Reinsurance Group of America website screenshot

Reinsurance Group of America

Reinsurance Group of America (RGA) is a leading global provider of life and health reinsurance and financial solutions, serving clients in more than 70 countries. RGA is the only global reinsurance company focused exclusively on life and health solutions. The company provides reinsurance, automated underwriting platforms, digital health data scoring, and financial risk management solutions to insurance carriers worldwide.

Reinsurance Group of America publishes 2 APIs on the APIs.io network. Tagged areas include Financial Services, Health Insurance, Insurance Technology, Life Insurance, and Reinsurance.

The Reinsurance Group of America catalog on APIs.io includes 1 JSON-LD context and 1 Spectral governance ruleset.

Reinsurance Group of America’s developer surface includes documentation, code examples, and 14 more developer resources.

26.4/100 emerging ▼ -5.2 Agent 5/100 human only Full breakdown ↓
scored 2026-07-28 · rubric v0.6
AccessEnterprise
2 APIs
Financial ServicesHealth InsuranceInsurance TechnologyLife InsuranceReinsuranceUnderwritingFortune 500

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-07-28 · rubric v0.6
Composite quality — 26.4/100 · emerging
Contract Quality 2.0 / 25
Developer Ergonomics 1.7 / 20
Commercial Clarity 5.8 / 20
Operational Transparency 3.4 / 13
Governance 8.3 / 12
Discoverability 6.9 / 10
Agent readiness — 5/100 · human only
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 10
MCP Server 0 / 12
Machine-Readable Auth 0 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 7 / 7
Rate-Limit Signaling 7 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/reinsurance-group-of-america: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 2

Individual APIs this provider publishes, each with its own machine-readable definition.

AURA NEXT Automated Underwriting API

AURA NEXT is RGA's SaaS-based automated underwriting decision management platform powered by 40+ years of underwriting expertise. The API enables insurance carriers to integrate...

Digital Health Data Risk Scoring API

RGA's Digital Health Data (DHD) Risk Scoring service provides a real-time API for evaluating structured electronic medical record and medical claims data to derive actionable un...

Pricing Plans 1

Published pricing tiers and plan structures.

Rate Limits 1

Documented rate limits and quota policies.

FinOps 1

Cost, billing, and metering signals for API financial operations.

Semantic Vocabularies 1

JSON-LD contexts and semantic vocabularies used across these APIs.

Reinsurance Group Of America Context

4 classes · 6 properties

JSON-LD

Spectral Rules 1

Spectral governance rulesets for linting and validating these APIs.

Reinsurance Group of America API Rules

5 rules · 3 warnings 2 info

SPECTRAL

JSON Schema 2

Standalone JSON Schema definitions for this provider's data models.

Digital Health Data Risk Score

10 properties

JSON SCHEMA

AURA NEXT Underwriting Decision

14 properties

JSON SCHEMA

JSON Structure 1

JSON Structure definitions describing this provider's data shapes.

Examples 2

Example request and response payloads for these APIs.

Security Posture 1

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Reinsurance Group Of America Domain Security

TLSv1.2 · HSTS · DMARC

SECURITY

Press 5

Recent news and press coverage referencing this provider.

Michael Quinn - Reinsurance Group of America, Incorporated

2026-05-25

Ethical AI drives insurance fairness and better models

2026-05-25

RGA Invests in DigitalOwl for Life Insurance AI Partnership

2026-05-25

EX-99.1

2026-05-25

Reinsurance Group of America Reports Fourth Quarter Results

2026-05-25

Resources

Documentation 4

Reference material describing how the API behaves

Design & Contract 3

Pagination, idempotency, versioning, errors, and events

Build 3

SDKs, sample code, and the tooling you integrate with

Access & Security 1

Authentication, authorization, and security posture

Company 5

The organization behind the API

Source (apis.yml)

apis.yml Raw ↑
aid: reinsurance-group-of-america
accessModel:
  pricing: enterprise
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Enterprise
  confidence: medium
  source:
  - plans
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/reinsurance-group-of-america.png
name: Reinsurance Group of America
description: Reinsurance Group of America (RGA) is a leading global provider of life and health reinsurance and financial
  solutions, serving clients in more than 70 countries. RGA is the only global reinsurance company focused exclusively on
  life and health solutions. The company provides reinsurance, automated underwriting platforms, digital health data scoring,
  and financial risk management solutions to insurance carriers worldwide.
type: Index
url: https://raw.githubusercontent.com/api-evangelist/reinsurance-group-of-america/refs/heads/main/apis.yml
tags:
- Financial Services
- Health Insurance
- Insurance Technology
- Life Insurance
- Reinsurance
- Underwriting
- Fortune 500
created: '2025-01-01'
modified: '2026-05-02'
specificationVersion: '0.19'
apis:
- aid: reinsurance-group-of-america:aura-next
  name: AURA NEXT Automated Underwriting API
  description: AURA NEXT is RGA's SaaS-based automated underwriting decision management platform powered by 40+ years of underwriting
    expertise. The API enables insurance carriers to integrate real-time underwriting decisions, manage and share rule sets,
    and streamline end-to-end underwriting processes. Supports point-of-sale decisions through integration with call centers,
    agents, brokers, e-applications, and portals.
  humanURL: https://www.rgare.com/solutions/underwriting/automated-underwriting
  baseURL: https://api.rgare.com/aura
  tags:
  - Automated Underwriting
  - Decision Management
  - Insurance
  - Life Insurance
  - SaaS
  - Underwriting
  properties:
  - type: Documentation
    url: https://www.rgare.com/solutions/underwriting/automated-underwriting
  - type: Website
    url: https://www.rgax.com/life-underwriting/aura-next/
- aid: reinsurance-group-of-america:digital-health-data
  name: Digital Health Data Risk Scoring API
  description: RGA's Digital Health Data (DHD) Risk Scoring service provides a real-time API for evaluating structured electronic
    medical record and medical claims data to derive actionable underwriting risk scores. Available for use across a broad
    range of use cases from triage through post-issue monitoring, enabling carriers to reduce applicant wait times and improve
    underwriting consistency.
  humanURL: https://www.rgare.com/our-company/media/press-releases/press-releases-detail/2020/02/04/rga-announces-industry-s-first-digital-health-data-scoring-service
  baseURL: https://api.rgare.com/dhd
  tags:
  - Digital Health
  - Electronic Health Records
  - Life Insurance
  - Risk Scoring
  - Underwriting
  properties:
  - type: Documentation
    url: https://www.rgare.com/our-company/media/press-releases/press-releases-detail/2020/02/04/rga-announces-industry-s-first-digital-health-data-scoring-service
  - type: Website
    url: https://investor.rgare.com/news-releases/news-release-details/rga-announces-industrys-first-digital-health-data-scoring
common:
- type: DomainSecurity
  url: security/reinsurance-group-of-america-domain-security.yml
- type: GitHubOrganization
  url: https://github.com/rgare
- type: LinkedIn
  url: https://www.linkedin.com/company/rga-reinsurance-group-of-america-incorporated
- type: Website
  url: https://www.rgare.com/
  name: RGA Official Website
- type: Website
  url: https://www.rgax.com/
  name: RGAX - RGA Innovation Hub
- type: Documentation
  url: https://www.rgare.com/solutions/all-products-and-services
  name: RGA All Products and Services
- type: Website
  url: https://investor.rgare.com/
  name: RGA Investor Relations
- type: Documentation
  url: https://www.rgare.com/knowledge-center
  name: RGA Knowledge Center
- type: Website
  url: https://en.wikipedia.org/wiki/Reinsurance_Group_of_America
  name: Reinsurance Group of America - Wikipedia
- type: JSONSchema
  url: https://raw.githubusercontent.com/api-evangelist/reinsurance-group-of-america/refs/heads/main/json-schema/reinsurance-group-of-america-underwriting-decision-schema.json
  name: AURA NEXT Underwriting Decision JSON Schema
- type: JSONSchema
  url: https://raw.githubusercontent.com/api-evangelist/reinsurance-group-of-america/refs/heads/main/json-schema/reinsurance-group-of-america-health-score-schema.json
  name: Digital Health Data Risk Score JSON Schema
- type: JSONStructure
  url: https://raw.githubusercontent.com/api-evangelist/reinsurance-group-of-america/refs/heads/main/json-structure/reinsurance-group-of-america-underwriting-decision-structure.json
  name: Underwriting Decision JSON Structure
- type: JSONLD
  url: https://raw.githubusercontent.com/api-evangelist/reinsurance-group-of-america/refs/heads/main/json-ld/reinsurance-group-of-america-context.jsonld
  name: Reinsurance Group of America JSON-LD Context
- type: Vocabulary
  url: https://raw.githubusercontent.com/api-evangelist/reinsurance-group-of-america/refs/heads/main/vocabulary/reinsurance-group-of-america-vocabulary.yml
  name: Reinsurance Group of America Vocabulary
- type: Examples
  url: https://raw.githubusercontent.com/api-evangelist/reinsurance-group-of-america/refs/heads/main/examples/reinsurance-group-of-america-underwriting-decision-example.json
  name: AURA NEXT Underwriting Decision Example
- type: Examples
  url: https://raw.githubusercontent.com/api-evangelist/reinsurance-group-of-america/refs/heads/main/examples/reinsurance-group-of-america-health-score-example.json
  name: Digital Health Data Risk Score Example
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com