Reinsurance Group of America · Example Payload

Reinsurance Group Of America Underwriting Decision Example

Financial ServicesHealth InsuranceInsurance TechnologyLife InsuranceReinsuranceUnderwritingFortune 500

Reinsurance Group Of America Underwriting Decision Example is an example object payload from Reinsurance Group of America, with 14 top-level fields. It illustrates the shape of data this provider's APIs accept or return.

Top-level fields

applicationIddecisionIddecisionDatedecisionriskClasstableRatingflatExtraexclusionsdecisionReasonsautomatedDecisionreferralQueuepolicyDetailsruleSetVersionprocessingTimeMs

Example Payload

{
  "applicationId": "APP-2026-0042891",
  "decisionId": "DEC-AURA-20260502-889234",
  "decisionDate": "2026-05-02T14:23:11Z",
  "decision": "Approved",
  "riskClass": "Standard Plus",
  "tableRating": null,
  "flatExtra": null,
  "exclusions": [],
  "decisionReasons": [
    {
      "reasonCode": "HEALTH-OK",
      "reasonDescription": "No significant adverse health conditions identified in application or digital health data.",
      "weight": 0.45
    },
    {
      "reasonCode": "LABS-NORMAL",
      "reasonDescription": "Laboratory values within normal ranges for applicant's age and gender.",
      "weight": 0.30
    },
    {
      "reasonCode": "LIFESTYLE-LOW",
      "reasonDescription": "No tobacco use. No high-risk avocations disclosed.",
      "weight": 0.25
    }
  ],
  "automatedDecision": true,
  "referralQueue": null,
  "policyDetails": {
    "productType": "20-Year Term Life",
    "faceAmount": 500000,
    "issueAge": 38,
    "gender": "Female"
  },
  "ruleSetVersion": "AURA-NEXT-v4.12.1",
  "processingTimeMs": 847
}

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