Reinsurance Group of America

Reinsurance Group of America (RGA) is a leading global provider of life and health reinsurance and financial solutions, serving clients in more than 70 countries. RGA is the only global reinsurance company focused exclusively on life and health solutions. The company provides reinsurance, automated underwriting platforms, digital health data scoring, and financial risk management solutions to insurance carriers worldwide.

Reinsurance Group of America publishes 4 APIs on the APIs.io network. Tagged areas include Financial-Services, Health Insurance, Insurance Technology, Life Insurance, and Reinsurance.

The Reinsurance Group of America catalog on APIs.io includes 1 JSON-LD context and 1 Spectral governance ruleset.

Reinsurance Group of America’s developer surface includes documentation, code examples, and 21 more developer resources.

🌐 Visit website 📡 Source on GitHub

20.8/100 emerging ▬ flat Agent 5/100 human only Full breakdown ↓
scored 2026-08-20 · rubric v0.12.0

AccessEnterprise

4 APIs

Financial-Services Health Insurance Insurance Technology Life Insurance Reinsurance Underwriting Fortune 500

Kin Score

Kin Score How this is scored →
scored 2026-08-20 · rubric v0.12.0

Composite quality — 20.8/100 · emerging

Contract Quality 1.8 / 21

Developer Ergonomics 1.6 / 17

Access Clarity 4.9 / 17

Operational Transparency 2.6 / 11

Contract Governance 2.6 / 10

Discoverability 5.5 / 9

Regulatory Posture 2.5 / 15

Agent readiness — 5/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 7 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Regulatory Posture applies to this provider. Its tags matched the Insurance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/reinsurance-group-of-america: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 4

Individual APIs this provider publishes, each with its own machine-readable definition.

Rate Limits 1

Documented rate limits and quota policies.

Reinsurance Group Of America Rate Limits

1 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

JSON Schema 2

Standalone JSON Schema definitions for this provider's data models.

Examples 2

Example request and response payloads for these APIs.

Press 5

Recent news and press coverage referencing this provider.

Documentation 4

Reference material describing how the API behaves

Documentation

Documentation

JSONSchema

JSONSchema

Design & Contract 5

Pagination, idempotency, versioning, errors, and events

JSONStructure

JSONLD

Vocabulary

JSONLDContext

Vocabulary

Build 3

SDKs, sample code, and the tooling you integrate with

GitHubOrganization

GitHubOrganization

Examples

Examples

Examples

Examples

Access & Security 3

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

DomainSecurity

DomainSecurity

DomainSecurity

DomainSecurity

Operate 1

Status, limits, changes, and where to get help

Press Releases

Press Releases

Company 7

The organization behind the API

LinkedIn

Website

Website

Website

Website

Website

Investor Relations

Investor Relations

Scroll for all 7

Source (apis.yml)

aid: reinsurance-group-of-america
accessModel:
  pricing: enterprise
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Enterprise
  confidence: medium
  source:
  - plans
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/reinsurance-group-of-america.png
name: Reinsurance Group of America
description: Reinsurance Group of America (RGA) is a leading global provider of life and health reinsurance and financial
  solutions, serving clients in more than 70 countries. RGA is the only global reinsurance company focused exclusively on
  life and health solutions. The company provides reinsurance, automated underwriting platforms, digital health data scoring,
  and financial risk management solutions to insurance carriers worldwide.
type: Index
url: https://raw.githubusercontent.com/api-evangelist/reinsurance-group-of-america/refs/heads/main/apis.yml
tags:
- Financial-Services
- Health Insurance
- Insurance Technology
- Life Insurance
- Reinsurance
- Underwriting
- Fortune 500
tags_raw:
- Financial Services
- Health Insurance
- Insurance Technology
- Life Insurance
- Reinsurance
- Underwriting
- Fortune 500
created: '2025-01-01'
modified: '2026-05-02'
specificationVersion: '0.23'
apis:
- aid: reinsurance-group-of-america:aura-next
  name: AURA NEXT Automated Underwriting API
  description: AURA NEXT is RGA's SaaS-based automated underwriting decision management platform powered by 40+ years of underwriting
    expertise. The API enables insurance carriers to integrate real-time underwriting decisions, manage and share rule sets,
    and streamline end-to-end underwriting processes. Supports point-of-sale decisions through integration with call centers,
    agents, brokers, e-applications, and portals.
  humanURL: https://www.rgare.com/solutions/underwriting/automated-underwriting
  baseURL: https://api.rgare.com/aura
  tags:
  - Automated Underwriting
  - Decision Management
  - Insurance
  - Life Insurance
  - Software-as-a-Service
  - Underwriting
  tags_raw:
  - Automated Underwriting
  - Decision Management
  - Insurance
  - Life Insurance
  - SaaS
  - Underwriting
  properties:
  - type: Documentation
    url: https://www.rgare.com/solutions/underwriting/automated-underwriting
  - type: Website
    url: https://www.rgax.com/life-underwriting/aura-next/
- aid: reinsurance-group-of-america:digital-health-data
  name: Digital Health Data Risk Scoring API
  description: RGA's Digital Health Data (DHD) Risk Scoring service provides a real-time API for evaluating structured electronic
    medical record and medical claims data to derive actionable underwriting risk scores. Available for use across a broad
    range of use cases from triage through post-issue monitoring, enabling carriers to reduce applicant wait times and improve
    underwriting consistency.
  humanURL: https://www.rgare.com/our-company/media/press-releases/press-releases-detail/2020/02/04/rga-announces-industry-s-first-digital-health-data-scoring-service
  baseURL: https://api.rgare.com/dhd
  tags:
  - Digital Health
  - Electronic Health Records
  - Life Insurance
  - Risk Scoring
  - Underwriting
  properties:
  - type: Documentation
    url: https://www.rgare.com/our-company/media/press-releases/press-releases-detail/2020/02/04/rga-announces-industry-s-first-digital-health-data-scoring-service
  - type: Website
    url: https://investor.rgare.com/news-releases/news-release-details/rga-announces-industrys-first-digital-health-data-scoring
- aid: reinsurance-group-of-america:digital-health-data-scoring
  name: Digital Health Data Scoring API
  description: RGA's Digital Health Data (DHD) Risk Scoring service evaluates structured electronic medical record and medical
    claims data to derive actionable underwriting risk scores for seamless integration within carrier underwriting systems.
    Available via real-time API for triage through post-issue monitoring.
  humanURL: https://www.rgare.com/solutions/all-products-and-services
  baseURL: https://api.rgare.com
  tags:
  - Digital Health
  - Risk Scoring
  - Underwriting
  - Medical Records
  - Claims Data
  properties:
  - type: Documentation
    url: https://www.rgare.com/solutions/all-products-and-services
  - type: Website
    url: https://www.rgare.com
- aid: reinsurance-group-of-america:rga-central-portal
  name: RGA Central Portal API
  description: RGA Central provides a single point of access to exclusive applications and insights for RGA clients. The portal
    supports client authentication and access to underwriting tools, reporting, and analytics capabilities.
  humanURL: https://www.rgare.com
  tags:
  - Client Portal
  - Underwriting
  - Analytics
  - Reporting
  properties:
  - type: Documentation
    url: https://www.rgare.com
common:
- type: DomainSecurity
  url: security/reinsurance-group-of-america-domain-security.yml
- type: GitHubOrganization
  url: https://github.com/rgare
- type: LinkedIn
  url: https://www.linkedin.com/company/rga-reinsurance-group-of-america-incorporated
- type: Website
  url: https://www.rgare.com/
  name: RGA Official Website
- type: Website
  url: https://www.rgax.com/
  name: RGAX - RGA Innovation Hub
- type: Documentation
  url: https://www.rgare.com/solutions/all-products-and-services
  name: RGA All Products and Services
- type: Website
  url: https://investor.rgare.com/
  name: RGA Investor Relations
- type: Documentation
  url: https://www.rgare.com/knowledge-center
  name: RGA Knowledge Center
- type: Website
  url: https://en.wikipedia.org/wiki/Reinsurance_Group_of_America
  name: Reinsurance Group of America - Wikipedia
- type: JSONSchema
  url: https://raw.githubusercontent.com/api-evangelist/reinsurance-group-of-america/refs/heads/main/json-schema/reinsurance-group-of-america-underwriting-decision-schema.json
  name: AURA NEXT Underwriting Decision JSON Schema
- type: JSONSchema
  url: https://raw.githubusercontent.com/api-evangelist/reinsurance-group-of-america/refs/heads/main/json-schema/reinsurance-group-of-america-health-score-schema.json
  name: Digital Health Data Risk Score JSON Schema
- type: JSONStructure
  url: https://raw.githubusercontent.com/api-evangelist/reinsurance-group-of-america/refs/heads/main/json-structure/reinsurance-group-of-america-underwriting-decision-structure.json
  name: Underwriting Decision JSON Structure
- type: JSONLD
  url: https://raw.githubusercontent.com/api-evangelist/reinsurance-group-of-america/refs/heads/main/json-ld/reinsurance-group-of-america-context.jsonld
  name: Reinsurance Group of America JSON-LD Context
- type: Vocabulary
  url: https://raw.githubusercontent.com/api-evangelist/reinsurance-group-of-america/refs/heads/main/vocabulary/reinsurance-group-of-america-vocabulary.yml
  name: Reinsurance Group of America Vocabulary
- type: Examples
  url: https://raw.githubusercontent.com/api-evangelist/reinsurance-group-of-america/refs/heads/main/examples/reinsurance-group-of-america-underwriting-decision-example.json
  name: AURA NEXT Underwriting Decision Example
- type: Examples
  url: https://raw.githubusercontent.com/api-evangelist/reinsurance-group-of-america/refs/heads/main/examples/reinsurance-group-of-america-health-score-example.json
  name: Digital Health Data Risk Score Example
- type: DomainSecurity
  url: security/reinsurance-group-of-america-domain-security.yml
- type: Website
  url: https://www.rgare.com
- type: Press Releases
  url: https://www.rgare.com/our-company/media/press-releases
- type: Investor Relations
  url: https://investor.rgare.com
- type: JSONLDContext
  url: https://raw.githubusercontent.com/api-evangelist/reinsurance-of-america/refs/heads/main/json-ld/reinsurance-of-america-context.jsonld
- type: Vocabulary
  url: https://raw.githubusercontent.com/api-evangelist/reinsurance-of-america/refs/heads/main/vocabulary/reinsurance-of-america-vocabulary.yml
- type: DomainSecurity
  url: security/reinsurance-group-of-america-domain-security.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com

Reinsurance Group of America

APIs 4

Pricing Plans 1

Rate Limits 1

FinOps 1

Semantic Vocabularies 1

Spectral Rules 1

JSON Schema 2

JSON Structure 1

Examples 2

Security Posture 1

Press 5

Michael Quinn - Reinsurance Group of America, Incorporated

Ethical AI drives insurance fairness and better models

RGA Invests in DigitalOwl for Life Insurance AI Partnership

EX-99.1

Reinsurance Group of America Reports Fourth Quarter Results

Documentation 4

Design & Contract 5

Build 3

Access & Security 3

Operate 1

Company 7

Source (apis.yml)