Tranched

Tranched is a London-based fintech building an embedded, on-chain securitisation platform that connects fintech lenders and loan originators directly to professional investors. Its "Deep Tokenisation" approach represents loans as on-chain tokens governed by Smart Loan Agreements and automated waterfall contracts, letting originators structure and launch institutional-grade asset-based financing transactions up to 90% faster and at lower cost than traditional securitisation, with automated compliance, reporting, and monitoring. Tranched connects to a lender's loan management system via API integration to retrieve the data required for assigning and monitoring loans. Founded in 2023 by Clement Larrue and Michael Elalouf, the company raised a $3.4M pre-seed round led by Speedinvest in November 2024.

Tranched is profiled on the APIs.io network. Tagged areas include Company, Financial-Services, Fintech, Securitization, and Asset-Based Finance.

Tranched’s developer surface includes engineering blog, support, and 12 more developer resources.

🌐 Visit website 📡 Source on GitHub

14.4/100 emerging ▬ flat Agent 0/100 human only saas Full breakdown ↓
scored 2026-09-08 · rubric v0.20.0

0 APIs

Company Financial-Services Fintech SecuritizationAsset-Based FinanceTokenization Blockchain Private Credit Capital Markets Lending

Kin Score

Kin Score How this is scored →
scored 2026-09-08 · rubric v0.20.0

Composite quality — 14.4/100 · emerging

Contract Quality 0.0 / 25

Developer Ergonomics 1.4 / 20

Access Clarity 5.8 / 20

Operational Transparency 0.0 / 13

Contract Governance 2.2 / 12

Discoverability 5.0 / 10

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from github.com/api-evangelist/tranched: open an issue to ask a question, or submit a pull request to add artifacts. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Security Posture 3

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Tranched Domain Security

TLSv1.3 · HSTS · DNSSEC

SECURITY

Tranched Vulnerability Disclosure

contact published

SECURITY

Tranched Trust Center

GDPR, SOC 2 Type II, ISO/IEC 27001, ISO 22301

SECURITY

Resources

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

WellKnown

WellKnown

Design & Contract 1

Pagination, idempotency, versioning, errors, and events

Conformance

Conformance

Access & Security 5

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Compliance

Compliance

Security

Security

VulnerabilityDisclosure

VulnerabilityDisclosure

TrustCenter

TrustCenter

Operate 1

Status, limits, changes, and where to get help

Support

Support

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 4

The organization behind the API

Website

Website

Blog

Blog

LinkedIn

Twitter

Twitter

Source (apis.yml)

aid: tranched
name: Tranched
description: Tranched is a London-based fintech building an embedded, on-chain securitisation platform that connects fintech
  lenders and loan originators directly to professional investors. Its "Deep Tokenisation" approach represents loans as on-chain
  tokens governed by Smart Loan Agreements and automated waterfall contracts, letting originators structure and launch institutional-grade
  asset-based financing transactions up to 90% faster and at lower cost than traditional securitisation, with automated compliance,
  reporting, and monitoring. Tranched connects to a lender's loan management system via API integration to retrieve the data
  required for assigning and monitoring loans. Founded in 2023 by Clement Larrue and Michael Elalouf, the company raised a
  $3.4M pre-seed round led by Speedinvest in November 2024.
url: https://raw.githubusercontent.com/api-evangelist/tranched/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- speedinvest
x-tier: stub
x-tier-reason: portfolio-lead
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-21'
tags:
- Company
- Financial-Services
- Fintech
- Securitization
- Asset-Based Finance
- Tokenization
- Blockchain
- Private Credit
- Capital Markets
- Lending
tags_raw:
- Company
- Financial Services
- Fintech
- Securitization
- Asset-Based Finance
- Tokenization
- Blockchain
- Private Credit
- Capital Markets
- Lending
image: https://framerusercontent.com/images/8ejuTK9z24sDXLuwNyJmx0I6E.png
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: DomainSecurity
  url: security/tranched-domain-security.yml
- type: Website
  url: https://tranched.fi/
- type: Blog
  url: https://tranched.fi/blog
- type: Support
  url: https://tranched.fi/speaktotheteam
- type: TermsOfService
  url: https://tranched.fi/terms-of-service
- type: PrivacyPolicy
  url: https://tranched.fi/privacy-policy
- type: Compliance
  url: https://tranched.fi/security
- type: Security
  url: https://tranched.fi/security
- type: VulnerabilityDisclosure
  url: security/tranched-vulnerability-disclosure.yml
- type: TrustCenter
  url: security/tranched-trust-center.yml
- type: Conformance
  url: conformance/tranched-conformance.yml
- type: WellKnown
  url: well-known/tranched-well-known.yml
- type: LinkedIn
  url: https://uk.linkedin.com/company/tranched
- type: Twitter
  url: https://twitter.com/TranchedFi
x-enrichment:
  date: '2026-07-21'
  status: enriched
  artifacts_added: 5
  pass: local-v1

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