Tranched

Tranched is a London-based fintech building an embedded, on-chain securitisation platform that connects fintech lenders and loan originators directly to professional investors. Its "Deep Tokenisation" approach represents loans as on-chain tokens governed by Smart Loan Agreements and automated waterfall contracts, letting originators structure and launch institutional-grade asset-based financing transactions up to 90% faster and at lower cost than traditional securitisation, with automated compliance, reporting, and monitoring. Tranched connects to a lender's loan management system via API integration to retrieve the data required for assigning and monitoring loans. Founded in 2023 by Clement Larrue and Michael Elalouf, the company raised a $3.4M pre-seed round led by Speedinvest in November 2024.

Tranched is profiled on the APIs.io network. Tagged areas include Company, Financial Services, Fintech, Securitization, and Asset-Based Finance.

Tranched’s developer surface includes engineering blog, support, and 12 more developer resources.

🌐 Visit website 📡 Source on GitHub
16.8/100 emerging ▬ flat Agent 4/100 human only Full breakdown ↓
scored 2026-07-27 · rubric v0.5
0 APIs
CompanyFinancial ServicesFintechSecuritizationAsset-Based FinanceTokenizationBlockchainPrivate CreditCapital MarketsLending

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 16.8/100 · emerging
Contract Quality 0.0 / 25
Developer Ergonomics 1.3 / 20
Commercial Clarity 7.4 / 20
Operational Transparency 1.4 / 13
Governance 0.0 / 12
Discoverability 6.8 / 10
Agent readiness — 4/100 · human only
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 15
MCP Server 0 / 12
Machine-Readable Auth 0 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 4 / 4
Consent & Bot Identity 0 / 3
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/tranched: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Security Posture 3

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Tranched Domain Security

TLSv1.3 · HSTS · DNSSEC

SECURITY

Tranched Vulnerability Disclosure

contact published

SECURITY

Tranched Trust Center

GDPR, SOC 2 Type II, ISO/IEC 27001, ISO 22301

SECURITY

Resources

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

WellKnown
WellKnown

Design & Contract 1

Pagination, idempotency, versioning, errors, and events

Conformance
Conformance

Access & Security 5

Authentication, authorization, and security posture

DomainSecurity
DomainSecurity
 Compliance
Compliance
 Security
Security
 VulnerabilityDisclosure
VulnerabilityDisclosure
 TrustCenter
TrustCenter

Operate 1

Status, limits, changes, and where to get help

Support
Support

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService
TermsOfService
 PrivacyPolicy
PrivacyPolicy

Company 4

The organization behind the API

Website
Website
 Blog
Blog
 LinkedIn
LinkedIn
 Twitter
Twitter

Source (apis.yml)

apis.yml Raw ↑ 
aid: tranched
name: Tranched
description: Tranched is a London-based fintech building an embedded, on-chain securitisation platform that connects fintech
  lenders and loan originators directly to professional investors. Its "Deep Tokenisation" approach represents loans as on-chain
  tokens governed by Smart Loan Agreements and automated waterfall contracts, letting originators structure and launch institutional-grade
  asset-based financing transactions up to 90% faster and at lower cost than traditional securitisation, with automated compliance,
  reporting, and monitoring. Tranched connects to a lender's loan management system via API integration to retrieve the data
  required for assigning and monitoring loans. Founded in 2023 by Clement Larrue and Michael Elalouf, the company raised a
  $3.4M pre-seed round led by Speedinvest in November 2024.
url: https://raw.githubusercontent.com/api-evangelist/tranched/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- speedinvest
x-tier: stub
x-tier-reason: portfolio-lead
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-21'
tags:
- Company
- Financial Services
- Fintech
- Securitization
- Asset-Based Finance
- Tokenization
- Blockchain
- Private Credit
- Capital Markets
- Lending
image: https://framerusercontent.com/images/8ejuTK9z24sDXLuwNyJmx0I6E.png
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: DomainSecurity
  url: security/tranched-domain-security.yml
- type: Website
  url: https://tranched.fi/
- type: Blog
  url: https://tranched.fi/blog
- type: Support
  url: https://tranched.fi/speaktotheteam
- type: TermsOfService
  url: https://tranched.fi/terms-of-service
- type: PrivacyPolicy
  url: https://tranched.fi/privacy-policy
- type: Compliance
  url: https://tranched.fi/security
- type: Security
  url: https://tranched.fi/security
- type: VulnerabilityDisclosure
  url: security/tranched-vulnerability-disclosure.yml
- type: TrustCenter
  url: security/tranched-trust-center.yml
- type: Conformance
  url: conformance/tranched-conformance.yml
- type: WellKnown
  url: well-known/tranched-well-known.yml
- type: LinkedIn
  url: https://uk.linkedin.com/company/tranched
- type: Twitter
  url: https://twitter.com/TranchedFi
x-enrichment:
  date: '2026-07-21'
  status: enriched
  artifacts_added: 5
  pass: local-v1