Cherry

Cherry is a fintech platform providing point-of-sale patient financing for healthcare and elective-services providers across dental, medical aesthetics, plastic surgery, dermatology, veterinary, and other verticals. Rather than lending directly, Cherry facilitates consumer payment plans through partner lenders, offering Pay-in-4 and longer-term monthly plans (0-35.99% APR), a 60-second application with no hard credit check, upfront provider payout within 2-3 business days, and card-processing services. Cherry states it serves over 60,000 healthcare providers with an approximately 90% approval rate. Cherry is a portfolio company of DCM Ventures. Cherry does not publish a public developer API, developer portal, or OpenAPI at this time; this profile captures its public identity and security posture.

Cherry is profiled on the APIs.io network. Tagged areas include Company, Fintech, Payments, Financing, and Point of Sale.

Cherry’s developer surface includes support, engineering blog, signup flow, and 7 more developer resources.

🌐 Visit website 📡 Source on GitHub

20.3/100 emerging ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-07-27 · rubric v0.5

0 APIs

CompanyFintechPaymentsFinancingPoint of SalePatient FinancingBuy Now Pay LaterHealthcareLending

Kin Score

Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5

Composite quality — 20.3/100 · emerging

Contract Quality 0.0 / 25

Developer Ergonomics 1.3 / 20

Commercial Clarity 6.8 / 20

Operational Transparency 1.4 / 13

Governance 0.0 / 12

Discoverability 6.8 / 10

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 15

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/cherry: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Get Started 2

Portal, sign-up, and the first successful call

SignUp

SignUp

Login

Access & Security 3

Authentication, authorization, and security posture

VulnerabilityDisclosure

VulnerabilityDisclosure

DomainSecurity

DomainSecurity

Security

Security

Operate 1

Status, limits, changes, and where to get help

Support

Support

Commercial 2

Pricing, plans, and the legal terms of use

PrivacyPolicy

PrivacyPolicy

TermsOfService

TermsOfService

Company 2

The organization behind the API

Blog

Blog

Website

Website

Source (apis.yml)

aid: cherry
name: Cherry
description: Cherry is a fintech platform providing point-of-sale patient financing for healthcare and elective-services providers
  across dental, medical aesthetics, plastic surgery, dermatology, veterinary, and other verticals. Rather than lending directly,
  Cherry facilitates consumer payment plans through partner lenders, offering Pay-in-4 and longer-term monthly plans (0-35.99%
  APR), a 60-second application with no hard credit check, upfront provider payout within 2-3 business days, and card-processing
  services. Cherry states it serves over 60,000 healthcare providers with an approximately 90% approval rate. Cherry is a
  portfolio company of DCM Ventures. Cherry does not publish a public developer API, developer portal, or OpenAPI at this
  time; this profile captures its public identity and security posture.
url: https://raw.githubusercontent.com/api-evangelist/cherry/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- dcm-ventures
x-tier: stub
x-tier-reason: portfolio-lead
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-18'
image: https://cdn.prod.website-files.com/681bf1d6f7dea459fe255c59/68252146834983973a92051f_cherry-logo-primary.svg
tags:
- Company
- Fintech
- Payments
- Financing
- Point of Sale
- Patient Financing
- Buy Now Pay Later
- Healthcare
- Lending
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: VulnerabilityDisclosure
  url: security/cherry-vulnerability-disclosure.yml
- type: DomainSecurity
  url: security/cherry-domain-security.yml
- type: Security
  url: https://withcherry.com/security
- type: Support
  url: https://withcherry.com/help-center
- type: PrivacyPolicy
  url: https://withcherry.com/privacy
- type: TermsOfService
  url: https://withcherry.com/terms
- type: Blog
  url: https://withcherry.com/blog
- type: SignUp
  url: https://join.withcherry.com/demo-book
- type: Login
  url: https://provider.withcherry.com/
- type: Website
  url: https://withcherry.com/
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence

Cherry

Kin Score

Security Posture 2

Cherry Domain Security

Cherry Vulnerability Disclosure

Resources