Tranched

Tranched is a London-based fintech building an embedded, on-chain securitisation platform that connects fintech lenders and loan originators directly to professional investors. Its "Deep Tokenisation" approach represents loans as on-chain tokens governed by Smart Loan Agreements and automated waterfall contracts, letting originators structure and launch institutional-grade asset-based financing transactions up to 90% faster and at lower cost than traditional securitisation, with automated compliance, reporting, and monitoring. Tranched connects to a lender's loan management system via API integration to retrieve the data required for assigning and monitoring loans. Founded in 2023 by Clement Larrue and Michael Elalouf, the company raised a $3.4M pre-seed round led by Speedinvest in November 2024.

Tranched is profiled on the APIs.io network. Tagged areas include Company, Financial Services, Fintech, Securitization, and Asset-Based Finance.

Tranched’s developer surface includes engineering blog, support, and 12 more developer resources.

🌐 Visit website 📡 Source on GitHub

15.5/100 emerging ▬ flat Agent 0/100 human only Front door AI 1/6 silent saas Full breakdown ↓
scored 2026-09-25 · rubric v0.23.0

0 APIs

Company Financial Services Fintech SecuritizationAsset-Based FinanceTokenization Blockchain Private Credit Capital Markets Lending

Kin Score

Kin Score How this is scored →
scored 2026-09-25 · rubric v0.23.0

Composite quality — 15.5/100 · emerging

Contract Quality 0.0 / 21

Developer Ergonomics 1.2 / 17

Access Clarity 4.9 / 17

Operational Transparency 0.0 / 11

Contract Governance 1.9 / 10

Discoverability 4.1 / 9

Regulatory Posture 3.7 / 15

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Regulatory Posture applies to this provider. Its tags matched the Horizontal (data, software, accessibility, platform) regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from github.com/api-evangelist/tranched: open an issue to ask a question, or submit a pull request to add artifacts. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Security Posture 3

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Tranched Domain Security

TLSv1.3 · HSTS · DNSSEC

SECURITY

Tranched Vulnerability Disclosure

contact published

SECURITY

Tranched Trust Center

GDPR, SOC 2 Type II, ISO/IEC 27001, ISO 22301

SECURITY

Resources

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

WellKnown

WellKnown

Design & Contract 1

Pagination, idempotency, versioning, errors, and events

Conformance

Conformance

Access & Security 5

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Compliance

Compliance

Security

Security

VulnerabilityDisclosure

VulnerabilityDisclosure

TrustCenter

TrustCenter

Operate 1

Status, limits, changes, and where to get help

Support

Support

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 4

The organization behind the API

Website

Website

Blog

Blog

LinkedIn

Twitter

Twitter

Source (apis.yml)

aid: tranched
name: Tranched
description: Tranched is a London-based fintech building an embedded, on-chain securitisation platform that connects fintech
  lenders and loan originators directly to professional investors. Its "Deep Tokenisation" approach represents loans as on-chain
  tokens governed by Smart Loan Agreements and automated waterfall contracts, letting originators structure and launch institutional-grade
  asset-based financing transactions up to 90% faster and at lower cost than traditional securitisation, with automated compliance,
  reporting, and monitoring. Tranched connects to a lender's loan management system via API integration to retrieve the data
  required for assigning and monitoring loans. Founded in 2023 by Clement Larrue and Michael Elalouf, the company raised a
  $3.4M pre-seed round led by Speedinvest in November 2024.
url: https://raw.githubusercontent.com/api-evangelist/tranched/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- speedinvest
x-tier: stub
x-tier-reason: portfolio-lead
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-21'
tags:
- Company
- Financial Services
- Fintech
- Securitization
- Asset-Based Finance
- Tokenization
- Blockchain
- Private Credit
- Capital Markets
- Lending
tags_raw:
- Company
- Financial Services
- Fintech
- Securitization
- Asset-Based Finance
- Tokenization
- Blockchain
- Private Credit
- Capital Markets
- Lending
- Financial-Services
image: https://framerusercontent.com/images/8ejuTK9z24sDXLuwNyJmx0I6E.png
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: DomainSecurity
  url: security/tranched-domain-security.yml
- type: Website
  url: https://tranched.fi/
- type: Blog
  url: https://tranched.fi/blog
- type: Support
  url: https://tranched.fi/speaktotheteam
- type: TermsOfService
  url: https://tranched.fi/terms-of-service
- type: PrivacyPolicy
  url: https://tranched.fi/privacy-policy
- type: Compliance
  url: https://tranched.fi/security
- type: Security
  url: https://tranched.fi/security
- type: VulnerabilityDisclosure
  url: security/tranched-vulnerability-disclosure.yml
- type: TrustCenter
  url: security/tranched-trust-center.yml
- type: Conformance
  url: conformance/tranched-conformance.yml
- type: WellKnown
  url: well-known/tranched-well-known.yml
- type: LinkedIn
  url: https://uk.linkedin.com/company/tranched
- type: Twitter
  url: https://twitter.com/TranchedFi
x-enrichment:
  date: '2026-07-21'
  status: enriched
  artifacts_added: 5
  pass: local-v1

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