CreditPolicy.ai

CreditPolicy.ai is an AI workspace for Australian mortgage and finance brokers, operated by Genesis Chain Financial Group Pty Ltd (ABN 48 625 098 937), trading as CreditPolicy.ai and CreditPolicy.com.au. It lets brokers research lender policy with cited supporting sources, work through residential servicing scenarios, organise client profiles, fill forms and draft branded documents. It also offers Ask by Email and AI Connections, a CreditPolicy MCP server that brings the lender policy library and the broker's own clients and deals into Claude, ChatGPT, Perplexity, Cursor and other MCP clients.

CreditPolicy.ai is listed with 1 API on the APIs.io network. Tagged areas include Company, Artificial Intelligence, Credit Policy, Lending, and Mortgage Brokers.

CreditPolicy.ai’s developer surface includes authentication, documentation, pricing, signup flow, support, and 19 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

30.9/100 thin Agent 12/100 agent aware Full breakdown ↓
scored 2026-11-13 · rubric v0.28.0 · Show this score on your site →

AccessPaid

1 API 1 MCP Servers

Company Artificial IntelligenceCredit PolicyLendingMortgage BrokersMCP Financial Services Australia

Kin Score

Kin Score How this is scored →
scored 2026-11-13 · rubric v0.28.0

Composite quality — 30.9/100 · thin

Contract Quality 0.0 / 21

Developer Ergonomics 4.5 / 17

Access Clarity 13.0 / 17

Operational Transparency 0.0 / 11

Contract Governance 1.9 / 10

Discoverability 5.5 / 9

Regulatory Posture 4.0 / 15

Agent readiness — 12/100 · agent aware

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 12 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 5 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 5 / 5

Distinct Operations 3 / 3

MCP Tool Quality 6 / 6

Regulatory Posture applies to this provider. Its tags matched the Horizontal (data, software, accessibility, platform) regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Show this score on your site.

It updates itself when the score changes. Paste this where you link to your API docs:

<a href="https://apis.io/providers/creditpolicy-ai/"><img src="https://apis.io/badge/creditpolicy-ai/card.svg" alt="CreditPolicy.ai on APIs.io — Kin Score by API Evangelist"></a>

Other styles, a README pill and a shields.io endpoint are on the badge page.

Raise your score.

Agent readiness — checks not met, largest first (exact, from this profile):

Machine-Readable Contract +18 pts — api_specs includes an OpenAPI document Ask about this →
Agentic Access Contract +10 pts — agentic_access artifact present (x-agentic-access), graded by author Ask about this →
Idempotency +9 pts — OpenAPI mutating operations declare an idempotency key — a header, a request-body property, or a named de-duplication token whose own description says so (verified); else common[].type matches /idempoten/i (documented) Ask about this →
Stable Error Semantics +8 pts — OpenAPI $refs a shared error schema across 4xx/5xx responses (verified), else common[].type includes ErrorCatalog / ErrorCodes / DeclineCodes Ask about this →
A2A Agent Card +8 pts — a2a/-a2a.yml manifest, graded on conformance.grade against A2A 1.0.0 Ask about this →
Request/Response Examples +7 pts — share of operations carrying request/response examples; else an Examples / Code Samples link Ask about this →

9 more unmet checks in the Agent Readiness table above.

Kin Score — facets with the most composite points still available (weight × headroom):

Contract Quality scores 0.0 — up to +25.0 composite points Ask about this →
Developer Ergonomics scores 26.2 — up to +14.8 composite points Ask about this →
Operational Transparency scores 0.0 — up to +13.0 composite points Ask about this →

Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.

Not sure how this applies to your stack? Ask about any one item. Kin Lane reads every question, looks at your profile and your situation, and replies with what a fix would take — scoped to that one area, priced up front, yours whether you ship it or not. Ask a question →

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/creditpolicy-ai/apis.yml: open an issue on github.com/api-evangelist/creditpolicy-ai to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Standards implemented 2

Standards this provider implements or carries. De facto ones are profiled and measured by the API Commons; formal ones come from the standards directory and are linked by the provider's own tags. The evidence column says how each claim was established — not that it was made.

Model Context Protocol (MCP)

measured — observed by APIs.io (documented)

OAuth 2.0 Protected Resource Metadata

measured — observed by APIs.io (verified)

APIs 1

Individual APIs this provider publishes, each with its own machine-readable definition.

CreditPolicy MCP Server (AI Connections)

Remote MCP server that brings the CreditPolicy.ai Australian lender policy library and the broker's own clients, scenarios and deals into Claude, ChatGPT, Perplexity, Cursor and...

MCP Servers 1

Model Context Protocol servers that expose these APIs to AI agents.

CreditPolicy MCP Server (AI Connections)

Remote MCP server at creditpolicy.ai over streamable HTTP requiring OAuth; 19 tools listed.

MCP SERVER

CreditPolicy.ai API pricing

Prices published by CreditPolicy.ai.

Plan	Price
Solo	$59 inc. GST per month
Team	$49 inc. GST per seat/ month
Brokerage / Aggregator	Custom

Plan details, limits and sources →

Pricing Plans 1

Published pricing tiers and plan structures.

CreditPolicy.ai Plans Pricing

3 plans

PLANS

Rate Limits 1

Documented rate limits and quota policies.

CreditPolicy.ai Rate Limits

0 limits

RATE LIMITS

Terms of Service 1

What its API terms permit and prohibit, quoted from its own page.

CreditPolicy.ai

10 quoted statements, read from CreditPolicy.ai's own page on 2026-11-09.

TERMS

Privacy & Data 1

Its role, the data it processes, retention and transfers, quoted from its own privacy page.

CreditPolicy.ai

25 quoted statements, read from CreditPolicy.ai's own page on 2026-11-09.

PRIVACY

Eligibility 1

Who may sign up and where, quoted from its own terms.

CreditPolicy.ai

4 quoted statements, read from CreditPolicy.ai's own page on 2026-11-09.

ELIGIBILITY

AI Preferences 1

Its stance on AI training, inference and agents, quoted from its own pages.

CreditPolicy.ai

2 quoted statements, read from CreditPolicy.ai's own page on 2026-11-09.

AI PREFS

Data License 1

How its data and outputs may be reused, quoted from its own terms.

CreditPolicy.ai

2 quoted statements, read from CreditPolicy.ai's own page on 2026-11-09.

LICENSE

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

CreditPolicy.ai Authentication

2 schemes

SECURITY

CreditPolicy.ai Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Scopes 1

OAuth scopes governing access to this provider's APIs.

CreditPolicy.ai Scopes

5 scopes

SCOPES

Resources

Get Started 2

Portal, sign-up, and the first successful call

SignUp

SignUp

Login

Documentation 2

Reference material describing how the API behaves

Documentation

Documentation

AIPreferences

AIPreferences

Agent Surfaces 2

MCP servers, agent skills, and machine-readable catalogs

MCPServer

MCPServer

WellKnown

WellKnown

Design & Contract 2

Pagination, idempotency, versioning, errors, and events

Conventions

Conventions

Conformance

Conformance

Build 1

SDKs, sample code, and the tooling you integrate with

IntegrationEdges

IntegrationEdges

Access & Security 3

Authentication, authorization, and security posture

Authentication

Authentication

OAuthScopes

OAuthScopes

DomainSecurity

DomainSecurity

Operate 1

Status, limits, changes, and where to get help

Support

Support

Commercial 6

Pricing, plans, and the legal terms of use

Plans

Pricing

TermsOfService

PrivacyPolicy

UsageTerms

DataLicense

Company 1

The organization behind the API

Website

Website

Other 4

Properties that don't map to a standard resource type

Hosts

Vendors

DataProcessing

Eligibility

Source (apis.yml)

aid: creditpolicy-ai
name: CreditPolicy.ai
description: CreditPolicy.ai is an AI workspace for Australian mortgage and finance brokers, operated by Genesis Chain Financial
  Group Pty Ltd (ABN 48 625 098 937), trading as CreditPolicy.ai and CreditPolicy.com.au. It lets brokers research lender
  policy with cited supporting sources, work through residential servicing scenarios, organise client profiles, fill forms
  and draft branded documents. It also offers Ask by Email and AI Connections, a CreditPolicy MCP server that brings the lender
  policy library and the broker's own clients and deals into Claude, ChatGPT, Perplexity, Cursor and other MCP clients.
url: https://artifacts.apis.io/creditpolicy-ai/apis.yml
x-type: company
x-source: harvest:mcp-registry
x-tier: profiled
x-tier-reason: enrichment pass 2026-11-04 (modular-v1; was harvest)
accessModel:
  pricing: paid
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Paid
  confidence: high
  probe_state: covered
  source:
  - plans
  - authentication
  - scopes
  - security
  generated: '2026-11-13'
  method: derived
specificationVersion: '0.20'
created: '2026-11-04'
modified: '2026-11-04'
tags:
- Company
- Artificial Intelligence
- Credit Policy
- Lending
- Mortgage Brokers
- MCP
- Financial Services
- Australia
tags_raw:
- Company
- Artificial Intelligence
- Credit Policy
- Lending
- Mortgage Brokers
- Model Context Protocol
- Financial Services
- Australia
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
image: https://creditpolicy.ai/app-icon-192.png
common:
- type: Plans
  url: plans/creditpolicy-ai-plans-pricing.yml
- type: Conventions
  url: conventions/creditpolicy-ai-conventions.yml
- type: Authentication
  url: authentication/creditpolicy-ai-authentication.yml
- type: OAuthScopes
  url: scopes/creditpolicy-ai-scopes.yml
- type: Conformance
  url: conformance/creditpolicy-ai-conformance.yml
- type: MCPServer
  url: mcp/creditpolicy-ai-mcp.yml
- type: WellKnown
  url: well-known/creditpolicy-ai-well-known.yml
- type: Hosts
  url: hosts/creditpolicy-ai-hosts.yml
- type: IntegrationEdges
  url: integrations/creditpolicy-ai-integration-edges.yml
- type: Vendors
  url: vendors/creditpolicy-ai-vendors.yml
- type: DomainSecurity
  url: security/creditpolicy-ai-domain-security.yml
- type: Website
  url: https://creditpolicy.ai/
- type: Documentation
  name: CreditPolicy MCP (AI Connections)
  url: https://creditpolicy.ai/mcp
- type: Pricing
  url: https://creditpolicy.ai/pricing
- type: SignUp
  url: https://creditpolicy.ai/signup
- type: Login
  url: https://creditpolicy.ai/login
- type: Support
  url: https://creditpolicy.ai/contact
- type: TermsOfService
  url: https://creditpolicy.ai/terms
- type: PrivacyPolicy
  url: https://creditpolicy.ai/privacy
- type: UsageTerms
  url: terms/creditpolicy-ai-terms-of-service.yml
- type: DataProcessing
  url: privacy/creditpolicy-ai-privacy-policy.yml
- type: Eligibility
  url: eligibility/creditpolicy-ai-eligibility.yml
- type: AIPreferences
  url: ai-preferences/creditpolicy-ai-ai-preferences.yml
- type: DataLicense
  url: data-license/creditpolicy-ai-data-license.yml
apis:
- aid: creditpolicy-ai:creditpolicy-mcp
  name: CreditPolicy MCP Server (AI Connections)
  description: Remote MCP server that brings the CreditPolicy.ai Australian lender policy library and the broker's own clients,
    scenarios and deals into Claude, ChatGPT, Perplexity, Cursor and other MCP clients. The /mcp page documents 19 tools (search_policy,
    list_lenders, compare_lenders, assess_scenario, list_clients, get_client, create_client, create_deal, update_deal and
    others). Access is by OAuth sign-in (authorization server on Supabase Auth) or personal cpk_ access keys; anonymous tools/list
    returns 401 invalid_token. No OpenAPI, AsyncAPI or GraphQL contract is published.
  humanURL: https://creditpolicy.ai/mcp
  baseURL: https://creditpolicy.ai/api/mcp
  tags:
  - MCP
  - Credit Policy
  - Mortgage Brokers
  tags_raw:
  - Model Context Protocol
  - Credit Policy
  - Mortgage Brokers
  properties:
  - type: Documentation
    url: https://creditpolicy.ai/mcp
x-coverage:
  state: covered
  reason: identity-verified
  detail: Name and legal entity read from creditpolicy.ai homepage title and /terms (Genesis Chain Financial Group Pty Ltd).
    No documentation host or OpenAPI found; MCP endpoint /api/mcp is gated (401) per preflight.
  evidence:
  - url: https://creditpolicy.ai/
    status: 200
  - url: https://creditpolicy.ai/terms
    status: 200
  - url: https://creditpolicy.ai/mcp
    status: 200
  - url: https://creditpolicy.ai/contact
    status: 200
  - url: https://creditpolicy.ai/pricing
    status: 200
  - url: https://creditpolicy.ai/privacy
    status: 200
  - url: https://creditpolicy.ai/signup
    status: 200
  - url: https://creditpolicy.ai/login
    status: 200
  - url: https://creditpolicy.ai/app-icon-192.png
    status: 200
x-enrichment:
  date: '2026-11-04'
  status: enriched
  artifacts_added: 16
  pass: modular-v1
  engine: identity=anthropic,contract=anthropic,surfaces=anthropic,docs=anthropic,regulatory=anthropic

CreditPolicy.ai API — frequently asked questions

Does CreditPolicy.ai have an API?

Yes. APIs.io lists 1 API from CreditPolicy.ai, including CreditPolicy MCP Server (AI Connections).

How do I authenticate with the CreditPolicy.ai API?

CreditPolicy.ai uses bearer-token authentication (2 schemes). The details are profiled on APIs.io as CreditPolicy.ai Authentication.

How much does the CreditPolicy.ai API cost?

CreditPolicy.ai publishes its prices; its Solo plan is $59 inc. GST per month as of 2026-11-04. APIs.io lists 3 pricing plans for CreditPolicy.ai, with each plan's price, limits and inclusions under Pricing on this page.

Does CreditPolicy.ai have an MCP server?

Yes. APIs.io lists 1 MCP server for CreditPolicy.ai: Remote MCP server at creditpolicy.ai over streamable HTTP requiring OAuth; 19 tools listed.

Is the CreditPolicy.ai API ready for AI agents?

CreditPolicy.ai has a Kin Score of 30.9 out of 100 (thin) and an Agent Readiness score of 12.1 (agent-aware), scored by API Evangelist on 2026-11-13.

Work with this as data

Every provider here is available over the APIs.io API and to AI agents over MCP.

MCP server

One button, every client — Claude, Cursor, VS Code and the rest.

https://apis.io/mcp

Tools for providers

9 MCP tools reach this

find_providersBrowse and filter every provider in the catalog.
get_provider_artifactsEvery artifact this provider publishes, grouped by type.
get_provider_operationsEvery operation across all of their OpenAPIs — one call instead of parsing every spec.
get_provider_toolsEvery MCP tool they ship, with the operation each wraps.
get_provider_evidenceHow each part of their score was established. Free — the basis for a claim should not sit behind it.
get_provider_ratingPRO — composite, band, trend and facet scores.
apis_io_searchSTART HERE — APIs, providers and tags for one query, each with its total.
resolveTurn a domain, URL or GitHub org into the provider it belongs to.
find_cohortsEvery scored population of providers in the catalog.

All 92 tools →

Call it yourself

curl for this page

This provider

curl "https://apis.io/api/v1/providers/creditpolicy-ai"

All providers

curl "https://apis.io/api/v1/providers?limit=25"

Every operation they expose

curl "https://apis.io/api/v1/providers/creditpolicy-ai/operations?limit=25"

How their score was established

curl "https://apis.io/api/v1/providers/creditpolicy-ai/evidence"

Calls without X-API-Key need no key. Calls with it need a paid plan — get a key.

Get an API key

Free tier, no form to fill in. Signing in shares your email address with us — we store it to create your key and to recognise you if you sign in with another provider. See our Privacy Policy and Terms.

GitHub Google LinkedIn

A second provider on the same verified email joins the account you already have.