ACORD
ACORD is a global standards-setting body for the insurance industry, providing data standards, reference architecture, and digital tools that enable insurers, brokers, and software providers to exchange information.
APIs
ACORD XML Standards API
ACORD XML Standards define data exchange formats for property & casualty, life, annuity, and reinsurance using SOAP/XML protocols. APIs enable claims inquiry, policy administrat...
ACORD Next-Generation Digital Standards (NGDS) API
The ACORD Next-Generation Digital Standards (NGDS) Object Model provides granular, transaction-centric standards for APIs, microservices, IoT, and RESTful architectures. Based o...
ACORD Reinsurance & Large Commercial Data Standards API
ACORD Global Reinsurance & Large Commercial Data Standards define XML data exchange formats for reinsurance and large commercial lines. APIs support facultative and treaty reins...
Capabilities
ACORD Insurance Data Exchange
Unified insurance data exchange workflow for policy administration, claims management, party registry, and underwriting using ACORD Next-Generation Digital Standards (NGDS). Use...
Run with NaftikoFeatures
ACORD XML standards for property & casualty, life, annuity, and reinsurance SOAP/XML data exchange.
JSON/YAML-based NGDS for RESTful APIs, microservices, and IoT insurance data exchange.
Global reinsurance and large commercial data standards for facultative and treaty transactions.
Electronic data standards for life insurance and annuity products covering underwriting and policy management.
ACORD reference architecture providing structural frameworks for insurance technology implementations.
Use Cases
Standardized ACORD XML or NGDS JSON claims transaction exchange between carriers, adjusters, and reinsurers.
Automated policy issuance, endorsement, and renewal using ACORD NGDS microservices architecture.
Straight-through processing of insurance applications using ACORD standardized data elements.
Facultative and treaty reinsurance data exchange using ACORD Global Reinsurance Data Standards.
Compliance reporting using ACORD-standardized data formats for regulatory submissions.
Integrations
Integration with policy administration systems (PAS) and claims management systems (CMS).
Integration with reinsurance management platforms supporting ACORD AL3 and RIBO formats.
Modern insurtech API platforms consuming ACORD NGDS JSON standards.
Integration with state and national insurance regulatory reporting systems.