ACORD

ACORD is the global standards-setting body for the insurance industry, publishing the data standards that insurers, reinsurers, brokers, MGAs and software vendors use to exchange policy, claims, party, underwriting, accounting and settlement data: ACORD XML and AL3 for property & casualty, Life & Annuity XML and DTCC EDI, the Global Reinsurance & Large Commercial (GRLC) standards behind EBOT, ECOT, GPM and CRP, and the JSON/YAML Next-Generation Digital Standards (NGDS) aimed at REST APIs and microservices. ACORD operates no public API of its own; standards and schemas are delivered to members under licence, and its commercial subsidiary ACORD Solutions Group runs the ADEPT data exchange platform under separate agreement.

ACORD is listed with 6 APIs on the APIs.io network, including Claims API, Party API, Policy API, and 3 more. Tagged areas include Claims, Data Standards, Insurance, Policy, and Property and Casualty.

The ACORD catalog on APIs.io includes 2 JSON-LD contexts and 2 Spectral governance rulesets.

ACORD’s developer surface includes authentication, developer portal, documentation, getting-started guide, support, changelog, pricing, and 28 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

50.2/100 developing ▬ flat Agent 28/100 agent aware Front door AI 4/6 moderate Heartbeat 100/100 alive Full breakdown ↓
scored 2026-11-06 · rubric v0.27.0 · Show this score on your site →

AccessEnterprise

6 APIs 5 Features 5 Use Cases

Claims Data Standards Insurance Policy Property and Casualty Reinsurance Standards Underwriting XML

What this lets a business do 3

Business capabilities this provider's published APIs can perform, derived from its own contracts. Browse all capabilities →

Policy Administration Management

BC-2140

Policy

POST /policies PATCH /policies/{policyId}

Insurance Claims Management

BC-2160

Claims

POST /claims

Insurance Underwriting Management

BC-2130

Underwriting

POST /underwriting/submissions

Kin Score

Kin Score How this is scored →
scored 2026-11-06 · rubric v0.27.0

Composite quality — 50.2/100 · developing

Contract Quality 5.2 / 19

Developer Ergonomics 8.6 / 15

Access Clarity 10.1 / 15

Operational Transparency 3.9 / 10

Contract Governance 2.5 / 9

Discoverability 5.2 / 8

Regulatory Posture 6.2 / 15

Create-or-Update Ergonomics 0.0 / 10

Agent readiness — 28/100 · agent aware

Machine-Readable Contract 18 / 18

Agentic Access Contract 10 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 7 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 0 / 5

Distinct Operations 3 / 3

MCP Tool Quality 6 / 6

Regulatory Posture applies to this provider. Its tags matched the Insurance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics applies to this provider. This API accepts writes, so it carries 10 points of the composite. It is scored from the published contracts themselves: whether a caller can create-or-update in one call, whether the write accepts a key the caller already holds, and whether the response says which branch ran. Without that, every write needs a search-and-branch in front of it, and the first time that check is skipped a duplicate record is created. Scored against the observed mean rather than raw — a provider at the catalog average is unchanged by this facet, not penalised by it.

The six quality facets above are damped to 75 points between them, because the conditional facet above carries the other 25. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 75% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

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Agent readiness — checks not met, largest first (exact, from this profile):

MCP Server +12 pts — deployment.mode + probe verdict on the mcp/ manifest, not the pointer; an unprobed slug falls back to authorship
Idempotency +9 pts — OpenAPI mutating operations declare an idempotency key — a header, a request-body property, or a named de-duplication token whose own description says so (verified); else common[].type matches /idempoten/i (documented)
Stable Error Semantics +8 pts — OpenAPI $refs a shared error schema across 4xx/5xx responses (verified), else common[].type includes ErrorCatalog / ErrorCodes / DeclineCodes
A2A Agent Card +8 pts — a2a/-a2a.yml manifest, graded on conformance.grade against A2A 1.0.0
Registration Without a Human +6 pts — a `registration_endpoint` in the served RFC 8414 / OIDC discovery document
Delegated User Identity +6 pts — a served discovery document listing authorization_code in grant_types_supported (served), else an oauth2 authorizationCode flow or openIdConnect declared in an OpenAPI (documented)

9 more unmet checks in the Agent Readiness table above.

Kin Score — facets with the most composite points still available (weight × headroom):

Contract Quality scores 27.9 — up to +18.0 composite points
Contract Governance scores 27.3 — up to +8.7 composite points
Developer Ergonomics scores 57.1 — up to +8.6 composite points

Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/acord/apis.yml: open an issue on github.com/api-evangelist/acord to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Markets this provider is in provisional

The Kin Score Market layer reads a provider inside its market: its position, and how deep its integrations go. Depth is only comparable within a position. Provisional and unweighted: not part of the Kin Score or agent readiness.

Market	Position	Depth	Registered MCP server	Declares compatibility
Insurance and Insurtech	undeclared	-	-	-

Registered MCP server and declares compatibility are report only — not weighted. Undeclared means we found nothing we can read, so there is no number: we never infer integrations.

Standards implemented 3

Standards this provider implements or carries. De facto ones are profiled and measured by the API Commons; formal ones come from the standards directory and are linked by the provider's own tags. The evidence column says how each claim was established — not that it was made.

XML

tagged — the provider's own APIs.json carries the standard as a tag; implementation not verified

OpenAPI

Prices published by ACORD, read 2026-08-30 from www.acord.org/standards-architecture/acord-data-standards....

Plan	Price
ACORD Membership (Standards Access) enterprise	—

Plan details, limits and sources →

Pricing Plans 1

Published pricing tiers and plan structures.

Acord Plans Pricing

1 plans

PLANS

Rate Limits 1

Documented rate limits and quota policies.

Acord Rate Limits

0 limits

RATE LIMITS

Service Levels 1

Uptime the provider promises or reports, as SLA4OAI. Read from its own pages; APIs.io runs no monitors.

ACORD

SLA

FinOps 1

Cost, billing, and metering signals for API financial operations.

Acord Finops

FINOPS

Features 5

Notable capabilities this provider offers.

XML Data Standards

ACORD XML standards for property & casualty, life, annuity, and reinsurance SOAP/XML data exchange.

Next-Generation Digital Standards

JSON/YAML-based NGDS for RESTful APIs, microservices, and IoT insurance data exchange.

Reinsurance Standards

Global reinsurance and large commercial data standards for facultative and treaty transactions.

Life and Annuity Standards

Electronic data standards for life insurance and annuity products covering underwriting and policy management.

Reference Architecture

ACORD reference architecture providing structural frameworks for insurance technology implementations.

Semantic Vocabularies 2

JSON-LD contexts and semantic vocabularies used across these APIs.

Acord Context

0 classes · 5 properties

JSON-LD

Acord Ngds Context

19 classes · 55 properties

JSON-LD

Spectral Rules 2

Spectral governance rulesets for linting and validating these APIs.

ACORD — jsonschema rules

6 rules · 4 warnings 2 info

SPECTRAL

ACORD API Rules

39 rules · 13 errors 23 warnings 3 info

SPECTRAL

5 properties

JSON STRUCTURE

Scroll for all 16

5 fields

EXAMPLE

Ngds Underwriting Submission Response Example

4 fields

EXAMPLE

Scroll for all 16

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Acord Authentication

http/oauth2 · 2 schemes

SECURITY

Acord Domain Security

TLSv1.3 · DMARC

SECURITY

Scopes 1

OAuth scopes governing access to this provider's APIs.

Acord Scopes

4 scopes · clientCredentials

4 scopes

SCOPES

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Acord Agentic Access

10 operations · 5 acting

AGENTIC

Use Cases 5

What developers build with this provider.

Claims Data Exchange

Standardized ACORD XML or NGDS JSON claims transaction exchange between carriers, adjusters, and reinsurers.

Policy Administration

Automated policy issuance, endorsement, and renewal using ACORD NGDS microservices architecture.

Underwriting Automation

Straight-through processing of insurance applications using ACORD standardized data elements.

Reinsurance Settlement

Facultative and treaty reinsurance data exchange using ACORD Global Reinsurance Data Standards.

Regulatory Reporting

Compliance reporting using ACORD-standardized data formats for regulatory submissions.

Integrations 4

Pre-built integrations with other platforms and tools.

Insurance Core Systems

Integration with policy administration systems (PAS) and claims management systems (CMS).

Reinsurance Platforms

Integration with reinsurance management platforms supporting ACORD AL3 and RIBO formats.

Insurtech Solutions

Modern insurtech API platforms consuming ACORD NGDS JSON standards.

Regulatory Systems

Integration with state and national insurance regulatory reporting systems.

Resources

Get Started 3

Portal, sign-up, and the first successful call

Portal

Portal

GettingStarted

GettingStarted

Login

Documentation 4

Reference material describing how the API behaves

Documentation

Documentation

JSONSchema

JSONSchema

Agent Surfaces 2

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess

AgenticAccess

LLMsTxt

LLMsTxt

Design & Contract 6

Pagination, idempotency, versioning, errors, and events

JSONLDContext

SpectralRules

Vocabulary

Conformance

Lifecycle

Conventions

Build 1

SDKs, sample code, and the tooling you integrate with

Packages

Packages

Access & Security 4

Authentication, authorization, and security posture

DomainSecurity

Authentication

OAuthScopes

Compliance

Operate 6

Status, limits, changes, and where to get help

Support

Deprecation

StatusPage

ChangeLog

RateLimits

HelpCenter

Commercial 5

Pricing, plans, and the legal terms of use

FinOps

Plans

Pricing

TermsOfService

PrivacyPolicy

Company 3

The organization behind the API

LinkedIn

Website

Website

Blog

Blog

Other 1

Properties that don't map to a standard resource type

CapabilityMap

CapabilityMap

Source (apis.yml)

aid: acord
url: https://raw.githubusercontent.com/api-evangelist/acord/refs/heads/main/apis.yml
apis:
- aid: acord:acord-xml-standards-api
  name: ACORD XML Standards API
  tags:
  - ACORD
  - Claims
  - Insurance
  - Policy
  - Property and Casualty
  - SOAP
  - XML
  tags_raw:
  - ACORD
  - Claims
  - Insurance
  - Policy
  - Property Casualty
  - SOAP
  - XML
  humanURL: https://www.acord.org/standards-architecture/acord-data-standards
  properties:
  - url: https://www.acord.org/standards-architecture/acord-data-standards
    type: Documentation
  - url: https://www.acord.org/standards-architecture/acord-data-standards
    type: Reference
  description: ACORD XML Standards define data exchange formats for property & casualty, life, annuity, and reinsurance using
    SOAP/XML protocols. APIs enable claims inquiry, policy administration, and regulatory reporting across insurers, reinsurers,
    and intermediaries.
- aid: acord:acord-reinsurance-standards-api
  name: ACORD Reinsurance & Large Commercial Data Standards API
  tags:
  - Data Standards
  - Insurance
  - Large Commercial
  - Reinsurance
  - XML
  humanURL: https://www.acord.org/standards-architecture/acord-data-standards/Global_Reinsurance_Data_Standards
  properties:
  - url: https://www.acord.org/standards-architecture/acord-data-standards/Global_Reinsurance_Data_Standards
    type: Documentation
  description: ACORD Global Reinsurance & Large Commercial Data Standards define XML data exchange formats for reinsurance
    and large commercial lines. APIs support facultative and treaty reinsurance transactions, placement, and settlement between
    cedants, reinsurers, and brokers.
- aid: acord:acord-claims-api
  name: ACORD Claims API
  description: Claims inquiry, submission, and management
  humanURL: https://www.acord.org/standards-architecture/acord-data-standards
  tags:
  - Claims
  properties:
  - type: OpenAPI
    url: openapi/acord-claims-api-openapi.yml
  - type: Documentation
    url: https://www.acord.org/standards-architecture/acord-data-standards/next-generation-digital-standards
  - type: Reference
    url: https://www.acord.org/standards-architecture/acord-data-standards/next-generation-digital-standards
  - type: JSONSchema
    url: https://raw.githubusercontent.com/api-evangelist/acord/refs/heads/main/json-schema/ngds-policy-schema.json
  - type: JSONSchema
    url: https://raw.githubusercontent.com/api-evangelist/acord/refs/heads/main/json-schema/ngds-claim-schema.json
  - type: JSONSchema
    url: https://raw.githubusercontent.com/api-evangelist/acord/refs/heads/main/json-schema/ngds-party-schema.json
  - type: JSONSchema
    url: https://raw.githubusercontent.com/api-evangelist/acord/refs/heads/main/json-schema/ngds-coverage-schema.json
  - type: JSONSchema
    url: https://raw.githubusercontent.com/api-evangelist/acord/refs/heads/main/json-schema/ngds-underwriting-submission-schema.json
- aid: acord:acord-party-api
  name: ACORD Party API
  description: Insured party and contact management
  humanURL: https://www.acord.org/standards-architecture/acord-data-standards
  tags:
  - Party
  properties:
  - type: OpenAPI
    url: openapi/acord-party-api-openapi.yml
  - type: Documentation
    url: https://www.acord.org/standards-architecture/acord-data-standards/next-generation-digital-standards
  - type: Reference
    url: https://www.acord.org/standards-architecture/acord-data-standards/next-generation-digital-standards
  - type: JSONSchema
    url: https://raw.githubusercontent.com/api-evangelist/acord/refs/heads/main/json-schema/ngds-policy-schema.json
  - type: JSONSchema
    url: https://raw.githubusercontent.com/api-evangelist/acord/refs/heads/main/json-schema/ngds-claim-schema.json
  - type: JSONSchema
    url: https://raw.githubusercontent.com/api-evangelist/acord/refs/heads/main/json-schema/ngds-party-schema.json
  - type: JSONSchema
    url: https://raw.githubusercontent.com/api-evangelist/acord/refs/heads/main/json-schema/ngds-coverage-schema.json
  - type: JSONSchema
    url: https://raw.githubusercontent.com/api-evangelist/acord/refs/heads/main/json-schema/ngds-underwriting-submission-schema.json
- aid: acord:acord-policy-api
  name: ACORD Policy API
  description: Policy administration and management
  humanURL: https://www.acord.org/standards-architecture/acord-data-standards
  tags:
  - Policy
  properties:
  - type: OpenAPI
    url: openapi/acord-policy-api-openapi.yml
  - type: Documentation
    url: https://www.acord.org/standards-architecture/acord-data-standards/next-generation-digital-standards
  - type: Reference
    url: https://www.acord.org/standards-architecture/acord-data-standards/next-generation-digital-standards
  - type: JSONSchema
    url: https://raw.githubusercontent.com/api-evangelist/acord/refs/heads/main/json-schema/ngds-policy-schema.json
  - type: JSONSchema
    url: https://raw.githubusercontent.com/api-evangelist/acord/refs/heads/main/json-schema/ngds-claim-schema.json
  - type: JSONSchema
    url: https://raw.githubusercontent.com/api-evangelist/acord/refs/heads/main/json-schema/ngds-party-schema.json
  - type: JSONSchema
    url: https://raw.githubusercontent.com/api-evangelist/acord/refs/heads/main/json-schema/ngds-coverage-schema.json
  - type: JSONSchema
    url: https://raw.githubusercontent.com/api-evangelist/acord/refs/heads/main/json-schema/ngds-underwriting-submission-schema.json
- aid: acord:acord-underwriting-api
  name: ACORD Underwriting API
  description: Underwriting and risk assessment
  humanURL: https://www.acord.org/standards-architecture/acord-data-standards
  tags:
  - Underwriting
  properties:
  - type: OpenAPI
    url: openapi/acord-underwriting-api-openapi.yml
  - type: Documentation
    url: https://www.acord.org/standards-architecture/acord-data-standards/next-generation-digital-standards
  - type: Reference
    url: https://www.acord.org/standards-architecture/acord-data-standards/next-generation-digital-standards
  - type: JSONSchema
    url: https://raw.githubusercontent.com/api-evangelist/acord/refs/heads/main/json-schema/ngds-policy-schema.json
  - type: JSONSchema
    url: https://raw.githubusercontent.com/api-evangelist/acord/refs/heads/main/json-schema/ngds-claim-schema.json
  - type: JSONSchema
    url: https://raw.githubusercontent.com/api-evangelist/acord/refs/heads/main/json-schema/ngds-party-schema.json
  - type: JSONSchema
    url: https://raw.githubusercontent.com/api-evangelist/acord/refs/heads/main/json-schema/ngds-coverage-schema.json
  - type: JSONSchema
    url: https://raw.githubusercontent.com/api-evangelist/acord/refs/heads/main/json-schema/ngds-underwriting-submission-schema.json
common:
- type: FinOps
  url: finops/acord-finops.yml
- type: CapabilityMap
  url: capabilities/acord-capability-edges.yml
  name: ACORD Business Capability Map
- type: AgenticAccess
  url: agentic-access/acord-agentic-access.yml
- type: DomainSecurity
  url: security/acord-domain-security.yml
- type: Authentication
  url: authentication/acord-authentication.yml
- type: OAuthScopes
  url: scopes/acord-scopes.yml
- type: LinkedIn
  url: https://www.linkedin.com/company/acord
- url: https://www.acord.org
  type: Website
- url: https://www.acord.org/standards-architecture/acord-data-standards
  type: Portal
- url: https://www.acord.org/standards-architecture/acord-data-standards
  type: Documentation
- url: https://www.acord.org/standards-architecture/acord-data-standards/next-generation-digital-standards
  type: GettingStarted
- url: https://www.acord.org/standards-architecture/reference-architecture
  type: Documentation
- url: https://www.acord.org/standards-architecture/get-involved/standards-project-advisory-groups
  type: Support
- url: https://raw.githubusercontent.com/api-evangelist/acord/refs/heads/main/json-schema/acord-policy-schema.json
  type: JSONSchema
- url: https://raw.githubusercontent.com/api-evangelist/acord/refs/heads/main/json-schema/acord-claim-schema.json
  type: JSONSchema
- url: https://raw.githubusercontent.com/api-evangelist/acord/refs/heads/main/json-ld/acord-context.jsonld
  type: JSONLDContext
- type: SpectralRules
  url: https://raw.githubusercontent.com/api-evangelist/acord/refs/heads/main/rules/acord-spectral-rules.yml
- type: Vocabulary
  url: https://raw.githubusercontent.com/api-evangelist/acord/refs/heads/main/vocabulary/acord-vocabulary.yaml
- type: LLMsTxt
  url: llms/acord-llms.txt
  name: ACORD llms.txt (API Evangelist generated; ACORD serves no /llms.txt)
- type: Conformance
  url: conformance/acord-conformance.yml
  name: ACORD standards + cross-cutting conformance
- type: Compliance
  url: conformance/acord-conformance.yml
  name: SOC 2 (AICPA badge published by ACORD Solutions Group)
- type: Lifecycle
  url: lifecycle/acord-lifecycle.yml
  name: ACORD standards release lifecycle
- type: Deprecation
  url: lifecycle/acord-lifecycle.yml
  name: NGDS Master Deprecation List + Standards Enhancement process
- type: StatusPage
  url: https://status.acordsolutions.com/
  name: ACORD Solutions Group status (Atlassian Statuspage, public JSON API)
- type: ChangeLog
  url: changelog/acord-changelog.yml
  name: ACORD standards release + enhancement-report history
- type: Conventions
  url: conventions/acord-conventions.yml
  name: ACORD cross-cutting conventions + reversibility
- type: Packages
  url: packages/acord-packages.yml
  name: Client packages (measured zero first-party)
- type: Plans
  url: plans/acord-plans-pricing.yml
  name: ACORD membership-gated standards access
- type: RateLimits
  url: rate-limits/acord-rate-limits.yml
  name: Rate limits (none published)
- type: Pricing
  url: https://www.acord.org/membership-participation/programs-offerings
- type: Login
  url: https://www.acord.org/account/login
- type: TermsOfService
  url: https://www.acord.org/terms-of-use
- type: PrivacyPolicy
  url: https://www.acord.org/privacy-policy
- type: HelpCenter
  url: https://acord.atlassian.net/servicedesk/customer/portal/35
- type: Features
  data:
  - name: XML Data Standards
    description: ACORD XML standards for property & casualty, life, annuity, and reinsurance SOAP/XML data exchange.
  - name: Next-Generation Digital Standards
    description: JSON/YAML-based NGDS for RESTful APIs, microservices, and IoT insurance data exchange.
  - name: Reinsurance Standards
    description: Global reinsurance and large commercial data standards for facultative and treaty transactions.
  - name: Life and Annuity Standards
    description: Electronic data standards for life insurance and annuity products covering underwriting and policy management.
  - name: Reference Architecture
    description: ACORD reference architecture providing structural frameworks for insurance technology implementations.
- type: UseCases
  data:
  - name: Claims Data Exchange
    description: Standardized ACORD XML or NGDS JSON claims transaction exchange between carriers, adjusters, and reinsurers.
  - name: Policy Administration
    description: Automated policy issuance, endorsement, and renewal using ACORD NGDS microservices architecture.
  - name: Underwriting Automation
    description: Straight-through processing of insurance applications using ACORD standardized data elements.
  - name: Reinsurance Settlement
    description: Facultative and treaty reinsurance data exchange using ACORD Global Reinsurance Data Standards.
  - name: Regulatory Reporting
    description: Compliance reporting using ACORD-standardized data formats for regulatory submissions.
- type: Integrations
  data:
  - name: Insurance Core Systems
    description: Integration with policy administration systems (PAS) and claims management systems (CMS).
  - name: Reinsurance Platforms
    description: Integration with reinsurance management platforms supporting ACORD AL3 and RIBO formats.
  - name: Insurtech Solutions
    description: Modern insurtech API platforms consuming ACORD NGDS JSON standards.
  - name: Regulatory Systems
    description: Integration with state and national insurance regulatory reporting systems.
- type: Blog
  url: https://www.acord.org/ACORD-about/acord-news
maintainers:
- name: Kin Lane
  email: kin@apievangelist.com
deliveryModel:
  model: unknown
  open_source: false
  commercial: false
  callable_host: false
  label: Delivery model not determined — needs a product licence on record
  confidence: low
  source:
  - openapi
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: enterprise
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Enterprise
  confidence: high
  probe_state: gated
  source:
  - plans
  - authentication
  - rate-limits
  - security
  generated: '2026-11-06'
  method: derived
created: '2026-04-19'
modified: '2026-08-30'
description: 'ACORD is the global standards-setting body for the insurance industry, publishing the data standards that insurers,
  reinsurers, brokers, MGAs and software vendors use to exchange policy, claims, party, underwriting, accounting and settlement
  data: ACORD XML and AL3 for property & casualty, Life & Annuity XML and DTCC EDI, the Global Reinsurance & Large Commercial
  (GRLC) standards behind EBOT, ECOT, GPM and CRP, and the JSON/YAML Next-Generation Digital Standards (NGDS) aimed at REST
  APIs and microservices. ACORD operates no public API of its own; standards and schemas are delivered to members under licence,
  and its commercial subsidiary ACORD Solutions Group runs the ADEPT data exchange platform under separate agreement.'
name: ACORD
type: Index
specificationVersion: '0.23'
tags:
- Claims
- Data Standards
- Insurance
- Policy
- Property and Casualty
- Reinsurance
- Standards
- Underwriting
- XML
tags_raw:
- Claims
- Data Standards
- Insurance
- Policy
- Property Casualty
- Reinsurance
- Standards
- Underwriting
- XML
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/acord.png
x-enrichment:
  date: '2026-08-30'
  status: minimal
  artifacts_added: 8
  pass: local-v1
x-coverage:
  state: gated
  reason: customer-only-docs
  detail: Every ACORD standards artifact — the NGDS schemas, Master Object List, Master Resource Definitions and Master Deprecation
    List — is published only as a /file-download/<uuid> link that 302s an anonymous request into Microsoft Entra member sign-in,
    and ACORD's own downloads page states you must first join a membership or participation program before an acord.org account
    will grant access; the one real REST API in the estate, ACORD Solutions Group's ADEPT, releases its specifications to
    GRLC members and licensed integrators at ASG's discretion.
  evidence:
  - url: https://www.acord.org/file-download/04dcef0d-6222-46a2-911f-5c905db8e086
    status: 302
  - url: https://www.acord.org/standards-architecture/acord-data-standards/standards-downloads
    status: 200
  - url: https://www.acord.org/openapi.json
    status: 404
  - url: https://standards.acord.org/openapi.json
    status: 403
  - url: https://www.acordsolutions.com/openapi.json
    status: 404
  checked: '2026-08-30'

ACORD API — frequently asked questions

Does ACORD have an API?

Yes. APIs.io lists 6 APIs from ACORD, including ACORD XML Standards API, ACORD Reinsurance & Large Commercial Data Standards API and ACORD Claims API, and 3 more.

Is there an OpenAPI specification for the ACORD API?

Yes. APIs.io indexes 4 OpenAPI specifications for ACORD, each linked for download from this page.

How do I authenticate with the ACORD API?

ACORD documents its authentication (http/oauth2 · 2 schemes). The details are profiled on APIs.io as Acord Authentication.

How much does the ACORD API cost?

APIs.io lists 1 pricing plan for ACORD, with each plan's price, limits and inclusions under Pricing on this page.

Is the ACORD API ready for AI agents?

ACORD has a Kin Score of 50.2 out of 100 (developing) and an Agent Readiness score of 28.2 (agent-aware), scored by API Evangelist on 2026-11-06.

Work with this as data

Every provider here is available over the APIs.io API and to AI agents over MCP.

MCP server

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https://apis.io/mcp

Tools for providers

9 MCP tools reach this

find_providersBrowse and filter every provider in the catalog.
get_provider_artifactsEvery artifact this provider publishes, grouped by type.
get_provider_operationsEvery operation across all of their OpenAPIs — one call instead of parsing every spec.
get_provider_toolsEvery MCP tool they ship, with the operation each wraps.
get_provider_evidenceHow each part of their score was established. Free — the basis for a claim should not sit behind it.
get_provider_ratingPRO — composite, band, trend and facet scores.
apis_io_searchSTART HERE — APIs, providers and tags for one query, each with its total.
resolveTurn a domain, URL or GitHub org into the provider it belongs to.
find_cohortsEvery scored population of providers in the catalog.

All 92 tools →

Call it yourself

curl for this page

This provider

curl "https://apis.io/api/v1/providers/acord"

All providers

curl "https://apis.io/api/v1/providers?limit=25"

Every operation they expose

curl "https://apis.io/api/v1/providers/acord/operations?limit=25"

How their score was established

curl "https://apis.io/api/v1/providers/acord/evidence"

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