Earnix website screenshot

Earnix

Earnix provides an AI orchestration system (Earnix AIOS) purpose-built for insurance and banking decisioning. The platform unifies pricing, an enterprise rating engine, automated underwriting, and real-time customer engagement so insurers and financial institutions can price smarter, underwrite faster, and engage customers better. Earnix serves 100+ leading insurers worldwide, processing billions of transactions annually and compressing rate creation from months to days. Earnix is a portfolio company of Insight Partners. This profile was enriched by the API Evangelist pipeline; Earnix is an enterprise B2B vendor with no public self-serve developer portal or API documentation.

Earnix is profiled on the APIs.io network. Tagged areas include Company, Insurance, Insurtech, Pricing, and Rating.

Earnix’s developer surface includes engineering blog, support, and 5 more developer resources.

11.0/100 emerging ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-08-20 · rubric v0.12.0
0 APIs
CompanyInsuranceInsurtechPricingRatingUnderwritingBankingFinancial-ServicesDecisioningArtificial Intelligence

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-08-20 · rubric v0.12.0
Composite quality — 11.0/100 · emerging
Contract Quality 0.0 / 21
Developer Ergonomics 1.2 / 17
Access Clarity 4.5 / 17
Operational Transparency 0.0 / 11
Contract Governance 0.0 / 10
Discoverability 4.3 / 9
Regulatory Posture 3.4 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 10
Documented Reversibility 0 / 6
MCP Server 0 / 12
Machine-Readable Auth 0 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
Regulatory Posture applies to this provider. Its tags matched the Insurance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.
The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/earnix: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Earnix Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Earnix Trust Center

SOC 2 Type II, ISO 27001, ISO 27701, ISO 27017, ISO 27018, ISO 22301, CSA STAR, FSQS, GDPR

SECURITY

Resources

Access & Security 3

Authentication, authorization, and security posture

Operate 1

Status, limits, changes, and where to get help

Commercial 1

Pricing, plans, and the legal terms of use

Company 2

The organization behind the API

Source (apis.yml)

apis.yml Raw ↑
aid: earnix
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/earnix.png
name: Earnix
description: Earnix provides an AI orchestration system (Earnix AIOS) purpose-built for insurance and banking decisioning.
  The platform unifies pricing, an enterprise rating engine, automated underwriting, and real-time customer engagement so
  insurers and financial institutions can price smarter, underwrite faster, and engage customers better. Earnix serves 100+
  leading insurers worldwide, processing billions of transactions annually and compressing rate creation from months to days.
  Earnix is a portfolio company of Insight Partners. This profile was enriched by the API Evangelist pipeline; Earnix is an
  enterprise B2B vendor with no public self-serve developer portal or API documentation.
url: https://raw.githubusercontent.com/api-evangelist/earnix/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- insight-partners
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-18'
tags:
- Company
- Insurance
- Insurtech
- Pricing
- Rating
- Underwriting
- Banking
- Financial-Services
- Decisioning
- Artificial Intelligence
tags_raw:
- Company
- Insurance
- InsurTech
- Pricing
- Rating
- Underwriting
- Banking
- Financial Services
- Decisioning
- Artificial Intelligence
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: DomainSecurity
  url: security/earnix-domain-security.yml
- type: Website
  url: https://earnix.com/
- type: Blog
  url: https://earnix.com/blog/
- type: Support
  url: https://earnix.com/support-portal/
- type: PrivacyPolicy
  url: https://earnix.com/privacy-policy/
- type: TrustCenter
  url: https://earnix.com/why-earnix/how-we-do-it/trust-center/
- type: Compliance
  url: https://earnix.com/why-earnix/how-we-do-it/trust-center/
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence