Ki Insurance

Ki is the first fully digital, algorithmically driven syndicate at Lloyd's of London, launched in 2020 out of Brit with Google Cloud and University College London and capitalised with US$500m from Blackstone Tactical Opportunities and Fairfax Financial. Operating from the United Kingdom as Lloyd's Syndicate 1618, Ki writes follow-only capacity across specialty lines — property, casualty and specialty — quoting risks that a lead underwriter has already priced, in seconds rather than days, through an algorithm rather than a face-to-face negotiation in the Room. Brokers reach Ki through app.ki-insurance.com, a partner-gated single-page platform behind an Auth0 authorization-code login, and Ki announced a "Broker API" in May 2021 that lets partner broking platforms request quotes directly from the algorithm. That API posture is entirely partner-gated: there is no developer portal, no public reference documentation, no self-serve signup, no provider-published OpenAPI or Postman collection, and no public webhook or event catalog. What is observable is the platform API itself — Ki's own broker client ships a complete endpoint registry in its public JavaScript bundle, exposing a same-origin REST surface of roughly a hundred JSON operations across quotes, quote lines, pricing, schedules of values, slip extraction, leads, pipeline, broking houses, nominated leads and Lloyd's risk codes, all authorised with an Auth0 bearer token. API Evangelist has derived an observed OpenAPI from that bundle. Ki remains the archetype of the United Kingdom's London-market pattern: genuinely advanced machine-to-machine insurance placement infrastructure, aimed at brokers and syndicates rather than at developers, and therefore effectively invisible from the outside.

Ki Insurance publishes 1 API on the APIs.io network: Ki Broker Trading Platform API. Tagged areas include Insurance, United Kingdom, Lloyd’s of London, Specialty Insurance, and Property and Casualty.

Ki Insurance’s developer surface includes engineering blog, signup flow, authentication, and 25 more developer resources.

🌐 Visit website 📡 Source on GitHub

38.5/100 thin ▬ flat Agent 69/100 agent native Full breakdown ↓
scored 2026-07-27 · rubric v0.5

1 APIs 1 MCP Servers

InsuranceUnited KingdomLloyd's of LondonSpecialty InsuranceProperty and CasualtyUnderwritingInsurtechBrokerAlgorithmic UnderwritingReinsurance

Kin Score

Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5

Composite quality — 38.5/100 · thin

Contract Quality 9.4 / 25

Developer Ergonomics 5.7 / 20

Commercial Clarity 6.8 / 20

Operational Transparency 0.7 / 13

Governance 0.0 / 12

Discoverability 9.3 / 10

Agent readiness — 69/100 · agent native

Machine-Readable Contract 18 / 18

Agentic Access Contract 15 / 15

MCP Server 12 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 5 / 5

Well-Known Catalog 4 / 4

Consent & Bot Identity 0 / 3

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/ki-insurance: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 1

Individual APIs this provider publishes, each with its own machine-readable definition.

MCP Servers 1

Model Context Protocol servers that expose these APIs to AI agents.

Scopes 1

OAuth scopes governing access to this provider's APIs.

Ki Insurance Scopes

14 scopes · authorizationCode

14 scopes

SCOPES

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Ki Insurance Agentic Access

109 operations · 38 acting · 1 human-in-the-loop

109 operations · 38 acting

AGENTIC

Resources

Get Started 1

Portal, sign-up, and the first successful call

SignUp

SignUp

Agent Surfaces 5

MCP servers, agent skills, and machine-readable catalogs

WellKnown

LLMsTxt

AgentSkill

MCPServer

AgenticAccess

Design & Contract 7

Pagination, idempotency, versioning, errors, and events

Conformance

Lifecycle

Conventions

ErrorCatalog

DataModel

Arazzo

Arazzo

Scroll for all 7

Build 2

SDKs, sample code, and the tooling you integrate with

ToolCrosswalk

ToolCrosswalk

GitHubOrganization

GitHubOrganization

Access & Security 3

Authentication, authorization, and security posture

Authentication

Authentication

OAuthScopes

OAuthScopes

DomainSecurity

DomainSecurity

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 6

The organization behind the API

Website

About

Blog

Partners

LinkedIn

Careers

Careers

Other 2

Properties that don't map to a standard resource type

CookiePolicy

CookiePolicy

OpenIDConnect

OpenIDConnect

Source (apis.yml)

aid: ki-insurance
url: https://raw.githubusercontent.com/api-evangelist/ki-insurance/refs/heads/main/apis.yml
name: Ki Insurance
kind: company
description: 'Ki is the first fully digital, algorithmically driven syndicate at Lloyd''s of London, launched in 2020 out
  of Brit with Google Cloud and University College London and capitalised with US$500m from Blackstone Tactical Opportunities
  and Fairfax Financial. Operating from the United Kingdom as Lloyd''s Syndicate 1618, Ki writes follow-only capacity across
  specialty lines — property, casualty and specialty — quoting risks that a lead underwriter has already priced, in seconds
  rather than days, through an algorithm rather than a face-to-face negotiation in the Room. Brokers reach Ki through app.ki-insurance.com,
  a partner-gated single-page platform behind an Auth0 authorization-code login, and Ki announced a "Broker API" in May 2021
  that lets partner broking platforms request quotes directly from the algorithm. That API posture is entirely partner-gated:
  there is no developer portal, no public reference documentation, no self-serve signup, no provider-published OpenAPI or
  Postman collection, and no public webhook or event catalog. What is observable is the platform API itself — Ki''s own broker
  client ships a complete endpoint registry in its public JavaScript bundle, exposing a same-origin REST surface of roughly
  a hundred JSON operations across quotes, quote lines, pricing, schedules of values, slip extraction, leads, pipeline, broking
  houses, nominated leads and Lloyd''s risk codes, all authorised with an Auth0 bearer token. API Evangelist has derived an
  observed OpenAPI from that bundle. Ki remains the archetype of the United Kingdom''s London-market pattern: genuinely advanced
  machine-to-machine insurance placement infrastructure, aimed at brokers and syndicates rather than at developers, and therefore
  effectively invisible from the outside.'
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Insurance
- United Kingdom
- Lloyd's of London
- Specialty Insurance
- Property and Casualty
- Underwriting
- Insurtech
- Broker
- Algorithmic Underwriting
- Reinsurance
created: '2026-07-25'
modified: '2026-07-25'
specificationVersion: '0.19'
apis:
- aid: ki-insurance:broker-platform
  name: Ki Broker Trading Platform API
  description: The same-origin REST API behind app.ki-insurance.com, the partner-gated broker trading platform where Lloyd's
    brokers place risks with Ki's follow algorithm. Ki publishes no reference documentation for it; the surface catalogued
    here was observed verbatim in the endpoint registry Ki's own client ships in its public JavaScript bundle — 102 paths
    and 109 operations covering quote creation and versioning, algorithmic pricing runs, schedule-of-values upload and geocoding,
    slip extraction jobs, firm order notes, the broker pipeline and dashboard, leads, users, broking houses and branches,
    nominated lead syndicates and insurers, Lloyd's risk codes and a large class-of-business master-data surface. Every call
    carries an Auth0-issued bearer token (issuer https://login.ki-insurance.com/, audience https://api.ki.com); there is no
    self-serve access.
  humanURL: https://app.ki-insurance.com/
  baseURL: https://app.ki-insurance.com
  tags:
  - Insurance
  - Underwriting
  - Quotes
  - Lloyd's of London
  - Broker
  properties:
  - type: OpenAPI
    url: openapi/ki-insurance-broker-platform-openapi.yml
  - type: Overlay
    url: overlays/ki-insurance-broker-platform-overlay.yaml
  - type: Authentication
    url: authentication/ki-insurance-authentication.yml
  - type: ErrorCatalog
    url: errors/ki-insurance-problem-types.yml
  - type: DataModel
    url: data-model/ki-insurance-data-model.yml
  - type: Conventions
    url: conventions/ki-insurance-conventions.yml
  - type: MCPServer
    url: mcp/ki-insurance-mcp.yml
  - type: ToolCrosswalk
    url: mcp/ki-insurance-tool-crosswalk.yml
  - type: AgenticAccess
    url: agentic-access/ki-insurance-agentic-access.yml
  - type: SignUp
    url: https://app.ki-insurance.com/
common:
- type: Website
  url: https://ki-insurance.com/
- type: About
  url: https://ki-insurance.com/about/
- type: Blog
  url: https://ki-insurance.com/news/
- type: Partners
  url: https://ki-insurance.com/capacity-partners/
- type: SignUp
  url: https://app.ki-insurance.com/
- type: TermsOfService
  url: https://app.ki-insurance.com/policies/2025/11/16/Ki_Website_Terms.pdf
- type: PrivacyPolicy
  url: https://app.ki-insurance.com/policies/2025/V2/Ki_Privacy_Policy.pdf
- type: CookiePolicy
  url: https://app.ki-insurance.com/policies/2025/Ki_Cookie_Policy.pdf
- type: Authentication
  url: authentication/ki-insurance-authentication.yml
- type: OpenIDConnect
  url: https://login.ki-insurance.com/.well-known/openid-configuration
- type: OAuthScopes
  url: scopes/ki-insurance-scopes.yml
- type: WellKnown
  url: well-known/ki-insurance-well-known.yml
- type: DomainSecurity
  url: security/ki-insurance-domain-security.yml
- type: Conformance
  url: conformance/ki-insurance-conformance.yml
- type: Lifecycle
  url: lifecycle/ki-insurance-lifecycle.yml
- type: Conventions
  url: conventions/ki-insurance-conventions.yml
- type: ErrorCatalog
  url: errors/ki-insurance-problem-types.yml
- type: DataModel
  url: data-model/ki-insurance-data-model.yml
- type: LLMsTxt
  url: llms/ki-insurance-llms.txt
- type: AgentSkill
  url: skills/_index.yml
- type: MCPServer
  url: mcp/ki-insurance-mcp.yml
- type: ToolCrosswalk
  url: mcp/ki-insurance-tool-crosswalk.yml
- type: AgenticAccess
  url: agentic-access/ki-insurance-agentic-access.yml
- type: Arazzo
  name: Quote a risk and run the follow algorithm
  url: arazzo/ki-insurance-quote-and-price.yml
- type: Arazzo
  name: Turn a broker slip into a quote
  url: arazzo/ki-insurance-slip-to-quote.yml
- type: GitHubOrganization
  url: https://github.com/Ki-Insurance
- type: LinkedIn
  url: https://www.linkedin.com/company/ki-insurance
- type: Careers
  url: https://ki-insurance.com/careers/
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com

Ki Insurance

Kin Score

APIs 1

Ki Broker Trading Platform API

Arazzo Workflows 3

_Index

Ki — quote a risk and run the follow algorithm

Ki — turn a broker slip into a quote