Huma Technologies Inc.

Huma Technologies Inc. operates Huma Finance, described as the first PayFi network — on-chain payment-finance infrastructure that connects global capital to real-world payment assets such as cross-border settlements, card payments, and payroll advances with T+0 on-chain settlement. Huma is offered in two forms: Huma (Permissionless), a retail-open protocol launched April 2025, and Huma Institutional, a permissioned protocol for licensed financial institutions accessing curated payment-financing and RWA opportunities. The protocol runs as smart contracts across Solana, EVM chains, and Stellar (Soroban), has processed over $7 billion in on-chain transactions, and is backed by partners including Solana, Circle, the Stellar Development Foundation, and Galaxy Digital. Developers integrate through the first-party @huma-finance JavaScript SDK, Solana permissionless SDK, Soroban SDK, and embeddable React widgets published on npm.

Huma Technologies Inc. is profiled on the APIs.io network. Tagged areas include Company, PayFi, DeFi, Payments, and Lending.

Huma Technologies Inc.’s developer surface includes documentation, signup flow, support, and 10 more developer resources.

🌐 Visit website 📡 Source on GitHub

23.2/100 emerging ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-07-27 · rubric v0.5

0 APIs

CompanyPayFiDeFiPaymentsLendingStablecoinsReal-World AssetsBlockchainWeb3SolanaStellarCredit Infrastructure

Kin Score

Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5

Composite quality — 23.2/100 · emerging

Contract Quality 0.0 / 25

Developer Ergonomics 3.9 / 20

Commercial Clarity 6.8 / 20

Operational Transparency 2.1 / 13

Governance 0.0 / 12

Discoverability 6.8 / 10

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 15

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/huma-technologies-inc: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Get Started 1

Portal, sign-up, and the first successful call

SignUp

SignUp

Documentation 1

Reference material describing how the API behaves

Documentation

Documentation

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

LLMsTxt

LLMsTxt

Build 3

SDKs, sample code, and the tooling you integrate with

GitHubOrganization

GitHubOrganization

Packages

Packages

SDKs

SDKs

Access & Security 3

Authentication, authorization, and security posture

VulnerabilityDisclosure

VulnerabilityDisclosure

Security

Security

DomainSecurity

DomainSecurity

Operate 1

Status, limits, changes, and where to get help

Support

Support

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 1

The organization behind the API

Website

Website

Source (apis.yml)

aid: huma-technologies-inc
name: Huma Technologies Inc.
description: 'Huma Technologies Inc. operates Huma Finance, described as the first PayFi network — on-chain payment-finance
  infrastructure that connects global capital to real-world payment assets such as cross-border settlements, card payments,
  and payroll advances with T+0 on-chain settlement. Huma is offered in two forms: Huma (Permissionless), a retail-open protocol
  launched April 2025, and Huma Institutional, a permissioned protocol for licensed financial institutions accessing curated
  payment-financing and RWA opportunities. The protocol runs as smart contracts across Solana, EVM chains, and Stellar (Soroban),
  has processed over $7 billion in on-chain transactions, and is backed by partners including Solana, Circle, the Stellar
  Development Foundation, and Galaxy Digital. Developers integrate through the first-party @huma-finance JavaScript SDK, Solana
  permissionless SDK, Soroban SDK, and embeddable React widgets published on npm.'
url: https://raw.githubusercontent.com/api-evangelist/huma-technologies-inc/refs/heads/main/apis.yml
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://huma.finance/favicon.ico
x-type: company
x-source: vc-portfolio
x-backed-by:
- 500-global
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-19'
tags:
- Company
- PayFi
- DeFi
- Payments
- Lending
- Stablecoins
- Real-World Assets
- Blockchain
- Web3
- Solana
- Stellar
- Credit Infrastructure
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Website
  url: https://huma.finance
- type: Documentation
  url: https://docs.huma.finance
- type: GitHubOrganization
  url: https://github.com/00labs
- type: SignUp
  url: https://app.huma.finance
- type: TermsOfService
  url: https://app.huma.finance/terms-of-service
- type: PrivacyPolicy
  url: https://app.huma.finance/terms-of-service
- type: Support
  url: https://discord.com/invite/humafinance
- type: LLMsTxt
  url: llms/huma-technologies-inc-llms.txt
- type: Packages
  url: packages/huma-technologies-inc-packages.yml
- type: SDKs
  url: packages/huma-technologies-inc-packages.yml
- type: VulnerabilityDisclosure
  url: security/huma-technologies-inc-vulnerability-disclosure.yml
- type: Security
  url: https://docs.huma.finance/ecosystem-resources/security-audits
- type: DomainSecurity
  url: security/huma-technologies-inc-domain-security.yml
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence