Discover

aid: discover
url: https://raw.githubusercontent.com/api-search/discover/refs/heads/main/apis.yml
apis:
- aid: discover:discover-hce-wallet-services
  name: Discover HCE Wallet Services
  tags:
  - Credit Cards
  - Wallets
  - Tokenization
  - Payments
  - Mobile
  humanURL: https://partner.discoverglobalnetwork.com/products/hce-wallet-services?tab=overview
  properties:
  - url: https://partner.discoverglobalnetwork.com/products/hce-wallet-services?tab=api-specs
    type: Documentation
  - url: https://partner.discoverglobalnetwork.com/products/hce-wallet-services?tab=api-specs
    type: APIReference
  description: Discover HCE Wallet Services offers a secure and convenient way for customers to add their Discover card to
    their mobile devices for contactless payments. By utilizing Host Card Emulation (HCE) technology, customers can easily
    make purchases at millions of locations without needing to physically swipe or insert their card. This service provides
    peace of mind through advanced security features and encryption protocols to protect sensitive payment information.
  baseURL: https://apis.discover.com
- aid: discover:discover-se-wallet-services
  name: Discover SE Wallet Services
  tags:
  - Credit Cards
  - Wallets
  - Tokenization
  - Payments
  - Secure Element
  humanURL: https://partner.discoverglobalnetwork.com/products/se-wallet-services?tab=overview
  properties:
  - url: https://partner.discoverglobalnetwork.com/products/se-wallet-services?tab=overview
    type: Documentation
  - url: https://partner.discoverglobalnetwork.com/products/se-wallet-services?tab=api-specs
    type: APIReference
  description: Discover SE Wallet Services is a leading financial technology company that specializes in providing secure
    and innovative digital wallet solutions for consumers. Our platform enables users to store and manage their payment information,
    loyalty cards, and coupons in one convenient and secure location. With Discover SE Wallet Services, customers can easily
    make payments, track their spending, and access exclusive offers and discounts from their favorite retailers.
  baseURL: https://apis.discover.com
- aid: discover:discover-side-by-side-token-services
  name: Discover Side-By-Side Token Services
  tags:
  - Tokenization
  - Payments
  - Debit
  - Routing
  - Security
  humanURL: https://partner.discoverglobalnetwork.com/products/sxs-token-services?tab=overview
  properties:
  - url: https://partner.discoverglobalnetwork.com/products/sxs-token-services
    type: Documentation
  - url: https://partner.discoverglobalnetwork.com/products/sxs-token-services?tab=api-specs
    type: APIReference
  description: SXS tokens are alternate tokens provisioned by a Token Requestor in addition to primary tokens they provisioned
    from front-of-card brands. As the primary token may be subject to routing and security enforcement restrictions, the alternate
    token (SXS) provides both routing support and security enforcement to participating Debit Networks.
  baseURL: https://apis.discover.com
- aid: discover:discover-stored-payment-tokens
  name: Discover Stored Token Services
  tags:
  - Payments
  - Tokenization
  - Credit Cards
  - Card Network
  - Security
  humanURL: https://partner.discoverglobalnetwork.com/products/discover-stored-token-services?tab=overview
  properties:
  - url: https://partner.discoverglobalnetwork.com/products/discover-stored-token-services?tab=overview
    type: Documentation
  - url: https://partner.discoverglobalnetwork.com/products/discover-stored-token-services?tab=api-specs
    type: APIReference
  - url: https://www.discoverglobalnetwork.com/solutions/fraud-security/stored-payment-tokens/
    type: Solutions
  description: Discover Stored Token Services (DSTS) replaces a customer's Primary Account Number (PAN) with a unique, secure
    payment token at checkout, for card-on-file, wallet and in-app commerce. The API surface covers token requestor boarding,
    token provisioning and lifecycle state changes (link, unlink, suspend, resume), cryptogram generation for tokenized transactions,
    card asset retrieval and an Account Notification webhook that carries issuer-initiated account updates back to the token
    requestor. Requests use OAuth 2.0 client credentials plus a second-factor JWT, JWE payload encryption and mTLS on Discover's
    outgoing calls. Formerly listed as Discover Stored Payment Tokens; the /products/stored-payment-tokens page no longer
    resolves.
  baseURL: https://apis.discover.com
- aid: discover:discover-airport-lounge-travel-program
  name: Discover Airport Lounge & Travel Program
  tags:
  - Travel
  - Diners Club
  - Lounges
  - Benefits
  - Cardmember
  humanURL: https://partner.discoverglobalnetwork.com/products/airport-lounge-locator?tab=overview
  properties:
  - url: https://partner.discoverglobalnetwork.com/products/airport-lounge-locator
    type: Documentation
  - url: https://partner.discoverglobalnetwork.com/products/airport-lounge-locator?tab=api-specs
    type: APIReference
  description: Discover Airport Lounge & Travel Program provides exclusive access to premium airport lounges worldwide, offering
    travelers a comfortable and luxurious space to relax and unwind before their flight. Members can enjoy amenities such
    as complimentary food and beverages, high-speed Wi-Fi, private workstations, and shower facilities. Additionally, the
    program offers special discounts and perks on various travel services, including airport transfers, car rentals, and hotel
    accommodations.
- aid: discover:discover-atm-locator
  name: Discover ATM Locator
  tags:
  - ATM
  - Location
  - Travel
  - Cardmember
  - Acceptance
  humanURL: https://partner.discoverglobalnetwork.com/products/atm-locator?tab=overview
  properties:
  - url: https://partner.discoverglobalnetwork.com/products/atm-locator
    type: Documentation
  - url: https://partner.discoverglobalnetwork.com/products/atm-locator?tab=api-specs
    type: APIReference
  description: Discover ATM Locator is a user-friendly tool that allows cardholders to easily find nearby ATMs where they
    can access their accounts and withdraw cash. By simply entering their location or zip code, users can quickly locate the
    closest ATM that accepts Discover cards. The service provides detailed information about the ATM's location, operating
    hours, and any associated fees, ensuring that cardholders can make informed decisions about where to withdraw money.
- aid: discover:discover-dci-customer-service
  name: Diners Club International Customer Service
  tags:
  - Customer Service
  - Diners Club
  - Credit Cards
  - Cardmember Support
  - Travel
  humanURL: https://partner.discoverglobalnetwork.com/products/diners-club-international-customer-service?tab=overview
  properties:
  - url: https://partner.discoverglobalnetwork.com/products/diners-club-international-customer-service?tab=overview
    type: Documentation
  - url: https://partner.discoverglobalnetwork.com/products/diners-club-international-customer-service?tab=api-specs
    type: APIReference
  description: Diners Club International customer service capability offered to Diners Club franchisees and partners through
    the Discover Global Network partner product portal. The product page is published; the API specification itself sits behind
    the invitation-only Discover Developer Center. Formerly listed under the slug dci-customer-service, whose product page
    no longer resolves.
- aid: discover:discover-enhanced-decisioning-api
  name: Discover Enhanced Decisioning API
  tags:
  - Fraud
  - Risk
  - Decisioning
  - Payments
  - Analytics
  humanURL: https://partner.discoverglobalnetwork.com/products/discover-enhanced-decisioning?tab=overview
  properties:
  - url: https://partner.discoverglobalnetwork.com/products/discover-enhanced-decisioning?tab=documentation
    type: Documentation
  - url: https://partner.discoverglobalnetwork.com/products/discover-enhanced-decisioning?tab=api-specs
    type: APIReference
  description: Discover Enhanced Decisioning API is a powerful tool that allows businesses to make smarter and faster decisions
    by leveraging advanced data analytics and machine learning algorithms. By analyzing a vast amount of data from various
    sources, the API provides insights and recommendations to help organizations optimize their decision-making processes.
  baseURL: https://apis.discover.com
- aid: discover:discover-fraud-alerts
  name: Discover Fraud Alerts
  tags:
  - Fraud
  - Alerts
  - Notifications
  - Security
  - Payments
  humanURL: https://partner.discoverglobalnetwork.com/products/fraud-alerts?tab=overview
  properties:
  - url: https://www.discover.com/credit-cards/card-smarts/fraud-faqs/
    type: Documentation
  - url: https://partner.discoverglobalnetwork.com/products/fraud-alerts?tab=api-specs
    type: APIReference
  description: Discover Fraud Alerts is a service provided by Discover Financial Services that helps protect cardholders from
    unauthorized and fraudulent activity on their accounts. When unusual or suspicious transactions are detected, cardholders
    are alerted via text, email, or phone call so they can take immediate action to prevent any further unauthorized charges.
    This service helps cardholders monitor their accounts more closely and allows them to quickly report any suspicious activity
    to Discover.
- aid: discover:discover-country-acceptance
  name: Discover Country Acceptance
  tags:
  - Travel
  - Acceptance
  - Countries
  - Cardmember
  - Reference Data
  humanURL: https://partner.discoverglobalnetwork.com/products/country-acceptance?tab=overview
  properties:
  - url: https://www.discover.com/credit-cards/international-use/
    type: Documentation
  - url: https://partner.discoverglobalnetwork.com/products/country-acceptance?tab=api-specs
    type: APIReference
  description: Discover Country Acceptance is a financial institution that specializes in providing loans to individuals in
    rural and underserved communities. They understand the unique challenges faced by those living in these areas and strive
    to provide affordable and accessible financing options to help them achieve their financial goals. With a commitment to
    fairness and transparency, Discover Country Acceptance works closely with each client to tailor a loan solution that meets
    their specific needs.
  baseURL: https://0wgjxu6jh2.execute-api.us-west-2.amazonaws.com/api/country-acceptance/v2
- aid: discover:discover-currency-converter
  name: Discover Currency Converter
  tags:
  - Currency
  - Exchange Rates
  - Travel
  - Reference Data
  - Cardmember
  humanURL: https://partner.discoverglobalnetwork.com/products/currency-converter?tab=overview
  properties:
  - url: https://partner.discoverglobalnetwork.com/products/currency-converter?tab=overview
    type: Documentation
  - url: https://partner.discoverglobalnetwork.com/products/currency-converter?tab=api-specs
    type: APIReference
  description: Discover Currency Converter is a user-friendly tool that allows individuals to easily convert between different
    currencies. With a simple interface, users can input the amount of money in one currency and select the desired currency
    they would like to convert to. The tool automatically calculates the exchange rate and displays the converted amount in
    real-time.
- aid: discover:discover-tip-etiquette
  name: Discover Tip Etiquette
  tags:
  - Travel
  - Tipping
  - Reference Data
  - Cardmember
  - Currency
  humanURL: https://partner.discoverglobalnetwork.com/products/tip-etiquette?tab=overview
  properties:
  - url: https://www.discover.com/online-banking/banking-topics/when-to-tip-guide/
    type: Documentation
  - url: https://partner.discoverglobalnetwork.com/products/tip-etiquette?tab=api-specs
    type: APIReference
  description: Discover Tip Etiquette is a platform designed to educate individuals on the proper etiquette and practices
    when it comes to tipping. This includes providing guidance on how much to tip in various situations, such as at restaurants,
    spas, salons, and for delivery services. The platform also offers advice on how to tip appropriately based on the level
    of service received, as well as how to handle situations where tipping may not be expected or customary.
- aid: discover:discover-travel-guides
  name: Discover Travel Guides
  tags:
  - Travel
  - Guides
  - Merchants
  - Cardmember
  - Acceptance
  humanURL: https://partner.discoverglobalnetwork.com/products/travel-guides?tab=overview
  properties:
  - url: https://travel.discoverglobalnetwork.com/jcb/
    type: Documentation
  - url: https://partner.discoverglobalnetwork.com/products/travel-guides?tab=api-specs
    type: APIReference
  description: Discover Travel Guides is a comprehensive travel planning and booking service that helps travelers create unforgettable
    and seamless travel experiences. From researching destinations and finding the best accommodations to booking flights,
    activities, and transportation, Discover Travel Guides offers personalized recommendations and expert guidance every step
    of the way.
- aid: discover:discover-payment-account-reference
  name: Discover Payment Account Reference
  tags:
  - Payments
  - Tokenization
  - PAR
  - EMVCo
  - Reference Data
  humanURL: https://partner.discoverglobalnetwork.com/products/payment-account-reference?tab=overview
  baseURL: https://apis.discover.com
  properties:
  - url: https://partner.discoverglobalnetwork.com/products/payment-account-reference?tab=overview
    type: Documentation
  - url: https://partner.discoverglobalnetwork.com/products/payment-account-reference?tab=api-specs
    type: APIReference
  description: Payment Account Reference (PAR) gives merchants and solution providers an aggregated view of a customer's account
    without exposing the PAN or the payment token. PAR is the EMVCo-defined non-financial reference value that correlates
    every transaction on one card account whether it was made with a PAN or with a payment token, which is what makes loyalty,
    dispute and risk analytics work across tokenized and untokenized channels. Discover offers PAR as an optional add-on to
    its tokenization products, and PAR absence is a first-class error condition in the Stored Token Services error registry
    (code 10005).
- aid: discover:discover-iin-data-lookup-service
  name: Discover IIN Data Lookup Service
  tags:
  - BIN
  - IIN
  - Reference Data
  - Payments
  - Card Network
  humanURL: https://partner.discoverglobalnetwork.com/products/iin-data-lookup?tab=overview
  baseURL: https://rangerx-api.discoverfinancial.com/epp/rangerx/v1
  properties:
  - url: https://partner.discoverglobalnetwork.com/products/iin-data-lookup?tab=overview
    type: Documentation
  - url: https://partner.discoverglobalnetwork.com/products/iin-data-lookup?tab=api-specs
    type: APIReference
  description: The IIN Data Lookup Service returns up-to-date Issuer Identification Number (BIN) range data so an acquirer,
    processor or merchant can identify the issuer, the card product and the network behind a card number before routing or
    authorising a transaction. The published surface includes a full IIN list, a simplified summary list, a per-network summary
    and a single-IIN lookup that returns every field attribute for one range, alongside a health check. It is the one Discover
    API product documented with real GET reads rather than the POST-dominant pattern the rest of the portfolio uses.
- aid: discover:discover-network-account-updater
  name: Discover Network Account Updater
  tags:
  - Payments
  - Recurring Billing
  - Card on File
  - Account Updater
  - Credit Cards
  humanURL: https://partner.discoverglobalnetwork.com/products/discover-network-account-updater?tab=overview
  baseURL: https://apis.discover.com
  properties:
  - url: https://partner.discoverglobalnetwork.com/products/discover-network-account-updater?tab=overview
    type: Documentation
  - url: https://partner.discoverglobalnetwork.com/products/discover-network-account-updater?tab=api-specs
    type: APIReference
  description: Discover Network Account Updater keeps recurring and stored card-on-file payment credentials current so merchants
    can keep processing payments without interruption when a card is reissued, renumbered or re-expired. Requestors submit
    inquiry requests for enrolled accounts and receive updated account information; the published error registry documents
    PAN validation (Luhn), cryptographic failures on the encrypted account payload, and an enrollment eligibility check that
    rejects requestors who are not boarded for Account Updater.
- aid: discover:discover-issuer-card-account-services
  name: Discover Issuer Card Account Services
  tags:
  - Issuing
  - Card Management
  - Payments
  - Enrollment
  - Credit Cards
  humanURL: https://partner.discoverglobalnetwork.com/products/issuer-card-account-services?tab=overview
  baseURL: https://apis.discover.com
  properties:
  - url: https://partner.discoverglobalnetwork.com/products/issuer-card-account-services?tab=overview
    type: Documentation
  - url: https://partner.discoverglobalnetwork.com/products/issuer-card-account-services?tab=api-specs
    type: APIReference
  description: Issuer Card Account Services (iCAS) is the Discover Global Network capability issuers use to manage changes
    to card accounts across the life of the account. The published surface documents a bulk card-account enrollment operation
    that also updates card product codes, with validation at the account-key level and partial success allowed at the request
    level, plus a health check. Account information must be encrypted in the request, with decryption and validation performed
    server side.
name: Discover
tags:
- Credit Cards
- Payments
- Card Network
- Tokenization
- Financial Services
- Fraud
- Fortune 500
type: Index
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: freemium
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Freemium
  confidence: medium
  source:
  - plans
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/discover.png
access: 3rd-Party
common:
- type: Signup
  url: https://www.discover.com/register-account/?ICMPGN=SA_LOGIN_OVERLAY_REGISTER
- type: Corporate
  url: https://www.discover-financial.com
- type: PartnerPortal
  url: https://partner.discoverglobalnetwork.com/
- type: Network
  url: https://www.discoverglobalnetwork.com/
- type: Blog
  url: https://technology.discover.com/
- type: InvestorRelations
  url: https://investorrelations.discover.com/
- type: Legal
  url: https://www.discover.com/company/our-company/legal/
- type: Website
  url: https://www.discover.com/
- type: DomainSecurity
  url: security/discover-domain-security.yml
- type: GitHubOrganization
  url: https://github.com/discoverfinancial
- type: LinkedIn
  url: https://www.linkedin.com/company/discover
- url: https://partner.discoverglobalnetwork.com/partner-resources
  name: Discover Partner Product Portal
  type: Partners
- url: https://partner.discoverglobalnetwork.com/faq
  name: FAQs | Discover Partner Product Portal
  type: FAQ
- url: https://www.discoverglobalnetwork.com/privacy-policy/
  name: Global Privacy Center | Discover Global Network
  type: PrivacyPolicy
- url: https://www.discoverglobalnetwork.com/terms-of-use/
  name: Terms of Use | Discover Global Network/
  type: TermsOfService
- url: https://partner.discoverglobalnetwork.com/
  type: DeveloperPortal
  name: Discover Partner Product Portal
- url: https://developer.discover.com/home
  type: Portal
  name: Discover Developer Center
- url: https://partner.discoverglobalnetwork.com/going-live-with-discover?tab=developer-guide
  type: Documentation
  name: Discover developer guide
- url: https://partner.discoverglobalnetwork.com/products
  type: APIReference
  name: Discover API product specifications
- url: https://partner.discoverglobalnetwork.com/going-live-with-discover
  type: GettingStarted
  name: Going Live with Discover
- url: https://partner.discoverglobalnetwork.com/contact-us
  type: Support
  name: Contact Discover partner support
- url: https://developer.discover.com/user/login
  type: Login
  name: Discover Developer Center log in
- url: https://www.discover.com/responsible-disclosure
  type: Security
  name: Discover Responsible Disclosure
- url: security/discover-vulnerability-disclosure.yml
  type: VulnerabilityDisclosure
- url: authentication/discover-authentication.yml
  type: Authentication
- url: scopes/discover-scopes.yml
  type: OAuthScopes
- url: conventions/discover-conventions.yml
  type: Conventions
- url: errors/discover-problem-types.yml
  type: ErrorCatalog
- url: errors/discover-error-codes.yml
  type: ErrorCodes
- url: lifecycle/discover-lifecycle.yml
  type: Lifecycle
- url: conformance/discover-conformance.yml
  type: Conformance
- url: sandbox/discover-sandbox.yml
  type: Sandbox
- url: packages/discover-packages.yml
  type: Packages
- url: well-known/discover-well-known.yml
  type: WellKnown
- url: rate-limits/discover-rate-limits.yml
  type: RateLimits
- url: plans/discover-plans-pricing.yml
  type: Plans
- url: asyncapi/discover-webhooks.yml
  type: Webhooks
- url: llms/discover-llms.txt
  type: LLMsTxt
- url: finops/discover-finops.yml
  type: FinOps
created: '2024-11-15T00:00:00.000Z'
modified: '2026-09-06'
position: Consuming
description: 'Discover Financial Services is a US consumer bank and payments network - credit cards, personal loans, student
  loans, home equity loans, and online savings and checking accounts - and, through Discover Global Network, one of the four
  global card acceptance networks, alongside the Diners Club International and PULSE brands. Its developer-facing business
  is the network side: issuers, acquirers, processors, wallet providers and token requestors integrate through the Discover
  Partner Product Portal and the invitation-only Discover Developer Center for tokenization, account updating, IIN/BIN lookup,
  fraud alerts, enhanced decisioning and a set of travel and acceptance tools. Discover''s footer now reads "Discover, a division
  of Capital One, N.A., Member FDIC".'
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
specificationVersion: '0.23'
x-enrichment:
  date: '2026-09-06'
  status: enriched
  artifacts_added: 19
  pass: local-v3