InstaPaisa

InstaPaisa was an India-based personal-finance and lending fintech surfaced as a 500 Global (500 Startups) portfolio company and added to the API Evangelist network as a stub for enrichment. As of this enrichment pass the company appears defunct or absorbed — its domain instapaisa.com resolves (Amazon CloudFront) but redirects to InCred Finance (incred.com), an Indian digital lending / NBFC platform, indicating an acquisition or wind-down. No public developer portal, API documentation, or machine-readable API specification was found for InstaPaisa, so no API artifacts could be harvested or derived; only live domain-security signals for instapaisa.com were probed.

InstaPaisa is profiled on the APIs.io network. Tagged areas include Company, Fintech, Lending, Personal Finance, and Payments.

🌐 Visit website 📡 Source on GitHub

1.5/100 minimal ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-08-21 · rubric v0.12.0

0 APIs

Company Fintech Lending Personal Finance Payments India 500 Global Acquired

Kin Score

Kin Score How this is scored →
scored 2026-08-21 · rubric v0.12.0

Composite quality — 1.5/100 · minimal

Contract Quality 0.0 / 21

Developer Ergonomics 0.0 / 17

Access Clarity 0.0 / 17

Operational Transparency 0.0 / 11

Contract Governance 0.0 / 10

Discoverability 4.3 / 9

Regulatory Posture 1.4 / 15

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Regulatory Posture applies to this provider. Its tags matched the Payments regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/instapaisa: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Company 1

The organization behind the API

Website

Website

Source (apis.yml)

aid: instapaisa
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/instapaisa.png
name: InstaPaisa
description: InstaPaisa was an India-based personal-finance and lending fintech surfaced as a 500 Global (500 Startups) portfolio
  company and added to the API Evangelist network as a stub for enrichment. As of this enrichment pass the company appears
  defunct or absorbed — its domain instapaisa.com resolves (Amazon CloudFront) but redirects to InCred Finance (incred.com),
  an Indian digital lending / NBFC platform, indicating an acquisition or wind-down. No public developer portal, API documentation,
  or machine-readable API specification was found for InstaPaisa, so no API artifacts could be harvested or derived; only
  live domain-security signals for instapaisa.com were probed.
url: https://raw.githubusercontent.com/api-evangelist/instapaisa/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- 500-global
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-19'
x-status: defunct
x-redirects-to: https://incred.com
tags:
- Company
- Fintech
- Lending
- Personal Finance
- Payments
- India
- 500 Global
- Acquired
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: DomainSecurity
  url: security/instapaisa-domain-security.yml
- type: Website
  url: https://instapaisa.com
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence

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