowners Insurance
  - Mortgage
  - Real-Estate
  - Partner
  tags_raw:
  - Insurance
  - Homeowners Insurance
  - Mortgage
  - Real Estate
  - Partner
  properties:
  - type: Documentation
    url: https://developer.statefarm.com/
- aid: state-farm:state-farm-insurance-coverage-api
  name: State Farm Insurance Coverage API
  description: Coverage options and details
  humanURL: https://developer.statefarm.com/api/renters
  baseURL: https://api.statefarm.com/v1
  tags:
  - Coverage
  properties:
  - type: OpenAPI
    url: openapi/state-farm-insurance-coverage-api-openapi.yml
  - type: Documentation
    url: https://developer.statefarm.com/api/renters
- aid: state-farm:state-farm-insurance-policies-api
  name: State Farm Insurance Policies API
  description: Renters insurance policy operations
  humanURL: https://developer.statefarm.com/api/renters
  baseURL: https://api.statefarm.com/v1
  tags:
  - Policies
  properties:
  - type: OpenAPI
    url: openapi/state-farm-insurance-policies-api-openapi.yml
  - type: Documentation
    url: https://developer.statefarm.com/api/renters
- aid: state-farm:state-farm-insurance-quotes-api
  name: State Farm Insurance Quotes API
  description: Renters insurance quote operations
  humanURL: https://developer.statefarm.com/api/renters
  baseURL: https://api.statefarm.com/v1
  tags:
  - Quotes
  properties:
  - type: OpenAPI
    url: openapi/state-farm-insurance-quotes-api-openapi.yml
  - type: Documentation
    url: https://developer.statefarm.com/api/renters
common:
- type: CapabilityMap
  url: capabilities/state-farm-capability-edges.yml
  name: State Farm Business Capability Map
- type: AgenticAccess
  url: agentic-access/state-farm-agentic-access.yml
- type: VulnerabilityDisclosure
  url: security/state-farm-vulnerability-disclosure.yml
- type: DomainSecurity
  url: security/state-farm-domain-security.yml
- type: Authentication
  url: authentication/state-farm-authentication.yml
- type: OAuthScopes
  url: scopes/state-farm-scopes.yml
- type: Website
  url: https://www.statefarm.com
- type: DeveloperPortal
  url: https://developer.statefarm.com
- type: GitHub
  url: https://github.com/StateFarmIns
- type: Engineering Blog
  url: https://engineering.statefarm.com/blog
- type: B2B Portal
  url: https://b2b.statefarm.com
- type: LinkedIn
  url: https://www.linkedin.com/company/state-farm
- type: Twitter
  url: https://twitter.com/StateFarm
- type: PrivacyPolicy
  url: https://www.statefarm.com/customer-care/privacy-security/privacy/privacy-policy
- type: TermsOfService
  url: https://www.statefarm.com/customer-care/legal-disclaimer
- type: FAQ
  url: https://developer.statefarm.com/faq
- type: OpenAPI
  url: openapi/_original/state-farm-renters-insurance-openapi.yml
- type: JSONSchema
  url: json-schema/state-farm-renters-policy-schema.json
- type: JSONStructure
  url: json-structure/state-farm-renters-policy-structure.json
- type: JSONLD
  url: json-ld/state-farm-context.jsonld
- type: Vocabulary
  url: vocabulary/state-farm-vocabulary.yml
- type: SpectralRules
  url: rules/state-farm-rules.yml

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