Ripe Insurance Services Limited, trading as Ripe and part of Ripe Thinking Limited, is a Stockport-based United Kingdom digital Managing General Agent and specialist insurance intermediary authorised and regulated by the Financial Conduct Authority (FRN 313411). Founded in 1997 and majority-backed by Aquiline Capital Partners, Ripe underwrites and distributes niche personal and small-commercial lines direct to consumers through its own brands — Cycleplan, Golf Care, Insure4Boats, Insure4Sport and Ripe Caravans — covering caravans and motorhomes, park homes and holiday homes, photography and music equipment, valuables, shooting, golf, cycling, boats, over 400 sports, personal trainers, hair and beauty businesses, clubs and leisure organisations, and small business. It reports more than 400,000 policyholders. Ripe's API posture is honestly assessed as partner-gated with no public developer surface — there is no developer portal, no self-serve API programme, no published quote, bind, issue or FNOL API, and no ACORD reference anywhere on its estate. Its in-house platform is marketed as flexible and fast to integrate, but partnering is a business-development contact form on ripethinking.co.uk rather than a technical onboarding path. The only anonymously reachable, machine-readable API surface across the Ripe brand estate is the Umbraco CMS Content Delivery API that ships with its .NET content management system — read-only content and media, incidental infrastructure rather than an insurance product API. Its April 2026 Cycleplan ChatGPT app delivers real-time cycling quotes conversationally, but is a first-party consumer channel with no published API, MCP server, or spec.
Ripe Insurance publishes 2 APIs on the APIs.io network: Umbraco Content Delivery API and Cycleplan Umbraco Content Delivery API. Tagged areas include Insurance, United Kingdom, Insurtech, Managing General Agent, and Specialist Insurance.
Ripe Insurance’s developer surface includes authentication, support, product news, engineering blog, and 27 more developer resources.
The read-only Umbraco CMS Content Delivery API served anonymously from the Ripe Insurance marketing and quote site. This is platform infrastructure that ships with Umbraco, not ...
The read-only Umbraco CMS Content Delivery API served anonymously from cycleplan.co.uk, the Ripe Insurance bike-insurance brand. Same platform infrastructure as the flagship sit...
aid: ripe-insurance
url: https://raw.githubusercontent.com/api-evangelist/ripe-insurance/refs/heads/main/apis.yml
name: Ripe Insurance
kind: company
description: Ripe Insurance Services Limited, trading as Ripe and part of Ripe Thinking Limited, is a Stockport-based United
Kingdom digital Managing General Agent and specialist insurance intermediary authorised and regulated by the Financial Conduct
Authority (FRN 313411). Founded in 1997 and majority-backed by Aquiline Capital Partners, Ripe underwrites and distributes
niche personal and small-commercial lines direct to consumers through its own brands — Cycleplan, Golf Care, Insure4Boats,
Insure4Sport and Ripe Caravans — covering caravans and motorhomes, park homes and holiday homes, photography and music equipment,
valuables, shooting, golf, cycling, boats, over 400 sports, personal trainers, hair and beauty businesses, clubs and leisure
organisations, and small business. It reports more than 400,000 policyholders. Ripe's API posture is honestly assessed as
partner-gated with no public developer surface — there is no developer portal, no self-serve API programme, no published
quote, bind, issue or FNOL API, and no ACORD reference anywhere on its estate. Its in-house platform is marketed as flexible
and fast to integrate, but partnering is a business-development contact form on ripethinking.co.uk rather than a technical
onboarding path. The only anonymously reachable, machine-readable API surface across the Ripe brand estate is the Umbraco
CMS Content Delivery API that ships with its .NET content management system — read-only content and media, incidental infrastructure
rather than an insurance product API. Its April 2026 Cycleplan ChatGPT app delivers real-time cycling quotes conversationally,
but is a first-party consumer channel with no published API, MCP server, or spec.
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Insurance
- United Kingdom
- Insurtech
- Managing General Agent
- Specialist Insurance
- Personal Lines
- Small Business Insurance
- Underwriting
- Direct to Consumer
- Broker
created: '2026-07-25'
modified: '2026-07-25'
specificationVersion: '0.19'
apis:
- aid: ripe-insurance:ripe-insurance-umbraco-content-delivery-api
name: Ripe Insurance Umbraco Content Delivery API
description: The read-only Umbraco CMS Content Delivery API served anonymously from the Ripe Insurance marketing and quote
site. This is platform infrastructure that ships with Umbraco, not an insurance product API — it exposes eight GET operations
over website content and media items and contains no quote, bind, issue, policy, billing, or FNOL capability. Confirmed
live and parsing as OpenAPI 3.0.4 on 2026-07-25, with an equivalent surface present on cycleplan.co.uk, golfcare.co.uk
and insure4sport.co.uk. Ripe does not document or promote this as a developer offering and robots.txt disallows /umbraco/.
Recorded because it is real and publicly reachable, not because it constitutes an insurance API.
humanURL: https://www.ripeinsurance.co.uk/umbraco/swagger/index.html
baseURL: https://www.ripeinsurance.co.uk/umbraco/delivery/api/v2
tags:
- Content
- Media
- CMS
- Umbraco
properties:
- type: OpenAPI
url: openapi/ripe-insurance-umbraco-content-delivery-openapi.json
- type: APIReference
url: https://www.ripeinsurance.co.uk/umbraco/swagger/index.html
- type: Documentation
url: https://docs.umbraco.com/umbraco-cms/reference/content-delivery-api
- type: Overlay
url: overlays/ripe-insurance-umbraco-content-delivery-overlay.yaml
- type: MCPServer
url: mcp/ripe-insurance-mcp.yml
- type: ToolCrosswalk
url: mcp/ripe-insurance-tool-crosswalk.yml
- type: DataModel
url: data-model/ripe-insurance-data-model.yml
- type: ErrorCatalog
url: errors/ripe-insurance-problem-types.yml
- aid: ripe-insurance:ripe-insurance-cycleplan-content-delivery-api
name: Cycleplan Umbraco Content Delivery API
description: The read-only Umbraco CMS Content Delivery API served anonymously from cycleplan.co.uk, the Ripe Insurance
bike-insurance brand. Same platform infrastructure as the flagship site but running one CMS version behind, so it still
exposes the eight legacy v1 operations alongside the eight v2 ones — sixteen GET operations over website content and media.
Harvested verbatim and confirmed parsing as OpenAPI 3.0.1 on 2026-07-25. Not an insurance API — it carries no quote, bind,
issue, policy, billing or FNOL capability, and it is unrelated to the Cycleplan ChatGPT app Ripe launched in April 2026,
which publishes no API. An equivalent surface is live on golfcare.co.uk and insure4sport.co.uk; insure4boats.co.uk returns
404.
humanURL: https://www.cycleplan.co.uk/umbraco/swagger/index.html
baseURL: https://www.cycleplan.co.uk/umbraco/delivery/api/v2
tags:
- Content
- Media
- CMS
- Umbraco
- Cycleplan
properties:
- type: OpenAPI
url: openapi/ripe-insurance-cycleplan-content-delivery-openapi.json
- type: APIReference
url: https://www.cycleplan.co.uk/umbraco/swagger/index.html
- type: Documentation
url: https://docs.umbraco.com/umbraco-cms/reference/content-delivery-api
- type: Overlay
url: overlays/ripe-insurance-cycleplan-content-delivery-overlay.yaml
- type: LLMsTxt
url: llms/ripe-insurance-cycleplan-llms.txt
common:
- type: AgenticAccess
url: agentic-access/ripe-insurance-agentic-access.yml
- type: DomainSecurity
url: security/ripe-insurance-domain-security.yml
- type: Authentication
url: authentication/ripe-insurance-authentication.yml
- type: OAuthScopes
url: scopes/ripe-insurance-scopes.yml
- type: Conventions
url: conventions/ripe-insurance-conventions.yml
- type: Conformance
url: conformance/ripe-insurance-conformance.yml
- type: Lifecycle
url: lifecycle/ripe-insurance-lifecycle.yml
- type: ErrorCatalog
url: errors/ripe-insurance-problem-types.yml
- type: DataModel
url: data-model/ripe-insurance-data-model.yml
- type: WellKnown
url: well-known/ripe-insurance-well-known.yml
- type: Packages
url: packages/ripe-insurance-packages.yml
- type: LLMsTxt
url: llms/ripe-insurance-llms.txt
- type: AgentSkill
url: skills/_index.yml
- type: MCPServer
url: mcp/ripe-insurance-mcp.yml
- type: ToolCrosswalk
url: mcp/ripe-insurance-tool-crosswalk.yml
- type: OpenIDConnect
url: well-known/ripe-insurance-openid-configuration.json
- type: Website
url: https://www.ripeinsurance.co.uk/
- type: CorporateWebsite
url: https://www.ripethinking.co.uk/
- type: Partners
url: https://www.ripethinking.co.uk/partner-with-us/
- type: Technology
url: https://www.ripethinking.co.uk/technology/
- type: About
url: https://www.ripeinsurance.co.uk/about/
- type: Support
url: https://www.ripeinsurance.co.uk/help-and-support/
- type: Claims
url: https://www.ripeinsurance.co.uk/how-to-claim/
- type: TermsOfService
url: https://www.ripeinsurance.co.uk/terms-of-use/
- type: PrivacyPolicy
url: https://www.ripeinsurance.co.uk/privacy-policy/
- type: News
url: https://www.ripethinking.co.uk/news/
- type: Blog
url: https://www.ripeinsurance.co.uk/motorhome-insurance/blog/
- type: Login
url: https://www.ripeinsurance.co.uk/login
- type: GitHubOrganization
url: https://github.com/RipeThinking
- type: LinkedIn
url: https://uk.linkedin.com/company/ripe-insurance
- type: OpenIDConnectDiscovery
url: https://www.ripeinsurance.co.uk/.well-known/openid-configuration
maintainers:
- FN: Kin Lane
email: kin@apievangelist.com
Kin Score
How this is scored →